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/biz/ - Business & Finance

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55200018 No.55200018 [Reply] [Original]

The median bank account balance for under 35 adults is $3,240

>> No.55200045

I'm 32 and I only have $1,600 in my bank account.

>> No.55200053

>>55200018
but it do.

>> No.55200062

I'm 31 and I have $200 in my checking account. I have $20k in crypto and $23k in a brokerage account.

>> No.55200067
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55200067

>>55200018
>25
>50k debt
>$-12 balance

>> No.55200068

>>55200018
Why would you need more in a checking account?

t. John Normie

>> No.55200074

That's because real people invest their money, especially those under 35. Your money won't be in a bank then.

Now delete this retarded thread you fucking frogposter

>> No.55200108
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55200108

>>55200018
5k in bank 250k in Tbill....but sure give your money to banks. genius anon....

>> No.55200126
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55200126

>>55200018
Lol.
Lmao even.

>> No.55200144
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55200144

>>55200126
I'm unemployed with $24 on a cashapp card about to be homeless soon, I win.

>> No.55200150
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55200150

>>55200018
I assume the kids are putting their money in stocks/funds etc?

>> No.55200169

>>55200018
I'm 34 and that's about how much I have. but in canadian

>> No.55200183

>>55200108
Smarter than US treasuries

>> No.55200244

37. 54k in a checking account, because I'm too pussy to put it into BTC or even T bills. Should have about 100k by year's end. Work 7 nights a week taking care of retards (hanging out there now watching Batman Begins with them), sleep when they sleep, usually get about 6 hours a night. So I don't pay rent. Trying to get a day job or something going. I'm essentially homeless. My parents and my brother's family live 40 minutes a way, but I visit them on sundays for a bath and family dinner. All my expenses are less than $600/month.

>> No.55200249

>>55200018
you guys spend hella money stop doing that

>> No.55200278
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55200278

Get dunked on plebs, that isn’t even my HYSA

>> No.55200337

>>55200018
I keep 15k in my account in case of emergencies. I have a lot more in crypto, but you never know. With the way shits going now, I might wake up one morning and find out every off ramp is shut down.

>> No.55200366

I have 119€ in my bank account lmao
But I made some profits in the last few days with LUNC so I'm buying a CSGO knife and a 5 or maybe 10 grams gold bar.
Reach my degeneracy level.

>> No.55200371

>>55200074
You should still keep like $5k to $10k at any given time for emergencies. Something to get you through a few months of no income

>> No.55200395
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55200395

>>55200371
you keep it in tbill retard. 5% easy. liquid

>> No.55200407

I have come to the realization that money is essentially useless to me
There's nothing I need that I don't already have that can be had for money
There's nothing I want that I can get enough money to have and that is worth it
Daily stuff sure but nothing even remotely discretionary
Weird

>> No.55200451
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55200451

>>55200407
interesting. what the rest ? where is your full blog ?

>> No.55200470

>>55200150
Of course haven't you heard the average Millenial is a millionaire and owns three homes

>> No.55200473
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55200473

im 24 and I have 17k in my bank account

>> No.55200481

>>55200473
I’d start working another job if I were you. I had 50k at your age

>> No.55200486

I have -$9.

>> No.55200487
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55200487

>>55200481
i just started working lol

>> No.55200492

>>55200018
My bank account is at $46,829.92
I own 2 apartments, one big another small
I don't have a car though
Feels good being a remote dev

>> No.55200549

>>55200278
>flexing super low 5 figs

Yikes

>> No.55200556

I'm 21 and I only keep 1-2k in my bank
I have 8k in crypto

>> No.55200561

>>55200549
Compared to the the people in this thread I’m basically bill gates

>> No.55200573

>>55200068
i dont think that stat is implying they have a whole lot more in assets

>> No.55200601
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55200601

26yo, $5,000 in my bank account, $70,000 between BTC/ETH and about $25,000 in precious metals.
Keep in mind I’ve been in crypto since 2016, I bought ETH when it would fluctuate between $42-$48. If I wasn’t retarded and hadn’t bought meme coins all those years ago I’d be retired, but I’m retarded.
Anyone else remember Palm Beach Confidential shilled shitcoins? What a time.

>> No.55200611

>>55200018
No point in keeping more than a months expenses in the bank. I have 500k liquid net worth and have like 2k in checking rn. I have 100k in us treasuries that I’ll be using for a house down payment on a future second home, everything else in stocks or my current starter home

>> No.55200707

>>55200126
>Savings
Where is your checking account fellow Huntingtoncuck?

>> No.55200876
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55200876

>>55200018
i got
>$1000 in my bank until next friday
>165k in stocks/retirement
>27k in crypto
>no credit card
>600 credit score

>> No.55200899

I have $1.5 million net worth and only $16k in the bank. There's no point in letting a bunch of cash sit dormant. I invest $2k a week.

>> No.55200923

>>55200018
170k Cash
75k 401k
20k in guns and ammo
6k in memorabilia
Home owner, 400k house
I’m 25

>> No.55201295

>>55200395
At 5%, it doesn't keep up with currency devaluation.

>> No.55201330

>>55200018
Yeah... I have 2,800 in mine

>> No.55201348
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55201348

>>55200018

I'd rather see/read about a more detailed statistic.

What is it from:

18 - 24 year olds
25 - 31 year olds
32 - 38 year olds
39 - 45 year olds
46 - 52 year olds
53 - 59 year olds
60 - 66 year olds
67 - 73 year olds
74 - 80 year olds
81+ year olds

>> No.55201354

>>55200018
That's a lot of money.

>> No.55201814
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55201814

>>55200018
I'm still putting a lot of money on frogs like KEK, I don't know how screwed I'll be when I turn 40

>> No.55201825

>>55200067
Ah, I can see you took a long on inflation. Very nice

>> No.55201827

>>55200601
I remember Cryptopia being my main exchange

>> No.55201834

>>55200018
>$3,240
Makes sense, fucking keeping anything more than that on the sidelines not invested

>> No.55201846

>>55200407
I need a Porsche so I don’t start the fourth reich and execute all American jews

>> No.55201851

>>55201814
Eth is going to zero sooner or later . You have had plenty of time to figure out the coin to be in.

>> No.55201869

>bank account
Most people i know are keeping cash, spending all, or putting it elsewhere.
No one likes banks anymore.
When they talk about 99% vs 1% they are talking about imaginary digital wealth and stocks, not physical cash.

>> No.55202082

im 32

401k = $51,500ish
Roth Ira = $18,200
Taxable Brokerage = $30,650
HYSA = $8,000
Checking = $3,500

yep OP that median bank balance seems right