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/biz/ - Business & Finance

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55129445 No.55129445 [Reply] [Original]

How much money am I supposed to have saved up when I'm 30? How about when I'm 35? 40?

What's the minimum for "making it"?

>> No.55129468
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55129468

If you wake up in the night thinking about all the time you've wasted and how the future will SUCK because you'll be an old man who can't even fake being a 29yo anymore or whatever while dreaming about that first office job you had when you were younger or being back in school with all your friends when you still had lots of friends then you do not have enough.

If you wake up in the night from a nightmare where you were back in school or waging at a shit job, only to realize you don't have to work or go to job retraining because you've got a lot of money in the bank, then you have made enough.

>> No.55129542
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55129542

It depends on your specific needs. If you have more than $500 liquid in your bank account you're doing better than most Americans, but of course, being the smartest worm in the dirt means fuckall to people like you and me.
If you're on /biz/ investing bit-by-bit into BTC/ETH and possibly precious metals you're doing better than the far majority of normies. Relax OP.

>> No.55129581

I'm 31 and I have about 35k to my name right now between two personal bank accounts, a business account and two investment accounts. For me that's about three full years of expenses if I just wanted to literally not work at all and go for broke. Of course I would love to have 100k but I'm happy and can afford to do pretty much whatever I want

>> No.55129651

>>55129581
>35k
>three full years of expenses
do you live with your mom

>> No.55129675
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55129675

>>55129445
One suicide stack of XMR
I had my initial target at 100K 30 y.o. but since I'm a degenerate autist I cut it down to 50 which should be possible to hit

>> No.55130036

>>55129445
>30
100k
>35
300k
>40
1mil

these are the bare minimum to be considered successful

>> No.55130133

>>55129445
By 30 1x your salary by 40 2.5x
But if your salary by 30 isn't 100k you're ngmi

>> No.55130147

>>55130036
My personal ATH was 450 when I was 27. Held like an idiot, down to 110k, now back at 250 ish. at 28. If I'm not a millionaire or at the very least 800k+ by the time clock hits 30 I'll jump out the window

>> No.55130573

>>55129445
Around 200k minimum, I managed to do that in the third world.