What is your credit score /biz/?

[Anonymous No.55004962]

Mine is 748

[Anonymous No.55004995]

i've never checked my credit score once but i keep getting pre-approved for credit limit increases i never use so i figure it's good

[Anonymous No.55005035]

Mirin', /biz/?

[Anonymous No.55005036]

815-820 last I checked.

[Anonymous No.55005057]

Just applied for a loan. My 760 credit score from 3 different credit monitors came back at a 680 at the bank. Don't believe the bullshit your actual score can be a 50 point difference

[Anonymous No.55005074]

>>55005057
Works on my machine came up 815 for my last loan.

[Anonymous No.55005078]

>>55004962
>>55004995
>>55005035
>>55005036
>>55005057
No, I’m not mirin’ that you’re a slave.

[Blaze McCartney No.55005084]

I have a 107 credit score. Am i doing credit right?

[Anonymous No.55005085]

>>55005078
poorfag detected

[Anonymous No.55005134]

I'm poor and only poor people talk about credit score bc they keep spending it

[Anonymous No.55005140]

I paid off a loan, closed the account and my score went down to 778. Is

[Anonymous No.55005154]

>>55005085
>credit = wealth
t. slave

[Anonymous No.55005157]

>>55004962

[Anonymous No.55005173]

https://www.tiktok.com/t/ZTRE1MbYt/

[Anonymous No.55005176]

719, hoping for 800+
Just over 1 year of credit history, paying off a $22k car loan. $12k of student loans too

[Anonymous No.55005181]

>>55005074
Experian doesn’t count as much, it’s always way higher. My other scores are both 784

[Anonymous No.55005184]

>>55005173
So fucking based

[Anonymous No.55005190]

>>55005181
Whoops meant to post my experian score

[Anonymous No.55005238]

>>55004962
The world is my oyster :)
My total credit limit is over $320k

[Anonymous No.55005557]

>>55005154
99% of people would not be able to afford a home, the primary vehicle for generational wealth, without a loan, which requires credit.
So yes, credit = wealth.

[Anonymous No.55005569]

>>55004995
i get pre-approved for credit all the time and rejected everytime i apply for it

[Anonymous No.55005655]

>>55005569
so far i haven't been rejected when i've taken them

[Anonymous No.55005670]

>what's your credit score, goyim?
>credit score tanks when checked
You're not going to get me, fag

[Anonymous No.55005698]

Australia has a different rating system.

[Anonymous No.55005759]

>>55005238
nice! I would be debtmaxxxing it all on gold and declaring bankruptcy. thats enough for me to never have to work again.

[Anonymous No.55005836]

>>55005557
Wow, I’ve never seen as much cope as this post. Kek.

Keep thinking that way, slave.

[Anonymous No.55005876]

>>55005759
That's a retarded idea because your assets would have to used to pay off as much of the debt as possible. You could try hiding it from the judge in court but then you would risk getting buttfucked for committing fraud.

[Anonymous No.55005893]

>>55004962
Never messed with it, never ahad a credit card, only debit brother.

[Anonymous No.55005924]

>>55005876
nobody is going to put you in jail for fraud if you buy gold with the credit and leave the country. who told you this?

[Anonymous No.55005961]

>>55005893
It's all dandy until Jimmy the meth head steals your debit card and clears out your bank account. With credit cards, you have full protection and no loss of funds while the bank deals with it. On top of that it's very easy to get a credit card that gives you airline miles or cash back as a bonus.
>>55005924
>fleeing the beautiful US of A for a measly $300k
ok boy

[Anonymous No.55005963]

>>55005924
>just flee the country and live like a bum for the next 30 years until you die alone because you don't do anything all day

[Anonymous No.55007009]

>>55005057
>your actual score
Jesus ur fucking retarded

[Anonymous No.55007026]

>>55005961
Ya when i got robbed of 2k from my debit card i never used it again. Everything goes thru credit now that I pay off immediately. They care more about secruity when its their money

[Anonymous No.55007036]

>good goy score

Lol

Lmao even

[Anonymous No.55007052]

>>55004962
Only faghots check their credit score. Goody two shoes mutherfucker

[Anonymous No.55007164]

>always pay my debt
>score doesn't move
>sometimes it falls because I paid ALL the debt

[Anonymous No.55007171]

>>55005074
How much did it drop your score?

[Anonymous No.55007176]

>>55004962
>830 credit score
>0 credit card debt
>never paid interest a single time in my entire life
>only 2 cards, one I never use the other a citi double cash
>only pay in cash in extremely rare circumstances otherwise all transactions are through cc
>never took a loan
>no mortgage
>no car payment
>no student debt (scholarship got me through debt free)

[Anonymous No.55007177]

>>55004962
>782
Does this really matter to me? I plan on using a VA loan. Should I get a business loan one day too?

[Anonymous No.55007186]

>>55005836
You haven't said anything besides slave kiddo

[Anonymous No.55007220]

Its over 9000!!!!!!

[Anonymous No.55007240]

>>55004962
428 and dropping

I overspent a lot during the pandemic to prep (mostly funz and PMs) and then I got fired from my job for not taking the jab, which basically led to 2 months of living off credit cards. This dropped my score in a year from 750 to 650. Then, while leaving my old state for a new one, I was involved in a car accident (not my fault) that totaled my car and required me taking out a loan for a new one. At this point my credit score fell under 630, which is the lowest bracket. After trying to pay the credit card debt down, I realized I was just draining my bank account every month trying to pay off interest, so in December I said "fuck it" and stopped paying them, hired a credit forgiveness company to negotiate on my behalf and ignore all calls from my creditors. I feel pretty based considering I don't plan on buying a house for a while anyway. Also, I'm in a class action suit against my former employer, so we'll see how that goes.

[Anonymous No.55007252]

[Anonymous No.55007302]

>>55005569
i got approved for a card that you're supposed to have 700+ credit score for. my score is like 640 lmao gonna use this to get my score up and credmax though

[Anonymous No.55007318]

>>55004962

805-815

>thx.homeowner

[Anonymous No.55007499]

just 731 here. goybox renting life. how can i get these rookie numbers up

[Anonymous No.55008765]

>>55007240
I would hate to have a life this chaotic and stressful

[Anonymous No.55008804]

how long will it take me to go from a 1k credit line to 200k gents?

[Anonymous No.55008819]

Going to be the first in this thread with a mediocre score. I was recently approved for a balance transfer credit card interest free for two years and my score went down from good to fair after that.

[Anonymous No.55008840]

>>55008819
>£9,300 remaining on a £12,000 loan at 3.9% to help with my mum’s business, was a bad idea - she still went bust after that and my dad is kindly paying it for me as she isn’t able to
>credit card balances roughly £3700 - interest free though, will try and pay off within two years
>the rest is a loan for an acoustic guitar at 9% interest - was a silly impulse buy but damn it’s a great guitar