Index Funds

[Anonymous No.54921879]

How many of you actually invest into ETFs? How long have you been doing it and how much are you up/down?

[Anonymous No.54921904]

>>54921879
25k, in Vanguard medium risk. about 10 years. Yes, I've made good gains.

[Anonymous No.54921977]

>>54921879
ETFs are good for the average normie investor who doesnt know shit, but you're not going to see insane gains. It's a good stable option, but you should have exposure to higher risk investments as well to try to actually make seethe worthy gains

[Anonymous No.54922047]

>>54921879
bought in during the covid mini dip (cant even call it a crash at this point anymore)
it was first and best investment yet kek

[Anonymous No.54922065]

The ultimate "slow and steady wins the race" investment.

[Anonymous No.54922140]

>>54921904
what kind of gains are you talking here?
first thing ever invested was mutual funds + ETFs, but I have always only gotten dogshit returns.
first 5 years, I made like ~15%.
sold them all to buy a house.
5 years later, another 8%.
for me, this 'investing' is just complete nonsense.
I can't imagine anyone actually being able to retire based off ETFs.
it seems like the equivalent as just saving but with alot more risk.
feels like a fucking scam propped up by the government.
and that's working with an honest company like vanguard.

[Anonymous No.54922143]

Started in 2018.
Not sure what my IRR is since I've invested continuously since starting.
I'm probably positive, but not really concerned since it's been only 5 years. In the long run I'll see good gains.

[Anonymous No.54922308]

>>54922143
sounds like you're newer to investing.
every brokerage. even the US government will tell you compound interest compound interest this is how much money you'll make.
it's bullshit.
stocks/ETFs will never give compound interest.
the average retail investor is defrauded by brokerages and the federal government to prop up the banking system.
one day, all the boomers will retire.
and all of our stupid boomer investing will be worthless.
that's why you have to invest in crypto, or just save it all.
I mean, hell, given the shitty returns that don't prepare us for retirement, you'd be better off buying physical instead of equity, but gold is also retarded, at least you'd have insurance though in that scenario.

[Anonymous No.54922515]

I have been browsing this board since 2015
I have no crypto, nfts, "precious" metals, funko pops, or bad dragon buttplugs like every other faggot on this board

one tenth of my net worth is in home equity and the rest is in a three fund index portfolio
this has made me a millionaire

[Anonymous No.54922528]

I sold my bad dragon buttplugs at a loss, probably shouldn't have tried them all first.

[Anonymous No.54922645]

>>54921879
Not actually, I'm more of a memecoin connoseur
Right now, I'm buying NEZUKO, early staged memecoin, ez to pump and full of simps, and that's totally a green flag for me

[Anonymous No.54923294]

>>54922308
You seem to lack important fundamental understanding of what an investment is.

I've compounded to ~$500k invested assets in 5 years. In 5 more years, it will be a lot more than double that.

[Anonymous No.54923323]

>>54922140
15% is a great return for index funds

[Anonymous No.54923336]

>>54921879
I invest in mutual funds.
You whipper snappers can try your luck with these ETF and rap music and dog coins.

[Anonymous No.54923469]

>>54921879
I'm all in on VT but hold VNQ in my Roth. I'm not down at all cause of dca and hoping to hit six figures next year or the year after depending on the market

there something really comfy about owning everything

[Anonymous No.54923491]

>>54921879
you buy them through a broker and win at life.

[Anonymous No.54923492]

Gay as fuck. You're only providing exit liquidity to boomers. The market is eventually going down and it will never go back up and there will be no social security or Medicare for millennials and zoomers

[Anonymous No.54923496]

>>54922140
ETFs are good if you have several million dollars and just want steady gains and living off of that. You wouldn't throw a million dollars into shitfagcuck token with $100 liquidity, but throwing a million dollars into several diversified funds is normal.

[Anonymous No.54923525]

>>54923492
>never
smart people know that it will go down, stupid people of the homosexual persuasion think that it will not rebound. Bears came out of hibernation ready to coom but there is no pussy in sight to eat and coom in.

[Anonymous No.54923530]

The trick to ETFs is simple. Buy into them at low prices. That is why they are better than mutual funds.

[Anonymous No.54923551]

>>54923525
Inflation bakes in permanent growth

[Anonymous No.54923554]

>>54923530
indeed
>VNQ
>VTI
>VXUS
>VYM
>AVUV

but I am thinking of dumping it all into BIL until September.

[Anonymous No.54923571]

>>54923525
What do you think is going to happen when the debt interest is 75% of gdp and inflation is triple digits?

[Anonymous No.54923577]

>>54923554
I also made $18k shorting PLTR today.

[Anonymous No.54923582]

>>54923571
everything I have is hedged, this clown market is going to bust.

[Anonymous No.54923585]

>>54923530
Mutuals have lower expense ratios which I like for my retirement accounts. As long as you find ones that mirror the major indexes there's not any difference.

[Anonymous No.54923620]

>>54923530
this is a fact, it's why I bought in early and am expecting a major devaluation as the market corrects to it's actual value and then I will buy back in.

[Anonymous No.54923641]

>>54923582
>everything I have is hedged
Kek

[Anonymous No.54923648]

this crab market only exists because of political bullshit, it should have crashed with Credit Suisse and the multiple bank failures afterwards.

[Anonymous No.54923675]

>>54923571
the markets will go up. next question?

[Anonymous No.54923685]

>>54923675
correct, people that aren't invested in inflated stocks will pay for it.

[Anonymous No.54923714]

>>54923641
I am pretty good at reading the room and finding opportunities.

[Anonymous No.54923798]

>>54923714
APPL is extremely overvalued and was going to crash until Warreen Buffet saved it momentarily, then he is going to sell.

[Anonymous No.54924000]

>>54923530
SKILLED COCK SUCKER

[Anonymous No.54924039]

You buy shit load of ETF, World and S&P 500. (because what else) Then you buy shit ton of NET (the feds) and NIO (the CCP), shit ton of gold (the sauds) and bitcoin or monero (the underworld and everyone else).

Win.

[Anonymous No.54924130]

>>54924039
Before you even bother to reply anything, you should know that South America, Canada is destined to become just America.

Europe is already utterly useless and will dissolve. It will become satellite state.

China will take over vast majority of the world. They already own Africa and are going to invade Siberia.

The Gulf is still going to live their own paradise there.

So this is all inevitable. This is the only safe bet for you. Keep it simple stupid. Don't waste your time stock picking. It'll all go to shit anyway and UBI will become a thing to keep the citizens quiet. 20 years.

[Anonymous No.54924977]

>>54924039
I am also of the philosophy that you will profit if you invest in the world (humanitarian). I'm just a little greedeir and think africans should genocided.

[Anonymous No.54926563]

>>54924039
Awful advice. Stock picking is being fudded for a reason

[Anonymous No.54926599]

>compoundschizo is still here

[Anonymous No.54926602]

>>54924039
kek, please do this and report your losses on an annual basis.

[Anonymous No.54926611]

>>54921879
I throw 60% of my income in the ftse all world and I’m down 3% lol. Been doing that since start of 2022 since i couldn’t stomach the thought of losing all my shit with crypto, where I went from around 500k to 110k when the market shit the bed. Now I obviously regret things, I should have continued to accumulate ethereum instead of boomer shit etf and transfer money to that (or a dividend etf) once I make it from crypto but stay the fuck away from etfs until then.

[Anonymous No.54926645]

>>54921879
ETFs are for inbreds too lazy to stock pick, they deserve the rope. Too lazy to realize all the gains in the S&P is carried by 10 tech stocks, and have been for a decade. But are again too stupid or too lazy to just buy those, insead they own the other 490 pieces of shit that drag down their return, sacrificing their gains to the altar of "diversification". I'm glad the Indices got smashed 20-30%, It'll take years to break even for most over the past few years. Go look at april 2021. Spy has been flat for two years.

[Anonymous No.54926680]

I put 80% of my paycheck into ETFs and big tech stocks, 10-15% into crypto and only about 5% into savings. I'm still in university and living with parents so I spend less than $30 a month

[Anonymous No.54926702]

I have had a Roth IRA with Edward Jones for a few years and I recently rolled it over to a Vanguard Roth IRA but I have no idea what I’m doing so I went 50/50 between VTSAX & VTWAX. It has done absolutely nothing for the last year and I’m wondering if I should look into investing in different mutual funds moving forward?

[Anonymous No.54926794]

>>54921879
Been in a mix of index funds since 2016, started with ~23k, added a bit at first then got into crypto for a few years, before dumping some profits back in.
Total deposits are now 74.6k and current total value is 92.5k, for an all time return of 24.03%
The money-weighted return rate is 5.7%
The time-weighted return rate is 7.1%

Returns are alright but I'd be retired right now if I went all in on btc or ethereum, but I already felt crazy for wiring 5k to a random japanese bank at the time back in 2017, and coinbase limited me to $100/day. If I had the onramp we had now it would have been different.

Holdings and (percent of portfolio) and returns
VTI and QUU (29.3%) returned 27.2% and 7.1%
ZEA (23.2%) returned 3%
EEMV (15.1%) returned -3.1%
QCN (11.2%) returned 0.3%
GLOV (11.2%) return 3.3%
ZFL (7.1%) returned -19.6%
GLDM (2.7%) returned 13.3%

[Anonymous No.54926910]

>>54924000
Not a single stock I invest in is in that image. Feels good bros.