100k is poor now??!

[Anonymous No.54722276]

How unbelievably fucking retarded do you have to be to not be able to pay your bills on a $100k salary? Not get rich, but not pay your bills? Gen x is fucked and it’s their fault

[Anonymous No.54722292]

>>54722276
*gen z

[Anonymous No.54722538]

>>54722276
100K is like 70K now. I'm on 140K and its a struggle with rising interest rates (My mortgage repayments have almost doubled), and the cost of food is getting beyond ridiculous here in Australia. Life is hard. I'm working my ass off to try and get into a better paying job. But right now 140K is my ceiling. I'm tired. I can't believe I have to work even harder to get ahead. I thought at 100K I would be living a reasonably comfortable life. Now I'm making 140K and it's struggle city. The cost of living has gone up an insane amount in a short period of time.

[Anonymous No.54722546]

I'm so tired listening to you poor faggots complaining about how expensive everything is

[Anonymous No.54722741]

>>54722276
I guess it depends where you live. In my city rents are still around $1500 but in NYC and LA it’s $4k to not live in a shitty neighborhood

[Anonymous No.54722761]

>>54722276
The point is at one point in time a middle income salary was enough to provide for a family in a decent suburban neighborhood and own a home and retire in your late 50's.

$100k is not even middle income (it's higher) but you can't do fuck all with that. You can live alone and probably wind up owning a house at some point and probably never retire.

Trying to support a family on $100k anywhere but bumblefuck USA where there are no jobs which pay $100k is literally impossible.

The American Dream is dead, and if you're not making minimally $250k you're not getting your 2 kids without being an eternal poorfag and working until you die.

[Anonymous No.54722762]

>>54722741
I live in LA and it’s like $2.5k at most to not live in a shit area

[Anonymous No.54722770]

>>54722538
>it’s another episode of the Australian talking about how much money they make while simultaneously crying about how their money is worthless

[Anonymous No.54722783]

>>54722761
You should rephrase your definition of bumblefuck nowhere to be more precise we know you mean San Francisco, nyc, and other shitholes of similar nature

[Anonymous No.54722788]

i make 100k in Denver and im going to fucking kms

[Anonymous No.54722789]

>>54722538
>he doesnt know hes actually making sub 100k

[Anonymous No.54722796]

how do I even make 100K without a degree?

[Anonymous No.54722832]

>>54722761
>Trying to support a family on $100k anywhere but bumblefuck USA where there are no jobs which pay $100k is literally impossible.
My wife and I manage just fine on 100k with our kids. Maybe it's you.

[Anonymous No.54722842]

If you cant live comfortably on more than $8k a month you're an absolute child when it comes to finances. I live more than comfortably on $4k a month.

[Anonymous No.54722857]

>>54722761
lol
demoralization thread

[Anonymous No.54722875]

>>54722538
I like how most of the world looked at America's housing bubble crash in 2008 and said "we should do that too" and decided mortgages shouldn't be fixed rate

[Anonymous No.54722907]

>>54722796
Joining a trade union in a big city, slaving away in the oilfields, cash crop farming, starting your own business and getting lucky, having a rich family to hook you up, or gambling on crypto shitcoins with your paychecks

[Anonymous No.54722991]

Just sharehouse.I live with 9 other people and the mortgage is 10%of my salary.

[Anonymous No.54722999]

>>54722538
If you can't live comfortably with 140k a year without kids in Australia you're seriously doing something wrong kek. Probably got baited into buying at ath property prices without the IQ to fix at low rates for 4 to 5 years. There is no one to blame but urself

[Anonymous No.54723011]

>>54722276
$97,300 is the "low income" threshold for a family of 4 in California.

[Anonymous No.54723022]

>>54722546

[Anonymous No.54723055]

>>54722999
I am low IQ. The only thing I'm good with is computers. I know enough to accumulate LINK and that's about it. I got fucked by interest rate rises big time, yeah.

[Anonymous No.54723056]

unless you live in the most expensive parts of California or NY, this is just straight up false lol. these people are retarded consoomers who need to have Uber eats for every meal, buy a $2000 iPhone, and go on 4 trips a year. $100k isn’t a lot, but it’s a solidly comfy living for anyone that doesn’t have the spending habits of a chimpanzee on meth.

[Anonymous No.54723074]

>>54723011
I mean for people living in LA or New York like 23-32 with no kids. It’s retardedly easy to live off $100k

[Anonymous No.54723078]

>>54722832
>Back in my day
Gen X boot lickers who escaped this hyperinflation will be the exact same as boomers.

[Anonymous No.54723082]

>>54722991
I can’t tell if this is ironic of some jeet is genuinely paying 10% of his income to live with ten fucking roommates

[Anonymous No.54723084]

>>54722761

[Anonymous No.54723088]

>>54722907
alright I'll give it a try

[Anonymous No.54723121]

>>54722832
>2 kids send them to not a shit school $2k/month minimum
>4 people $1,000/month food minimum

Ok half your salary is now gone. Rent $1500/month minimum. Now you have $15k to spend on all your utilities, gas, car payments etc whoops it’s all gone so how are you saving for retirement again? How are you ever going to save money to buy a house?

Just fine literally best case paycheck to paycheck if your kids do no activities and you all just sit in your house watching TV all day

>just fine

Kek

[Anonymous No.54723166]

>>54723121
It’s doable outside of the most expensive cities in the country. There’s a sizeable gap between struggling and not being capable of putting $2k/month toward your kids early education. I make $83k and live 90 minutes outside of a major city. Even with my mortgage I save nearly $30k/year. We don’t have it as easy as the boomers but it’s not impossible.

[Anonymous No.54723185]

>>54722276
$100k today is $83k five years ago…
Basically just above the poverty line

[Anonymous No.54723258]

>>54722538
140k in your fake kangaroo money is the gross pay of a motivated private house cleaner in the USA. You don't feel like you've made it because you should be making double that to be comfortable.
Try living in a real country, like Oklahoma, instead. With remote work you can clear 100k+ easy (real dollars, not fake ausd) and you basically have nothing to worry about ever. Sorry you live on stinky chinky Island, not my problem though.

[Anonymous No.54723314]

>>54723258
remote work is just a myth

[Anonymous No.54723371]

>>54723314
>remote work is just a myth
I'm remote working right now. My company forced everyone to return to office that lives within 100 miles of a branch. I don't. I have my own house, enough money saved that I wish they would give me a severance to stop working. But they don't. Instead I make 3x of everyone else in my city and im just waiting for the day I can open up my landscaping company after they finally nip me.

[Anonymous No.54723397]

>>54723371
how do I get a remote work job?

[Anonymous No.54723518]

>>54723397
>how do I get a remote work job?
Get a job 3 years ago and then do good at it 2 years ago. If you didn't make it by then the YOU ARE FUCKED. Any new job is going to be in person.

[Anonymous No.54723525]

>>54723055
It's alright my man, live and learn, you're in a better position than majority of Aussies. Where abouts did u buy? And is it a house, townhouse or apartment? I could give U some pointers. I've accumulated many properties over the past 5 years in the land of the ppl. Where cunt is a term of endearment

[Anonymous No.54723565]

>>54723258
America is literally ass. Come back when you get even 1 city in the top 10 most liveable. Amerimutts r just so oblivious of what else is out there its saddening kek

[Anonymous No.54723659]

>>54722276
>if you live in "an urban area"
oh boo hoo they can't afford their so authentic lofts in SoHo anymore

[Anonymous No.54723672]

>>54722538
140k aud is like 90k. After tax it's probably like 70k take home. Rip.

[Anonymous No.54723684]

>>54722276
pretty sure that's the minimum requirement to buy a house in most of the US now, and if you own a house you already know that's not enough.

[Anonymous No.54723688]

>>54723258
>Try living in a real country, like Oklahoma
When did Oklahoma secede?

[Anonymous No.54723709]

>>54723659
rural housing is catching up fast.

I live in the boonies, you need a household income of $90k to get into a house here in my part of Colorado. Which means you need to be married, since average wage here is about $45k.

none of you fools is gonna get married, so this is a (you) problem

[Anonymous No.54723728]

I retired on 30k in Norway and living comfortably. Don't know what you're all complaining about.

[Anonymous No.54723762]

>>54723565
Imagine working hard and thinking you mads it only to real
>America is literally ass. Come back when you get even 1 city in the top 10 most liveable. Amerimutts r just so oblivious of what else is out there its saddening kek
Every city is liveable, I just don't want to hear Australimutts whine about making 6 figures in their fake currency not being able to "make it's anymore. Your currency is dogshit.

[Anonymous No.54723766]

>>54723258
Based and truth pilled

[Anonymous No.54723799]

>make 75k with job, 40k with self owned business
>wife makes 65k
>we’re both under 30 and expecting our first child in 2 weeks, we own 1 condo and currently live with her mother to save up for a real home to buy next year
Our expenses are 15k a year. What are you guys doing that costs so much money?

>I’m expected to inherit 3 homes and a million dollars of antiques/gold
>she’s expected to inherit 1 home and ownership to hundreds of acres of land in some random part of South Dakota

Life will be good when we’re 40+ but we’re not gonna wait till then to enjoy it.

[Anonymous No.54723809]

>>54723799
>What are you guys doing that costs so much money?
owning a home usually. Those guys aren't on 4chan though. Most of them out working 3 jobs.

[Anonymous No.54723838]

>>54723078
I'm 35 nigger, kill yourself.
>>54723121
>2 kids send them to not a shit school $2k/month minimum
>4 people $1,000/month food minimum
>Ok half your salary is now gone. Rent $1500/month minimum. Now you have $15k to spend on all your utilities, gas, car payments etc whoops it’s all gone so how are you saving for retirement again? How are you ever going to save money to buy a house?
>Just fine literally best case paycheck to paycheck if your kids do no activities and you all just sit in your house watching TV all day

Nigger where are you getting this shit? My mortgage is around $1050 a month for starters, have no car payments... $1000 for food are you fucking high? Try $600. How fucking old are you?

[Anonymous No.54723839]

>>54723809
Our condo is worth 330k, we can buy a home if we sold it, why would a home cost so much?

[Anonymous No.54723849]

>>54723728
life in shartmerica is awful

[Anonymous No.54723851]

>>54723839
Your insurance and utilities go up. So does maintenance and yard work. Anything covered by your current HOA may come out of your pocket now. Possibly mortgage insurance depending on your credit and financial state. Probaby higher taxes if you go above your current value.

Also $330k is dirt cheap where I live, you can't even get into a condo for under $450k so if your area catches up (and it probably will), you're looking at twice that cost to get into a starter home. Depends on your location and situation though. You're one of the lucky ones.

[Anonymous No.54723884]

>>54723849
pretty sure you can find some apartment for 100k in a district away from the biggest cities and live there just fine. people don't want to, but they should.

[Anonymous No.54723885]

>>54723851
Hmm. Well we’re optimistic of buying next year for a starter home while we rent the condo. But of course market may take years before we get the dream home. In the meantime just gonna keep acquiring places to rent, building up the memecoin portfolio, and buying up collectibles. 330k wasn’t meant to be a flex it’s just if we sold it we can easily purchase a place for a starter home here. Nothing grand but a home to live in, which is why I didn’t understand why our expenses would be so low compared to other home owners.

[Anonymous No.54723909]

>>54723885
renting your home more than doubles interest and insurance usually. Perhaps not a big deal, but it's expensive and very difficult to get a mortgage for a rental property.

I've rented out a house without notifying the insurance and lender, they find out fairly quick. No big deal if you pay the thing off though. Your insurance goes way up, your city and county tax the shit out of you. The feds and state tax the shit out of your rental income. But this is something you probably already know from owning a business.

[Anonymous No.54723923]

Yep it's struggle street. I make 120k AUD (80k USD) and I can barely get by RENTING a one bedroom apartment in Sydney. Apparently I'm in the top 15% as well which is just sad, you really can't get rich here form working a job, the best way to get rich is from owning shit like houses

[Anonymous No.54723932]

>>54723884
I can't even find a job in shitmerica
can't afford school either
it's all hopeless
I am God's very own pariah

[Anonymous No.54723941]

australia is our bitch anyway why don't they just use USD?

[Anonymous No.54723943]

>>54723932
so you agree that 100k/year is not being poor then.

[Anonymous No.54723949]

>>54723909
Interest is at 2.4% I think, can’t remember insurance but maybe is $200

So renting increases interest? That’s fucked did not know that, insurance makes sense though

[Anonymous No.54723971]

>>54723949
>So renting increases interest?
yeah it's a barrier to keep every homeless person on the street from renting out houses. Also because risk of default is higher.

usually it's much harder to get the mortgage. You need much higher credit and down payment, and the interest rate is at least double a home you plan on living in.

Also look into property taxes. If your city taxes rentals as business property the taxes are going up by huge multiples. Like 3-5x at the low end. Business property is taxed like you wouldn't believe.

[Anonymous No.54723973]

>>54723949
Bruh I just googled averages and interest increase ranges .5-.75% while insurance is 25% annually where are you getting double? Scared the shit out of me

[Anonymous No.54723977]

>>54723941
Quality of life in Australia would improve very substantially if we just became the 51st state. Unfortunately the overlords and their bureaucrat flunkies get sexual pleasure from our immiseration.

[Anonymous No.54723983]

>>54723973
>.5-.75% while insurance is 25% annually where are you getting double?
both depend on your credit score and equity.

You might get in low, or maybe not.

[Anonymous No.54724005]

>>54723983
Hmm we’re both mid 700s, and tax for the value of the home is at 2.2k annual, not bad at all. But thanks this has been eye opening, did not factor this when we were going over budget. This will help to know for future endeavors.

Enjoy this 15th century Georgian hymn I inherited.

[Anonymous No.54724008]

>>54723973
also does your source say ADDING .5-.75% or INCREASING total rate by that percentage?

because one is a minor hit, the other is almost doubling your rate. In my experience my rate almost doubled.

[Anonymous No.54724028]

>>54724008
Adding, interest is 2.4% or something around there, under 1% sounds godlike

[Anonymous No.54724033]

>>54724005
>we’re both mid 700s
My wife and I were both over 800 and had trouble qualifying for a conventional mortgage on a rental. This was over a decade ago, things may have changed.
>tax for the value of the home is at 2.2k annual
in my town that amount would jump to over $10k if the property were converted to business rate.
>Enjoy this 15th century Georgian hymn I inherited.
lovely, I think I've seen some of your collection posted here before. Or a similar one.

[Anonymous No.54724049]

>>54724028
Nah, my current rate is a hair over 4% on the house I live in. Last time I had a rental the rate was almost 8%

how are you protecting your hymn from UV? I have a couple documents I've been afraid to display out of fear of fading.

[Anonymous No.54724075]

>>54724033
By god I hope we don’t get cockblocked but I’m optimistic.

If you recognize these ivory pieces than I was the anon that posted a bunch of his antiques awhile back, they’re all stored away in a dark space sealed. I dare not to have them out and about until I have the means to properly protect them in extra fancy showcases. My advice if you want protect pieces like these is to put them away. Dark rooms away from the sunlight and avoiding all dust/humidity.

[Anonymous No.54724090]

>>54724075
Yes, I remember your ivory and jewelry. It's a very impressive collection

I currently have my antique documents in dark and dry storage. I've always wanted to frame some of the prettier stuff and hang it on a wall but I suppose I shouldn't risk it. Thanks for sharing your stuff, it's amazing. Glad to see you're still doing very well.

[Anonymous No.54724136]

>>54724090
Thanks I’m grateful for what I’ve inherited and stand to inherit in the future, owning pieces of history is one of the best feelings imaginable for me. Keep hunting for antiques if you’ve acquired a few already!
My advice is to do what you will, if you want to showcase go for it, yes you risk damage but otherwise what good are antiques if they’re not shared? Deep down we’re all gold hoarding dragons just every person has their own definition of what their treasure is. I plan to just keep everything away until I can spend a pretty penny on preserving everything whilst showcasing it, probably won’t have that free cash for another 10 years as I also want every piece I have to be appraised and get proper documentation, will be hard on things that would likely be confiscated but that’s something I’ll work on down the line.

[Anonymous No.54724166]

>>54723943
I would take 100k a year in a heartbeat
I literally don't have a job at all
these young people are such retarded fags that don't appreciate their lives so all they do is obsess over money and material shit
Honestly I doubt most people die happy knowing they lived a lift they don't regret living and I don't think their wealth as anything to do with that
the US is a horrible country that hate its people and the people here are retarded idiots,

[Anonymous No.54724209]

>>54722276
Burgers crack me up.

I make just over 100K EUR and live in Berlin. My wife only works like 30%, we have two kids, school is free, school lunch is free, white neighborhood, apartment paid off, social security/health care isn't cheap but affordable for a family of 4, pan-German railway ticket including Berlin metro: 49.-/month. Two holidays/y, still saving money for a rainy-day fund.

I'm in the top 10% by income, so it's super comfy upper middle class. While Mutts believe they have to have millions to even survive in old age.

[Anonymous No.54724225]

>>54724209
Actually you make less than 30k because your government steals your wages, imports immigrants which cost the country more, and also fuck you it's super hard for americans to move to Europe unless they are very rich

[Anonymous No.54724241]

>>54724209
>Top10%
>middle class
This is like when a 6'2 musclebeast with a jaw strong enough to be used as a battering ram says im nothing special, mostly average but im confident so i get laid

[Anonymous No.54724259]

>>54724136
yeah, most of your collection is a bit risky to own, but that makes it even more amazing.
>>54724209
in the US I think top 10% is ~$250k/year and net worth over a million. Literal millionaires.
they also live quite comfortably.

[Anonymous No.54724314]

most of you who earn 100k+ and complain are just spoiled as fuck. Unless that income is taxed at like 45% rate you are probably just spending money on shit you don't need or think your children need to go best private schools and you need a condo in the best areas or something

[Anonymous No.54724347]

>>54724314
>Unless that income is taxed at like 45% rate
That's the wagie rate, and wagies rarely make that much money.

Most people with that sort of income are paying well over 50% to state and fed after fica/se.

it's sorta the sweet spot for getting fucked on income taxes.

[Anonymous No.54724457]

When muricans say they make x, is the standard for this to be the untaxed amount?

[Anonymous No.54724483]

>>54722276
Why on earth does anyone think inflation is a good thing? Why on earth was 2% a target instead of 0%?

[Anonymous No.54724484]

>>54723121

You are fucking retarded lmao sending your kids to a $2k/mo private school when you're broke and can't afford it? Give me a fucking break. If you're suburban or rural and not living in niggerville the public schools are going to be just fine anyway.

Also $1k/mo for food is a joke. Family of four can easily get by on a couple hundred a month if they cook at home.

[Anonymous No.54724507]

>>54724484
>Family of four can easily get by on a couple hundred a month if they cook at home.
You should check out the US. It's very expensive compared to where you live, but probably a lot nicer.

[Anonymous No.54724553]

>>54724507

What kind of cooking are you doing where you think a family of four needs $1k/mo for groceries. Shop around, in a bit city in Florida I can pretty regularly find chicken breasts on sale for $2/lb, got chuck roast this last weekend for $5/lb which is many great and easy meals, ground beef can be found for $2.50-3/lb, etc. It's not hard to cook a meal for four at around $5/meal for dinner. Breakfast and lunch are a lot cheaper if you just do cereal and milk, sandwiches, stuff like that. $10/day to feed four is plenty doable just stay away from the junk food and other processed shit that's expensive anyway.

[Anonymous No.54724567]

>>54724553
ah, florida. That explains it.

the funny thing about florida is I can fly there, live on a cruise ship, and save $3k per month over being in Colorado. Only problem is there's no work in florida. Nothing that pays anyways, and nothing I can do on a cruise ship.

but I do agree. If I ever retire in a position to make $1k per month I will certainly move to florida or oklahoma or some other suburb of mexico where the cost of living is nil.

[Anonymous No.54724571]

>>54724567

Denver is ungodly expensive. Enjoy never owning a house I guess.

[Anonymous No.54724577]

>>54724571
I live in a ski town that's much worse than Denver.
and I bought my first house over 2 decades ago.

$1k won't pay groceries for a family of 4 here, but I can see how Florida it might. I have a timeshare in Kissimmee, it's super cheap to live there.

[Anonymous No.54724611]

>>54724484
A couple hundred for a family of 4? That's $50 per person per month so $1.50 per day. Do you just only eat one meal?

[Anonymous No.54724628]

>>54724611
He's in florida
they supplement their diet with gators, possums, nutria, pythons, roadkill, and possibly the neighbor kids.

[Anonymous No.54724635]

>>54723121
If you dont homeschool your kids youre just paying money for them to be turned into semi literate autistic apes with neopronouns and purple hair

[Anonymous No.54724690]

>>54724611

If you shop sales a couple hundred is probably pretty doable if you were trying to stick to a really tight budget. Maybe a couple hundred more if you didn't want to dick with looking at the circulars for your local supermarkets, couponing and stocking up on sales, etc. Certainly not $1k, though.

https://www.budgetbytes.com/one-pot-chicken-and-rice/

One example, 4-5 servings of chicken and rice for about $6. So that's $1.50 or less per person/serving. And as mentioned breakfast and lunch can be much cheaper, cereal and bologna sandwiches are going to be like $0.50 per serving. Cut out the meat every other meal and do cheaper proteins like beans and you'll save a lot.

I mean if somebody has the means and wants to spend $1k/mo on groceries, more power to them. But it can be done for a lot less, just requires some planning and time (which has their costs and tradeoffs too).

[Anonymous No.54724722]

>>54722857
It’s over…

[Anonymous No.54724794]

>>54724690
for comparison a family of 4 in my part of Colorado gets almost $1k/month in SNAP benefits if they're poor. And ironically enough that provides a diet very similar to what you described. Lots of government cheese. Not much meat.

[Anonymous No.54725112]

we have to pay 20K a month just to service debt and another 10K for cost of living - so we have to make 360K after tax just to keep afloat.

[Anonymous No.54726307]

>>54722538
>repayments have almost doubled
he did ze variable rate optzun?

[Anonymous No.54726342]

>>54722276
i make $101k. it's not that much when you consider most "$100k" jobs are in areas where a 1 bedroom cuckpartment is $1600-1800/month. cost of living inflation has completely destroyed the middle class.

[Anonymous No.54726355]

>>54723022
But McDonalds is unhealthy goyslop

[Anonymous No.54726485]

>>54723565
>living in a city
You are a subhuman rat

[Anonymous No.54726506]

If you measure your wealth in $$/year you are poor. You can never make it making a wagie salary these days.

[Anonymous No.54726604]

>>54722276
You need at least $100k to live a middle class lifestyle as seen on TV. Below that you are poor, scrapping by, just making it. Most "nice houses" as seen in movies and TV start at $500k. A family of 4 in the US needs about $250k to just relax and live.

[Anonymous No.54726819]

>>54724225
>Actually you make less than 30k
Load of horse manure.

>>54724259
Sounds like nonsense. Should be higher than over here due to different social systems, but not that high (except for Cali maybe)

[Anonymous No.54726887]

>>54722538
>The cost of living has gone up an insane amount in a short period of time.
This is by design. Don't ever forget that the elite have done this to you with purpose.

[Anonymous No.54726934]

>>54726604
I recall reading somewhere that the apartment you see on the TV show "Friends" would've cost like $2million and I think the main character was a waitress in a coffee shop.

[Anonymous No.54727057]

>>54722875
the housing bubbles in the rest of the developed world predate the US subprime mortgage crisis and are much more acute.

[Anonymous No.54727116]

>>54722276
It's definitely not a lavish lifestyle. Obviously you could exist anywhere and be able to pay your bills, but loads of high COLA areas will have you in a modest sized apartment and after taxes, student loan debt and paying for high COLA stuff you're not talking about much.

[Anonymous No.54727225]

>>54723074
100k is like 5500-6000 a month after tax depending on the state, sure you can subsist on that income but it's hard to actually get ahead and build NW unless you really lower your standard of living by having roommates, driving an old ass car, never having kids, etc.

if you make 100k you basically have a choice: live a nice middle class life but save next to nothing, or save a decent amount but live like a broke college student.

250k+ is when life gets a lot more comfortable since you can live a decent life while also saving a lot. I make around 300k and started out making 80k 7 years ago (basically 100k now). When I made 80k I was putting about half my after tax income into savings but I was living frugally and watched every purchase, even a $3 coffee or $10 sandwich was painful. Now I make 300k and I can spend a lot more freely, I never think about small or medium purchases. I can blow a few thousand on a trip or a shiny toy a few times a year and still put 100k+ in to investments.

[Anonymous No.54727357]

>>54723932
go on a pilgrimage or something. you know people have done this for thousands of years? nobody owes you anything. stop being entitled and start being curious.

[Anonymous No.54727395]

>>54727225
>$250k+
i think it's lower than that. i'm a >>54726342 $100k poorfag. my autistic spreadsheet says that life gets a lot more comfortable at around $140-150k.

[Anonymous No.54727418]

>>54722538
>as it turns out, buying the top is really expensive and painful
>woe is me
You were told to not fomo lol

[Anonymous No.54727451]

>>54722538
>making 140k in Australia
So you're making 90k in America

[Anonymous No.54727900]

>>54723838
I live in a regular area and your costs outlined seem more insane that the post you replied to. I have 2 kids and we spend $800 minimum on food monthly - this is cooking 100% of our meals at home and not buying excessive things. Our rent is $3500 per month and the average home cost is $700k - this is for a 1200 sqft starter home on a zero lot line neighborhood. It's great you're in the area you are assuming those costs are legit but that is an anomaly. Again I am not in a city or even a metro area.

[Anonymous No.54727951]

>>54727900
I would also add, I make ~$240k. I can afford a starter home like this but what is most insane is that in 2019/2020, the people who were buying these homes were lower middle class people - laborers, bartenders, etc. Now a doctor and lawyer dual income household will scrape by to afford what solo low earners could afford just a few years ago.

There is a mass depression and apathy and it's not unfounded.

[Anonymous No.54728012]

>>54727951
>There is a mass depression and apathy and it's not unfounded.

Whoah slow down Hitler. Recent studies show that quality of life has never been better. Sounds like you’re just being fragile.

[Anonymous No.54728296]

>>54727900
He's basically describing like 90% of the US

[Anonymous No.54728809]

>>54722761
>reddit spacing
kys nigger

[Anonymous No.54729505]

>>54722538
jesus. I live in Northern EU Estonia and I earn like 15K per year net.
Food is more expensive than in Germany and almost as same as in Finland.
Salaries are 3x less.
fml
priced out of everything.
my salary goes to
rent + energy bills + food
thats it.

Fuck you with your 100K + salaries

[Anonymous No.54729570]

>i cant buy my funko pops on 100k salary anymore

[Anonymous No.54729664]

>>54728296
The average cost of living in the US is $66,928 which is ~$5,600/month. If you make $84K/y that is 100% of your after-tax income.

>>54728012
Yes clearly everything is spectacular.

>>54729505
15k per year? Bruv, stop being poor.

[Anonymous No.54729715]

>>54722276
>>54722538
>>54722761
>>54727900
>>54727951
>>54727225
>>54723121
There is not middle class. The haves have separated so far from the have-nots that the former have no conception of how much $100k is the latter; they only see that $100k is nothing compared to what people who are living the lives they aspire to make.

[Anonymous No.54729751]

>>54729570
it's funny when you catch a poor person thinking $100k/year is a lot of money.

[Anonymous No.54729873]

>>54722276
i make 120k in a major southern city and have a 2bed townhome to myself while i wait to buy a 3-4bed home, know someone that makes 180k in NYC and he has to share a closet with a roommate and no way in hell is he buying real estate there ever, take unaffordable outliers like NYC and SF out of the picture and 100k is a plenty luxurious salary

[Anonymous No.54729893]

$100,000 is what $40,000 was 10 years ago...

Try quitting your job for a year
Try buying a car
Try buying a place to sleep
Try going on vacation

Cant do neither of the above without jeopardizing your finances.

Economy is rigged, always has been, always will. Enjoy the ride.

[Anonymous No.54730192]

Family of 3, I live in central Virginia.
> $2k/month mortgage
> $1k/month groceries (splurge)
> $750/month daycare for toddler (wife doesn't work, this is another splurge)
> $1k/month everything else (bills, gas, entertainment, etc).
I don't budget at all, and this is all easily affordable on like $80k/year.

[Anonymous No.54730314]

>>54730192
You bring in about 5k a month after taxes and spend $4750….you literally live paycheck to paycheck and have a single child lmfao. You realize you’re poor, don’t you? It’s always crazy to me when poor people don’t realize they’re poor and think they’re doing really good financially because they’re not literally starving. So many Americans are like this, you are one emergency away from a full blown financial meltdown.

[Anonymous No.54731347]

>>54730314
I'm saying that a comfy middle class lifestyle is still possible on $80k/year, although a bit irresponsible as you mention. Cut out a few of the egregiously comfy items, and $80k wage is still solidly middle class and can save a few k per month, in most parts of the country.

I make a bit over $200k/year, which is why I splurge on some parts of my budget. But thanks for your concern.

[Anonymous No.54731411]

>>54726307
The US is practically the only country that does long term fixed mortgages. Everywhere else your only option is variable rate

[Anonymous No.54731593]

>>54729751
I worked with this group of really poor inner city people once for a paid internship and they thought that having 10k in savings was a lot of money. They had to live off the shitty pay they made there while i was just using it as literal pocket money for bars and clubs. It's chilling when you see how poor some people are, but the even more disturbing thing about it is that they don't realize just how poor they really are. Or maybe they just don't want to know.

[Anonymous No.54731676]

>>54730192
Why the fuck are you paying for daycare if your wife doesn't work? Tell that bitch to get off her ass and take care of the kid. No reason to be paying for daycare just so your wife can sit on her ass on day and drink white wine and cheat on you with Tyrone.

[Anonymous No.54731799]

>>54730192
i make $20k/year more than you, i am single with no kids, and my total monthly expenses total about $2.8k, and i feel poor as shit. you're broke as shit and delusional.

[Anonymous No.54731812]

>>54730192
>>54731347
This it total bullshit.
>$1k/month everything else
Car payment? Car insurance? Health insurance? Maintenance on the house? Saving for retirement? Vacation? It seems easy because you make way more than $80k, an actual person with your example budget is fucking broke and a paycheck away from disaster.

[Anonymous No.54732599]

>>54731676
My kid enjoys daycare, it's not that expensive, and my wife spends her time cooking, cleaning, and servicing me while I WFH.

>>54731799
Your take home is probably $12k and you spend $3k. If you think that's "poor as shit", you're delusional. You can live very comfortably in any part of the country/world with that.

>>54731812
> Car payment
You shouldn't buy a car unless you can buy it with cash. There are some great used cars for <$10k, which can be saved in just a few months.
> Car insurance
Basically free when bundled with home owners insurance.
> Health insurance
Employer provided, and only a couple hundred per month after that.
> Maintenance on the house
95% of home maintenance is easily DIY for cheap. Amortizing roof and major appliance replacements every decade and it's still only a few thousand a year.
> Saving for retirement
There's literally millions of middle class boomers who survive on just social security and medicare.
> Vacation
Week long airbnb in a cool place is like $1k if you look. Very affordable if you don't need to fly (which always sucks ass anyways).

My example budget has maybe $3,500 of required spending for a family of 3. If you make $80k/yr and net $5k/month, you're doing fine. Definitely not rich, but comfortably middle class.

In the 90's, only doctors and lawyers made >$100k, and that made you upper middle class. I concede that's no longer the case, but the idea that $100k/yr is "poor" or requires a hand-to-mouth lifestyle is ridiculous.

[Anonymous No.54732653]

>>54732599
>Your take home is probably $12k and you spend $3k. If you think that's "poor as shit", you're delusional. You can live very comfortably in any part of the country/world with that.

nigger what are you even talking about. $100k/12 = $8333/mo

+$8333/mo
-$160 insurance
-$1000 retirement contribs
-$1600 fed + payroll tax
-$350 state + local tax
-$2800 expenses
$2423/mo left over aka NOTHING

[Anonymous No.54732709]

>>54722276
NOT MY PROBLEM
GET IN THE POD CITYNIGGERS

[Anonymous No.54732770]

>>54732653
>almost 30k savings in a year
why do people need loans to buy a house with salaries like these

[Anonymous No.54732816]

>>54732770
jobs that """this much""" are in higher cost of living areas. a middle class home in a non nigger neighborhood is $350k.

[Anonymous No.54732869]

>>54732770
>>54732816
also i work from home. back when i had to drive to the wage cage, my expenses were another $500/month in gas and wear and tear on my shitty economy car.

[Anonymous No.54732878]

>>54732599
>buy it with cash
Your budget allows no savings on $80k
>Basically free when bundled with home owners insurance
No it isn't. Mine is bundled and its still an extra $125 a month, with a great driving record
>Employer provided, and only a couple hundred per month after that.
Only a couple hundred a month, great when you make $200k, adds up when you make $80k and aren't saving anything, much less for retirement.
> still only a few thousand a year.
Do you even hear yourself? "A few thousand a year" is another $300 a month that doesn't fit into your "$1,000 for everything else".
>There's literally millions of middle class boomers who survive on just social security and medicare.
If you knew anyone actually living like this, you would know they are destitute.

Your points are shit, $80k with kids is shit.

[Anonymous No.54732902]

>>54722276
it's harder in atlanta than in the country

[Anonymous No.54733012]

>>54732869
I get a little less than 11k euros a year and live without a single material or nigger worry.

[Anonymous No.54733115]

>>54732653
Sorry, I actually make $200k, was just using the $80k as an example, and thought you were referring to that.

Wtf are you spending $2800/month on as a single person with no kids? Your retirement contribs count as savings, so you really have like $3500/month discretionary, which still isn't poor.

>>54732878
People in this thread are claiming it's not possible to live a "middle class" lifestyle on <$100k/year. I'm saying it's not only possible, but comfortable in most places in USA.

[Anonymous No.54733154]

>>54722276
>How unbelievably fucking retarded do you have to be to not be able to pay your bills on a $100k salary?
No fucking idea. I mike like $85k a year, married, own three cars out right, and save $1000 a month towards a down payment on a house. I keep seeing these stories and have no idea why its so hard for some people.

[Anonymous No.54733921]

>people seething about not being able to save money
I was still saving 10k a year when I was paying 2k a month in rent and my takehome was 70k p/a

Some of these expenses people are making up are ridiculous and involve being extremely fucking lazy or you are in a shitload of debt

[Anonymous No.54733953]

>>54722276
$100k is minimum wage in Biden's America.

[Anonymous No.54734021]

>>54729893
I love the idea of the currency devaluing 2.5x every 10 years. I also try and push this narrative everywhere on the internet. If what you said is true on a sustained rate. Homes here in Canada will be valued at 10 million dollars in 20 years.

[Anonymous No.54734080]

>>54733921
you don't understand they NEED funko pops and they NEED $20 cocktails, they just NEED them okay??

[Anonymous No.54734126]

Honestly the only thing more annoying than people who say everything is too expensive and no one can make any money any more is people that show up in these threads going "I have 7 kids, 2 wives, take care of my parents, and 3 dogs all on 40K in the suburbs. I am living the American dream. Just move out of NYC." Fucking working poor mouth breathers are happy to have a shack over their head and a dumb ugly wife. There's a happy medium here. Here's a quick reality check: 100K in 2023 is the same as 55K in 2000. It's OK to want wages to go up. The middle class is much more dead than it has been in the modern (short) history of America. That's just the reality. You can still live a good life, but it's harder than ever. You playing poor person Olympics living your life on low wages and long hours isn't impressive.

[Anonymous No.54734177]

>>54732599
>My kid enjoys daycare, it's not that expensive, and my wife spends her time cooking, cleaning, and servicing me while I WFH.
>Being home with your spouse all day every day is totally a great idea.

You're either a bot or you haven't been married for very long, probably less than 5 years? It's only a matter of time before one of you starts cheating.

[Anonymous No.54734201]

>>54734126
>Fucking working poor mouth breathers are happy to have a shack over their head and a dumb ugly wife. There's a happy medium here. Here's a quick reality check: 100K in 2023 is the same as 55K in 2000. It's OK to want wages to go up.
Ok well wanting it and whining in a city isn't going to fix it. There is an easy fix, you should take it. Not only will it improve your life, it will also help reduce costs in cities.

[Anonymous No.54734217]

>>54722761
I make 46k living alone with a rent payment of 1179/mo and still find myself pissing away $300 without stress every month
It's not that bad

[Anonymous No.54734236]

Where are you all living that 100k isn't a decent salary? I make 105k in Chicago and it's more than enough for myself. My Fiancee makes about 65k (teacher) and even she does just fine saving. We're saving nearly 50% of our combined salaries.

[Anonymous No.54734283]

>>54722276
first of all remember dollars are not constant, but the plebs like to pretend that they are so they get mad at someone else instead of the hand that employs them. Its the same thing with tipping culture where the employees get mad at the customers instead of the manager or the owner for paying a shitty wage.

Rent/ mortgage, taxes, car payment, 401k, extra distractions/ conveinence cost because of such little free time, along with the high variations in cost depending where you live is why 100k does not cut it in some places.

Any talk of income should be on increase in net worth per year as opposed to an amount because of the huge variance in costs throughout the world.

death to communism, China, and nigger faggots

[Anonymous No.54734284]

>>54734201

I make 250k/yr and am doing fine. Wages should go up. You're a dumb poor working class boot licker for thinking it's "noble" or "moral" to do less with more. Some out of date protestant work ethic propaganda you probably got from your dumb parents. The people signing your paychecks, your customers, your clients, whatever - they don't think about you or your welfare at all. You're a number to them. Yes this includes if you own your own business. The pay you receive - no matter how that happens - isn't based on morals or your work ethic or intelligence or anything like that. If you provide a product or service your pay should keep up with costs. Costs have gone up. End of story. I make as much money as I do because I'm relentless with this starting from fucking nothing $6/hr at my first job. I realized a long time ago there's nothing emotional about making money, and telling yourself you're living a better, more moral, more natural, whatever kind of life because you don't make any money is laughable in America. America is all about money more than anywhere else in the world. If you want to be one with nature and live off the land I say leave the US. That time is over here. This country is entirely bought & paid for already.

[Anonymous No.54734334]

>>54734284
You are not saying anything I am not aware of. Evert worker should earn more, but none of that has anything to do with whether you can make your life better by leaving the city which is the point, you can complain all you want but our overlords will continue raping us for the next decades so it's a good idea to take a step back and try to make your life better for those decades because being morally right doesn't fix people's cost of living.

[Anonymous No.54734340]

>>54734284
https://www.youtube.com/watch?v=h2u4UvM6Ak0

[Anonymous No.54734349]

>>54734340
>sam hyde
not even worth clicking on, why do you people keep looking up to frauds who never do as they say?

[Anonymous No.54734396]

>>54734349
https://www.youtube.com/watch?v=R3f9dvQnOI4

[Anonymous No.54734403]

>>54734283
>Hurr durr if you don’t post le ebin word and get banned then you’re a bot!

Just nuke this retarded fucking website already

[Anonymous No.54734499]

>>54734403

[Anonymous No.54734608]

>>54733115
$100 car insurance
$400 food
$1400 rent/utilities
$120 phone/internet
$650 student loans
$100 misc

[Anonymous No.54734641]

>>54734236
>dude why do you think $100k isn't a decent salary i split rent with a $165k household income and save a lot of money
holy shit shut the FUCK up you stupid NIGGER

[Anonymous No.54734894]

>>54734403
I am an admiral in this ocean of piss and it is clear that Chinese, Russian, Israeli, and glowniggers shill hard here so if you have a better way of insuring that you are talking with an Anon I would like to hear it. I am guessing China or Russia as their only win condition is if the US has a civil war. Hate to say it, but I side with the glowniggers on this one.

[Anonymous No.54735325]

Burgers be like
>I'm on 150k a year and living paycheck to paycheck

Stop buying bing bing wahoo and take away slop while living in the most expensive places on Earth then perhaps. Also private school is a meme. Anyone paying 3k a month fees for private school when they're financially struggling is retarded. teach him how to fight and stick him in a public school like a normal person. It's character building and will prevent him being a coddled faggot.

[Anonymous No.54735348]

>>54722761
Yeah but that was a racist time. We need to make sacrifices so that we can live in a more equitable and inclusive world

[Anonymous No.54735803]

>>54731593
Kill yourself nigger

[Anonymous No.54735833]

>>54732599
Alright I'm convinced that this guy is legitimately just retarded and won the wageslave lottery
congrats midwit

[Anonymous No.54735905]

>>54727225
I make 4800 a month and spend about 2800 on a luxury apartment, uber eats every day, and whatever things I might want at any given moment. The secret is not to live in NYC or Cali, dumbass. I only make 79k a year (after money taken out for retirement, insurance, etc).
Was thinking about moving to NYC or NOVA though.

[Anonymous No.54735926]

>>54722276
If you live in NYC or SF then you’re a poorcel on that income, and if you live in Seattle or an Austin it won’t go super far


Other than that yea you are an idiot if you can’t live well on 100k, even in cities like Chicago

[Anonymous No.54735963]

>>54722538
I make 80k CAD a year and live like a king. You're retarded with your money.

[Anonymous No.54735981]

I just looked up rents in major cities here in the US. What the fuck? Why would anyone choose to live in these cities? No wonder urbanites are always doomposting on here. I was expecting to be able to find one room apartments for like around $1500 or so but nope. Most people living in my small town ~30 mins away from the nearest main city making $40k/yr probably have more disposable income than you guys.

[Anonymous No.54736028]

>>54722276
>100k is now considered a "living wage" by MIT

[Anonymous No.54736039]

>>54722761
Youre a fucking dooming loser. I have friends supporting a family that own a home making way less than 100k and live in a top 25 metro

go get laid loser

[Anonymous No.54736078]

>>54723121
Lol absolutely lol at falling for the scam that is private school, and not living in a suburb with respectable public schools

You’re not going to make it, and you honestly never will make it. You’re the type that finds every fucking excuse imaginable to be a poor little victim. Double your salary and you still won’t make it because you’ll find new bull shit line item expenses. Very sad indeed

[Anonymous No.54736081]

>>54735325
>Also private school is a meme. Anyone paying 3k a month fees for private school when they're financially struggling is retarded. teach him how to fight and stick him in a public school like a normal person. It's character building and will prevent him being a coddled faggot.
Either you're a nigger or don't live near niggers. If you live near niggers it is worth every penny to keep your children away from niggers.

[Anonymous No.54736098]

>>54735905
It’s generally better to live in High CoL areas since salaries are higher, you can still find ways to cut costs which allows you to save shitloads. And certain things aren’t any cheaper in bumfuck land, like cars and consumer electronics

[Anonymous No.54736121]

>>54723258
Based and flyover pilled. I make 130k a year working remote living in Iowa and save 50k a year while still doing whatever the fuck I want. Nice neighborhoods, good schools, money for hobbies and travel. Lol at people in nyc paying 5k a month for a roach infested shoebox apartment

[Anonymous No.54736160]

>>54736081
Agree private school is your only option if you live in a degen city at that point just take the L and move to the suburbs

[Anonymous No.54736209]

>>54722761
>on $100k anywhere but bumblefuck USA where there are no jobs which pay $100k is literally impossible.
Can you tranny nigger lovers stop this meme. You literally think that anywhere in the US that isn't NY or SF is the fucking wild wild west.

[Anonymous No.54736230]

>>54722538
>not getting a fixed rate mortgage
ngmi

[Anonymous No.54736322]

>>54736209
Weep for them, so they know not how to live life

You can literally do more in fucking Grand Rapids Michigan than you can in NYC. Hellscape cities are ok if you’re 20-30 , looking to get laid and get some experience at big globohomo corps, and the pinnacle of your existence is going to a trendy cool new gimmick bar. But beyond that it’s not worth living in and it’s why anyone that can leave does at 35, and anyone who is left is either poor or an absolute degenerate

[Anonymous No.54736390]

>>54736230
Fixed mortgage is uniquely American. And likely not for much longer to price the next generation out here just like these other cuck countries .

[Anonymous No.54736418]

>>54722538
Leave.

My last full financial year of work in Australia got me $207k before tax (20-21). I was on track to make the same again in 21-22. I still felt like I was going backwards.

Between taxation and inflation there is no hope for the Australian middle class, you will always be in the grind and you will never ever ahead. The boomers pulled up the drawbridge behind them and filled the moat with infinite chinks and Jeets for you to compete with.

I left a year ago. I quit my job, sold all my shit and bought a one-way ticket off that god forsaken island. I’m never going back, I’m going to live on my bitcoin gains and relax on a beach for the rest of my days, fuck Australia.

[Anonymous No.54736427]

>>54722276
Prettt fucking retarded OP but we live in a society.

[Anonymous No.54736624]

>>54726342
In my area, cheapest rent is $2200 and average income is $60k. You can't even do anything other than work at fast food unless you drive 45 minutes out of the city each day, minimum. It's nothing but teenage wetbacks and their fathers in giant pickup trucks who do construction.

[Anonymous No.54736977]

>>54729715
Who are the haves? I hear doctors talking about being squeezed by metrics and upper management the same way as retail wages do. Lawyers and finance bros work ridiculous hours and only a tiny percent make partner before giving up. Professors eat ramen and live like college students now.

I don’t know where the money is going even the ivory tower and upper class are getting squeezed.

[Anonymous No.54736995]

>>54736418
>t Anglo stuck in shitistan

[Anonymous No.54737154]

>>54736977
>who and where?
The transnational financial class. You know exactly who.
The have-nots are anyone plying a trade or profession. If you get paid for actually doing something then you're a have-not. They'll squeeze us all until AI gets good enough to make us redundant.

[Anonymous No.54737164]

>>54737154
How are societies elites tolerating that? In any other generation a knight, dynamo or an officer would stuff the down a well.

[Anonymous No.54737220]

>>54737164
Because who you think of as elites aren't elites and haven't been for some 40-60 years. Everyone is a wagie now.
And the elite-elites aren't just jews. It's a diverse multiculti group from all different nations. They're hard to pick out.

[Anonymous No.54737277]

>>54727357
My own fucking country should own me something
you think I should take a boat to fucking europe?

[Anonymous No.54737305]

>>54737220
I’m sure they could still fit in wells

[Anonymous No.54737339]

>>54722538
Mate I live on 60k a year here with a place of my own. You're doing something wrong.

[Anonymous No.54737398]

Dumb city hipsters have horrid budgets
>1200 a month for a room or 3k for a tiny apartment they don't need, but can't bare to live with other people
>$100 a month on services like netflix, amazon etc
>$600 a month on brand name groceries and multiple uber eats a week
>$500 on going to bar and shows to fit in
>$100 on drugs
>$100 on fag clothes
>random amount on their horrid student loans that they're to dumb to understand how to pay off.

These people are the bane of every person who grew up in a city middle class. I cannot afford to live well because they had to shit everything up and be gullible enough to pay insane rent prices

[Anonymous No.54737762]

>>54722832
>derrherr I bougtss when houses was half the price, why can't these dumb zoomers jus buy property in the past!
Kill yourself retard

[Anonymous No.54738253]

>>54726485
Do u even understand what "cities" are u Neanderthal, kek. Clearly another retard that thinks cities only refer to the central densely populated areas. Ur embarassing urself, pls stop. The level of IQ on biz that can sustain decent conversation really has dropped over the years

[Anonymous No.54738975]

>>54723525
I'd be happy with maybe 2-3 investment properties desu. How did you accumulate your properties is Ausland?

[Anonymous No.54739010]

>>54737339
you must live with the fucken abos in make believe australia, real australia is only 2 cities.

[Anonymous No.54739046]

Why exactly can’t we fix for the life of a mortgage? Wtf is this ‘we can randomly increase your repayments to whatever we want dude’ bullshit that Australian banks pull? What a scam. And then they penalise you by nuking your credit score if you default.

[Anonymous No.54739083]

I'm neet and I live off the 550$ my mother sends me. 11mt square room, cook my own food and pirate all the books I read and movies I watch. I have so much time that I even learnt to bake my own bread and cookies (I've become very good at it)

[Anonymous No.54739097]

>>54739083
And when your mum dies?

[Anonymous No.54739186]

>>54729505
>jesus. I live in Northern EU Estonia and I earn like 15K per year net.
>Food is more expensive than in Germany and >almost as same as in Finland.
>Salaries are 3x less.
>fml
>priced out of everything.
>my salary goes to
>rent + energy bills + food
>thats it.
Ouch, and my Germ ass is complaining about prices

[Anonymous No.54739309]

>>54739010
Nope, just live in Adelaide.

[Anonymous No.54739436]

>>54723518
remote landscaping, kek

[Anonymous No.54740484]

americans are so fucking out of touch with the rest of the world

[Anonymous No.54740506]

>>54740484
when will turdies understand that no one cares about their turd world problems and their turd world standards of living.

[Anonymous No.54740510]

Does anyone making $100k+ have plans to retire early? If so, what are you utilizing for building passive income?

Personally, I save a lot of cash in a high yield savings and at 4% it isn't terrible, but I'm only at like $700/month. I'd have to literally quadruple my savings just to cover my rent and such. It could happen but not going to happen quickly.

I'm happy to throw money at this stuff and don't expect literal money for nothing or getting rich quick, but options seem very limited to cash savings, bonds or more risky public equities which have lower yield. Any pro tips are appreciated.

I think $3-4k in perpetuity would be enough assuming your primary residence is paid off.

[Anonymous No.54740527]

>>54736977
Those who need jobs and those who don't.

[Anonymous No.54740578]

>>54740506
compared to firsties as well retard

[Anonymous No.54740608]

>>54736418
>>54722538
give me one reason why would you want to be a 18-35 year old man in australia in the current year?
>> nanny state
>>fat manly women
>>rip off property

why live here when the best u can be is a wagie driving in rush hour in the mornings to pay your mortgage and feed your fat wife and bastard kids til you die at 60

just go to asia and enjoy your fuking youth
its a different world
don't waste your youth in aussie cunts..

come on up and enjoy
>> $1000 a month 2 bedroom CBD apartments
>> $10 all you can eat feasts
>> 7 days a week night life, dining and entertainment
>> easy pleasant and feminine women

the fat boomers with SEAmonkey wives learnt the truth the hard way after 50+ years, a lifetime of waging and a divorce rape

lads skip the shit sandwich australia in 2023 makes you eat and learn from their mistakes while you are still young

[Anonymous No.54740627]

>>54722276
I live comfy at 45k/year (+overtime)
>debt free
>maxed out 401k
>maxed out roth IRA

[Anonymous No.54741775]

>>54722538
>I'm tired. I can't believe I have to work even harder to get ahead
No sympathy for people wllingly joinig a rat race