/biz/ - Business & Finance

[Anonymous No.54677741]

do americans really do this?

[Anonymous No.54677748]

Boggles my mind hof fucked mutts are, and none bats an eye

How is this not seen as communism lol you pay for the poors so they can get a house, but scream when its about social security

[Anonymous No.54677764]

>>54677741
No link. Likely fake.

[Anonymous No.54677767]

>>54677748
Sucks to be a home owner. Markets will tank in a couple years. Say goodbye to your zestimate. Deflation is on the horizon.

[Anonymous No.54677779]

>>54677741
Put their tv over the fireplace even though the viewing angle sucks? Yeah it's pretty common

[Anonymous No.54677785]

This is the future you chose

https://youtu.be/EYeFhJ20q4c

[Anonymous No.54677786]

What is this for anyway? Why those fees?

[Anonymous No.54677787]

Kneeling to niggers is america's national past time.

[Anonymous No.54677798]

>>54677741
i legit have an 840 credit score
so the obvious question
how do I lower it?

[Anonymous No.54677819]

Americas entire foundation is taking money from hard working white men and giving it to niggers

[Anonymous No.54677836]

>>54677819
>America bad
Thanks, i hope putin is paying well

[Anonymous No.54677842]

>>54677836
I'm European and hate putin, but I've been to america alot
It's just as bad as everyone says, in many ways even worse

[Anonymous No.54677843]

>>54677798
Unironically do what the people who are getting discounts do. Be an absolute nigger with yours and others money.

[Anonymous No.54677848]

>>54677836
>you can't criticize a country losing all its former unique values and adopting communist policies

[Anonymous No.54677891]

>>54677836
So you agree with the policy of taxing good mortgagors and given it to bad mortgagors?

[Anonymous No.54677899]

>>54677741

[Anonymous No.54677941]

>>54677741
I don't get it either, the TV is way too high.

[Anonymous No.54677978]

>>54677836
You will never be a Glownigger

[Anonymous No.54677979]

Who the FUCK puts their television above the mantelpiece? That is where a large mirror goes. Putting the television their makes the room look smaller and also means you have to crane your neck to watch from a seated position. How tacky.

[Anonymous No.54677991]

WELP I GUESS THE LIBTARDS GOT WHAT THEY VOTED FOR

[Anonymous No.54677995]

>>54677741
So I spend the last 6 years repairing my credit from being a retard in my early 20s, and this is what I get? I should have just stayed acting like a retard. At least shit was fun back then, and now I’d be able to get loans and a house anyway. Fuck this country and anyone who has any part in this new mortgage shit.

[Anonymous No.54677999]

>>54677741
yeah americans always put their TV so high and are too retarded to realize it's tilted.

[Anonymous No.54678012]

>>54677741
>americans put their tv on top of the mantelpiece
absolute savages

[Anonymous No.54678032]

>>54678012
Their fireplaces are all fake anyway, either electronic or a gas stove, like their mc mansions, its all fake and a reprimand of european originals

[Anonymous No.54678044]

The word mantelpiece for that thing always seemed odd

[Anonymous No.54678048]

>>54677748
This screenshot can act as the post-collapse book -cover when they ask "what went wrong?"

[Anonymous No.54678085]

>>54677836
He's paying very well and he even gave us some white Ukrainian girls.

[Anonymous No.54678117]

>>54678032
please dumbass europoors still haven't discovered basic shit like central air

[Anonymous No.54678126]

>>54677979
Normal people, get out more

[Anonymous No.54678137]

Who benefits? Basketballs and beans
Who ends up paying? Whites & the few Asians in the US

So 70% of the US benefits

[Anonymous No.54678139]

>>54678137
The average IQ doesn't benefit

[Anonymous No.54678303]

>>54678085
>ukrainian women
>white
Lol. Lmao

[Anonymous No.54678318]

>>54678117
Yeah as basic as a carbertor, mutts are fucking behind in everything

[Anonymous No.54678337]

>>54677979
touch some fucking grass
>>54677995
lmao thats so kiked

[Anonymous No.54678363]

>>54677779
/thread
i see this more and more lately.
like why the fuck would i want to have to crane my neck to look up at the god damn ceiling for 2 hours while trying to watch a movie or whatever?

people are fucking retarded

[Anonymous No.54678408]

>>54677741

[Anonymous No.54678411]

>>54677741
No one under 70 watches Fox news

[Anonymous No.54678425]

>>54678411
>No one under 70 watches Fox news
no one under 70 matters economically

[Anonymous No.54678433]

>>54677764
https://www.zerohedge.com/personal-finance/biden-punish-good-credit-homebuyers-subsidize-high-risk-mortgages

[Anonymous No.54678437]

>>54678137
Nobody benefits. Cost of shelter goes up as more and more retards enter the housing market

[Anonymous No.54678456]

this is really a discussion for /pol/ since it's about racial conflict (jews vs everyone else)

[Anonymous No.54678463]

>>54677741
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Pepe is here to make memecoins great again. Launched stealth with no presale, zero taxes, LP burnt and contract renounced, $PEPE is a coin for the people, forever. Fueled by pure memetic power, let $PEPE show you the way. In Lord Kek we trust.

[Anonymous No.54678484]

>>54678126
>>54678337
>scumbags that put their television above the fireplace feeling personally attacked
You fucking freaks. Get some decorum.

[Anonymous No.54678494]

>>54678484
I will never turn my head up or down to look at a screen. These people are delusional

[Anonymous No.54678521]

>>54677979
>>54678494
t.

[Anonymous No.54679493]

>>54678484
It's the perfect angle for stoned sofa gaming bro, plus I'm a friendless shut in, no one will ever see my television placement faux pas

[Anonymous No.54679515]

Stuff like this will keep getting passed by politicians without Americans even getting a chance to vote on it. Truly a 1st world democracy and the land of the free.

[Anonymous No.54679516]

This hasn't been passed or put into law, right? I thought it was just a proposal. Democrats are scummy fuckheads.

[Anonymous No.54679545]

>>54679516
It's passed and put into law in 10 days

[Anonymous No.54679547]

>>54679516
It won’t get approved this shit is just some bullshit to make boomers mad

[Anonymous No.54679554]

>>54679516
somebody has to pay to keep the boomer dream alive

[Anonymous No.54679597]

Why do muricans always mount the TV over the fireplace?

Why do no Europeans do the same?

[Anonymous No.54679606]

>it's real

https://nypost.com/2023/04/16/how-the-us-is-subsidizing-high-risk-homebuyers-at-the-cost-of-those-with-good-credit/

[Anonymous No.54679607]

>>54677741
this will go well just like george w bush's homes for minorities program just before the subprime crisis

[Anonymous No.54679610]

Portugese anon here, we started doing this a month ago it's not just amercians
Mortages with a higher debt budern started getting subsidised, the real estate bubble can't crah or else it's over

[Anonymous No.54679631]

>>54679610
source (in portuguese):https://www.doutorfinancas.pt/creditos/quem-vai-beneficiar-do-apoio-do-governo-ao-credito-habitacao/?src=adw.ch.performancemax.costmlistAB&gad=1&gclid=CjwKCAjw6IiiBhAOEiwALNqnce-TAFMHpkV7nr7vvy2AvYx6yYd95f56OSvMUmoKq2dLV0flhMqI-RoCgw0QAvD_BwE

[Anonymous No.54679646]

>>54679610
>the real estate bubble can't crah or else it's over
cheap houses sound comfy though

[Anonymous No.54679654]

>>54679646
I meant it's over for this fakeconomy, it's good for actual people, especially young people (which the government hates and wants you to emigrate to northern europe)

[Anonymous No.54679674]

>>54677991
What the fuck is this autism chart ?

[Anonymous No.54679694]

>>54679610
when americans do this it's actually shocking, Portugal is a socialist country so this type of blatant robbery on the citizenry is expected

[Anonymous No.54679735]

>>54677836
Death to America sir

[Anonymous No.54680871]

>>54677741
do they what?

[Anonymous No.54680901]

>>54677779
Look at this pleb. He doesn't even have a lifted couch.

[Anonymous No.54680927]

>>54680901
get the fuck out of here, i don't believe you

[Anonymous No.54680937]

>>54677836
Literally McCarthy era tactics

>there’s an issue with the US
>U R A SOVIET SPY REEEE

[Anonymous No.54680945]

>>54677836
But he's not wrong. I'm an American and I'm completely sick of this communist nigger worshipping shithole

[Anonymous No.54680946]

>>54677786
to subsidize mortgages for borrowers with low credit scores, not kidding

[Anonymous No.54680977]

>>54678117
You use toilet paper instead of a bidet, learn2wash your ass disgusting subhuman.

[Anonymous No.54680983]

>>54679547
>LE BOOMERS

Oh well that settles it I’ve stopped caring

[Anonymous No.54680989]

>>54677741
it should be the other way around desu

[Anonymous No.54680994]

>>54677899
The guy on the right does what is rightious. He lays his own way and has a good credit score.
The guy o. The left is a fat pig. He runs up a huge credit card bill to buy fancy clothes and be a glutton.
>Let's give the guy on the left more money.

[Anonymous No.54681026]

>>54677767
I benefit from deflation and inflation. Imagine not hedging your bets against both, pathetic dumb faggot

[Anonymous No.54681087]

>>54681026
antifragile arab

[Anonymous No.54681360]

>>54680994
the blackpill of capitalism is the fat pig produces bigger numbers for the growth ponzi even if the righteous man has a more sustainable lifestyle

[Anonymous No.54681426]

If I already put 20% down with good credit, does this affect my current mortgage?

[Anonymous No.54681438]

https://youtu.be/Fpiowbfm0dI

[Anonymous No.54681602]

>>54681438
Jews are astoundingly single-minded

[Anonymous No.54681610]

>>54681360
bill gates must sink his mega yacht to save carbon

[Anonymous No.54681612]

>>54677748
mutts are le scum, what's the surprise?

[Anonymous No.54681644]

How is this not the same as 2008 with subprime mortgages? genuinely im retarded pls help

[Anonymous No.54681750]

>>54677779
why the fuck is this so popular, is everyone actually retarded?

[Anonymous No.54681781]

>>54681750
>Literally McCarthy era tactics
>>there’s an issue with the US
>>U R A SOVIET SPY REEEE
>>54677779
>>54678363
>>54680927
Where else are they supposed to put the TV? the floor?

[Anonymous No.54681805]

>>54677991
BINGO

[Anonymous No.54681834]

>>54677767
>Sucks to be a home owner.
Home buyer, you mean? If you already own your home or have a fixed rate mortgage, how does this affect you?

[Anonymous No.54681847]

>>54677741
Black people are basically the American religion. It's honestly really bizarre how we worship weakness and inferiority, and there's no problem that can't be solved by whipping the normal and productive and having them give more work, resources, and love to their inferiors. Basically anywhere mediocrity can be found, you'll find a shrine to this cult, but the blacks are the high priests.

[Anonymous No.54681898]

>>54681781
I don't think televisions belong in the living room, but I'm also not a TV watching boomer, a projector is better because you can take it down.

[Anonymous No.54681927]

>>54681781
Tv is cancer, they belong in the trash

[Anonymous No.54681928]

>>54677741
correct me if I'm wrong

is this not what happened in 2008?

especially in detroit?

they gave a bunch of mortgages to people who can't afford it even with this discount and then everyone went underwater and detroit went abandoned practically overnight.

[Anonymous No.54681969]

>>54677842
where nyc? Yea it always sucked , come to the heartland, we like big trucks , non tranny beer , hate niggers and love jesus christ

[Anonymous No.54682021]

>>54680937
mcarthy wasnt wrong though, he just didnt do enough. there were way more commies than even he imagined.

[Anonymous No.54682059]

>>54677764
https://archive.is/zZKY2

[Anonymous No.54682118]

>>54682021
George lincoln rockwell talks about how when he befriended some jews they led him astray and ended up persecuting jon communists which damaged his credibility.

[Anonymous No.54682187]

>>54681928
It wasn't exactly like this but there was a similar governmental program started by Bush 2 to allow poorer people who didn't qualify for mortages due to poor credit to get mortgages.

https://www.presidency.ucsb.edu/documents/fact-sheet-president-bush-calls-for-expanding-opportunities-homeownership

Although I would say the primary cause of the housing bubble was actually the invention of structured debt instruments for mortgages.

[NIGGER No.54682498]

>>54677741
yes they are glued to their ((( legacy media ))) on the goyvision and believe anything the screen tells them.

[Anonymous No.54682570]

>>54682021
It just funny to see democrats have resorted to the same tactics

>>54682187
The seeds of 2008 were planted with Clinton repealing Glass-Stegall

[Anonymous No.54682728]

>>54677748
Most people aren't aware of how the U.S. works which works to the government's favor. People in the U.S. aren't citizens. They're called citizens, but really they're not. It's more accurate to describe U.S. citizens as property of the U.S. government. If you live in the U.S., the U.S. has a claim on pretty much everything you own. Charitably they let you borrow it for a little while, but ultimately it all flows back to the government if they desire it. If it it gets jammed up, they invent new systems to shake it out of your pocket. The whole system is dystopian beyond imagination.

I own the hospital that delivers babies, I own the company that makes baby supplies, I own the education system that provides materials to the children as they grow up, I own the businesses they'll eventually work in, I own the property they live in, I own the insurance companies and services they need day to day, I own the hospitals where they go to as they get old and sick (and I reclaim all their wealth in the process), I own the companies that provide services to the elderly, I own the assisted living facilities, I own the funeral companies, I own the cemeteries.

>>54677836
Putin is awful as well. The problem with the world right now is there is no escaping the grip of any of these "post-money" oligarchs. You can't just go to an island and be like "I'm going to work from home and ignore it all, I just want to be left alone." They'll keep an eye on you wherever you go, remember you're property, and if you so much as sneeze in a way they don't like, you are fucked. There's no escape. And don't bother trying to rub elbows with them. You aren't part of the club. You aren't invited. So you can't go, but you can't stay either. Doesn't matter if it's the U.S., Russian, China, wherever.

[Anonymous No.54683017]

>>54682728
This anon understands

[Anonymous No.54683343]

>>54677741
Yes I deliver furniture into upper middle class homes and this is extremely common. Already seen it in a house today.

[Anonymous No.54684244]

>>54681750
>>54677779

Some houses (not apartments) there isn’t a free wall, and tvs are big. Old houses were built around the fireplace being the center of attention so it the biggest emptiest wall. I don’t do it or like it but there isn’t a choice sometimes.

[Anonymous No.54684262]

>>54677741
Yes, tv over the fireplace sucks unless you get a mount that allows you to lower it to eye level. And the mortgage bullshit needs to go to the supreme court, lawsuits over this are already being prepaired.

[Anonymous No.54684320]

>>54682728
>If you live in the U.S.
And outside of it. You get taxed anywhere on the planet if you're "blessed" with US citizenship.

Also, anons, look up Cede & Company if you wanna see something funny.

[Anonymous No.54684354]

>>54677741
It counters the dysfunctional status quo, which is that lenders set prime rates artificially low and make it up by setting usurious subprime rates and charging ridiculous fees.
>Why the fuck would they do that?
Racism + the American middle class is litigious and socially vindictive and can also just go to a competitor who's willing to undercut you. Basically, lenders jack up rates on anyone they can afford to. This change will allow them to keep their rate structure the same and when middle [America/class/wit] people complain they can just say it's the gubmint's fault.

[Anonymous No.54686006]

>>54681805
I almost got one but I hate bitcoin.
It's joever

[Anonymous No.54686040]

you got what you voted for

[Anonymous No.54686069]

>>54677836
OP is literal proof that America is a shithole on the way out. I hope you get raped by a pack of GRU.

[Anonymous No.54686530]

>>54677741
Pay in cash
problem solved

[Anonymous No.54686591]

Loan level price adjustments have been a thing for the last 15 years, if your credit score is lower you're still going to pay a higher LLPA, now it's just less higher, but still much higher than an LLPA of someone with a good credit score. Fox News just phrased it like this so the working class gets mad at people slightly poorer than them instead of the billionaires who own the media. Good job falling for it though, free thinker lions not sheep

[Anonymous No.54686650]

>>54677741
Apparently. I'm wondering though: do they only check once at the time you apply for the loan or constantly over the life of the loan? If it's a time check you can easily tank your rating a few dozen points by opening a new card or two, or even just spending money to pump your credit utilization.

>>54677764
Don't post here if you don't even follow the headlines, you mouth breathing retard. https://www.foxbusiness.com/real-estate/former-obama-housing-chief-slams-bidens-unprecedented-mortgage-plan-not-way

[Anonymous No.54686661]

>>54686591
Being poor does not hurt your credit score, missing payments hurts your credit score. I used to work in public benefits and some of those poor freeloaders have pretty good access to credit.

[Anonymous No.54686796]

>>54677798
>how do I lower it?

before you buy a new house get a bunch of new credit cards, take out a bunch of cash in cash advances, wait a month or two for the scores to update, this will put your credit usage up quite high. then use the cash from the credit cards as a down payment for the house

[Anonymous No.54686809]

>>54686661
Truly wonderful, the mind of a child is

[Anonymous No.54686894]

Democrat policies are truly evil

vote Republican, no matter who it is