best credit card for cashback?

[Anonymous No.54523004]

i dont use a cashback card and not sure where ro start.
chase/capital one have 1.5 % on everything, seems to be the standard
discover/bank of america have 1% but 3% on seasons of categories, seems like a game thats not worth playing to me, very confusing
wellsfargo active has 2% but i dont trust wellsfargo, bad scams in the past
walmart does 1% then a higher % at walmart, i go to walmart all the fucking time

what do you guys think? dont care about apr as i never carry a balance

[Anonymous No.54523122]

cmon fags what card do you use

[Anonymous No.54523154]

I have 4 cards.

>Apple Card
Cash back here is 1% on all purchases and 2% when using apple pay, which I've never used once because I live in bumfuck-ville and think digital wallets are kinda gay. There's also 0% interest on Apple products if you like that sort of shit, but if your paying interest in CC you're already retarded. Overall kind of useless for me but with a 5k limit I like to have it just in case.
>Discover It
8k limit, which is great for me, and at the end of the first year they double all points you earned. Problem is the rolling categories likes you said is a PINA to deal with, so I don't really use this card very often.
>Capital One Savor One
Great card, great cashback program. 3% on groceries, 5% on certain dining and entertainment. The groceries are what I use it for. Only con is they seem to be stingy with the limit. I have a savings account with Capital One with over 20k in it and they still only gave me a $500 limit.
>Capital One Quicksilver
My daily card, flat 1.5% cashback, decent limit at 2k, don't have to think just earn rewards. I put my rent on this one too.

[Anonymous No.54523211]

>Credit cards
Normie shit.

[Anonymous No.54523303]

>>54523211
Credit cards are literally free money if you pay them off before interest accrues. Plus disputing transactions are 100x easier with credit cards than with a debit card. You are a financially illiterate retard.

[Anonymous No.54523465]

>>54523154
thank you for the ino, i have a 4k limit on my literally no benefit card i have used since high school and always thought that was super low, i guess the limits on these cards tend to be lower due to the cashbacks?

>>54523303
its worse than that , boomies etc think using credit cards is foolish because the companies have to charge 3% more to accept visa payments or whatever, then you get 1.5% back so they say its a scam. but i dont see anybody giving cash discounts so theyre paying the CC premium and getting nothing for it

[Anonymous No.54523604]

>>54523004
I like the Chase Sapphire card.

[Anonymous No.54523610]

>>54523465
I don't know if the limits are always low or if it's just me. My credit score isn't great, around 715, so it could be just me. I do know these companies don't like people like me who pay off any balance almost immediately, they like the retards accruing compounding interest every month, could be another reason why.

[Anonymous No.54523634]

>>54523604
1% on everything and annual fee, but you earn "travel points".

i dont travel or fly anywhere so i dont know if this one would be useful to me

[Anonymous No.54523643]

>>54523634
There's a rotating schedule of 5% on certain things. I only ever do cash back since I don't travel enough. Annual fee if like 95 dollars which I more than make back.