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/biz/ - Business & Finance


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54468452 No.54468452 [Reply] [Original]

Every woman in my family is terrible with money and has no savings at all

>> No.54468499
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54468499

>>54468452
I made this pepe.

>> No.54468535
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54468535

>>54468452

I also wonder this

>> No.54468565

>>54468452
Do they suffer harm as a result?

>> No.54468592

Most people are bad with money

>> No.54468637

>>54468452
They make financial decisions out of emotions and social media brainwashing them into buying the latest trend because all their friends have it.

>> No.54468664
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54468664

>>54468452
What could it be

>> No.54468705
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54468705

>>54468452
Women are higher maintenance because their outward appearance is more important to them than men.

Makeup, hair and clothing alone can easily be $500-$1000 a month for a average woman.

>> No.54469621

why would they need to save?

they can always find a husband, boyfriend, simp, or government to pay for wahtever they need

>> No.54469736
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54469736

>>54468452
That's sexist.

>> No.54469747

>>54468452
Their brains are smaller. That's the answer to pretty much any question that starts with
>Why do women

>> No.54469885

>>54468452
Biologically they evolved to use a man's resources than than acquire and preserve their own. Also they're heavily shielded from consequences compared to men, so they rarely face the consequences that force men to learn to manage their finances well.

>> No.54470233

Most women have no social pressure to use their brain until they're older, which is too late since their brains have already solidified. Girls who were ugly young have the best shot at being able to think through a problem.

>> No.54470247

its the estrogen. it's why the negroid races are also bad, highest estrogen among male races.

>> No.54470260

uhh sweatie why would I work for money and not spend it???

>> No.54470274

>>54470247
How can one lessen their estrogen?

>> No.54470286

>>54470274
if it's genetic you can't. if it isn't you can lose weight, change diet, avoid certain plastics, etc.

>> No.54470298

>>54468452
jewish women are good with money

>> No.54470314

Pure entitlement. They feel entitled to live above their means. And I'm one of those people that believe "people can spend their money how they choose, a fool and their money is soon departed" but if you have the nerve to tell a woman their own financial situation is their own consequence, they will cry and tell you you are heartless and how somebody owes them something because now they are poor and a first world country shouldn't let anyone suffer like they are

>> No.54470326

Asian women are good with money

>> No.54470356

Only American women are like this, for the most part. Women from other parts of the world haven't been taught to consume conspicuously by all of the media that they consume every day of their lives.

>> No.54470369

>>54468452

Better question is why should women be good with money?

>> No.54470371

>>54470298
>>54470326

>Ugly women are good with money

>> No.54470389

I really don't think woman are on average any better or worse with money. If you really look at it with everyone you see in life you will probably agree.
But it is true that the best businessmen are men but that is just the good old man-woman bell curve shit going on and yeah, who gives a fuck anyway.

>> No.54470410
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54470410

>>54470371
try again

>> No.54470424

>>54470247
>its the estrogen. it's why the negroid races are also bad, highest estrogen among male races.
source: a single study on african americans specifically (not the negroid race, africa is a large continent with very different black people in different regions with different genetics) showing their estrogen levels to be slightly higher, yet well within the healthy normal male range, and no evidence that this slightly higher but normal estrogen level has any mental effects in men, specifically being bad with money. Also, this is an average measured level, your personal individual level of estrogen may be higher than the African american average based on this one particular study (every study on hormone levels of different racial groups of people have different and contradictory findings). You will have to get a blood test to find out.

>> No.54470455
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54470455

>>54468452
do not generalize. pic is good with money

>> No.54470459

>>54470389
They're responsible for 80% of all spending

>> No.54470490

>>54470424
tl;dr: cope

>> No.54470522

>>54470455

Anon, I...

>> No.54470578
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54470578

>>54470490
You are the only one coping.
Hey, check out this study...
Whites and blacks have the same estrogen levels in this one.
Except blacks have higher free testosterone (and DHT).
Did you know that free testosterone and DHT antagonize estrogen receptors, which opposes the effects of estrogen.
So, blacks are less estrogenic than whites due to their higher free testosterone and DHT opposing the effects of their similar estrogen levels to a much greater extent than whites. Whites are more stereotypically soft and sóybóy-like due to this fact.

>> No.54470706
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54470706

i m not bad with money. (you) are

>> No.54470726

>>54468452
sorry to break it to you OP
https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/FidelityInvestmentsWomen&InvestingStudy2021.pdf

https://faculty.haas.berkeley.edu/odean/papers/gender/boyswillbeboys.pdf

>> No.54470762

>>54470314
>departed

>> No.54471063

>>54468452
What are 3 things someone who's good with money have over someone who spends all they're money on things that interest them?

>> No.54471115

>>54471063
self-esteem (won't make you waste money in frivolous things that won't benefit you)
impulse control
being vegan (indicates self control and rationality, which is necessary for accumulating wealth)

>> No.54471142

>>54468452
Women account for something like 90% of consumer spending. Letting them vote was a huge mistake

>> No.54471159

>>54470455
looks like she isn’t circumcised

>> No.54471291

>>54471142
What I heard in some unverified gutter of the internet is that this metric and a woman's psychological need to fit into a group makes targeted advertisement on women incredibly effective. That indirectly means they are more susceptible to indoctrination of the consumerist mentality. Add that on top of a woman's high maintenance, high cost lifestyle, and it's no shit obvious why they can take up as much as 90% of consumer spending.

Take me as a counter-example, I'm a low maintenance af man who needs nothing but food and beer, hell I shave my head myself and wear cloth for utilitarian purposes. I don't need makeup, extravagant cloths, sanitary napkins, perfumes, etc. A woman's baseline maintenance requires so much more than a man, it's pretty obvious why they account for the majority of consumer spending.

>> No.54471305

>>54468452
i think that on average, women are better at handling money than men
so it's probably that your family is retarded OP, which doesn't come as a surprise

>> No.54471790

>>54468452
easy, because they are taught how to dress and make up to have a man with money, we are taught how to be that man with money, I am on my way to that goal with sora, I hope this year they will finally release their card