US housing market is dumb and retarded

[Anonymous No.54455862]

>What $410,000 gets you in TYOOL 2023
>was $220K in 2016
don't bother posting your flyover shitholes that have a regional population of ~1500 in order to pay a mortgage you need industry

[Anonymous No.54455888]

Vermont is done because hippie boomers bought up all the properties in the 70s and 80s and they only people who can afford to buy them for what they are selling them for is rich people from out of state.

[Anonymous No.54455906]

>meanwhile in colombia

[Anonymous No.54455915]

>>54455888
Unfortunately it is the whitest place in the nation and anything else is a crime-ridden dump as a result of being non-white.
>>54455906
That gate is there for a reason.

[Anonymous No.54455930]

>>54455906
Lol, worst deal of the continent

[Anonymous No.54455932]

>says not to post about flyover shitholes
>posts about Vermont, a state with zero cities and an average age of fucking 50
Vermont is absolutely a flyover state lmao

[Anonymous No.54455957]

>>54455930
so their worst deal is better than the best deal in america. idgaf when i make it im going to have a vacation home in colombia. ill ive in a trailer park in america but go to my mansion with my harem in colombia every month.

[Anonymous No.54455964]

>>54455957
>rich white man fucking brown qts in a McMansion down in South America
You're gonna die lmao

[Anonymous No.54455967]

$410k in '23 is $220k in '16, it's not the housing market, it's the dollar

[Anonymous No.54455985]

>>54455967
Not nearly as drastic
$ 220,000.00

in
January

2016

has the same buying power as

$279,359.77 in February 23

[Anonymous No.54456026]

>>54455964
i could always hire security if im really going to go all out as a richfag. but my plan is to get something more discrete and appear poor. i also know spanish.

[Anonymous No.54456034]

>>54455964
Everyone dies Anon. Don’t let fear rule you!

[Anonymous No.54456159]

>>54455915
>muh whitest state
every white person here is either a super liberal trannie or a drug addict

[Anonymous No.54456442]

>>54455932
>muh hustle and bustle

>>54456159
>t.never been to VT
Alot of people are liberals but they are the NIMBY type of libs so whatever

[Anonymous No.54456711]

>>54455985
K e k. The only thing that hasn't gone up 25% since '16 is wages, you're a fucking midwit

[Anonymous No.54456728]

>>54456711
25% of 220,000 is 55,000
55,000 + 220,000 = $275,000
You're justifying what is essentially double because 25% inflation. What the fuck are you doing calling me the midwit here?

[Anonymous No.54456744]

>>54455862
Average rent nationwide is like $1600 for a one bedroom apartment.
Average pay is $35k/year.
Make it make sense.

[Anonymous No.54456876]

>>54455862
Its like this at the peak of every RE bubble. It will correct, but just like every other RE bubble, it takes 4-6 years to reach the bottom of the market cycle from the top. You either buy now and go underwater and stay there for 10-15 years, or you wait 4 years and buy at the new bottom.

>t. REfag

[Anonymous No.54456880]

vermont is like the whitest, safest state in the country, no?

meanwhile here in australia, doonside is an hour away from the sydney cbd, has police helicopters flying over every weekend, pretty much the highest rate of violent crimes in the state...and you still get over a million for a 4 bedroom place. even 3 bedroom shitters are $700k+
shitney is just beyond fucked

[Anonymous No.54456917]

>>54456880
>vermont is like the whitest, safest state in the country, no?
Yes but rural as fuck. Bernie Sanders is the senator here and shockingly everyone's armed. Did Australia crash in 08? I know Canada didn't really and their values are >500K-1M still in many rural areas. Want to live near Vancouver or Toronto? Go fuck yourself unless you're a media mogul's son or some shit.
>>54456876
What would you recommend as a buyer anon? Can't live with parents forever.

[Anonymous No.54456974]

>>54456917
>What would you recommend as a buyer anon?
I know its fucking gay to say, and im sure you've heard it already but it really does depend on individual circumstances.

Do you have a super secure job? This is most important, because typically RE starts correcting after big stock market corrections and during recessions. You don't want to jump in on an expensive property and then lose your job a year or two later.

Are you looking to buy as an individual or are you putting your bitch on the mortgage too?
Whats your annual income, and do you have any big debts right now?
Do you have a financial backstop (your parents, etc.) who can float you if you get stuck in a real shitty financial situation?

In general, at this point, I would say it would be wise to wait for the stock market to correct, so that the fed goes back to QE and mortgage rates go back down. Buying at current rates & top of the market prices shouldn't be done unless you're looking to stay in the home for the real long term, and you have a very secure income. Most first time buyers sell their home and move within the first 7-10 years and you don't want to be underwater long term. Also, never, under any circumstances, take an adjustable rate mortgage. That's a nigger trap, and it works. Your loan officer will try to sell you on it, tell you its popular, its not. Less than 10% of mortgages are ARM. They are for poorfag brainlets who end up getting foreclosed on.

[Anonymous No.54457005]

>>54456442
Vermont sucks have fun living with trannys and Somalians dumbass

[Anonymous No.54457020]

>>54456974
>Do you have a super secure job?
I'm as safe as can be in a leadership role making $125,000 before bonuses and my wife makes $105,000/yr (without bonuses). We could easily afford a million dollar house but I wanna cap out at $350,000. Zero debt. Intend to pay off the mortgage within 5-7 years at best.
>>54457005
Propose a viable alternative then.

[Anonymous No.54457157]

>>54457020
I would say something in the $700-800k range would be a comfortable starter home for you guys, but remember, if you do buy now, there is a really good chance you'll end up underwater for ~10+ years. With that much projected income growth, you can buy now, live in it, pay it off, and then buy another property to live in, and use the house you buy now as a rental property. That is what I would do. That way you aren't concerned about being locked in a cuck cage underwater when you want to move in 7 years. This is all dependent upon your ability to pay off the first mortgage though.

[Anonymous No.54457469]

>>54455957
>so their worst deal is better than the best deal in america
its not lol.

[Anonymous No.54457666]

>>54456728
>doesn't know what cpi measures
$1k phones and $1k car payments and $500k houses and $12 fast food burger but look look CPI has only went up 27%!! You're a fucking retard.

[Anonymous No.54457696]

>>54457666
I'm not saying that at all. Clearly housing has doubled but don't sit there and justify it because muh inflation of the dollar

[Anonymous No.54457700]

>>54456744
It's pretty easy to understand: The economy is built around a couple's resources, not yours. Being single is playing on hard mode.

[Anonymous No.54457710]

>>54457700
Well then cuckservatives can't sit there and whine about the non-existence of the nuclear family and women ruining the workforce instead of pumping out babies. Reaganite policies have resulted in a system that requires dual income.

[Anonymous No.54457755]

>>54457700
Fucking women inflated the economy the dumb hoes. WHy fuck you want to wake up every morning and be stuck in traffic for a shitty desk job. Women are children, they don't understand the consequences of their desires. Its "I want, want, want". I would love to be at home fucking the postman and just microwave chicken nuggets for the kids if I was a woman

[Anonymous No.54457814]

>>54457696
Housing has doubled, as has almost everything else, you're using cooked numbers that measure little else than incomes
>incomes haven't risen, that means the everything price doubling is jus a bubble!
Dumbfuck.

[Anonymous No.54457849]

>>54457666
>people shouldn't buy nice phone, new cars, or eat out
>they should just slave away and get buy on little so they can save up
what the fuck is the point of having a consumerist economy then if no one where to spend all that money.
maybe the corporations that have billion and trillion dollar market caps should pay the workers more with out rising prices to cause inflation

[Anonymous No.54458114]

>>54457666
Except you can get a phone off Amazon for $150 and it will last you as long as a Galaxy S22. You can buy a $5000 civic from 2005 that you can run into the ground for another 15-20 years. You can also grab a meal at many restaurants for under $10 drink included. Meanwhile a home in any reasonable area would cost >$400K and anything under that gets you either a 1-2BR or a 3-4BR home that used to be a crack den that was lit on fire.

[Anonymous No.54458150]

That's because the government sold us out and they started allowing foreign nationals & corporations to buy houses. Go to South LA & it's mostly Chinese owned homes rented by mexicans

[Anonymous No.54458252]

>>54455862
>in order to pay a mortgage you need industry
wagie scum detected. go back to your cage

[Anonymous No.54458333]

>>54458252
I'm not a wagie, my wife is. Sitting on stacks passively doubling my money every couple years.

[Anonymous No.54458789]

>>54456034
this. don't be afraid of subhumans with pee brains.

[Anonymous No.54458884]

>detached home for 400k

What's so bad about that ? My house was 400k and it's a terrace

[Anonymous No.54458904]

>>54455862
>Essex
Isn't that in GB? lol

[Anonymous No.54458916]

>>54455862
>industry
Drive 30 min to industry and live in a small town faggot. This is adult 101 shit how can you not figure this out? Are you disabled?

[Anonymous No.54459105]

>>54458916
>just risk your life every day on rural roads getting to work
I'm living in a city to avoid 30 minute drives to work you goddamn moron

[Anonymous No.54459121]

>>54459105
Then enjoy being priced out forever

[Anonymous No.54459145]

>>54455967
what is this dumbfuck image? a 14 year old in 1972 is generation x. boomers were born starting 1944, 30 years earlier. where the fuck does $102 come from? the only way you can make this many errors is with tears of cope clouding your eyes, shut up and get to work

[Anonymous No.54459183]

>>54458916
Enjoy watching your life savings disappear on the back of CMBX-15.

[Anonymous No.54460229]

>>54455862
This house is like a 15 minute drive away from where I grew up. Thanks to all techbros for fucking up the Bay Area :(

[Anonymous No.54460316]

>>54460229
When bay area crashes, should I buy anon? How comfy is it? Never been to SF. Will I catch aids just walking barefoot in the grass?

[Anonymous No.54460347]

>>54460229
imagine spending $1M to live in a house that was inhabited by visibly poor people lmao. like some $300k/year king wagie technigger swapping places with some minimum wage adjacent boomer retard who has lived there, in squalor, for the past 3 decades.

[Anonymous No.54460388]

>>54457005
>have fun living around somalians
In the whitest state in the US? Are you retarded?
>trannies
Yeah cause trannies tend to live in rural states. Starting to think you have no clue what you are talking about. Where do you live? Some conservative paradise like Texas where you get to be surrounded by spics?

[0x7dF3e1f26baE56229aA0c75e110A75B64cbcc166 No.54460488]

>>54458333
Check-em

[Anonymous No.54460501]

>>54460488
100 Checkems scheduled for deposit

[Anonymous No.54460631]

I live in Florida and you could get a nice place for $300K back in 2020. The same houses today are $550K+.

I think I'm finally going to cave and just buy some shitty overpriced starter home and spend the next 30 years working in order to pay it off. It's depressing as hell, but what else am I going to do?

[Anonymous No.54461040]

>>54460631
Live in ze pod an eat ze bugs

[Anonymous No.54463402]

Depends on where you want to live. Anywhere desirable is not going to be cheap.

[Anonymous No.54463644]

>>54455906
>350k for that ugly shit
>in Colombia
lmao you are clueless

[Anonymous No.54463697]

>>54455862
>New England
>20ish minutes from a major city
>good neighborhood, low crime, decent school system
>~$250k for a decent suburban home on a out half an acre
Fuck off

[Anonymous No.54464216]

>>54456442
>>54460388
Did you know that despite Vermont being the least populated state in America, it ranks #5 in most transgender per 100k people? You must be a gigantic faggot which is why you don’t think this is unusual.

https://worldpopulationreview.com/state-rankings/transgender-population-by-state

[Anonymous No.54464530]

>>54455862
>>was $220K in 2016
Still way over priced

[Anonymous No.54465459]

>>54458916
>Just waste 1-2hrs a day and still not being able to afford Land you dumb fucking goyslave!
No.

[Anonymous No.54465486]

>>54455862
>2020+3
>Still not working remotely
Not gonna make it.

[Anonymous No.54465510]

>>54459145
'68 is early X which for all intents and purposes is a boomer, and the post explicitly stats how $102/hr was derived.

[Anonymous No.54465536]

>>54460388
>shilling a blue state
>whiter than you
>>>/pol/

[Anonymous No.54465581]

>>54457005
VT is 94.5% White. 1.27% Black. Some states are Blue specifically because they have the luxury of never experiencing the consequences of the racial politics they support.

[Anonymous No.54465815]

>>54455862
I live in a flyover shithole with 3k population. Decent 4br home. I work 30 minutes away from my job and make 75k a year.

[Anonymous No.54465833]

>>54464216
>low crime
>mostly white
>good schools
>good healthcare
>lax gun laws
>beautiful scenery
>"muh trannies per capita!"
You are a fucking retard. Right below VT on the list is Oklahoma and Louisiana with Mississippi being right above it. According to your chart VT is right at the avg % for tranny population. But again you are retard so i know its asking alot ti expect anything more than knee jerk reactions out of you.


>>54465536
Yeah I would rather live in a blue state surrounded by white people than live in a red state surrounded by shit skins

[Anonymous No.54465972]

>>54458114
That's exactly his point you negroid
Gtfo this board

[Anonymous No.54465992]

>>54458114
Can you imagine being such a bootlicking slavemind goynigger that your response to everything (save incomes), from houses to cars to fucking goyslop and money supply doubling in less than a decade isn't anger at being systematically assfucked by the Fed but instead to insist inflation isn't and hasn't been screaming hot for years, no no! Just lower your quality of life! Live in a meth shack in a dying rustbelt shithole! Drive a twenty year old shitbucket! Use a plastic chinkshit phone! Eat ratmeat and sewer oil goyslop! Fucking pathetic. You deserve the pod.

[Anonymous No.54466489]

>>54458114
>You can also grab a meal at many restaurants for under $10, drink included.
I like going to Costco with an expired card and only eating at the food court. They don't check your membership.

[Anonymous No.54466520]

>>54465510
>>54459145
>1972 minus 14 is 1968
wat
>people born in 1958 are gen X
wat

[Anonymous No.54466582]

>>54466520
There is much debate about when the gens starts and stop. There looks to be lots of agreement that the boomer began in 1947 because that is when all the GIs finally got home and started making babies. But Zoomers begin between 1997 to 2001 (Sep 11). It is all so muddy.

[Anonymous No.54466631]

>>54466582
I don't think there is a single person on earth that earnestly will debate that a person born in 1958 isn't a baby boomer. Yes any generational cutoff is a bit muddy but it's not even close in this case.

[Anonymous No.54466649]

>>54455862
>in order to pay a mortgage you need industry
Ironically, flyover states have higher homeownership rates than those states "with industry".

[Anonymous No.54466655]

>>54458789

>pee brains

Pea brain.

[Anonymous No.54466716]

>>54466631
Yeah, I was kinda late to the discussion. I hate boomers too.

[Anonymous No.54466780]

>>54455906
as an ancestral puerto rican in the US. this spanish style home speaks to me. but then again i like being in the US with all the comfy things we get.

[Anonymous No.54466782]

>>54457666
>$1k phones
Literally the norm since the iphone X in 2017, before "inflation"
>$1K car payments
Literally the norm since 2015 to 2018, depending on where you lived, caused primarily by cash-for-clunkers deals taking used cars off the road through the early 2010's. This happened before your "inflation"
>$12 fast-food burger
https://www.zippia.com/advice/how-much-big-mac-costs-states/
There is no such thing. Even the large combos don't cost that much at fast food places. You're confusing fast-food with restaurant-food-done-fast, places like Five Guys, a category of restaurants that became popular in the early 2010's. You're just fucking reaching here.

Inflation does not explain the price increases alone. That's why virtually every sector is still reporting record profits, especially the ones that have been hit the heaviest by this supposed "inflation". What seems to be actually happening is a coordinated effort to insist that inflation on the dollar is doubling the price of everything, and you idiots are biting the line so deep the sinker is hanging out your assholes.

I don't understand how everyone developed disorder-grade short term memory loss in the last decade, but it fucking happened.

[Anonymous No.54466829]

>>54465510
>and the post explicitly stats how $102/hr was derived
I dont see it
Strikes me as bullshit

[Anonymous No.54467801]

>>54466782
>everything but wages has doubled since 2016, including money supply, b-but that's not inflation!!
Pathetic slavemind. I bought in 2016, at the time the local hole-in-the-wall taqueria's most expensive burrito was $5, just looked it up: $12 today. Inflation explains 100% of the price increase in housing in the last 20 years, but continue groveling and tonguing your masters shitpipe and lowering your quality of life dreaming of being able to afford a house on your goyslave wages

[Anonymous No.54467823]

>>54466829
>Number is literally prefaced by how it's derived
You're as blind as you're dumb

[Anonymous No.54467832]

>>54466780
> ancestral puerto rican
die

[Anonymous No.54467916]

>>54460229
>Pride of ownership.

[Anonymous No.54467942]

>>54466782
>"inflation"
what fucking world do you live in bootlicker?

[Anonymous No.54468084]

>>54466829
Its on the bottom of the image. Some anons comment using price of silver, gold, and some shadowstars algorithm

[Anonymous No.54468166]

Midwest is still dirt cheap in certain parts. Was looking at this property today.

[Anonymous No.54468291]

even buying a tinyhome or a trailer and undeveloped land is about 120k.

[Anonymous No.54468981]

>>54456876
is there really any guarantee the market will go down in the next 5-10 years? my plan is to save huge in the next 5 years and hopefully the market will go low enough for me to be able to afford some properties.

[Anonymous No.54469066]

>>54465992
what the fuck is the alternative you retarded nigger? do you think that seething and shitting all over the floor while screaming your grievances at the sky and government officials will do literally anything for your future? do you think the people who made it through during the great depression sat around and cried that their quality of life was compromised? no, they worked as much as they could and lived a shitter life to get by. its not submission, its understanding that the current environment requires sacrifices if you want to get ahead, regardless of whether thats fair or not.

[Anonymous No.54469155]

>>54455862
Anybody remember what happened last time everyone decided real estate only ever goes up in price?

[Anonymous No.54469598]

>>54469066
>simping for your enslavement
>getting ahead
You get what you take, not what you're given, slave. You and your line will forever be slaves because instead of revolting against your masters when pointed out by freemen just how much you're getting fucked you grovel and prostrate before them and attack and decry the freeman
>just decrease your quality life! Just live in the pod! Just eat the bugs!! I'm sure master will reward me when he sees what a good slave I am!
Pathetic.

[Anonymous No.54469689]

>>54469598
go ahead then, "revolt" and be thrown to rot in a prison and be erased from history forever. nobody is coming to help you in your revolution. i dont think you are wrong at all, but to make any change youd need a massive amount of people to revolt. there is little chance of that happening, and a high likelihood i die in vain. also, im not much attracted to material possessions that i need to have a big fancy fagbox to ride to work in, or a bigger cell to live in, in order to be happy or content. you act as if now is the only time shit has ever been fucked. almost nobody except the boomers have lived in a time where everything was fantastic and it was easy to get ahead. most people throughout history had nothing and owned nothing, you are just stuck in the fantasy your boomer parents sold to you about the american dream.

[Anonymous No.54469825]

>>54469598
>freemen
You'll have to stop talking now.

[Anonymous No.54470774]

>>54455906
350k for an ugly house in a South American city that's so violent you need a gate around the entirety of your mediocre property. Lmao. Legit didn't realize south americans were getting so seriously assraped. I figured in SA a house like that would be 50-100k at the most. Isn't their average salary only like 10-15 tops? Holy fuck. Or is that considered a fancy and luxurious property down there?

[Anonymous No.54470831]

>check the train derailment dip
How long til that land is no longer irradiated?

[Anonymous No.54470842]

>>54470831
forgotpicrel insane deal near a city for sub 300k but in irradiated lands

[Anonymous No.54470889]

I mean really how bad can the air be?

[Anonymous No.54470896]

>>54468981
That’s everyones plan right now. Including mine and I already have a house.

[Anonymous No.54470898]

>>54470889
Who wants to walk up stairs every time they come home?

[Anonymous No.54470913]

>>54468166
Double check the septic and triple check for termites.

[Anonymous No.54470925]

>>54470898
dude look at that price

i'll walk up steps for sub 300k and sq ft like that wtf

[Anonymous No.54470941]

>>54468166
Dirt cheap because it's near nothing

What happens when WFH people get btfo? Those Midwest towns are going to get ass blasted in prices

[Anonymous No.54470944]

>>54470898
>the American cries out as he walks up stairs

[Anonymous No.54470974]

>>54468166
>Midwest is still dirt cheap in certain parts. Was looking at this property today.

There are tradeoffs, and a lot of those areas are cheap because they suck and they're boring. I sensed the high inflation a few years ago and took a job in Wichita Kansas. I am a poorfag and at the time didn't even make $20 per hour. With my sub-20 per hour wage, I was able to get essentially a luxury apartment in downtown Wichita for less than 800 per month. Garaged parking at the door to my apartment (gated as well obviously), in unit state of the art washer and dryer, dishwasher, balcony, fiber internet. If I wanted to be more frugal, I could've gotten a regular apartment for $500-600 per month. It's still like that there. Groceries are cheaper, fast food is cheaper. Most bars do mixed drinks and regular beer for $3 per drink.

Sounds great, but it's pretty boring. Even downtown you only see like the same 5-15 people at the bar all the time. Not that many good bands play concerts there. And most interesting or decent young people go off to college and then don't move back, so if you're a young adult, dating there is difficult unless you're okay with single moms or just dumb low iq women. I'd imagine most "cheap" midwest towns are like that.

If I was already married, and my wife and I didn't care about moving far from our friends and family, and we worked remote, I'd consider moving to one of these super cheap places in flyover country. But the fact is that if you're a young person trying to live an interesting life, you're not really gonna find it there. That's not to say there's no economic opportunities or that there are no cool people, there are, it's just fewer and farther between than in a bigger city.

[Anonymous No.54470980]

>>54470913
City sewer/water.

>>54470941
It's 20 minutes from MSU who has 50,000 students. Lansing has 550k in the metro area.

[Anonymous No.54471028]

>>54470944
I'm fitter than you fat fuck and I don't want to be hassled with stairs especially in the winter. Clearing snow and ice on stairs is a hassle. Having to move furniture and groceries up 2 flights of stairs + another 1-2 flights of stairs inside is a hassle. This home also doesn't have very good Feng Shui. It has stairs leading to the front door and stairs inside facing the front door. Wealth will dissipate quickly living here. Which is probably why it's valued so low. It's also next to a baseball field which would get annoying after awhile. Location is everything. And this house looks very ugly too.

[Anonymous No.54471081]

>>54471028
you aren't looking for something that will blow your socks off at 300k

now you are just being unrealistic wanting muh dream home for 100k that's just literally not based in reality

you cant deny, 4500 sq ft @ $300k, thats wild

[Anonymous No.54471129]

>>54470980
Yeah but I'm a wagie and I need solid work and big cities usually have large networks of suburbs around them as well. Midwest people don't understand what us suburb fags mean by options.

>>54471081
>Come buy this cheap house but get cancer and die!
Nobody is gonna move to that area for a decade plus, next Detroit for certain. There's a reason everyone is selling there.

[Anonymous No.54471161]

>>54471081
Never been to Pennsylvania so not sure what it has to offer. But didn't a chemical spill happen close by recently? I wouldn't want to live anywhere near that area.

[Anonymous No.54471219]

>>54471161
yes that's my point is this buy the dip and wait or avoid at all costs because the area is 100% ded

[Anonymous No.54471272]

>>54455906
holy fuck its ze pod unironically

[Anonymous No.54471373]

>>54469155
>Anybody remember what happened last time everyone decided real estate only ever goes up in price?

Yeah but think about how different things are now. In 2008, most millenials, the largest generation since boomers, were still living at home with their parents. Only the older millenials born in the 80s were living on their own. 2008 happened largely because literally anyone who wanted to buy a house was able to buy one in the run up to the crash. People only lived in apartments then if they preferred to rent an apartment instead of own a home. If you had any kind of stable job, even a low wage one, you could get approved for at least a small mortgage.

The problem was that after 2008 they barely built any new housing across the country, and when they did, it was usually trendy luxury apartments in cities, not new single family homes. Sure some got built, but if you were alive before 2008, you'd remember how new neighborhoods and houses were being built everywhere in the late 90s and 2000s.

Now all millenials are looking for houses, and even zoomers are starting to as well. But there aren't that many more houses. Boomers are still with us, and they own over 30% of all the housing, maybe even closer to 40%. I think the housing market will keep going up, or at least stabilize, until boomers start dying off en masse. If total collapse never happens though, we might see the worst of both worlds with private equity firms simply buying up all the boomer property that doesn't get passed down or the ones that get sold by beneficiaries.

I think that's the only way they'd keep housing prices up. I don't see immigration increasing much more, especially with likely economic downturn

[Anonymous No.54471429]

>>54471129
Good luck Anon. Hope you find a big enough city.

>>54470974
Bought a few years ago and refinanced when rates were rock bottom. But I'm tired of suburbia where there are thousands of people who make life miserable every time I go outside. I don't want to sell when rates are 6.5%. So the plan is to move 10 minutes down the road to a place where rent would cover both mortgages.

Instead of the car-dependent suburban bullshit I would get a comfy downtown with parks, farmers markets, multiple bars and grills, and a grocery store that is walkable. Schools would improve from 55% white to 90% white and are 5-star.

[Anonymous No.54471737]

>>54471373
such a long post and it's all garbage