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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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54306808 No.54306808 [Reply] [Original]

>ya'll AIN'T even understand
>PRRRIIIIIICED OUTTTTTTT
>shoulda bought back in 2019
>ya fucking CITYFAG RENNNNNNTCUUUUUUUCKKKKK
>yuuuuup, locked in my mortgage at 2.79%
>$30k mortgage fixin' to be 'flated away by the JEW LIAR FED
>meanwhile you's still paying a JEW LANDLORD
>RENTS DUUUUUUUE RENNNNNNTCUUUUUUUCKKKKK
(pic and preceding text unrelated to the remainder of this post.)

who else holding out on submitting a modest down payment and hitting the <=43% DTI requirements for mortgage slavery a/k/a """"OWNING A HOME""""? i personally think prices are going to come down in the autumn, so i am continuing to build my nearly $100k down payment reserve. i'm predicting a 5-10% reduction by EOY. what are your thoughts?

>> No.54306851

>>54306808
The boomercaust will (is) free up many houses

>> No.54306874

>YOU SHOULD HAVE BECOME A TRADIE EVERYONE MAKES SIX FIGS AND OWNS THEIR OWN BUSINESS SOMEHOW
>WHAT DO YOU MEAN SOFTWARE ENGINEERS MAKE 1 MILLION A YEAR WORKING WITH QUANT FIRMS AND FPGA PROGRAMMERS IN WALL STREET
>GRRRRR *dies from alcoholism*

>> No.54306879

I'm trying to secure a house in the city at a 7% fixed rate. 7% down, the house is worth 300k.
A house in the city is worth 2 in a rural area

>> No.54306957

> prices are going to come down
Why would price go down when literally everyone have enough money saved and are waiting for a crash to buy?

>> No.54306973

>>54306879
I gave up trying to get "close" to the city

We're on the edge of the suburbs and it's good enough. It's not the rurals it's not the suburbs it's 40 minutes to the city, and if we have kids it's not a trailer park area so it probably wouldn't be too bad for school either. And if the past repeats itself that means a bunch of housing plans are gonna go up all around me anyway and I'll eventually be consumed by the suburb.

>> No.54306972

>>54306957
>Literally everyone
2/3rds of Americans don't even have $500 dollars in cash

>> No.54307001

>>54306957
>the everyone is sitting on massive amounts of cash meme
most people are poorfags who have very little money saved up for a down payment. the average down payment in 2021 for first town home buyers was 7%. the proportion of home buyers that have the cash to put 20% or more down is tiny. i'm looking at $300-350k homes and i'll likely have $125k or so to put down.

>> No.54307051

>>54306973
Rural schools are best schools. There is a reason they score beat on SATs.

>> No.54307086

>>54307051
depends on the school. i went to a rural school. maybe 120 students in my graduating class and 4 non-whites in the nearly 500 student body. we still scored in the bottom half of the state math and reading proficiency exams.

>> No.54307306

>>54306879
Houses in cities are more volatile in price.

>> No.54307453

>>54307001
I wish I had 125k saved

>>54307306
But they will actually retain value longterm

>> No.54307484
File: 188 KB, 494x472, 1679405907091287.png [View same] [iqdb] [saucenao] [google]
54307484

Honestly having a little house in the country for 30k just to crash at if I was a crypto billionaire would be good.

>> No.54309562

>>54306808
i can't wait to buy up all of the land once the rural retards start dropping like flies because they're unvaccinated and incredibly obese

>> No.54311018

>>54307051
Thats just the pack of groid/spic students

>> No.54311058
File: 237 KB, 1200x956, burgercore.jpg [View same] [iqdb] [saucenao] [google]
54311058

>>54306808
Why are chuds like this? Dumb hicks

>> No.54311187

>>54306879
Cities aren’t worth shit because they’re godless unnatural hellscapes full of niggers

>> No.54311842

>>54311187
You're scared of people we get it...

>> No.54311984

>>54311058
>pic
Still better than your urban hellhole

>> No.54312000

>>54311842
People are generally pretty fucking evil. Everyone has a “get them before they get me” mentality these days. Whether that be financial or physical or emotional. everyone is so afraid of getting ripped off or hurt, that they’re doing it to other people, because they’re convinced it will happen to them if they wait too long. Hell, they’re probably right I guess.

>> No.54312001

>>54311842
Why should i love people who can possibly rob me.

>> No.54312005

>>54311842
niggers are not "people", anon
if you relax, you pay the life tax

>> No.54312012

>>54306808
i do not care if you have a house or not.

>> No.54312160

>>54306874
It's not that hard making that much in construction mate. Especially commercial. And there's thousands and thousands of relatively small shops getting in on multiple high 6, 7 figure bids yearly. That's also a lot more attainable to your average person vs going to college and getting a STEM degree

>> No.54312195

>>54307051
not even remotely close to true lmao

>> No.54312243

>>54306879
what's the sqft?

>> No.54312271
File: 1.65 MB, 1170x2006, average city cuck poster on biz.jpg [View same] [iqdb] [saucenao] [google]
54312271

>>54306808
lol seething

>> No.54312366

>>54312000
Consequences of living in a low-trust society... diversity is our strength!

>> No.54312384

>>54306808
keep seething rentfag enjoy paying 2 million for a shitbox next year

>> No.54312404

>>54306808
I plan on living with my parents forever

>> No.54312468

>>54312271
>>54312384
>no "seething" posts until 8 PM EST
good evening poorfag hourly laborers who clearly don't work from home.

>> No.54312482

>>54306808
Where I'm from, down payments are not a thing anymore. All in cash or nothing baby. Usually about 400k - 700k buckaroos for the average pad.

>> No.54312493
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54312493

>>54306808
>meanwhile OP

>> No.54312508
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54312508

>>54311058
me casually finding the daily citysoi bunker thread and nuking it...

>> No.54312531

>>54312493
good evening >>54312468 prole laborer

>> No.54312538

>>54312482
>where I’m from
That’s only like 4,500 - 8,500 USD though.

>> No.54312541

>>54312493
>>54312508
>Friday night
>flyover hick has nothing better to do than to spam soijaks on 4chan

Lmao

>> No.54312547

>>54306879
>he doesn't know about the incoming interest rate spike

>> No.54312592
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54312592

>>54312531
>>54312541
the seethe begins...

>> No.54312625

>>54312538
That's not even enough for a garage in my parents' country of origin. Nice try Americhad hater.

>> No.54314393

>>54312160
True. This is literally what I do.

>> No.54314468

>>54311058
That city has a kebab restaurant now

>> No.54314620
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54314620

>>54312493
>>54312508
>>54312592
based

>> No.54316118

>>54306808
>poorfags coping about not being able to afford property
>poorfags coping about not being able to afford gold bars
>poorfags coing about not being able to own at least 1 BTC
These bait threads just make me laugh now because I realized it's just always poorfag cope