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/biz/ - Business & Finance

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53779681 No.53779681 [Reply] [Original]

>I live at home
>I make $1600 a month from my job
>my parents give me a $300-$400 monthly allowance
>I have a car
>I'm 21
What would you do if you were me? What advice do you have for me to take advantage of this situation?

>> No.53779687

>>53779681
>What would you do if you were me?
drugs

>> No.53779696

>>53779681
first thing i would do is tell my parents i wont be accepting their monthly allowance anymore because im fucking 21 years old

>> No.53779698

>>53779681
Start getting in shape, look into smart financial investments for the next ten years, don't do drugs.

>> No.53779709

>>53779698
>Start getting in shape, look into smart financial investments for the next ten years, don't do drugs.
Ignore this stupid idiot, do drugs

>> No.53779712

>>53779681
What's your job? What skills do you have? Do you have a degree, any debt?

>> No.53779723

>>53779696
>i wont be accepting their monthly allowance anymore because im fucking 21 years old
Holy seethe - saying no to free money, great business strategy!
>>53779698
I am decently in shape, but
> look into smart financial investments for the next ten years
What's a safe way of doing this? I don't mean 100% safe but you know, safe as far as investing goes

>> No.53779726

>>53779681
Rely only on the money you obtain from working and invest whatever your parents give you. You’ll learn to be fiscally responsible to some extent.

>> No.53779742

>>53779712
>What's your job?
Cashier
>What skills do you have?
Practically, none. Unless we're going by RPG standards and charisma/strength are skills
> Do you have a degree
No, I'm not built for school
>any debt?
No debt

>> No.53779756

>>53779726
What I currently do is
>save $750
>put $400 in bitcoin
>use the rest for clothes/gas/dates/food/literally whatever

>> No.53779776

Taking an allowance from mommy at 21?!?
Do you get ice cream too?
What about loving pats on the head?

How embarrassing

>> No.53779784

>>53779696
>>53779776
The
>my parents never loved me club
Is in full force tonight

I guarantee you're both white Americans who had your parents charge you for rent at 14

>> No.53779788

>>53779776
zoomers are insane

>> No.53779807

>>53779784
Genetic dead end.

Opinion disregarded

>> No.53779833
File: 737 KB, 1440x1080, 1653240625980.jpg [View same] [iqdb] [saucenao] [google]
53779833

>>53779788
>the uber rich pass down billions of dollars in wealth to their children for centuries
>OMG, BASED INDUSTRIALISTS AND CAPTAINS OF INDUSTRY
>my boomer parents with surplus income and literally nothing to spend it on give me a couple hundred dollars a month so I can enjoy my youth
>THE WEST HAS FALLEN

>> No.53779878

And then one day you find,
Ten years have got behind you,
No one told you when to run,
You’ve missed the starting gun.

The time is gone,
The song is over,
Thought I’d something more to say.

>> No.53779894

>>53779784

On the real, it's kind of shameful and not typical of what most would call an adult. I think your parents would be proud if you refused this allowance. You do whatever you think is right but most folks would indeed call this embarrassing.

To answer your question, you should DCA into an index fund.

>> No.53781399

>>53779681
Sounds based and cozy. Make sure to save.

>> No.53781510

>>53779681
Get married and move out.

>> No.53781520

>>53779742
>21
>cashier
>no skills
>no degree
Kek. OP is setting himself up for suicide run, especially once mommy and daddy get sick of supporting him.

>> No.53781946

>>53779833
>parents give son a small stipend because they love him
>son spends the entire sum on frivolous shit that isn't important
>"it's because he has his own money now"
>mfw when millennials will just keep whining about how hard life is without ever doing anything about it

>> No.53782106

>>53779681
Find a hot rich girl and treat her well. Marry into that money asap.

>> No.53782288

>>53779681
Invest in crypto and retire in the next 2 cycle. Buy ORE now

>> No.53782473

>>53779681
> I live at home
Doesn't pretty much everyone live at home?

>> No.53782508

>>53779681
>21 and still getting an allowance
>posting 'jaks on chans
what would I do if I was you? kill myself probably. invest in $PUSSY.

>> No.53782547

>>53779681
$1600 really isn't much.
I make $4k a month after taxes and have my rent and basic food expenses covered.
Idk man, usually I would say you should start working towards making more money, maybe a cheap diploma in business management so instead of a cashier you can become a manager if you stay loyal to your company.
Or I would say invest in crypto and keep holding but honestly, I don't know anymore. I'm so tired of working, I used to love my job but recently I realized making money just doesn't make me happy.
My best advice for you is to go to the gym, nothing crazy but if you can get a good habit in the gym then that's great for you. Then, just focus on your friends. I left my home and although I have friends where I am, I miss my friends a lot. Sometimes I think I wouldn't mind going back home and being poor just so I could hang out with them everyday after work and see my mom and dog like I used to.

>> No.53782770
File: 8 KB, 226x258, 235D4C43-AA99-4437-88F7-03D82C2A39F3.jpg [View same] [iqdb] [saucenao] [google]
53782770

>>53779742
>class clown fat guy thinks he’s charismatic and strong

>> No.53783928

>>53779681
do not refuse your allowance as these unloved niggers itt express

>> No.53783935
File: 57 KB, 512x512, photo_2023-01-16_01-17-01.jpg [View same] [iqdb] [saucenao] [google]
53783935

>>53779776
OP's mommy is so based kek unloved (feral) amerinigger golems need to check the fuck out of this thread

>> No.53784492

>>53779681
80pct of money into bitcoin for 5 yeasrs, retire in 10 years from now.