[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 116 KB, 220x220, pepe-why-pepe-the-frog.gif [View same] [iqdb] [saucenao] [google]
53776798 No.53776798 [Reply] [Original]

I just used my tax return to pay off my credit cards. Now I have no money again.

>> No.53776811

Woah buddy, you can run it back up to the limit now, sounds like a spending spree to me.

>> No.53776819

>>53776798
kek. your overlords thank you for playing

>> No.53776822

not even $20?

>> No.53776835

>>53776798
Good, now don't be a retard and carry a CC balance ever again

>> No.53776915

>>53776835
But I get 1.5% cashback on my Chase Freedom Unlimited card. It's literally free money.

>> No.53777524

>>53776798
Well, at least you are in the clear. Try and do better anon, i was retarded with credit cards for like 15 years, it totally fucked me, id easily be retired bow if not for that stupid shit.

>> No.53777606

>>53776915
That's fine, but if you carry a balance and have to pay interest on your debt, that 1.5% doesn't mean much does it?
>use CC
>pay it off in full every month before statement due date
>collect rewards and build credit
>no interest paid
Simple as

>> No.53777730
File: 66 KB, 818x864, 1676219603382347.jpg [View same] [iqdb] [saucenao] [google]
53777730

>>53776798
Same boat here op.
Ah... I've got to get frugal again