/biz/ - Business & Finance

[Anonymous No.53638390]

What are some money saving tips you live by?

[Anonymous No.53638437]

Don't over pay for faggy tshirts with logos or any thing printed on them. Don't buy designer shit period. Only fags do

[Anonymous No.53638503]

>>53638390
Quit smoking and switch to a low wattage vape with utltra high level nicotine salts (50mg/ml or highest legal limit available)

Wash your clothes twice a year. Sticking them in the freezer briefly will kill the bacteria that causes BO smell

[Anonymous No.53638518]

take a close look at the per oz/per unit prices at the grocery store
there's always a jew trick there

[Anonymous No.53638528]

>>53638390

I always convince my date to pay for our dinner.

[Anonymous No.53638529]

>>53638390
Never pay for games, music, movies, TV or software. Cook your own food. Grow your own vegetables. Own weights rather than getting a gym membership.

[Anonymous No.53638555]

Ooh heres another one I love:

When you need a tool, buy it from a large brand store, carefully remove it from the packaging, and when you are done with it repackage it and return to it to the store.

Also never take your car to the mechanic. If its so broke that you can't fix it yourself then either you're retarded or its not worth the money to fix.

[Anonymous No.53638614]

Is a breadmaker worth it?

[Anonymous No.53638625]

>>53638390
Take the bus.

[Anonymous No.53638648]

>>53638390
Time travel back to 1878 so you can live the golden age of civilization on earth and not only own a house but have a real job, real economy, and free society.

[Anonymous No.53638750]

>>53638614
Just make bread dumbass you don't need an expensive gadget to literally do the thing humans have known how to do as long as we have existed

[Anonymous No.53638751]

>>53638390
>Meal plans (save time and money)
>Pirate everything (money)
>Live in a place with cheap rent (money)
>Have dedicated cleaning/laundry day (time)
>Schedule, Calendar and to do list(time)
>Never spend over 100$ for a phone (money)
>Take public transport or bike (money)
>Don't do drugs (money+time)
>Read/educate yourself while at work (money+time)
>Have a strict budget that dictates waht is saved and what is spent. (Money)

You may have noticed some of my points are about saving time, not money.

This is because time is infinitely more valuable than money, you will always find people willing to trade you your time for money, but nowhere can you trade money for time.

At best, of you were a billionaire you might get an extra 5-10 years, but really the difference is about the same. You can trade 50 years of your life for 100,000,000 but you can't trade 100,000,000 for 50 years. Or a billion or a trillion or whatever.

Time is your most valuable asset anon, remember that.

[Anonymous No.53638807]

>>53638390
When I dry my hands at work, I take about 5x the paper towels that I need, and then I take them home. I haven't bought paper towels in years :)

[Anonymous No.53638837]

>>53638751
good post

[Anonymous No.53638956]

>>53638751
>trade 50 years for $100 million
>time > money

fuck you. using that logic, i'll happily trade 10% of that with 5 years for $10 million dipshit

also, even if you live to be 100 but on the streets scraping for food, sick and feeble as a cancer patient, nobody to love, then what's the fucken point? Conversely if you get to live rich and have girls sucking your balls 24/7 then hell yeah most would want that instead.

why the FUCK do you think normies choose to wageslave for 50 years just to live better for the next 10 before they drop dead???

[Anonymous No.53639139]

>>53638956
>I would happily trade a small amount of my life so that I'm free to do what I want for the rest of it.

Yes that the point. Would you rather trade 50 years for retirement or 5 years? As to your second point Normies ARE WRONG TO TRADE 5 DAYS OF THE WEEK FOR TWO DAYS OF FREEDOM.

>wow, after being in a cubicle for 50 years now I can enjoy life!


If your basing your life around Normies anon your already lost. Come on, if your posting on this Chinese rice washing forum I KNOW you are smarter than that.

[Anonymous No.53639201]

>>53639139
there's no other alternatives my boy. we peasants are meant to live a poor life serving the rich and powerful. the sooner you accept that the better

so fuck yeah if i ever get a chance to make it rich, even sacrificing my time for it, then bring it. otherwise it's cuckslaving for the next 50 years for you and i

you know it you just won't accept it

[Anonymous No.53639266]

>>53639201
Starting a sma business is a batter way than just working a job. Being a landlord is a better way then just working a job. There ARE ways to make money that are divorced from time, if you look for them.

Honestly I think you are just trolling, but do consider what I say. Personally I don't think it's worth it to spend 8-12 hours (including commute time, getting ready and unwinding after work) just for two days of freedom that you're too tired to enjoy. Even if you drive a Mercedes to work, if you're stuck in peak hour traffic it doesn't make a difference.
We aren't going to agree on this, but I do think there is a better way, more millionaires have been made in the last 5-10 years than any time in history. If your interested in my perspective look up the millionaire fast lane by mj demarco (you can read it for free on archive.org) at any rate good luck anon and God bless.

[Anonymous No.53639279]

I've never had issues saving money. But I know people that have money go through them like water through a sieve. I don't really know how they do it, quite honestly. I mean I know one guy smokes weed and pays for 50 fucking video streaming subscriptions, but it's just really strange to me how he can spend so much money on Hulu/Netflix/Disney+/HBO etc and feel justified in it, even though he constantly complains how broke he is. I just don't get it.

I think ultimately it boils down to self control, recognizing the actual utility of what you're buying, and your level of greed/desire for things. Some people just... want a lot of things, and they want the best of the best for everything, or they aren't satisfied. I am not one of those people.

[Anonymous No.53639312]

>>53638518
I did the math on like 10 of my most commonly eaten foods around the house and I found that yogurt was expensive and milk and cereal was really cheap per calorie. Adding sugar to something is a cheap way to get cheap calories but that's not really what I'm going for. It was just interesting to see what is pricy and what isn't by doing the math.

[Anonymous No.53639328]

>>53639266
not trolling. but here's my take on your points:

>start a business
requires start up capital. no credit? shit son ur outta luck. oh by the way we charge prime + 5%. and 95% of small businesses fail and in debt within 5 yr lululul

>being a landlord
requires getting a mortgage. see above on loan and shit, assuming u get approved, then pay taxes, utilities, insurance. oops you got a horrible tenant now ur "house" becomes worthless

your proposals suck anon. all requires someone with lots of money to play the game with huge risks. what's my rate of return? 10+ years. fuck no

why the hell do you think 90% of the people are poor? then there's those who tried but became even more poor or worse.

[Anonymous No.53639350]

>>53638390
Be poor. Even if you're not. Would a poor person buy a pack of chips or some chicken with his last money? Would he get a new gaming chair or look for a used office one for 1/10th of a price?
Most of the things you need, you don't.

[Anonymous No.53639358]

>>53639201
Speak for yourself, demoralized pussy. Plenty of ways to find freedom if you're smart enough and have the balls to try and fail

[Anonymous No.53639370]

>>53639266
here's another thing. crypto is basically my last chance at making a somewhat decent life out to becoming an average middle class. im not even asking to be rich from it. that's right, not everyone is privilege enough to make it out of their own effort. some were born with lots of shitty baggage holding them back beyond their control.

[Anonymous No.53639389]

just work a tech job from home, you basically have the best freedom for only a few hours a week. Make (and Save ) money all from the comforts of home

[Anonymous No.53639519]

>>53638390
Think investment anon. Put your funds in real estate. Lock your assets via LMaaS for rewards to pay your rent.