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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


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53629333 No.53629333 [Reply] [Original]

General rule of thumb is that housing cost should be a quarter of take-home income. Right now my take home is like $3250, with my mortgage at $1145, which is at around 35% of take home. How do the rest of you anons measure up?

>> No.53629343

>>53629333
i'm gonna vote for higher property taxes so you can pay for my UBI and I can neet

>> No.53629431

6700 take home 1200 mortgage about 18%. Please raise my taxes.

>> No.53629443

My rent + utilities is like 30% of my monthly take home pay.
I make other income as well which is pretty significant but I try to set my budget off of my job’s income and leave the other stuff all for investing.

>> No.53629461

>>53629333
i gross $8.3k/mo and take home about $4.8k/mo after taxes and 401k contributions. buying a house within the next year, most i can afford is like $1.3k/mo mortgage and another $700/mo allocated toward taxes, insurance, utilities, etc.

>> No.53629476

I want to own a home. But all I have is $20k saved up. What can I do?

>> No.53629506

>>53629476
Get way more money because you will also have to maintain and furnish it.
Don’t rush into it. Do it right and when you’re actually ready and you’re not ready

>> No.53629693

If you’re over the age of 21 and you’re renting you’re the perfect goyim and will never make it. Would kill myself desu

>> No.53631518

>>53629506
How much more should I obtain realistically?

>> No.53631590 [DELETED] 

>>53629333
I make six gorrillion a year as a based chad wfh swe and my mortage is paid off because I locked in a sick .0000003 interest rate. I rent my other house that has quadrupled in price to seething incel rent cucks who pay me 10k a month not including tip and the girls they like fuck black men.

>> No.53631655

>>53629333
My office looks just like that. You want to go out for lunch later?

>> No.53631789
File: 158 KB, 450x405, 1675355230429294.png [View same] [iqdb] [saucenao] [google]
53631789

>>53629333
>Net take home
$8k
>mortgage/rent
$0

How we feeling living at home Chads?

>> No.53631981

>>53631789

This guy gets it.

>> No.53632021

>>53629333
Europoor, take home around 2900 dollars, rent is 290

>> No.53632082
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53632082

>>53631981
honestly it's just temporary while I build a new house, but what reason do I a successful average guy have for a big house all to myself? No roastie is interested in average men anymore. What family do I need to raise?

>> No.53632172

>>53629333
>post tax/401k monthly = ~10k
>mortgage = 2200
bought current place about 6 months ago while interest rates were skyrocketing, plan to refinance eventually but I'm fine with the current rate because the property is super nice and was (imo) undervalued when I bought

>> No.53632298

>>53631789
Pathetically cucked. You make no money and have no private space to fuck whores until you decide to marry a beautiful young white girl and give her your children, where you’ll raise them your beautiful home.
Might as well kys

>> No.53632350

>>53632298
> makes 8K
> makes no money
???????????

>> No.53632372

>>53632350
That’s a good salary if you’re 21-22 I suppose. But it’s not real money

>> No.53632789

>>53632372
That's good money if you run a lemonade stand in middle school. Otherwise it's below poverty level

>> No.53633095
File: 275 KB, 460x460, 1674529990102991.png [View same] [iqdb] [saucenao] [google]
53633095

>>53632298
I live in a completely separate guest house. I have my own private garage too.

8k a month after taxes is poor but it's not that poor.

>> No.53633182
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53633182

>>53632298
>Pathetically cucked. You make no money and have no private space to fuck whores until you decide to marry a beautiful young white girl and give her your children, where you’ll raise them your beautiful home.
>Might as well kys