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53428333 No.53428333 [Reply] [Original] [archived.moe]

How bad have my late payments on my loan affected my co-signers credit? I don’t even care about myself anymore I just fear how much my negligence has affected my fathers life. I don’t blame him if he truly resents me deep down. I do wish I was less of a pussy and would just kill myself already, it’d probably improve his life so much. The guilt is unbearable

>> No.53428347

>>53428333
>I do wish I was less of a pussy and would just kill myself already, it’d probably improve his life so much.
This would probably be his worst pain ever you pussy. Never put your parent through this unless they were absolutely horrible parents or something. Do not be weak and kill yourself. Get strong and make him proud. Also, nice digits.

>> No.53428362

>>53428333
it's pretty bad dude. it takes like 5 years for a default to be removed from your credit file. a lot of institutions won't lend to you if they see that or if they do lend to you it will be at ridiculous interest rates. you should get this shit sorted out ASAP, and then never touch credit again until you have consist and high income.

>> No.53428421

>>53428362
I haven’t had a late payment in 2 years and yes I’m not doing anything with that shit anymore I just hope it’s affected his score less than mine

>> No.53429098
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53429098

>>53428333
>I do wish I was less of a pussy and would just kill myself already, it’d probably improve his life so much. The guilt is unbearable
never too late to buy in, never too old to whoop an ass

>> No.53430233

>>53428333
Atleast your dad would cosign for you. Mine had money and time but wouldn't lift a finger to ever help and always tell me your own your own and figure it out for yourself whenever u would ask for help or advice. All things considered anon you have a good life and good father who loves you/loved you

>> No.53432863

>>53430233
Well and that’s why I feel guilty. I completely fucked him over

>>
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