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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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5331689 No.5331689 [Reply] [Original]

>had a credit score of 745
>used 18k of my 24k credit buying chain link at an average cost of 23.5 cents
>absolutely tanked my credit

Kek how bad did I fuck up bois?

>> No.5331744

>>5331689
just default so you dont have to pay anything back. your credit score will take 7 years to be able to begin a recovery process but who cares you probly live with your mom and always will

>> No.5331795

>>5331744
I live alone but my mommy pays my rent get fucked normie

>> No.5331806

>>5331689
If this were true you got 1.5x your money

>> No.5331849

>>5331795
ah, college student

>> No.5331943
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5331943

>>5331849
yes

>>5331806
yes but at what cost?

>> No.5331978
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5331978

>>5331689
Always pay the minimum on time and after LINK makes its run, start actually paying it off in regular installments over a couple months. You'll be fine

>> No.5332013
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5332013

Im 23 with this good goy score yet to use it to my advantage tho

>> No.5332051

>>5331689
Just file for bankruptcy and it'll all go away.

>> No.5332087

>>5331689
Bad goy, your credit rating is an exact measure of your worth as a human being.

>> No.5332163

>>5331689
Only dickheads use credit cards. You must be an American. You guys are obsessed with that shit. It is beyond retarded. Don’t try and justify it to me. I have not been fed a diet of infomercials since birth, none of your reasoning works. You are all crazy. Stop living beyond your means. You realise if nobody took out mortgages then house prices would have to drop or they wouldn’t sell right? That’s a separate issue but seriously, stop living heyond your means! You don’t need this shut and cars and houses are expensive because you keep borrowing to pay for them. Stop!
t. Debt free my entire life, 34, English.

>> No.5332286
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5332286

>>5332163
Kek nobody cares about your opinions eurotrash

>> No.5332464

>>5332163
How do you think America keeps the poor poor and working?

They do it to themselves.