/biz/ - Business & Finance

[Anonymous No.53244543]

Anyone else here incredibly frugal? If so share stuff you do because you're so cheap

[Anonymous No.53244567]

>>53244543
But I don't do anything as I'm frugal, you nigger

[Anonymous No.53244583]

I post on a fucking Vietnamese Facebook website instead of having actual friends

[Anonymous No.53244585]

>>53244543
I get EBT, dont spend a dime on food. Live with parents. literally only spend money on gas, weed, and things I want. Even then I'm still poor. How the fuck do people afford life?

[Anonymous No.53244590]

>>53244543
i dont tip

[Anonymous No.53244593]

>>53244543
I'll list some stuff

>still wear the same clothes from High School even though I graduated 12 years ago
>own only 2 pairs of jeans, 1 pair of sneakers, and like 4 random shirts

[Anonymous No.53244616]

>refuse to eat out while at work and just eat peanut butter sandwiches everyday

[Anonymous No.53244635]

>>53244543
I record music from youtube with whatsapp voice recording feature so I don't spend on spotofy, the wi-fi I use is stolen btw, and I charge the battery of my cellphone in my local university though I don't really study anything there but no one cares

[Anonymous No.53244644]

>>53244543
only use one room of my house 95% of time
keep every light off, lower heating to min rest of house

[Anonymous No.53244649]

Sometimes I get a craving for a McDonald's McChicken Sandwich, but it's too fucking expensive (£3.99) so instead I buy two Mayo Chickens (£0.99), take the top bun off one of them (because otherwise it's too much bread) and stack them on top of eachother to create a Chicken Big Mac. This has the same amount of chicken as the regular McChicken Sandwich but at half the price.

[Anonymous No.53244660]

i live on <$1000 a month everything included despite being worth ~$60m
i don't have any meme beliefs or lifestyle. i just lived that way before making it and i'm actually perfectly happy like this

[Anonymous No.53244667]

>>53244543
instead of getting a girlfriend I just jerk off into a sock watching free porn

[Anonymous No.53244684]

>>53244660
What's the last big purchase you've made?

[Anonymous No.53244693]

>>53244543
>Cheap shoes and mediocre insoles
>15 year old GM vehicle I service myself (Cheap parts many YouTube videos how to do it because they're so common)
>Steal from self-checkout
>Grow the most expensive produce (Spinach/Lettuce/Kale)
>Always manually manage furnace
>Rarely go out to eat
>Pirate media
>Don't care about fashion
>Keep RPMs below 3k
>Outlets/Extension cords that let you kill all idle power draw
>Collect rainwater
>Brick in toilet
>Be profitable at Christmas by asking family for things you'll use and buy them cheap things

[Anonymous No.53244694]

>>53244543
>cook most meals
>use food apps for discounts if I wanna eat fast food
>search Amazon Warehouse to buy discounted but gently used
>save money on insurance by paying all in one go
>set house thermostat to 67F in winter and 73F in the summer
>use Netflix and other subscription logins from gf and friends

[Anonymous No.53244703]

>>53244667
I have a wife and I jerk off anyway because she's overweight

[Anonymous No.53244711]

>>53244585
>weed
there's your problem

[Anonymous No.53244764]

did someone call me?

[Anonymous No.53244809]

Eat shit, weeb.

[Anonymous No.53245208]

>>53244543
Don't order takeout or have a million happy and own nothing subscription services that the average NPC does.

[Anonymous No.53245290]

>>53244543
i unironically use the data stealing apps that fast food companies have because they are literally giving away food if you have the apps; also i pirate every single piece of media i consume

[Anonymous No.53245314]

>>53244543
I take a shower once every two days but I don't change into new clothes until the end of the week.

[Anonymous No.53245355]

>>53244635

If you want free music from YouTube use newpipe, much easier.

[Anonymous No.53245539]

>>53244543
I take toilet paper from restrooms to use at home.
Inb4 wasting water shooting at home
I live 50 miles from the nearest town and only go out twice a month
I also make my own tortillas from scratch, fill my freezer up with food from the food bank, and buy oats in bulk 10 pound bag minimum. I collect acorns, leech the tanins, and mill them to make a sort of pancake. I live in a regular house now but for a number of years I lived in a small cottage I built mostly using materials from the forest around me, I spent less than 300 dollars on hardware and other materials I could not source for free, I even had a wood stove and a small solar setup that let me have lighting, charge my phone, laptop, and run a small pocket sized projector. There's more but I can't be fucked to list it. I did all that so I could invest in link in 2018, remember oatmeal anon? I was kind of like him but in the forest

[Anonymous No.53245843]

>>53244543
I wash and re-use ziploc bags

[Anonymous No.53246595]

i recycle my piss

[Anonymous No.53246754]

>>53244543
- Buy clothes once every 5 years.
- Go to shop at end of day for discount on food which otherwise gets thrown away
- Never buy expensive A brand products, always go for cheaper acceptable alternatives
- i have a few staple items which have great price/quality ration and stick with them for days on end
- Eat ton of oats,
- No subscriptions
- No fancy diners
- No consoom drone products like PS 123456789
- Heater is never more than 19 degrees Celsius (usually 17,5 or 18)
- Take cold showers
- Use public transport and bike instead of car
- If something is not broken, never replace it

[Anonymous No.53246835]

>>53244693
>Brick in toilet
what?

[Anonymous No.53246843]

>>53244649
if you want to be truly frugal, just leave that slop alone

[Anonymous No.53247030]

>>53244635
Impressive. What kind of phone do you have? You probably know a lot about bargain phones.

[Anonymous No.53247207]

>>53246835
The brick goes in the tank to take up space. This causes the toilet to use less water.

[Anonymous No.53247324]

I WAS frugal until I met my gf a year ago and now I spend money once every two weeks when before I NEVER spent money. It’s not bad, I’m probably spending $50/month but I’m still frugal in every other aspect of my life. It’s funny tho because now she’s stressed about saving money because her rich grandfather recently died and she’s now realizing how important saving and having wealth is, so hopefully I can teach her how to be more frugal since we’re both working part time because we’re students. Anyways tips for saving money:
>live with parents
>bum gas money sometimes from my mom because it’s for going to school / going to work
>buy nuts (peanuts, almonds etc) and periodically snack on those throughout the day with maybe some string cheese until parents make dinner
>only buy clothes from thrift stores
>buy books, electronics, and basically everything used
>no impulse buying, deny every carnal urge to spend

[Anonymous No.53247390]

Also forgot to mention that I pay for Spotify premium because I like to have ad free, seem less access to all of my music on all my devices and it’s pretty cheap. If anyone has any free alternatives tho, I’m all ears

[Anonymous No.53247409]

>>53244585
>Weed, ebt, still poor
Yup, low IQ nigger confirmed

[Anonymous No.53247481]

>>53244593
I just retired a trio of shirts I bought back in 2004 a few months ago

[Anonymous No.53247569]

>>53247207
Based Archimedes

[Anonymous No.53247625]

>>53244703
>overweight wife
what a money pit. Get rid of that thing.

[Anonymous No.53247665]

>>53247569
Running through the streets naked is an inexpensive hobby.

[Anonymous No.53247687]

>>53244635
>>53247390
Why not just download the music from youtube? There are thousands of online youtube to mp3 converters you could use.

[Anonymous No.53247718]

>>53244616
Fuck are you me?

[Anonymous No.53247733]

>>53244543
you mean poor ? yes
i m not poor i m frugal....i m not a man i m a women

[Anonymous No.53247743]

>>53244593
fuck are you me?
half of my clothes are from highschool. everything else has been given to me as a gift of some kind. will wear a single pair of sneakers until they are literally falling apart. usually 3ish years. and this is with decent money.
>6 figure income
>almost 7 figure net worth

[Anonymous No.53247796]

>>53247733
mentally ill retard can't even form a sentence

[Anonymous No.53247802]

>>53244684
an acer nitro 5 with a 3060 RTX
pretty good laptop

[Anonymous No.53247835]

>>53247687
Because I have to download the music onto my iPhone and onto my pc, my laptop etc. it’s just a hassle and it would be easier to have it all on one platform/app where I can stream it no matter what device I’m on

[Anonymous No.53247851]

>>53247796
mentally ill retard can't even understand the message

[Anonymous No.53248119]

>>53244635
Nigga I got a broken cheap Moto One Ace for $5 from a crackhead at marketplace, for $25 got a new screen, shit has 128GB of storage + micro SD card, I use screen recording function for music and if I want to convert to MP3 I do it on Reaper on my Core 2 Quad dinosaur

[Anonymous No.53248653]

>>53247835
Pretty sure the cloud solves this problem anon

[Anonymous No.53248699]

>>53247733
I unironicaly would hit that.
I seen women that are way uglier.

[Anonymous No.53248832]

>>53248699
>ugly women exist so I must fuck dudes

[Anonymous No.53249203]

>>53248832
fucking a cis gendered whale < fucking a feminine boy

[Anonymous No.53249265]

>>53247733
That's a lot of roast

[Anonymous No.53249271]

>>53244543
>i refuse to waste money on an expensive phone

[Anonymous No.53249676]

>>53244543
>If so share stuff you do because you're so cheap
Go to public toilets and look for toilet paper that hasn't been entirely used so I can bring it home and reuse it.

Steal soap/water/pens from work and sell it on ebay.

[Anonymous No.53249806]

>>53244635
retard just use the free audio editiing software and the can amplifly and trim it and save as mp3 or wave. Just hit record and it waits for the music to start, then hit play on the YT vids. Can also copy any audio and copy to a USB. You can also get a portable mini transmitter that transmits the songs on the USB over the air and you can listen on your own house radio or car radio if the radio can not read the USB directly.

[Anonymous No.53251190]

>>53244543
I bring a 20,000mah charging bank to work and charge it all day then use it at home to charge my phone and other small shit.

I also get them to buy me oat milk for coffees so I don’t have to buy it when I go shopping.

[Anonymous No.53251324]

>>53247802
Not bad actually but I would've just bought a pre built with that money

[Anonymous No.53251337]

>>53251190
I'm unironically stealing this idea

[Anonymous No.53251344]

>>53244543
>cook my own food
There. Gorillions saved.

[Anonymous No.53251370]

i'm involuntarily frugal
an infrug
unlike op who is volfrug

[Anonymous No.53251381]

>>53251370
I'm a spendmaxxed volvarice and I wagemog you

[Anonymous No.53251404]

>>53244543
>Dont have internet at home, use mobile data package
>use work WIFI to download large files/movies, watch offline at home
>Work pays my rent
>don't own car, no gas, no insurance.
>buy food in once every 30-60 days in huge volumes from costco.
I basically have no expenses.. i eat 4 meals a day for about 11-12$ a day. I eat beef every day, vegetables, protein powder etc ( not shit like pasta, or ramen )

[Anonymous No.53251406]

I unironically steal anytime I see that a store has a self check out. The funny thing about it besides the fact that I can afford it is that I still return my cart afterwards.

[Anonymous No.53251416]

>>53251381
>wage
>not businessmaxing
Gotta love these ambitious wagecucks, who will create competition and discomfort among the wageslaves lmao.
Go on, bully them more, I might give you a peanut raise again.

[Anonymous No.53251463]

I dumpster dive for food in the winter months, grow a garden in summer, keep chickens and hunt the occasional deer.
I drive a 14 year old econobox when I need to take a car, otherwise I go by scooter or more often bicycle.
My house was bought at a good price and I renovated it all on my own. ( With help of family &friends but no contractors)
The wife and I live on less than 1700€/ month total, while having a house, two cars, vacations, hobbies etc.

[Anonymous No.53251494]

>>53251381
this was a good response

[Anonymous No.53251661]

>>53247207
Based. Looking for a brick in my house right now.

[Anonymous No.53251662]

>>53244649
You can also make a McGangBang by buying a double cheeseburger and a mayo chicken. Insert the mayo chicken between the two beef patties.

[Anonymous No.53251742]

I use things until they’re truly unusable. I used to wear a pair of shoes that would get my feet wet every time it rains it I didn’t very carefully plan every step. I used those until eventually the shoe straight up fell apart and I’d be walking barefoot. Hole in shirts? Whatever. Phone display shattered? It’s still useable. My mattress has springs poking out because it’s almost 30 years old? Just don’t lie on them lmao.

[Anonymous No.53251759]

>>53244543
>went to public school
>got insane grades because i'm surrounded by tards
>go to college on a full-ride merit scholarship
>eat and scrounge the free 'health' snacks they have at the library and such, instead of paying for a meal plan
>I pay maybe ten dollars a month for fruit and eggs to top off on vitamins
>free bus pass all around town cause of the college
I pay nothing for a comfy room of my own, nothing for transportation, and pennies a day for food. I make $3,000 a month from my part-time, and $6,000 a month in the summer. Life is literally too easy. Depending on how the bullrun goes over the next year or so I could be a millionaire before age 20.

[Anonymous No.53251775]

>>53244543
I usually live very frugally but then I fuck up and spend 5 days binging on ordered food and buying fucking venison and wild boar and expensive steak and then I hate myself for having eaten what could've been 25 chainlink or something.

[Anonymous No.53251787]

>>53244635
Bro just use y2mate to rip it off youtube and if needed use audacity to tweak it. I do this all the time.

[Anonymous No.53251799]

>>53247207
It doesnt though? Sure the tank doesnt have the same volume of water than before but the actual flushing takes the same water than before, you just decrease the amount of water the tank can fit, or is the flushing amount proportional to the tank volume? Kinda doubt it

[Anonymous No.53251804]

>>53247207
Based af

[Anonymous No.53251808]

>>53244543
I always take napkins and a few of any packaged condiments from any place that has them out.

[Anonymous No.53251823]

>>53251799
There's a mechanism which is called a toilet float (?) which automatically shuts off the water at a certain level. The brick will raise the level thus causing the water refilling mechanism to stop earlier.

If you still don't get it then you're retarded and I'm sorry anon.

[Anonymous No.53251862]

>>53244543
i still wear clothes from highschool. im 36. i think ive only ever worn out like 2 tshirts and then i just turned them into cleaning rags which i still keep under my sink, i didnt throw them away. i dont understand how people go through so much clothes it literally lasts forever. i think ive worn out like 2 jeans in my life and even then i patched one of them, the other just finally got too thin and started splitting along the ass crack seam so had to dump it. i cut it up also for oil change rags in the garage.

[Anonymous No.53251867]

>>53244635
bro have you heard of napster?

[Anonymous No.53251898]

>>53244543
>top 15% earner in the UK but still live with parents
>every couple of weeks I spend a week or two in Poland to bone chicks as it’s cheaper than hiring ugly british prostitutes
> i only buy high quality ingredients for food, as they are more nutritionally dense I don’t get cravings to eat more. Saves money in the long run.

[Anonymous No.53251917]

>>53244660
how did you get rich

[Anonymous No.53251948]

>>53244764

the fuck am i looking at

[Anonymous No.53251996]

>>53244585
you should switch to kratom bro

[Anonymous No.53252014]

>>53244543
Live at home with parents.

My only bill is $31 per month car insurance. I work from home so maybe one tank of gas a month. That's about $100 there. Maybe another $100 on booze and weed.

This allows me to pocket my paychecks which totals about 2700 per month

[Anonymous No.53252116]

>>53251948
Cheapest house on the market AND there's no niggers either.

[Anonymous No.53252234]

>>53249203
wtf how is she real omg

[Anonymous No.53252272]

>>53251823
I get the idea to save water, probably a good idea unless you took a huge shit and have a ton of poop to flush.

[Anonymous No.53252296]

>>53245355
>>53247687
>>53251787
>>53248119
>not using youtube-dl

Not going to make it

[Anonymous No.53252310]

>>53245539
based

[Anonymous No.53252335]

>>53252296
fast 24-48h several times a month, jog outside, pull ups, dips, jump squats. clean face. be tall, tan and sexy. find fuck girls, older women, temporary room mates who are more than happy to cover majority of our meals. gifts included. rinse repeat. best thing is usually majority paid overseas travel. USE TINDER. there are a lot of tech mommies who travel for my type, again tall, tan and sexy. which isnt all genetics, its work put in (just focused base effort of 6-9 months and growing afterwards) basically not being a sexless, fat fuck, i even choose boots with in cuban heel or double leather stacked soles with heels to go from 6 to 6'3.

[Anonymous No.53252742]

>>53252014
Fuck, i'm jelly. Living with great parents that allow you to semi-NEET is cheating.

[Anonymous No.53252825]

>>53252272
>Not using your shit as fertilizer to grown your own mushrooms.
ngmi