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/biz/ - Business & Finance

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53154272 No.53154272 [Reply] [Original]

DRINK PEE
SHINE SHOES
YOU ONLY NEED ONE KIDNEY

>> No.53155108

>>53154272
I unironically live as frugally as he advocates except I ignore my debt and go all in on crypto

>> No.53155730

>>53154272
i only know this guy from biz memes. is he actually a big deal? has anyone ever even heard of him?

>> No.53155759

>>53155730
>never heard of the quintessential boomer
based retard.

>> No.53157324

>>53154272
The housing market will keep going up for rest of our lives and that is final.

>> No.53157386

>>53155730
He is pretty great.
>offers nig tier advice to retards
>don’t spend more then you make
>yells at poor people for buying 60k cars on 25k income
>charges $100 for an entire course on how not to be retarded
>convinces people to invest in mutual funds while receiving 1% kickback
>yells at zoomers more

>> No.53157391

>>53154272
>Never own/use a credit card
>Never buy something I cant afford
this is the only valid boomer advice Im following

>> No.53158011
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53158011

>>53154272

>> No.53158099

>>53155730
I used to unironically listen to his talkshow on 1110am WBT in Charlotte years ago. I don't live in Charlotte anymore, so I'm not sure if it still airs. Had some good advice, but most of it is just common sense being preached to people who lack any.

>> No.53158386

>>53154272
kek

>> No.53158468

>>53158099
>Anyone in Charlotte
>Common sense

>> No.53158469

>>53157391
>>Never buy something I cant afford
The problem is he believes a person can't afford to buy a new Toyota Corolla if they only have a net worth of $999,999. He is a delusional boomer

>> No.53158564

>>53158468
Fair enough. Kek I won't even debate this, although to be fair, he took callers from all over the US.

>> No.53158629

>>53154272
Remember goys

https://youtube.com/shorts/ChQgY7FgpBE?feature=share

>> No.53159784

>>53158469
Kek on that note, I remember one time he talked a caller into buying a used truck for ~$30,000 when the call initially wanted a new Japanese car for $20,000.

Ramsey's advice is for people who make $30,000/yr but have $45,000 cars. If you're even slightly responsible you can do better. The handful of things that he gets right, living on less than you make, watch your spending and try to budget, don't get into debt, etc isn't his idea. The debt snow ball isn't Ramsey. The zero dollar accounting isn't his idea. Even the baby steps aren't really his idea - financial advisors have been generating listicles like that since forever

>> No.53159824

>>53154272
Stupid on steroids