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/biz/ - Business & Finance

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53088595 No.53088595 [Reply] [Original]

How much do you guys keep as an emergency fund? 3 months? 6 months?

>> No.53088603

>>53088595
1 year living expenses plus 3 years storage expenses

>> No.53088624
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53088624

>>53088603
>storage expenses
Like a storage unit?

>> No.53088642

>>53088624
yes, for personal/sentimental items

>> No.53089567

>>53088595
1 day

>> No.53089575

>>53088595
its parlayed into my gambling account

>> No.53089576

There's literally like $2.30 in my whole bank account right now.

Every check goes into Cardano.

>> No.53089590

>>53088595
whatever you think you need then double it.

>> No.53089594
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53089594

>>53088595
I have around $100 right now all in

>> No.53089634

>>53088595
1 year, because I work for INTC and am awaiting the next round of layoffs to be fucked

>> No.53089732

>>53088595

>Expenses: 4k/mo
>Checking: 9k atm
>physical cash: 1k in 20’s
>ally savings: 16k
>I bonds: 10k + whatever interest I have so far
>6 month t bills: 15k

So I guess I have about 50k in risk free liquid/semi liquid assets which would last about a year

>> No.53089739

>>53088595
50k

>> No.53089752

>>53089732
>keeping money in bank
ngmi

>> No.53089793

>>53088595
>emergency fund
That's what your credit card is for.

>> No.53089794

>>53088595
Minimum of 6 months, in times like these it's better to aim for 12.

>> No.53089801
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53089801

>>53089634
But /smg/ told me INTC was a great value play?

>> No.53089808

>>53089793
>Just rely on the Jews in your most desperate times nothing will go wrong

>> No.53089828

>>53088595
Just have enough where you can quit your job at any moment and it won't cause financial stress or panic. Invest the rest. Ideally you want to think as little about your money. Not being fixated on if you have 100k, 20k, 80k savings or whatever.
Focus more on maintaining a tight but reasonable budget and sticking to it without even trying.

>> No.53089944

>>53089576
>There's literally like $2.30 in my whole bank account right now.

Are you a roastie?

>> No.53089988

>>53089808
Sounds like a you problem, goy.