/biz/ - Business & Finance

[Anonymous No.52672446]

so now that it's proven that real estate is the superior investment over stocks and crypto why is this board still 100% crypto?

why not talk about house hacking or being a neet realtor

[Anonymous No.52672473]

>>52672446
People documenting how easy and glorious life is/was are going to have something to look back on as the entire fiat economy collapses around them.
Also the fact this shit is on the internet forever and linked to their identities may not be good for them lol

[Anonymous No.52672483]

>>52672446
wow they are so brave powerful and strong

[Anonymous No.52672502]

>Just 2 teenage realtors showing million dollar properties

That's pretty genius, honestly. They're being employed relatively cheap by their fathers against their ideal counter-demographic, horny old rich men.

[Anonymous No.52672503]

>>52672446
They look 27

[Anonymous No.52672512]

>>52672473
>>52672483

[Anonymous No.52672518]

>>52672446
Anon... This is a very important distinction.

Real estate is the better store of value. The best investment on earth is far and away, Chainlink.

[Anonymous No.52672519]

>>52672502
this except it's not genius, it's degenerate and gross. these two women could have used intelligence instead of wiles to get ahead but they chose the latter. .I don't feel bad for the boomers they're scamming/sucking but I kinda feel bad for their father.

[Anonymous No.52672521]

>>52672446
clearly the market has yet to go down

[Anonymous No.52672568]

>>52672446
>why is this board still 100% crypto?
Im not babe..
Working on my next development, 21 lots.

[Anonymous No.52672596]

>>52672446
So this awaits me when I make it... If they fuck me both I'll double their commission.

[Anonymous No.52672629]

>>52672446
>neet realtor
I've never understood the concept of realty
No one is going to sell me a house, if I want to buy I will buy

[Anonymous No.52672638]

>>52672512
Gay.
You can have natural confidence as a man without being rich or a chad.

[Anonymous No.52672804]

>>52672629
Most are useless/lazy agents who let the property sell its self, or maybe use their looks. All they are good for is doing the paperwork.

But someone with trained sales skills can get you envisioning what it could be, paint a lifestyle or the potential returns. They'll stage a property tastefully and make it look more expensive. Take great marketing shots & video, or concept art. Create a sense of fear of missing out by having their list of buyers out bid each other.

When selling off the plan, a good agent is worth their weight in gold.

[Anonymous No.52672825]

>>52672446
>>52672503
>>52672596
theyre already post wall

[Anonymous No.52672830]

>>52672446
You seem to have confused this board with a forum where people discuss sound financial decisions and business ideas. This is a Laotian crossword puzzle community and we gamble on shitcoins while edging over high definition images of large white butts.

[Anonymous No.52672838]

>>52672446
You're getting ahead of yourself. Let's have this conversation in 5 months.

[Anonymous No.52672848]

>>52672568
Isn't this incredibly capital intensive in lawyer fees?

[Anonymous No.52672855]

>>52672638
That. And you can also have an uninformed confidence

[Anonymous No.52673281]

>>52672848
Not so much lawyers, but council DA cost in major cities can be $200-$300k. Fag councils want environmental impact reports and all kinds of shit these days.
Normally budget 4% of project for professional fees in feasibility. So out of $2 million, about $80,000.
Civil earthworks cost in city might be $120k per block including council contributions.
But if your end retail block is $400k, its good profit, and your financing all those costs through a commercial bank loan.

[Anonymous No.52673301]

>>52672446
They need to be brutally raped

[Anonymous No.52673353]

>>52672568
Hahahah....
And I thought the crypto kiddies were getting financially raped...
Jesus I feel bad for what is about to happen to your bags.

[Anonymous No.52673442]

>>52672502
based

>>52672519
lol beta cope

>this except it's not genius, it's only stupid if it's your own daughter cause then you're pimping her out to other horny old rich men
perfectly fine so long as it's not your own daughter.

[Anonymous No.52673475]

>>52673353
lol. I can tell you dont know how to play this game.

>i secure the land with an option contract (which means i dont invest millions holding bags unimproved land)
>Get a DA
>sell enough lots off the plan to cover entire project.
>My lot buyers effectively pay out the land seller.
>100% de-risked before anyone even picks up a shovel.
>The blocks that are profit I hold debt free, earning rent. I could sell, IF i wanted to pay tax (i dont lol)
So im not worried about a crash. Im in a very different position compared to your average real estate buyer trapped in their 30 year loan paying interest.

[Anonymous No.52673478]

i don't hate these girls for trying to make some money.. i hate the industry that enables this crap. thankfully there are more real estate agents in america than there are houses for sale.. it's only a matter of time now.

[Anonymous No.52673498]

>i don't hate these companies for trying to make some money (it's literally what they exist to do).. i hate the SIMPs that enables this crap. unthankfully there are more SIMPs and cucks in america than there are women for sale.. weak men create hard times
ftfy

[Anonymous No.52673513]

>>52672446
reason crypto is still discussed is to due delusion people, bots and or pajeet shills.

[Anonymous No.52673521]

>>52672446
how many link for their canned farts

[Anonymous No.52673543]

>>52672446
This is literally the same shit all the tech women did before they all got canned

Women dancing on TikTok is undoubtedly the peak bust of any field

[Anonymous No.52673582]

>>52672446
Mommy and Daddy must be loaded.

[Anonymous No.52673700]

>>52672518
Based Hey [listen!] ID

[Anonymous No.52673728]

>>52672446
>they put words on tiktok
>guess it must be true

[Anonymous No.52673816]

>>52672638
+1
And she's just messing round in the video.

[Anonymous No.52673827]

>>52672638
Yep, and women will call you creepy.

[Anonymous No.52673871]

>>52672446
2 cattle shaking their rumps *shake shake*

[Anonymous No.52673949]

>>52673871
like you'd kick them out of bed incel

[Anonymous No.52673998]

>>52672446
>house hacking
Bought a nice lil fixer upper.

Current road price, £78k (one two houses down and identical, stripped out back to plaster sold for that start of this year).

My price? 47.

Bought outright. Fuck morgies. Enjoy le great debt reset scam.

[Anonymous No.52674013]

>>52673827
Who cares what a bitch hoe says. Everyone is deceiving themselves to an extent. Women talk shit it’s what they do.

[Anonymous No.52674026]

>>52673949
What's your point?

[Anonymous No.52674041]

>>52672446
Left > Right

[Anonymous No.52674044]

>>52673949
I hope she sees this bro

[Anonymous No.52674052]

>>52672446
I might buy a house from them if they put out during the tour lol

[Anonymous No.52674132]

>>52673827
No they'll call YOU creepy because you breathe through your mouth, other anon will just be known as "that really overconfident/outgoing guy" at worst.

[Anonymous No.52674172]

i'm a brown (non-negroid) guy but when i see things like this i can't help but wonder what is going through the minds of white """"""males"""""
like, i would be feeling unbridled hatred and rage at my ancestors for giving these things independence and the whip-hand over me
i would seek out my ancestors graves and take a giant dump on them

[Anonymous No.52674190]

>>52673475
Do you sell the lots/land as is, or do you build houses/duplexes/apartments?
I wasn't aware of options contracts to hold real estate. What's the typical or really rough cost for the options contract? Is it percentage?

[Anonymous No.52674245]

>>52672519
rich people don't buy houses because the realtor is hot you poorfag retards. they just hit on them and then say fuck off the house sucks show me the next one

[Anonymous No.52674266]

>>52672446
Because Real Estate is an even bigger ponzi than Crypto

[Anonymous No.52674334]

>>52672446
Just tell me where to sign.

[Anonymous No.52674388]

>>52674172
Based. I have a lot of respect for you arabs.

[Anonymous No.52674489]

>>52674172
this is why nobody wants to live in your countries. sorry not sorry

[Anonymous No.52674516]

>>52674489
>this is why no woman* wants to live in your countries. sorry not sorry
hmm imagine that

[Anonymous No.52674533]

>>52674190
>Do you sell the lots/land as is, or do you build houses/duplexes/apartments?
You can just sell the lots.
If you want to offer a "house and land" package to make more money, you sell your lot under one contract, and the lot buyer signs a separate contract with the builder you have an arrangement with to build (he will pay you a kickback of say $35k for bringing him the job, 20 x $35k = and extra $700k profit). The lot buyer is directly paying the builder.
Never build yourself. The builder wears all the risk if costs blow out, or building falls down in future. They have their own insurances of course, but i wouldnt want to headache.

Townhouses/Apartments are a bit different to house lots because the buyers bank wont lend until they are ALL complete. So its one contract for land and build. buyer pays a deposit, and pays the rest on completion. So you get a builder to build them for you on a fixed price contract. A bank will give you a construction loan based on presales.

> What's the typical or really rough cost for the options contract?
In legal terms an option fee just needs to be any monetary exchange. It could be $1. But $1000 is common. You dont even have to develop the blocks, you can just on sell the option contract on to a bigger developer for a fee. You make a lot less, but its fast and zero risk.

[Anonymous No.52674568]

Because degens dont have a deposit to get started

[Anonymous No.52674600]

I own 40+ properties across michigan / midwest. I focus mostly on industrial, you anons have helped me through some tough times the 10+ years ive been on here so I'll answer any questions you guys have


also i have a crazy ass real estate market aggregator website / management portal dropping soon whoever wants to be apart of the startup

[Anonymous No.52674625]

>>52672638
If you're stupid

[Anonymous No.52674635]

>>52674600
capital of France followed by the country south of the US border at protonmail

[Anonymous No.52674641]

>>52674172
White male here, I can explain - basically, we've given up. 100% demoralization. You'll understand soon.

[Anonymous No.52674649]

>>52674625
I dont base my value on others opinions or material objects. Call that stupid if you wish.

[Anonymous No.52674655]

>>52674641
Oh, I know. Cycle of history I guess, only God is permanent.

[Anonymous No.52675199]

>>52672503
White women age in car years

[Anonymous No.52675237]

>>52672446
>superior investment
Yeah if you already have infinitive money to afford one.

[Anonymous No.52675240]

>>52672446
They are sucking off 70-year-old-boomers in order to close deals.

[Anonymous No.52675290]

>>52673475
Can anyone start doing this if they have really good credit? Can I just find some land to develop in an up and coming area and waltz into the bank with a business plan and have them approve a 2mil loan for me?
>t. never missed a payment ever, have around 800 credit score

[Anonymous No.52675304]

>>52674533
>>52675290
Expanding on my last comment - so you’re just buying a parcel of land, developing it, and then splitting it into lots for resale? What work do you even have to do? Just setting up like electric, septic, internet, etc? Sidewalks or something? This sounds a lot more interesting than buying 20 rentals and being underwater for 20 years.

[Anonymous No.52675315]

>>52672446
>why is this board still 100% crypto?
Because newfag, this board was literally made to stop all the posts on /g/ about Bitcoin

[Anonymous No.52675332]

Because people here are lazy, hedonistic and worst yet, in denial of it and lie to themselves with far-right and incel ideologies. Crypto takes less effort and gives dopamine bursts faster, that’s why this is a crypto board. Just look at all the anti-women and right wing posts in this thread and you get it. This is not where competent people hang around, but mentally ill people and degenerates.

[Anonymous No.52675425]

>>52672568
>>52673281
>>52673475
>>52674533

holy shäit, this is a great plan. thank you for sharing!

[Anonymous No.52675869]

>whole thread is just about hating women mostly because of a perception that their lives are easier
>half the board are neets who do so because it makes their lives easier
>they also gamble on crypto because they want to make their lives even easier
Do you retarded niggers even realize how bitter you sound?

[Anonymous No.52675887]

>>52672446
It is a troon on the right

[Anonymous No.52675912]

>>52672446
These bitches only got rich because they’re got. Once shit hits the fan from the fed fucking everything up, I’m going to kill ever beautiful person I lay my eyes on. Fuck your life difficulty.
>t. Big nose Mexican MANLET

[Anonymous No.52675923]

>>52675912
Hot

[Anonymous No.52675953]

>>52675869
No. How?

[Anonymous No.52675964]

>>52675923
But they are not. Especially the troon on the right

[Anonymous No.52675966]

>>52675912
Based narco maxxer

[Anonymous No.52675974]

>>52672638
until you see the girl you like eye-fuck a chad that you will never be. bezos can be confident being one of the richest and most successful entrepreneur, he will always feel inferior when standing to a rich chad at a party

[Anonymous No.52675981]

>>52672804
Realtors are semi literate people who add no value

[Anonymous No.52676004]

>>52672446
>teenage
kek maybe 10 years ago. also they're both odd looking and graceless, and i'm pretty sure the one on the right, with the big mannish feet, is unironically a tranny.

[Anonymous No.52676006]

>>52675974
No price on good genetics

[Anonymous No.52676011]

>>52673475
Plus you're creating supply, unlike most landlords

[Anonymous No.52676024]

>>52673728
their job is basically taking appointment and showing the house around to potential buyers.

[Anonymous No.52676090]

>>52672446
be girls born into rich family. do absolutelty fuck all. rich daddy search them a job as realtor either at his company or his friends. many such cases.

[Anonymous No.52676136]

>>52672629
yeah that's what I used to think as well, until you realize how retarded people are and then realize there are even more retarded people and it never really stops.

there's a reason sales work and it's because there's always enough dumb people who fall for it. either it's coomers who just buy product X in hopes they can get pussy (for example drinks at bars). or it's people who just believe anything they're told because they're simply too naive and don't understand that their ignorance is being used against them. and then you simply have the spending retards WHO MUST spend money on something because capitalism tells them to, so all the sales person has to do is direct them to the product they want to get rid off with the highest margin.

[Anonymous No.52676159]

>>52672446
>teenage
They look 30 LMAO

[Anonymous No.52676208]

>>52672446
just sending the right one in ahead of the dudes is all they need to do as long as the left can sell to the women/not fuck it up

[Anonymous No.52676240]

>>52674266
Yes but governments will bail it out.

You will never see governments bailout crypto exchanges or holders, even with a 1$ btc.

[Anonymous No.52678325]

>>52672518
>best investment in the world
>down 90%
..oh...ok...

[Anonymous No.52678569]

>>52674600
I want to be apart of the startup. I'm a webdesigner

[Anonymous No.52678602]

Except housing is fucked right now and 60% of realtors are looking for other jobs at this point

[Anonymous No.52678724]

>>52672446
These RE threads are always the most heated on this board. I'm not sure if it's renters or neets or hoomers or both that keep making them but they are always funny. I look forward to the archives documenting the cope over the next 3 to 4 years as this shit unwinds.

[Anonymous No.52679201]

>>52674533
How did you get into this? I've read about development like this before and how it's all just cash flow, organizing all of the buyers to cover your expenses before anything material even happens, and it seems very intriguing. But it seems like the type of thing you would need a "mentor" for, or at least something you would learn working at a development company. I don't know how you would figure this out or even know what to look into on your own.

[Anonymous No.52679467]

>>52672568

[Anonymous No.52679507]

>>52678602
>>52678325
>>52676159
>>52676090
>>52672518
>>52674266

coping incels are funny. priced out of real estate, and priced out of teenage gf realtor

[Anonymous No.52679535]

>>52672446
by teenage I'm guessing they must be 19 years and 11 months old cause they look in their late twenties at least.

[Anonymous No.52679545]

>>52679507
why do you have this saved?

[Anonymous No.52679581]

>>52672512

Lol what a dork fucking freak. Very 4chan mentality.

[Anonymous No.52679616]

Real Estate is retarded. You basically just bought a REIT on 4x margin and think that multiplier makes you “outperform” a bear market

Might as well just buy stocks or crypto on 4x leverage and get rich that way too

I swear housefags are the dumbest bunch of vipers that ever lived

[Anonymous No.52679684]

>>52678724
>These RE threads are always the most heated on this board.
You should check out the US versus Euro plug design pseudo-generals that appear on DIY. They're... "involved". Almost as good as bricks versus timber.

[Anonymous No.52679705]

>>52679616
are you dumb? even though you're leverage in RE you're never going to get margin called. In the worst case it can go down 50% one year if there's a crash, but you're not going to get kicked out of your home, it will just go back up to the level it was in the next 3 years. Also RE interest rates are among the lowest, it's been basically free money

[Anonymous No.52679713]

>>52679616
>You basically just bought a REIT on 4x margin and think that multiplier....
Whoa whoa whoa... allow me to stop you there. Some of us just buy the freehold outright.

But in terms of willful mortgage holders, yes. They're disgusting and deserve the raping that's on the way when those interest rates go up shortly.

[Cryptos No.52680222]

>>52672568
You are worse than an XRP / Stinky Linkie / CROmosexual combined.

I know...
hate the game,
not the player.

[Anonymous No.52680249]

>>52679581
you know how i know you're a liberal reddit poster?

[Anonymous No.52680531]

>>52679545
he's a kike blackpiller that's why. or he's stalking that cunt. either one is sad

[Anonymous No.52680572]

>Crooked toes and flat feet

Even if I could, I wouldn't buy

[Anonymous No.52681186]

>>52672446
the only way to justify having these retards as realtors is for them to be responsible for opening the lock for stangers(potential buyers)
the point im getting at here is that buying the house entitles you at least one fuck from these whores

[Anonymous No.52681384]

>>52672446
Jews.

[Anonymous No.52681417]

I AM GOING TO SHIT ON TEENAGE ZOOMERS FOREVER BY SHOWING THESE VIDEOS WHEN THEY ARE POOR AND BROKE FROM THE RECESSION

HAHAHAHAHA

[Anonymous No.52681435]

>>52672503
>>52672825
Zoomers believe that the wall is at 23.

[Anonymous No.52682774]

>>52681435
>Zoomers believe that the wall is at 23.
Realistically, yeah. If they haven't already been bred, they should be soon. "Starting families" at 45 isn't a great idea for girls. Even the NHS says the same thing; if they're 35 and would like children they should try sooner rather than later, if they're 40 they should start right away. Because the success rate goes way down from there.

>t. Millenial

[Anonymous No.52682779]

>>52673475
>>The blocks that are profit I hold debt free, earning rent
trying to understand this business. how do you earn rent from these blocks of land?

[Anonymous No.52683172]

WTF

[Anonymous No.52683214]

>>52672446
Real estate investment takes time to mature, it is not for kids kek, I buy most of my real estate properties with crypto, and I get cashback

[Anonymous No.52683243]

>>52672446
where are there pees pees at?

[Anonymous No.52683486]

>>52683214
>>52675332
Learn basic math housefags. Price up is better than price down. Bitcoin price go up more than house.

[Anonymous No.52683849]

>>52683486
Not if you flip almost immediately or use it as rent, BTC is not bad though
>>52683214
I get 1.5% paying through Utrust, I think that's the best RN, coinbase used to be good but I don't trust it that much again

[Anonymous No.52684070]

>women exist
>biz triggered into writing a dossier of butthurt
It's like clockwork. How do I profit from this?

[Anonymous No.52684114]

>>52672446
>teenage
why do 18-19 like to refer to themselves as "teenagers". When I was 18 not that long ago no one did that, is it just growing infantalization

[Anonymous No.52684231]

I have an idea and I feel like it's already being done but not for the benefit of the people. What if you could invest / park your money in a "pool of rental property." Your money being there helps the landlords manage and buy more rental properties and every month you get paid a percentage of the rent equal to how much you have staked. It would be a way for the little man to invest in real estate. I have a feeling that banks are already doing this with peoples' money, but aren't paying us.

[Anonymous No.52684267]

>>52672446
yeah bro let me just buy some property real quick on my cracked phone

[Anonymous No.52684510]

>>52672446
Guarantee the one on the right has a complex about being tall.

I hate nepotism babies.

[Anonymous No.52684561]

>>52672638
This is delusion and often leads men into situations where they catalyze a series of events that destroy what little semblance of a life they had, either through physical or social violence.

Don't write confidence checks that your clout ass can't cash.

[Anonymous No.52684578]

>>52679507
>Dating an Orange.

[Anonymous No.52684672]

>>52674600
i am a real estate appraiser and land use entitlement professional/consultant. would love to help if you think my skills are relevant. email is 5594ironmask@ proton.me

[Anonymous No.52686089]

>>52683214
Yes my plan is similar. Buy vacation property with crypto, rent it out, use $ to buy more crypto.

[Anonymous No.52686458]

>>52672446
If you want to invest in real estate you pretty much have to buy in cash to be profitable if you don't have banker friends to bail you out when you fail. Most people here are zoomers putting 70-80% of their paychecks into rent while living with their parents. Considering you can buy 0.00000001th of a bitcoin and you cannot do the same with a house it's extremely obvious why the people here are all in on crypto. It's their only way out.

[Anonymous No.52686461]

>>52674641
We're living in the middle of a pendulum swing. The glory Europeans enjoyed during the colonial age was unparalleled, and now we have to see the opposite end of fortune.

[Anonymous No.52686525]

>>52686458
>If you want to invest in real estate you pretty much have to buy in cash to be profitable
Uh no? You will not find a single serious CRE shop that doesn't use debt financing in most if not all of their deals.

[Anonymous No.52686661]

>>52686525
Talking about as an independent. If rates go up too much and you're locked in debt as a normal person you'll get raped by the banks. What is 2008. Also note that prices are SIGNIFICANTLY worse when you consider how much the price has risen. Doesn't happen on the institutional scale in a meaningful way AFAIK. Like do you really think the zoomers over here could both get into the debt needed to buy and rent out a house and maintain enough cash flow in addition to other living expenses to pay it off while also factoring in any possible rate bumps that will eventually happen? Like what is a zoomed supposed to do here I'm asking genuinely.