HOW MUCH NET WORTH TO UNIRONICALLY CONSIDER A LAMBO

[Anonymous No.52660934]

[Anonymous No.52660939]

>>52660934
Never, because its a retarded asset.
A fully tricked out WRX STI rally car from Dirt Fish is cool. A lambo isnt.

[Anonymous No.52660955]

at least a mil to even consider a clapped out gallardo, not in total costs but 1 mil is enough to cover outright purchase, maintenance, insurance, etc while still leaving enough make it money in the bank

[Anonymous No.52660962]

5% NW rule

[Anonymous No.52660964]

>>52660955
A mill wont even get you a new car?

[Anonymous No.52660972]

>>52660962
It is less than 5% of my NW and I still would never.

[Anonymous No.52660980]

>$0

Go in debt for $300k and rent the lambo for $1k / day. After 300 days it's yours

[Anonymous No.52660982]

>>52660934
lambos are gay

[Anonymous No.52661449]

>>52660934
vehicle not needed

[Anonymous No.52661481]

>>52660934
isn't that car forty years old? Why no McLaren?

[Anonymous No.52661507]

>>52660934
at least 3 billion

[Anonymous No.52661520]

10% of your networth in a car.

[Anonymous No.52661686]

>>52660934
When $40k for a yearly service is no money, and I'm a young kid that cares about what other people think.

[Anonymous No.52661730]

>>52660934
2 mili USD;

consider 500k for your Lambo (including purchasing, maintenance, insurance, etc); 25% of your assets on Lifestyle is more than enough.

remember, car ISN'T investment. You'd be loosing money from the beginning.

[Anonymous No.52661745]

>>52660934
At least $25 million

Maybe 12 million or less if you are an influencer or con man where having it would benefit you a lot

[Anonymous No.52662094]

>>52660934
Why buy a lambo when I can buy an NSX for the price of a family car and with the maintenance costs of a regular car.

[Anonymous No.52662119]

>>52662094
Because the NSX is powered by a 290hp Honda V6

[Anonymous No.52662196]

>>52660934
As soon as you have the money. That doesn't mean it isn't a retarded idea. Having a $500k lambo parked in front of your $20000/m apartment is fucking stupid and it will feel cool for a bout a week before you realize, holy fuck this is stupid.

You need to be making $500k/year consistently or about $10mil net worth for it to really not be a stupid idea,

[Anonymous No.52662203]

>>52662196
i mean like $2,000/m apartment. basically lambo poor

[Anonymous No.52662210]

>>52660934
A lambo cost 100k a year in servicing. So, realistically you'd need to earn at least 500k a year.
To be on the conservative side, with a realistical 3% APY you'd need 17mil invested in stocks, crypto or whatever.

But it's a retarded buy

[Anonymous No.52662217]

>>52660934
Dude just get pic related from Dollar Tree and drive a 20 year-old Camry. If you're not getting laid without a Lambo, you're not getting laid with one, either.

[Anonymous No.52662218]

>>52660955
if you buy a lambo and you only have 1M of networth, you're retarded

[Anonymous No.52662232]

>>52660934
Poorfag detected
Literally never
Lambos are cheap Chinese bullshit for retard who think they are rich
Just buy a normie car but with all the comfy bells and whistles that nobody will ever see (read: want to break into and rob)

Retard

[Anonymous No.52662239]

>>52662210
>A lambo cost 100k a year in servicing
No it doesn't

[Anonymous No.52662400]

>>52662239
This, imagine believing owning a Lambo would cost you half a million dollars in 5 years. The absolute state of /biz/

[Anonymous No.52662447]

>>52660934
a mil post-tax at least to be not a full retard
i own a 2020 r8 which is the same car as a huracan after you throw an exhaust on it, but for 50-100k less. it's a lot less flashy, and also more rare due to less demand, which is either a pro or con based on how you feel about attention
180k when i bought it, 15k for hre wheels, 70k for a twin turbo (1000hp), 6k for ppf, i've put 50k miles on it taking it on road trips and daily, and i had an offer on it for 300k 2 months ago. nothing has ever broke, no issues whatsoever, extremely reliable, unbelievably fun, best exhasut note maybe minus a db12 or something, 100% if you can buy it you won't regret it. i assume 99% of people want the huracan so get that in some absurd color and be a baller. anyone saying it's cheap trash is extremely poor and seething. the cars are literally hand built and they can handle hardcore abuse without issue

[Anonymous No.52662464]

>>52662210
>A lambo cost 100k a year in servicing
>To be on the conservative side
100k ruppee?

[Anonymous No.52662467]

Feel like I'd need at least $5m to buy a car for more than $50k ever. I have $200k sitting in the bank and drive an old Camry

[Anonymous No.52662473]

>>52660934
Rich people don't drive themselves around anon

[Anonymous No.52662616]

>>52662467
>Imagine buying a toyoshit instead of superior Honda
NGMI

[Anonymous No.52662624]

>>52660934
Depends which lambo you buy anon

If you go for an older one like a diablo/murci you will probably make money on it. My diablo has actually been my best performing investment this last year (hasn't tanked)

But I'd say if you're into cars, don't but until you have a mil, if you're not into cars, 5 mil or don't bother

[Anonymous No.52662648]

>>52662624
Premium car market is crashing in the US. At least according to retard ecelebs. You might want to look into it desu.

[Anonymous No.52662661]

>>52662616
Fren it was free, i am peak Jew

[Anonymous No.52662687]

>>52662661
Congrats anon, now I feel stupid for buying a low mileage fit.

[Anonymous No.52662722]

>>52660972
better to get Ferrari that will hold it's value

[Anonymous No.52663230]

>>52662648
I know anon. Its because they bought the cars on finance at extremely low rates. You don't tend to be able to finance the older cars at similar rates because the 'banks' think these cars are riskier than the newer ones, it's actually the other way round. So now the ecelebs are panic selling

[Anonymous No.52663899]

>>52661730
What. You need 1 million to have passive income to support your basic cost living.

1 million invested in index funds = you can only get 3% liquidated a year in order to not decrease your million

25% of 2 million is not enough

[Anonymous No.52663944]

>>52662624
but if you drive it around the price decreases

how did you afford the lambo?

[Anonymous No.52663954]

>>52662624
I really regret not buying a supercar last year.

[Anonymous No.52664065]

>>52663944
From chainlink and shorting airlines pre covid. I bought a relatively HM one so I wouldn't mind driving it occasionally. It's not a Daily Driver by any stretch of the imagination

Annoyingly earlier this year I had a seizure and I can't drive it now for 2 and a half years cos I have brain cancer and they take your licence away for that long

[Anonymous No.52664140]

>>52664065
Good luck with your health marine. Hope you make it, health wise.

[Anonymous No.52664143]

>>52664065
And the brain cancer ISN'T from the vax kek, he said it's been growing 7 years

>untested
>unmasked
>unvaxed
>unbothered

[Anonymous No.52664320]

>>52664140
Thanks anon. You too. You can always make extra money, you can't get your health back

[Anonymous No.52664876]

>>52660964
It will get you a new Audi RS6 no problem, just not a Gallardo

[Anonymous No.52665026]

>>52662447
what car would you get now?

[Anonymous No.52665057]

Lol at poorcels saying 1 mil or 2 mil. That’s like middle class retirement money from a life of saving for a nurse or teacher. Your dream car at that point is a Mercedes, Audi, Lexus, etc


As others have said, if you have that worth and buy a lambo you absolutely can’t afford it. Just because you can buy something doesn’t mean you can afford to.

Anyways, take the bikepill , and laugh at those dad bod losers stuck in traffic while you are fit and commute around. Stealth wealth.

[Anonymous No.52665080]

>>52665057
yeah , and risk getting paralyzed from a single mom driving to get tyrone kids at the kindergarden

[Anonymous No.52665081]

>>52662232
Humble wealth is the white man's way. Flashy cars and clothes are for pajeets, chinks, and foreskin munchers

[Anonymous No.52665095]

>>52660934
never because i dont have the priorities of a horses ass

[Anonymous No.52665104]

>>52660955
I wouldnt even buy a car at 1mil.

[Anonymous No.52665780]

>>52660934
At least 100x whatever it's worth.

[Anonymous No.52665823]

>>52662467
200k is literally nothing. But more than most poors

[Anonymous No.52665830]

>>52664876
audi A7 beats the A6 in ever category. A6 is for females and fags

[Anonymous No.52666306]

>>52665823

Depends on age. If you’re 20s that’s exceptional. If you’re early 30s that’s very good. Both scenarios youre on pace for millionaire by 40ish which would put you probably above 95% of the population, and in a pretty financial free situation

Could you retire? No. But you’re still relatively young and compound interest will start to outpace income. Fantastic spot to be in

[Anonymous No.52666317]

>>52660934

Probably around $40 million.

[Anonymous No.52666454]

>>52660934
At least $10 million otherwise you're an idiot.

[Anonymous No.52666474]

>>52665823
>200k is literally nothing.
I don't see you giving away $200k so it's not "literally nothing".

[Anonymous No.52666615]

>>52666454

Even then, it's a stretch purchase. 10 mil is $300,000 - 400,000k a year in safe post-inflation returns, so the Lamborghini is half of your budget for that year.

Honestly, you can probably pull it off at 5 mil net worth, but it will look like pathetic flexing.

[Anonymous No.52666660]

>>52666615

Logic: At 10mil, you are probably living in a nice 3-car garage house and you aren't risking your financial future with a 250k purchase.

At 5 mil, you are retiring in a middle class neighborhood and will look like an idiot with the lambo.

P.S. the meta is Porsche atm, for looking rich and not tacky. R8 like dude mentioned above. Maybe an m5 cs.

t. I drive a $3000 Civic

[Anonymous No.52666696]

>>52666615
>>52666660

>>52666666, btc to 180k 2024

[Anonymous No.52666774]

>>52660939
>wrx is cool
shit little car that sounds like a leaf blower, designed for retarded stoner teenagers

[Anonymous No.52666801]

>>52666317
That's yacht money

[Anonymous No.52666838]

>>52666801

Well, I'm assuming OP wants a $500k Lamborghini, not a basic bitch $200k Lamborghini.

You gotta remember, we aren't talking $40 million in cash, we are talking net worth. Then we gotta see OP's income too. If he lives in a $2 million house, he has a $500k Lamborghini, you gotta remember how insane the insurance and maintenance will be for just those two things.

[Anonymous No.52666890]

>>52660964
they do that so the really rich can set themselves apart from normal rich. hating on poors gets even worse between the rich and they're all babies trying to outseethe the others.

[Anonymous No.52667146]

>>52660934
once the leasing costs (yes, not buying but leasing) are less than 10% of your monthly divident earnings. With a broad divi ETF you get 6000k monthly when you invest 2 million. Is that enough for the 10% rule? Prolly not. Double that (4 million invested)? Maybe. Depends on the lambo I guess kek.

This is how I approach getting a car btw. Not a lambo because I prolly will never afford it but maybe a nice modest car. I have six figures in crypto and still take the bus, train and bike.

[Anonymous No.52667279]

>>52660934
i would never buy that piece of shit. i would want to get a Shelby GT at most.

[Anonymous No.52667312]

Get out of my way, niggers

[Anonymous No.52667406]

>>52663954
you and me both kek, could have bough a RR Ghost and a Porsche 911s and still have more money than I do now. I'm at -78 currently.

[Anonymous No.52667449]

>>52667312
>american cars

[Anonymous No.52667563]

>>52660934
$10,000,000 and you really need to like cars. You need to consider the downside of broadcasting your wealth at all times to every single person around you though. People can be absolute conniving niggers the likes of which are beyond your comprehension until you have money and experience it.

[Anonymous No.52667593]

>>52667563
Can you give me a conniving nigger example just curious

[Anonymous No.52667742]

>>52660934
I would never buy one regardless of my net worth. I don't want to broadcast my wealth to everyone I meet in public. My dream car is a Ford F250 and if I have a $10m+ net worth I'll hire someone else to drive it.

[Sage No.52667764]

>>52667593
I can. I was around $5MM ath last year, friends found out. It becomes who you are when they find out. No more just hanging as friends. All they think about is how to be a "part" of your wealth. Constantly coming up with "business" ideas and asking you for money for those ideas. Asking why you aren't buying every expensive car/house all the time. It sucks. Don't let anybody know you made it if you do. If you have to have an expensive toy or house just act like you went overboard and really wanted it and you are in huge debt and can barely make the payments etc... Also, just try to find new friends who aren't shit... Good luck.

[Anonymous No.52667855]

>>52660934
1%

[Anonymous No.52667916]

>>52660934
I'd rather drive a toyota, or this >>52662094

[Anonymous No.52667968]

>>52667916
or rice the fuck out of the new corvette with a japanese body kit

[Anonymous No.52668061]

>>52666838
For that price I would rather buy a Rolls Royce phantom. That car look sick.

[Anonymous No.52668102]

>>52662196
>You need to be making $500k/year consistently or about $10mil net worth for it to really not be a stupid idea,
Yes. That said I have seen many people who more or less lucked into money in their 20s and early 30s buy them with net worths of $4-7 million.
Usually, they will keep them a couple of years and then replace them with a more reasonable car (e.g. Porsche, Audi etc.)

From a pure transport utility standpoint it's obviously retarded. But they use the car as a social tool, it can improve their social value, get them questionable pussy and fun.
Obviously you don't do this the next 30 years. But 3 or 4 years? Have a bit fun in your yoúth? Why not?

[Anonymous No.52668117]

>>52668061

Rolls Royce makes sense if you are making 100 mil a year. Otherwise it just projects a bs image.

[Anonymous No.52668122]

>>52667563
>You need to consider the downside of broadcasting your wealth at all times to every single person around you though.
That's one of the main utilities of these cars.
Most old money prefers to be more stealthy.

[Anonymous No.52668151]

I'd pick up a Miura or 400GT if I had $50mil. Might consider some of the other oddball models from the 60s/70s if one popped up for the right price. Nu-"Lamborghinis" aka VWs with bodykits I would not buy with or for any amount of money because they are trash.

[Anonymous No.52668495]

>>52660964
It costs like 6 thousand dollars just to change the oil anon.

[Anonymous No.52668769]

>>52660934
Consider it at nine figs and then realize what a stupid purchase it is.