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/biz/ - Business & Finance


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52614839 No.52614839 [Reply] [Original]

>> No.52614862

>>52614839
>one day i read the bible and one thing led to another and now all my debt is gone and i have a fuckton of money

>> No.52614937
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52614937

>>52614839
>Bugs and sõy, sõy and bugs

>> No.52614943

>>52614839
>hayyyyyyyyyy daveeeeeeeeeeeeee, how ya doin
>so me and my hubby man $40.25 a year and we took a $3,000,000,000 loan that we owe $506,000,000,000,000 on due to the 200,500,000,000,000% interest we have on it for a used potato chip, can we afford it?

>> No.52615110

>>52614839
There is no protein in rice and beans

>> No.52615115

add some olives, tomato, mayo and hot sauce and youre good

>> No.52615131

>>52615110
beans are 50% protons you goofball

>> No.52615133

>>52614943
the answer is better than I deserve

>> No.52615174
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52615174

>>52615133
>so yer sayin we can afford with with reeeefinance?

>> No.52615199
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52615199

>>52615131
explain

>> No.52615295
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52615295

Listen you dingdongs the asset class that I'm into for millions is NOT going to go down in price ok? Get that through your thick heads!

>> No.52617206
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52617206

>>52614839
I ate rice two meals in a row and it gave me stomach problems

>> No.52617226

>>52614839
if you eat rice and beans you are 100% black

>> No.52617259

>>52614839
Just a reminder that he got his real estate empire started because he was able to secure special loans that most wouldnt because both of his parents were very high up in the banking industry.....but yea let him keep telling you to work 3 jobs and never buy a god damn thing just generate currency like good cattle

>> No.52618013

>>52617259

his takes are classic "keep the masses in line" type rhetoric as well,
"stop working remote, you'll miss out on the cuuuultuuure"
"we don't do ANY remote work here at ramsey"
"get out there and be a rockstar and you'll make more money"
"even if you pay your credit card off every month, you're stupid, because having a credit card means you're going to spend more than you would have otherwise"
"ALSO no one wants to WORK in this country, why is employment so LOWWW"
despite these myopic takes that blatantly favor his own interests his advice is still useful to the financially illiterate because most of them really just shouldn't have a credit card, and should just be told to pay off their debt because it's costing them 20%+ and getting them nowhere

>> No.52618285

>>52617259
Don't hate the playa, hate the game.
but for fun just imagine beans and rice for 7-10
years and having a house paid off by the time your 34-36. BitCORN will be at what price by then hahahaha XRP, DoggyCorn hahahaha

>>52618013
what are his "interests" that are Blatantly being
favored by his advice ?
Does he own been & rice farms ?
How does he benefit by someone paying
off their mortgage and being debt free ?

>> No.52618318

>>52617226
I'm white and I eat rice and bean everyday (among with other things). Nothing wrong with that.

>> No.52618335

He's not wrong. Food can easily become $250+ a week if you're not mindful.
Thats 13k a year that you could be saving.
13k invested yearly after just 5 years in more than 100k. That's a house deposit.

>> No.52618359
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52618359

>>52618335

Yes and no. It's always a good idea to be mindful of your spending but Dave never really talks about the elephant in the room.

No amount of delivering pizzas or eating rice and beans is going to make a house that is 10X your year salary affordable.

>> No.52618383

>>52618335
>Food can easily become $250+ a week if you're not mindful.
Sure maybe if you're buying food for yourself, your wife, and 4 teenage boys, each in a school sports team.
If you live by yourself you got to be retarded to spend that much. Need to eat out twice everyday or have a 100% steak diet.

>> No.52618398

>>52618013
>>"stop working remote, you'll miss out on the cuuuultuuure"

That's the whole reason I want to work remote. I want to miss out on the USA culture.

>> No.52618399

>>52618383
I eat only steak and the finest chesses I spend 70 or more dollars per day. Imagine eating goyslop to save money while destroying your health with carbohydrate peasant foods

>> No.52618427
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52618427

pimento sandwich

>> No.52618447

>>52618285

>what are his interests that are favored by his advice
he's a business owner and much of the advice he gives people in the career and employee etiquette show that bias, as my examples show.

He wants employees who will dedicate themselves to work and (no matter WHAT level employee they are) that will try to make a difference for the business. For most people who work for corporations where this effort will never be rewarded, this is bad advice. It is understandable, as Dave has been a business owner far longer than he h as been an employee, and I doubt he has spent much time working a dead end job where effort is not worth the time.

>> No.52618458

>>52618359

2008 and 2021 are outliers, not the norm.

>> No.52618469

>>52618399
Post the contents of your fridge or you're full of shit.

>> No.52619030
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52619030

>>52618335
>Food can easily become $250+ a week
I spend that in 2 days niqqa

>> No.52619089

>>52619030
ngmi

>> No.52619272

>>52618469
Carnivore diet lad. Not everyone is poor.

>> No.52619280

>>52614839
Its honestly good advice.

>> No.52619541

>>52619272
Yeah okay, and I'm 6 foot 5 with a net worth of 20 million, also I fuck 20 supermodels every week. I don't have to prove shit you just have to take my word for it.

>> No.52620236

>>52615295
You can't live in a Bitcoin!!! Housing prices will never go down (because we won't let you build starter homes anymore)! Eat rice and beans and save up in a bank account for a down payment. You're gonna have to cut up those credit cards and use only a debit card that can (so you have zero fraud protection)!

>> No.52620243

>>52614839
>they're a bunch of woosies
based rice and beans gang

>> No.52620250

>>52614839
BY NIGHTFALL DUDE

>> No.52620267

>>52618335
> 13k invested yearly after just 5 years in more than 100k.

In 5 years it could also be 0 dumb fuck nigger

>> No.52620324

>>52620236
>You're gonna have to cut up those credit cards and use only a debit card
Credit history though. Gotta make at least token purchases with a credit card.

>> No.52620420

>>52620324

He advocates not using a credit card ever. He advocates paying cash for everything. He is probably right.

You don't even need credit history to rent an apartment. Cash is king and lots of ir will get you an apartment. Just offer 1 year rent up front.

>> No.52620453

>>52615295
Man nothing gets me fucking hard like angry boomer copium.

>> No.52621446

>>52619030
fatass

>verification not required

>> No.52622475

>>52619272
>Carnivore diet lad.
shut up faggot

>> No.52622498

>>52615199
electrons are not small balls
they are more like clouds / mist that surrounds the core

>> No.52622500

fiatcucks will eat bugs, crypto nerds will eat rice, silverbacks and goldbugs will eat meat

>> No.52622968

>>52618399
>im on a wagyu only diet
how rich are you

>> No.52622982

>>52620420
>You don't even need credit history to rent an apartment. Cash is king and lots of ir will get you an apartment. Just offer 1 year rent up front.
hello NEET

>> No.52622996

>>52618335
>13k invested yearly after just 5 years in more than 100k. That's a house deposit.
that would require 25% rate of return. this place really is overrun with 85 IQ mixed race teenagers being raised by single mothers.

>> No.52623778

>>52619272
enjoy your cancer retard

>> No.52623897

>>52618335
Suck my big fat white cock. Show me a 13k into 100k within 5 years. Delusional idiot.