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/biz/ - Business & Finance

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Credit score Anonymous Tue Nov 22 15:11:03 2022 No.52567229 [Reply] [Original]

>try to buy a car
>see this
I haven’t been a good goy, how can I get my credit score up? I haven’t paid my credit cards for months I’ve been just buying crypto

>>	Anonymous Tue Nov 22 15:12:23 2022 No.52567242 >>52567229 try paying your credit cards ^_^

>>	Anonymous Tue Nov 22 15:12:45 2022 No.52567247 File: 99 KB, 500x399, butthead punch.gif [View same] [iqdb] [saucenao] [google] Your credit score must be actual shit, those are the scams they sell to black felons. >WOWEE ZOWIE ONLY 28% INTEREST

>>	Anonymous Tue Nov 22 15:13:20 2022 No.52567251 >>52567229 im pretty sure a nigger with a 400 credit score would get better than 27.9% with $15k down. is your score literally 0?

>>	Anonymous Tue Nov 22 15:14:24 2022 No.52567264 Holy fucking shit, I'm glad I'm not living in the United States of Israel

>>	Anonymous Tue Nov 22 15:15:01 2022 No.52567269 >>52567251 601 I don’t understand why, PayPal and Bank of America are straight up denying me loans

>>	Anonymous Tue Nov 22 15:15:36 2022 No.52567279 >>52567229 You can't afford a car if that's the rate you get.

>>	Anonymous Tue Nov 22 15:16:02 2022 No.52567290 Lol what was the total? 27% holy shit, i pay 3%

>>	Anonymous Tue Nov 22 15:18:25 2022 No.52567320 >>52567229 I'm about to stop paying mine. Have they been bothering you much? What are you penalties looking like That interest rate is terrible I hope you aren't going to pay it either

>>	Anonymous Tue Nov 22 15:20:18 2022 No.52567338 >>52567320 They have been calling me 3+ a day to pay it. I owe about 20k that I put all in crypto. I didn’t know it was this bad until today

>>	Anonymous Tue Nov 22 15:23:15 2022 No.52567374 >>52567338 If you have some cash you can likely settle with them for 30 or 40% of what you owe

>>	Anonymous Tue Nov 22 15:24:39 2022 No.52567391 >>52567229 >I haven't paid my credit cards for months >wtf my credit score sucks isn't that a Facebook screenshot anyways, bad thread, sage

>>	Anonymous Tue Nov 22 15:25:15 2022 No.52567407 >>52567391 It’s not a Facebook screenshot you fucking nigger

Anonymous Tue Nov 22 15:26:19 2022 No.52567426

>>52567407
u mad?
pay your fucking credit debnts retard you clearly don't have any business buying a car, I'm surprised anybody would even give your stupid fucking ass a loan. Pay debts, get a new card every 3-4 months, wait a few years, congrats your credit is now stellar

>>	alola Tue Nov 22 15:28:37 2022 No.52567469 Play in only the trusted casinos! Like Bspin. >Casino with Bitcoin main currency >Coming giveaway with $15K Prize Pool >Up to 20% CashBack bonus and the greatest benefits.

>>	Anonymous Tue Nov 22 15:28:39 2022 No.52567471 >>52567426 >just be a goy! This had no impact on my life until I decided to buy a car

>>	Sage Tue Nov 22 15:29:21 2022 No.52567483 >>52567471 wow it's almost like your actions have consequences. Enjoy taking the bus then, nigger

>>	Anonymous Tue Nov 22 15:30:22 2022 No.52567494 >>52567471 >I HAVE TO BE AN EPIC DEBTMAXXER JUST LIKE SAM HYDE DUDE LMAO xDDD "MY LEG, THESE PILLS BRO" >WHAT DO YOU MEAN YOU WON'T GIVE ME MORE MONEY?

>>	Anonymous Tue Nov 22 15:30:32 2022 No.52567495 >>52567338 How the fuck did you get 20k in cc debt?

>>	Anonymous Tue Nov 22 15:33:40 2022 No.52567533 >>52567483 >>52567494 Don’t be late in that payment goyim! >>52567495 I just didn’t pay bro, plus all the late fees

>>	Anonymous Tue Nov 22 15:34:37 2022 No.52567550 >>52567533 Why the fuck would you just not pay? How old are you? How did you not think this was a growing fire in the background?

Sage Tue Nov 22 15:35:02 2022 No.52567555

>>52567533
i have never paid interest on a credit card in my life kek. project /pol/tard cope all you want
>wtf why isn't the money you give me on this plastic card free reeeeeeee it's the kikes!
honestly this thread is clearly just made in bad faith the longer you go, I don't believe a lick of the drivel you're peddling

>>	Anonymous Tue Nov 22 15:35:47 2022 No.52567567 >>52567555 Fellow 800 pluser here

>>	Anonymous Tue Nov 22 15:36:05 2022 No.52567570 >>52567550 Because it didn’t affect me in any way, I wanted to upgrade my car and saw this kike shit. There’s absolutely no consequences to not paying unless you are not paying cash which I usually do

>>	Anonymous Tue Nov 22 15:37:32 2022 No.52567591 >>52567555 Why are you so upset? I’m just not going to pay, why does this upset you so much?

Anonymous Tue Nov 22 15:39:12 2022 No.52567608

>>52567471
Honestly anon if you can help it, especially if your job is remote, get an insurance quote (enter whatever car you do plan to buy) and see how much that will run you a month before assessing if this is worth it. Cars themselves are Jew scams between the upwards of $200 a month you could spend on required insurance that does NOTHING for you if you're responsible outside of an uninsured nigger crashing into you, the rates as you have seen (though holy shit I paid 3% before refinancing at 1.9% what the fuck happened to you), and the state of used car prices

Between your monthly payment, gas, and insurance you could quickly end up in a subscription that costs even more than Ubering around for everything. If you don't need to travel far for family and don't regularly take unscheduled drives like friends asking you to do shit, don't even bother. And pay your cards.

Sage Tue Nov 22 15:41:11 2022 No.52567645
File: 14 KB, 434x245, 3235326436346.jpg [View same] [iqdb] [saucenao] [google]

>>52567591
>make a retarded thread
>get called a retard
>accuse people of being upset
Whatever anon, enjoy taking the bus

>>52567567
Actually 770, but I think I'll hit 800 soonish since I have been slowly adding credit cards into my drawer without fees.

>>	Anonymous Tue Nov 22 15:42:11 2022 No.52567659 >>52567608 Or just buy a used car for 5k. Girls don't really care bro

Anonymous Tue Nov 22 15:42:35 2022 No.52567668

>>52567570
>Because it didn’t affect me in any way

Then why did you make this thread? It was clearly affecting you you just didn't need to deal with it at the time. That's like being diagnosed with lung cancer really early and saying it didn't affect you until you couldn't breathe anymore. Then you come here asking what do? You're an imbecile.

>>	Anonymous Tue Nov 22 15:43:15 2022 No.52567674 >>52567645 >>52567567 Why do you losers take pride in your credit score. This is the most sheeple thing you can do beta male You probably wore an I got vaxxed sticker too

>>	Anonymous Tue Nov 22 15:43:34 2022 No.52567684 >>52567668 Why are you fucking Jews defending the credit Jew so hard in this fucking thread? Your shit won’t go up from sucking goldbergs dick in this thread

>>	Anonymous Tue Nov 22 15:44:14 2022 No.52567693 >>52567674 Quiet plebe, men are talking.

>>	Anonymous Tue Nov 22 15:44:43 2022 No.52567703 poor american anons. +20% interests is basically forbidden in my country good luck guys

>>	Anonymous Tue Nov 22 15:44:52 2022 No.52567708 >>52567269 lmao how are you so stupid

>>	Sage Tue Nov 22 15:45:05 2022 No.52567713 File: 29 KB, 500x440, 61586022_2558367024176169_2526019989337538560_n.jpg [View same] [iqdb] [saucenao] [google] >>52567674 >>52567684 What's so complicated about it?

Anonymous Tue Nov 22 15:47:12 2022 No.52567750

The easiest way normies stay poor is by buying cars they can't afford. The yearly government-mandated insurance and registration will fuck you up not to mention the gas, maintenance, and purchase price. Oh, and of course death by Car Crash is Amerilards favorite pastime (1,000x more likely than death by gun). Do you fat pieces of lard really need the motor Jew? Just ducking bike, unironically. Or get a friend/ family member that has their own card.

>>	Anonymous Tue Nov 22 15:47:22 2022 No.52567752 >>52567708 I will be rich next bullrun while you’re paying off your credit cards

>>	Anonymous Tue Nov 22 15:49:16 2022 No.52567786 >>52567229 what the fuck? my honda civic is financed at 1.75% with 25% down. there's no way this is real

Anonymous Tue Nov 22 15:49:23 2022 No.52567788

>>52567684
He literally asked for advice on what to do after making an obviously retarded mistake that highschoolers know not to do. It's got nothing to do with 'defending the credit jew' and everything to do with him smoking cigarettes and then coming here to ask what he should do about his lung cancer.

>>	Anonymous Tue Nov 22 15:49:43 2022 No.52567793 >>52567693 I am going to be nice now

>>	Sage Tue Nov 22 15:50:23 2022 No.52567808 >>52567752 signal that the bottom isn't in yet right here

>>	Anonymous Tue Nov 22 15:51:07 2022 No.52567828 >>52567808 Le…bottom I just buy every week, price doesn’t matter

>>	Anonymous Tue Nov 22 15:51:46 2022 No.52567843 >>52567570 Just answer the calls once and tell them you want to pay but you're in a bad position. Do not make payments. Tell them you can pay X to make it go away. Offer like 20% and go from there. Get in writing before you give them any money

>>	Anonymous Tue Nov 22 15:53:49 2022 No.52567874 >>52567279 You can't afford the car if your can't pay cash.

>>	Anonymous Tue Nov 22 15:54:30 2022 No.52567888 >>52567229 Top kek >doesn’t pay back the credit lines already extended >why won’t banks give me more credit?! This board is hilarious

>>	Anonymous Tue Nov 22 15:58:50 2022 No.52567958 >>52567229 If that's what's offered, don't buy a car on a loan. Get something that will be able to hold you over and that you can buy outright. Then pay off your debts - shit will haunt you if you don't

>>	Anonymous Tue Nov 22 16:11:07 2022 No.52568158 >>52567229 Looks like someone's getting their kneecaps busted by Eddie the loansharks' goons.

>>	Anonymous Tue Nov 22 17:25:05 2022 No.52569319 >>52567229 Why are you asking personal finance 101 questions on this shithole full of retards instead of referring to the 80 billion articles on "How to improve a bad credit score"?

>>	Anonymous Tue Nov 22 17:29:56 2022 No.52569378 >>52569319 nvm, obviously OP is just trolling >>52567269 >>52567338 >>52567407 >>52567471 >>52567533 >>52567570 >>52567591 >>52567684 >>52567752 >>52567828

>>	Anonymous Tue Nov 22 18:02:24 2022 No.52569828 >be a bad goy >get a bad goy score Who could have predicted this?

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