/biz/ - Business & Finance

[Anonymous No.52503507]

Guys I think my job accidentally overpayed me a shit ton of money
>2 days ago get abruptly laid off from job
>be told I will be paid off remainder of contract + accrued PTO in one lump sum
>yesterday find out there's more mass layoffs
>based on the math I did I should be expecting about 12k give or take
>wake up today and see notification that I received a direct deposit
>almost fucking $30k
>Holy fucking shit
>think I'm just groggy and put the phone down and try to go back to sleep
>check again in an hour, it's still fucking there
>check the deposits, I notice 3 duplicate deposits of money
>check ADP and go to pay and tax section
>only find the singular entries that amount to the original 12k-ish I actually anticipated
>think someone screwed up and overpayed me a shit ton of money
>no longer work for them and i don't wanna give them back the money
Holy shit wtf do I do? Can they take me to court for it or something? What is the best way to secure this money and keep it from them, I am almost sure this was a mistake on their part but FUCK THEM.

[Anonymous No.52503519]

>>52503507
tape

[Anonymous No.52503523]

>>52503519
*rape

[Anonymous No.52503535]

>>52503507
withdraw it all and throw your phone into a river. youre retired now, you made it

[Anonymous No.52503542]

>>52503507
Tape then rape

[Anonymous No.52503544]

It's time for hookers and cocaine in Mexico, they can't do nothing

[Anonymous No.52503601]

pull out all of it in cash, unironically

[Anonymous No.52503636]

>>52503535
I'm more than sure that ain't gonna save me
>>52503544
>>52503601
Won't the bank deposit be proof and they can fuck me over later?

[Anonymous No.52503664]

>>52503636
>>52503636
If they ask for the money back, charge them a holding fee for having to store their money, plus stress and mental anguish for losing money you thought was yours

[Anonymous No.52503786]

Ironically, >>52503544
Unironically, if they ever catch this they will claw the money back.

[Anonymous No.52503815]

18k is not worth jail time.

[Anonymous No.52503843]

>>52503815
read the OP retard nigger, it's 30k not 18k

[Anonymous No.52503880]

>>52503843
18k is the extra money, 12k is what was actually mine

[Anonymous No.52503881]

>>52503507
dont touch the money for now and keep quiet, they might or might not find out.
in 2 years youre prolly safe.

[Anonymous No.52503905]

>>52503881
Should I just keep it in the bank? Was thinking of putting it in crypto (most likely BTC) and letting it grow.

[Anonymous No.52503931]

>>52503905
>Should I just keep it in the bank?
Yes, just act like you have no idea it should've been 12k instead of 30k, but don't spend that 18k for atleast a year.

[Anonymous No.52503946]

>>52503507
spend it all and if they came to you pretend you are a retard that math is racist and may be you thought 30k was the right amount

[Anonymous No.52503962]

>>52503843
Nice brain

[Anonymous No.52503972]

I'm sure you can get sued for it but take it all and buy 6 month treasuries for annualized 4% returns. You'll get $600 out of it before you have to pay it back.

[Anonymous No.52503975]

>>52503507
Even though they gave it to you, if you keep the money and you know its wrong then its fraud and you will be put in jail. If you think this is an error you should notify your company immediately.

[Anonymous No.52503985]

>>52503975
LMAO look at this REDD1TOR everyone.. HAHAHAHAHAHAH. sticking out like a sore thumb here!

[Anonymous No.52503991]

The key is pretending you thought it was a correct payout. Tell the court you thought it was higher than usual because you thought it counted as 2.5x for OT or something.

[Anonymous No.52503993]

>>52503815
>jail time
you must be American

[Anonymous No.52504051]

>>52503815
well, as >>52503664 states, charge them a 'maintenance' fee.
send them snail mail thanking them for their investment and you will be charging them 1% of the balance weekly. The money will be kept in a 'money market' fund to 'protect' the assets.

[Anonymous No.52504052]

Just pretend nothing happened bud. If they ask for it back then call a lawyer, this is Day 1 shit

[Anonymous No.52504080]

>>52503507
Same thing happened to my grandpa once and I'll tell you how he gat away with it.

> sold one property to a utility company
>oops they accidentally doubled original amount
>grandpa immediately buys another property and uses utility companies money as down payment
>puts new property in LLC
>utility company big mad wants extra money back
>grandpa says "ah dude that sucks nothing I can do"
>the end

[Anonymous No.52504104]

>>52503975
fuck you
>>52503972
there's gotta be something that'll give me better returns
>>52504052
Sounds reasonable but don't wanna pay kike lawyer if it won't end up with me keeping it

[Anonymous No.52504117]

>>52503985
Ok then. Don't listen to me and remember I said "I told ya so!" after you get put in jail. People go to jail all the time for this same thing. It's not your money. Unfortunately you have to give it back.

[Anonymous No.52504126]

>>52503905
go all in on LINK, SOL and FTT. One of them is bound to moon in the next 2 weeks

[Anonymous No.52504128]

>>52503507
the money doesnt belong to you
if it was a mistake, then you have to give it back
yes they will take you to court over it

[Anonymous No.52504258]

>>52503507
>get more money than expected
>huh? must be right
>go back to sleep
>no problem
where is your mental flexibility you retard? keep your mouth shut and wait some months, without spending it. since you talked here, the accountant anon probably knows what to look for now and your gig is up.

[Anonymous No.52504269]

>>52504104
Well obviously yes but then you risk losing the money you need to pay back. You could leverage trade it to $200m by the time you need to pay it back but not only will you not do that but you could also do that with the $12k that is rightly yours.

[Anonymous No.52504309]

>>52503636
Don't even think about spending or taking the money out. You can go to jail for that. just notify someone at the office and the bank and they will work it out

[Anonymous No.52504468]

>>52503507
This happened to me. Don’t bring it up. Move the money into another account so they can reverse it. If they ask for it back, which they probably won’t, just it’s gone.

[Anonymous No.52504543]

>>52503507
Tell them you used the money to get life-saving gender re-assignment surgery, and they will kill you if they demand it back

[Anonymous No.52504558]

>>52504309
He won’t go to jail. Pull out the extra and stay quiet. If you still worked there they’d probably ask for it back but won’t now that you’ve been let go. If they ask questions just say you didn’t notice.

[Anonymous No.52504699]

>>52504543
kek
>>52504558
I think I will just move the money somewhere and keep quiet for a year or 2.

About to apply for unemployment and keep raking in the cash.

[Anonymous No.52504721]

>>52504699
You're insane bro but you do you

[Anonymous No.52504870]

>>52503815
This but it's on them to resolve it. Leave it be. Or chuck it into your savings account if you have a decent interest rate. Just make sure you have overdraft protection set. Then pocket the interest. If they notice it they'll submit a request for the bank and they should move it themselves. Anon is right though don't go to jail over 18k you don't have the funds someone like SBF or Alex does to avoid being thrown in the slammer

[Anonymous No.52504924]

>>52504721
>>52504870
God damn it fuck kikes let me have this lucky break.

[Anonymous No.52505449]

>Zug id
Checks out

[Anonymous No.52505469]

>>52503507
they'll have the bank reverse the ACH transfers.

t. accountant

[Anonymous No.52505512]

>>52505469
What if he buys silver with it?

[Anonymous No.52505542]

>>52503507
You need to move all your money to a new checking account and close your current account, otherwise you are at risk of a chargeback.
Then just sit on it for a year or two. You can use it for nifty things like renting a new apartment or getting a car loan. Helps to show proof of funds

[Anonymous No.52505549]

>>52503507
They will sue you retard. You will end up losing money by the time you hire a lawyer. Just tell them they overpaid you and move on.

[Anonymous No.52505560]

>>52503507
Keeping it is unironically fraud - would highly recommend paying it back before they come after you for interest/court fees etc. 18k is not worth the stress desu

[Anonymous No.52505601]

>>52505469
then anon can re-reverse the ACH transfer and get his rightful $30k back

[Anonymous No.52505738]

>>52505560
>keeping it is fraud

Fuck that no it’s not. He can easily say he didn’t know how much he was supposed to be paid. It can only be called fraud if you intentionally move it and lie about not having it.

[Anonymous No.52505760]

>>52505560
Don't be hasty. Make them reverse the transaction before voluntarily giving it back. It could also be the right compensation, and OP left out some non-intuitive part of his payout calculation.

[Anonymous No.52505779]

>>52505738
He will be made to pay it back and have to pay the cost of a lawyer when they sue him. He will lose money in the end dumbass.

[Anonymous No.52505913]

>>52503507
>>52505469
also i'm pretty sure they're going to make this painful for you because they withheld taxes from the amount. they'll demand you repay them the gross (pre-tax amount) and then reflect it on your W-2.

e.g.

you were paid $40k gross. you see $30k post-tax in your account because they withheld $10k in taxes. they'll ask for $40k back. your W-2 will show an extra $10k of tax withholding, which you will get back in a tax refund.

[Anonymous No.52505918]

buy xrp and repay it back when it hits 10k

[Anonymous No.52505950]

>>52503507
It's an ACH. You can't do shit. They can take it back whenever they want and they will take it back when they notice. This isn't muh decentralized crypto.

[Anonymous No.52505960]

>>52505950
not if you pull it out before kek

[Anonymous No.52505976]

>>52505960
Enjoy being put on chexsystem's naughty list and never being able to open any type of account anywhere ever again.

[Anonymous No.52505984]

>>52503507
Withdraw all funds and close that bank account.

Open a new account at a different bank.

[Anonymous No.52505999]

Just hang onto it, these errors happen all the time and they usually get reversed within a few days.

[Anonymous No.52506045]

>>52505984

[Anonymous No.52506164]

>>52505601
>>52505950
Should I withdraw to a stablecoin or another bank? I use Chase, is there a bank you recommend or they're all Jewed?

[Anonymous No.52506195]

>>52503636
Yes. Unlike us peons, corporations can take back things like this no problem. If you pull the money out I assume your account will just go into the negative when they try to get their money back. You might even get charged for overdraft kek

[Anonymous No.52506197]

>>52503931
/thread

[Anonymous No.52506219]

all in on GME

[Anonymous No.52506241]

>>52506164
Don’t be fucking retarded anon. Just play dumb, leave in that account, and pray they never notice. Do not spend the money or try to move it in any way for a very long time.

[Anonymous No.52506262]

>>52503507

[Anonymous No.52506282]

>>52506262
Very nice, I appreciate this.

[Anonymous No.52506305]

>>52503507
Just sit on it and see if they ever try to collect. Don't spend the extra money because you will be liable if you do

[Anonymous No.52506338]

>>52503507
>$18k more than expected
Imo the best move is to not do anything. Just keep living life as normal - don't make any big purchases or anything that might make a judge think you know that this is an overpayment from the company to you. As this is a relatviely small amount of money it is likely the company will not figure it out.

[Anonymous No.52506353]

>>52503507
Don't move it but also don't spend it. After a full tax year goes by and they're on to new books nobody will ever look.

[Anonymous No.52506354]

>>52503507
moon that shit in pork bellies friggin yesterday

[Anonymous No.52506410]

>>52503881
This. Just play dumb for a couple of years. If you don't get a call by the end of January and your bank has direct access, buy 28-day bonds and that's it. Slow and steady is the key here..

[Anonymous No.52506418]

>>52506164
oh you're serious? i'm just joking around, pretty sure they will be able to legally claim it back, but there is a small chance they will overlook it maybe. so you need to have the cash if that happens

[Anonymous No.52506670]

>>52506418
Hence why I'm not saying I'll spend it. I'll keep it just incase I absolutely do have to send it back. Thinking of trying to make some interest off it while I can.

[Anonymous No.52506707]

>>52503664
Based. Give them back the equivalent of 5k *IF* that OP.

[Anonymous No.52506821]

>>52503507
Do you work for Twitter or Amazon?

[Anonymous No.52507178]

>>52503507
If you're going to alert them and give it back, make them give you corrected tax documents. if they just take the money back you're still getting taxed like you made that amount.

[Anonymous No.52507323]

>>52506821
Nope
>>52507178
>If you're going to alert them and give it back
Fuck no

[Anonymous No.52507410]

>>52507323
the person who fucked this up, also might not want to be fired for incompetence. so if this amount might slip under the radar with other varying payments bc layoffs, that dude might just also ignore it and pray for nobody noticing. he might mention it to you in a bar in a few years and you both have a good chuckle kek

[Anonymous No.52507466]

>>52503507
You could leave it there and do nothing don't notify them, return it, or spend or transfer it. Given the mass layoffs theres likely chaos there and a missing 18k is the least of their problems. They'll be unlikely to notice this mistake and may even go out of business without ever realizing their mistake. Hopefully you have interest earning in that account, so even if they do realize their mistake, you can profit from it.

[Anonymous No.52507470]

Take out from an ATM as much as possible. Say you have spent it on some stupid shit. Say sorry

[Anonymous No.52507510]

>>52503843

[Anonymous No.52507577]

>>52503843
Based cryptobro

[Anonymous No.52507760]

Update, just heard from another coworker who was also caught in the layoff that he got overpaid too, not as much as I was but still. If they're gonna claim it back, they definitely can't blame me.

[Anonymous No.52507849]

>>52507760
good, do this >>52507466 and hope for the best

[Anonymous No.52507904]

>>52507760
If that's the case, they will definitely try to rectify all overpayments. You'd be dumb as hell to spend any of that extra money, which includes moving it to a different account to hide it.

[Anonymous No.52507934]

>>52507904
I never said I'd spend it, and moving it to a different account doesn't mean it's spent. I'm safe as long as I have enough to pay it back if it comes down to it.

[Anonymous No.52507960]

>>52503931
this. it's especially important you DONT spend the 18k. because when they ask it back you'll have to give it back. plenty of persons received money by mistake and all of them had to turn it back eventually even if they already spent the money.

[Anonymous No.52508078]

>>52507934
Moving it to a different account implies you know it's not yours and will reflect extremely poorly to law enforcement. You have got to have a massive ego to think you're the only person this has ever happened to and will get away with it. Go ahead and ruin the next decade of your life over 18 grand though. Cheers.

[Anonymous No.52508089]

I'd at least keep some of it and gamble on how much they are willing to spend on legal actions to get their money back

[Anonymous No.52508113]

>>52508078
Why the fuck would I have to be involved with law enforcement if I never refused to pay it back you dumb fuck? I didn't commit a crime, THEY made a mistake, or their accountant committed a crime you idiot.

[Anonymous No.52508124]

Also keep in mind that they probably didn't pay the taxes for it. IRS might come to you instead.

[Anonymous No.52508132]

>>52508113
Moving it is technically stealing it. I didn't make the rules, but I'm not wrong about this. I can tell you have little life experience because you think this is actually a good idea. Lmfao.

[Anonymous No.52508154]

>>52503507
Don't do a thing about it. As far as the bank and the law is concerned, its an authorized transaction. That money is legally yours, payroll mistake or not.
They may try to intimidate you into sending it back. Do not comply. Do not back down.

[Anonymous No.52508170]

>>52508154
>Accounts Payable of Company reverses ACH transaction

Oh shit, what now?

[Anonymous No.52508172]

>>52508132
Ok, show me where this rule/law is.

[Anonymous No.52508194]

>>52503507
Just go back to work & be vigilante of your red stapler

[Anonymous No.52508201]

>>52508172
>What happens if your job accidentally overpaid you?
Under the Federal Labor Standards Act (FLSA) - the federal law governing wage and hour issues - employers can deduct the full amount of overpayments to employees, even if doing so would bring the employee's wages below minimum wage for the pay period.

Easiest google search ever. But sure, continue thinking you're the special snowflake who will outsmart the man this time.

[Anonymous No.52508260]

>>52503507
Depends who made the error, but if it's the bank/ADP that fucked up they can usually yoink back duplicate payments. And if the money isn't there it's basically treated as overdrafting.

Best you can do is farm interest until they notice, unfortunately.
Just don't say anything and if it's still there in a few months then you're probably safe to assume they'll never catch the error.

[Anonymous No.52508287]

>>52508201
That didn't prove shit about moving the money to another account you fucking cunt bagel. So far it stands that if they want it back, as long as I have the money I'm fine. Eat dick.

[Anonymous No.52508296]

call them and tell them they made a mistake. noses will rape you in court for less.

[Anonymous No.52508327]

>>52508287
Think your scenario out a bit. You're currently ahead 18k. You move that somewhere else so they can't take it back. They try to ding the account they deposited into for the extra amount. So they suck up the 12k you had in there and now you're overdraft by 6k. Sounds like a colossal headache to sort out to me, but like I said, go nuts. There's no consequences whatsoever here. It's funnier this way anyway.

[Anonymous No.52508387]

>>52508287
In fact, the more I think about this what is more likely to happen is they are going to reverse the ACH deposit for the full 30k then reimburse you for the correct amount at a future date. So if you pull out the 18k, they try to ding for the whole 30k, now you'd owe your bank 12k lmfao. Fool proof plan, bud!

[Anonymous No.52508389]

>move money to a different bank
>take out debt with new bank and put that money up as collateral
>new bank will lose out if they hand the money back to your previous employer and will cover your ass

[Anonymous No.52508418]

>>52508327
>>52508387
https://www.davidsonmorris.com/overpayment-of-wages/
"As such, having identified an overpayment post-termination, the employer will need to request repayment from the employee. This should be done informally at first, albeit in writing. In the event that the employee refuses to repay the sum owed, it is open to the employer to take legal action against them. This would involve issuing a civil claim for recovery of the overpayment as a debt."
This checks out with everything else I've searched. They can't just try to take it out, then sue me/jail me. They have to actually give me a chance to pay and even then it's likely I will be able to pay it back via a payment plan.

Fuck off kike. What you're saying would literally allow me to sue them if anything.

[Anonymous No.52508446]

>>52508287
Change your bank account to a new one. Transfer the money. Close the old account. Acquire a letter from a respected law firm, on letter-headed paper, outlining the reasons for your belief that that this is money to which you were entitled rather than an error. Encourage co-workers in similar situations to do the same via different law firms.

[Anonymous No.52508468]

>>52503507
Are you black?
If so immediately spend it all and then when they try to get it back, pretend like you don't understand why the money wasn't yours. When they take you to court just scream at the judge that they are racist and that was your money that you worked for. Case will be dropped.

[Anonymous No.52508471]

>>52508418
That statement says they can sue you for not paying them back. What on earth would you be suing them for? More money that's not yours? At any rate, any ACH transaction can be reversed within a certain time frame. They know the extra isn't yours, you know the extra isn't yours. Any attempt to circumvent that will be used against you in the future. You stupid fucking zoomer faggot child.

[Anonymous No.52508477]

Invest it. If you lose it then it's not like you've done worse than any other bank or exchange.

[Anonymous No.52508488]

>get sent money accidentally
>this makes you a criminal somehow
do americels really?

[Anonymous No.52508616]

>>52508471
Yes for not paying them back. I still haven't said I wouldn't pay them back if they ask for it. You continuously implied they will simply remove it from my bank account.
https://intuitcorp.quickbase.com/db/bgdjvzdjc
"Per NACHA rules and regulations, we are only allowed to process reversals on ACH transactions within 5 banking days of the check date. The check date is considered the first day of the 5 banking days." They can deduct it from future paychecks, if not they have to ask for it back and give me a chance to pay it. They can only take legal action IF I refuse to pay it within the given time frame. IF. You dumb fucking bloody dick sucking kike get fucking fucked.

[Anonymous No.52508627]

>>52508287
>cunt bagel
kek

[Anonymous No.52508647]

>>52508287
Why are you asking questions with obvious solutions while simultaneously acting like a smartass? Chill out. And good luck.

[Anonymous No.52508656]

>>52508616
oh and also
"California, on the other hand, aggressively protects workers in these situations. It is illegal for a California company to garnish your wages to recover overpayments. They are only permitted to if you sign a legally binding agreement that explicitly states the repayment terms."

It's a California company. Lmao. They'll have to play nice you fucking poodlecock. >>52508471
>>52508327
>>52508387

[Anonymous No.52508670]

>>52508616
Multiple people have told you what a poor idea moving the money is and why, but maybe this is just a lesson you'll have to learn the hard way. This is an incredible level of unnecessary self-ownage, btw. Like, actually impressive.

[Anonymous No.52508685]

Imagine trying to commit fraud over $18k.

[Anonymous No.52508694]

>>52508656
Garnishing your wages isn't reversing an ACH transaction. Two completely different things.

[Anonymous No.52508696]

>>52508670
You're just jealous it didn't happen to you. They HAVE to ask for it first, I've already proven this. You absolute homohebrew.

[Anonymous No.52508713]

>>52503507
Just leave it in your account for a while and ignore all attempts to contact you. Thats step 1. Step 2 depends heavily on how step 1 goes, so make another thread when they stop trying to contact you.

[Anonymous No.52508729]

>>52503507
They're bribing you to go quietly Anon. If you were expecting 12 and got 30, just pretend you didn't notice them pretending to make a mistake.

[Anonymous No.52508742]

>>52503975
Faggot

[Anonymous No.52508767]

>>52508696
Lol I've had it happen to me more than once. Once, they promptly took the full amount back and did another ACH deposit for the correct amount. Another time, at a different company, they adjusted my future paychecks to be lower over time to reimburse the extra they paid me. This is not going to end how you think it will.

[Anonymous No.52508809]

>>52508713
I'll make a new threads in a few weeks updating if they haven't asked for it back.
>>52508767
It will end by either me keeping it or them simply asking for it back and then I'll just promptly pay it back if it comes to it. You will sit there like a salty little cunt that nothing worse came of it. Dick monger.

[Anonymous No.52508826]

>>52508418
you're a fucking moron. they should've never let poor people on the internet.

[Anonymous No.52508842]

>>52508627
chill out, mexican. it wasn't even funny.

[Anonymous No.52508856]

>>52503905
>putting it in crypto (most likely BTC) and letting it grow.
>crypto
>grow
lmao

[Anonymous No.52508860]

>>52508809
Only way anything bad can happen is if you spend it or move it. That's all anyone who isn't trolling has tried to dissuade you from doing. You're in for a world of hurt if you move it and I'm right that they'll try to reverse the ACH first. Which they will, because that is the easiest plan of action for them at this point.

[Anonymous No.52508875]

>>52508809
How'd you even get hired at this company anyway? No wonder they're going out of business. All they hire is morons.

[Anonymous No.52508918]

>>52503636
dont mention it to anyone and hope they never notice it. if theres a problem say you dont check balance often and didnt notice the additional deposits, dont spend over the ~12k you should have received

[Anonymous No.52508960]

>>52508860
They have 4 business days after today to reverse the ACH if they're in a state that allows it. They literally cannot do that if 5 days pass. Even then it's a California company and see pic related, they literally fucking cant. You are literally proven wrong, you have been refuted with proof. Why are you so absolutely assmad and salty, you little peepee sucker?

[Anonymous No.52508997]

>>52508960
One little tidbit you're overlooking about this Califag thing: you're no longer employed there, so your protection spell just wore off.

[Anonymous No.52509002]

>>52508842
how the fuck? filename or english knowledge?

[Anonymous No.52509028]

>>52508960
Is there some way to have your bank account locked in a way so if they try to reverse it within these 4 days they won't be able to? They can get mad it but technically it won't be your fault, it was just an unfortunate concidence. Then they'll have to do a bunch of legal bullshit to try and get the money back and you can delay delay delay and "accidentally" mess up this and that paper form they were waiting for for a month and... oops, I guess this $18k isn't really worth all this time over one employee. They'll take the loss.

[Anonymous No.52509066]

>>52503507
Just dealt with an overpayment. Their accounting department will call you and say “whoops! We overpaid you! Could you send us the money back?” In which case you say “oh wow! I thought I might be owed something by y’all, my bad. I’ll send you a check.”

If you don’t hear anything then you’ll just be an accounting error lost to the ether. I personally wouldn’t say anything and stick it in a savings account or the like and wait 7 years until you start spending it in earnest.

If this was freelance work don’t forget to pay your taxes.

[Anonymous No.52509078]

>>52508960
>he thinks quora and jewgle are valid sources of information

read this, retard.

https://www.dir.ca.gov/dlse/opinions/1999-09-22-1.pdf

>You should be advised, however, that although under most circumstances an employer is not permitted to deduct an employee's debt from earned wages, the employer would be entitled to pursue a civil action to recover any unpaid debt from the employee. If the employer brings such an action and prevails, the employer may be entitled to recover the court costs incurred in pursuing the civil action against the employee.

[Anonymous No.52509097]

Hello sir, you have to return us ze shekels!

[Anonymous No.52509117]

>>52508997
They likely have fewer rights to recover ACH over non-employees

[Anonymous No.52509126]

>>52504258
This is the correct answer. Happened to me.

[Anonymous No.52509152]

>>52508997
Then they still have 4 business days to figure it out and attempt the reversal, and that's universal.
>>52509028
Probably to just flat out close it, some other anons have mentioned. But that may not be necessary, as they are more than likely going to just ask for it.
>>52509078
If they win the case, and if I NEVER REFUSE to pay it back, then they have no case.

[Anonymous No.52509252]

I would wait a whole year, not even moving it into my savings account lest they find out. After a year then you should be good

[Anonymous No.52509283]

>>52504051
Your Jew Jitsu is strong, anon.

[Anonymous No.52509378]

I say don't spend the money for a year or two. If nothing happens after that time then I'd say you're in the clear. But on the other side of things, if they never disclosed how much money you were supposed to get and only told you you were getting a lump sum of money, you could probably feign ignorance to how much money you were truly supposed to receive and thought the 30k was yours if it came down to it. Only thing is I don't know if you're willing to go through all that legal court system bs if you go down the 2nd path. Tbh just stick with the first option since there's much less stress. Lots of anons are fudding in this thread. You won't go to jail for fraud or anything for just leaving the money in your account and not touching it.

[Anonymous No.52509412]

>>52509002
yes, the filename lol. how's life treating you down there?

[Anonymous No.52509598]

Question: are you going to want to be able to use this company or any employees still at it as a reference for future employment?

[Anonymous No.52509633]

>>52504468
He should close the account as well and move to another bank. If he stays with the same bank they can put his account in the negative and send him to collection. They could theoretically do it as well even with the account closed but it seems less likely, especially just for 18k.

[Anonymous No.52509689]

>>52503507
Don't get in troube with the law. Give the extra money back and let the conflict resolve, also mae sure they don't try to sue you out of malice

[Anonymous No.52509736]

in the UK if someone pays you its your money regardless of mistake. unless its the government of course.

[Anonymous No.52509902]

>>52504128
Why not? Anyone put money in my bank account for any reason, it's already my money. No refunds
T. Daddy

[Anonymous No.52509907]

>>52509412
lmao nice catch. All good for now fren, but the president is becoming more and more retarded by the day. Scary to think we could become Venezuela someday if this shit goes on.

[Anonymous No.52509997]

>>52509907
>Scary to think we could become Venezuela someday if this shit goes on.
How is one different from the other?

[Anonymous No.52510224]

>>52509907
just don't let them take you down with them. flee north, if you need to.

[Anonymous No.52510623]

>>52503544
go now anon theres no time!

[Anonymous No.52510696]

>>52503507
This happened to me once in the UK. I continued to be paid by my former employer for four months after leaving. I called them after the second payment to report it and they did nothing. Eventually I got a letter from their legal team and paid it all back straight away. Two months later I had a debt collection agency try to recover the money I'd already paid, luckily I had evidence to prove I'd paid it all. Anyway my advice is to call them and pay them back as I'm sure that legally it's not your money.

Tl;dr keep the money aside in case they come after you.

[Anonymous No.52510733]

>>52503636
Take the judgment proof pill

https://en.wikipedia.org/wiki/Judgment_proof

[Anonymous No.52510756]

>>52510696
>Tl;dr keep the money aside in case they come after you.
Nope. That only makes them want to collect it. If you don't have a balance and tell them they'll need to sue you, they can't win anything. Once they realize this they'll settle for a cent on the dollar just to get something back. The fuckup is on them.

[Anonymous No.52510811]

>>52510756
>they'll need to sue you
imagine wanting to waste money to hire a lawyer

[Anonymous No.52511718]

>>52510811
>he doesn't regularly visit the synagogue to build connections for these occasions
ngmi

[Anonymous No.52511803]

>>52503815
>18k is not worth jail time.
Ive seen dudes in Canada fist fight over 12 packs of beer.
No joke.

[Anonymous No.52511957]

>>52504699
18k is definitely enough for a night in jail. They cant hold you on this just tell them you're not going to pay them is all.

[Anonymous No.52512012]

>>52503507

You probably will have to give it back.

You might have a case if they actually quoted you the wrong amount or had you sign a document with that amount.

They also might never realize - but I would be careful. My wife's company just went after a guy who had received several months of double pay (deposits to two accounts) and it was like 6 months after the last deposit.

If they do ask for it back, I'd just do it and move on.

[Anonymous No.52512027]

>>52503507
This happened to me, not exactly but I returned the money and now have been promoted several times. If they had fired me beforehand I would have kept it for one reason:
It was direct deposit. You didn’t cash a check. Plausible deniability. If they ask for it back later I’d seek legal counsel before returning it- maybe there is a statue of limitations?

[Anonymous No.52512103]

>>52510224
>>52509997
Venezuela is on another level of collapse, hyperinflated currency and insane braind drain, we still have a funtioning third world country for now. I'm also in a pretty nice place so I really don't suffer the usual third world shit.

Doing my best to make it and bail before all goes down in flames. Expecting to profit on clown market while I still can.

Would prefer to enjoy my riches here actually if it's possible as it's pretty comfy if you have enough money. It all depends on what happens.

[Anonymous No.52512235]

>>52503507
well you could buy some privacycoin and flee the country with paperwallet only.
when you are in poor country start trading them back to fiat, but its hard to do with out kyc and its hard to own anything when you dont have papers.
with 120k you could live lifetime in some shithole country while learning language and tryng to do some easy crypto jobs.
you could for the time being use btc or bch to buy shit

[Anonymous No.52512277]

>>52506195

kinda this anon, it might depend on the bank but this have happen to me

[Anonymous No.52512646]

>>52512012
Yea I wont spend any of it for at LEAST a year. If it takes that long for them to ask for it they'll have to let me pay it back within a certain time frame/payment plan, in which case then i basically got an interest free loan. Also the actual amount owed to me was in fact $14.5k. I signed the severance agreement today (digital). So that confirms it was indeed a mistake, it's now a matter of whether they'll find out or not.
>>52512277
They have 4 business days at best to be able to reverse the ACH and withdraw it. I wont touch it for a week, by then if they want it back they will need to ask me for it and then I can pay it back under some sort of agreement. This would keep me safe from any overdraft fuckery.

[Anonymous No.52512664]

>>52512103
all the best to you, culo.

[Anonymous No.52512687]

>>52512646
>t.moron

[Anonymous No.52512823]

>>52503507
They can sue you to claim it back. If you really want the money, then a. move to another country or b. convert it to monero, claim you're a gambling addict who lost it all at the casino and declare bankruptcy

[Anonymous No.52512848]

>>52512823
I would've gone with option B if it was more than 18k.

[Anonymous No.52513018]

>>52512664
likewise

[Anonymous No.52513060]

>>52503507
Fuck em. Just stay quiet and after some period of time nothing has happened then it’s yours. We all know if the roles were reversed the bank and the corporation wouldn’t give a single fuck. Yet here we all know if the company found out they could have the money back the same day they raise it with your bank.

[Anonymous No.52513163]

>>52503507

[Anonymous No.52513396]

>>52504080
the classic "aw jeez dude" method

[Anonymous No.52514315]

>>52503507
Buy arbidoge it will cause a minipump which causes people to fomo in then you can sell and take your gains to swing doge since it has daily +/- 5% swings and keep doing that until they realized their fuck up but you should be up 5 figures by then

[Anonymous No.52514472]

>>52503507

I realize I'm late to the party but here is how these things go:

> get paid a little bit more than you should
Act like you didn't notice, spend the money and go on with your life. Worst case scenario you have to give the extra money back

> get paid a lot more than you should
unfortunately if you don't tell anyone and you just keep the money and spend it, you could end up with a light criminal charge or a court case. Sucks but you need to tell them about the mistake

[Anonymous No.52515194]

>>52503507
me? I would pull it all out in cash. If it is a mistake then MAKE THEM FUCKING WORK TO GET IT.
Park the 18K in a high yield online bank account.
then re-do your math to show why you get $30K and make the niggers PROVE TO YOU they overpaid you.

[Anonymous No.52515267]

>>52514472
No. You buy lotto puts and try to double it before they find out. If you lose all the money, fuck it. Not my problem. Im retarded and you gave me money.

[Anonymous No.52516114]

>>52503931
This is the correct answer. Don't start leveraging borrowed money to buy crypto like degenates from FTX.

[Anonymous No.52516444]

Did they tell you numbers prior to you leaving or did you do the math yourself. If they gave no indication of what you were going to get paid just sit on it and see what happens. You're not HR, accounting or anyone that should be concerned with sizes of payout. You got paid and you were expecting to be paid and they did the math.