/biz/ - Business & Finance

[Anonymous No.52484256]

Bongs, they’re changing the capital gains allowance. Fuck this place.

[Anonymous No.52484268]

it won't move from 3k for the next 10 years after Starmer gets in

[Anonymous No.52484273]

Fuck the simp UK

[Anonymous No.52484277]

>>52484256
Benchods I group their mother

[Anonymous No.52484282]

>>52484268
>literally being introduced by the tories
>MUH STARMER
fucking retard

[Anonymous No.52484304]

>>52484256
>British bankers
I’ve seen Harry Potter before
I know you bongs have tons of gold

[Anonymous No.52484307]

just dont pay. we did it here in america and your faggot crown fucked off. nothings making you pay their illegal taxes

[Anonymous No.52484320]

>>52484282
conservatives will only be in until the next election mouthbreather, if you think any incumbent government survives the global economic context you're utterly deluded

[Anonymous No.52484325]

With 10% compound inflation that will probably go up that means you really only have 2500 in todays money tax free allowance.

[Anonymous No.52484368]

Reminder you re-wrote history so that the US didn't defect over tax disputes, but rather you didn't want to deal with us anymore. You deserve it.

[Anonymous No.52484384]

>>52484256
>Paying taxes

[Anonymous No.52484437]

>>52484256
Cunts. At least most of my shit is in an ISA.

[Anonymous No.52484451]

When will the fucking wage grow?
Fuck bongs

[Anonymous No.52485129]

>>52484307
KEK imagine not realizing what the IRS was set up for. You think you're taxes pay for roads?
Look up the Grace commission.

[Anonymous No.52485193]

>>52484256
But they didn't change the percentage?! I'll take that desu. Had heard rumours that they were going to hike it up to 40-45% to match income tax.

[Anonymous No.52485219]

Can i take a holiday to somewhere with no capital gains tax and cash out?

[Anonymous No.52485241]

>pensions and benefits will continue to rise with inflation
LOL there will be no middle or working class by the time the tories are done

[Anonymous No.52485253]

>>52484256
use an ISA bro

[Anonymous No.52485262]

>>52484256
I dont pay tax on my crypto anyway, gonna make enough to move out of this shithole

[Anonymous No.52485263]

>>52484368
this never happened
everyone here knows you revolted over (justified) taxes

[Anonymous No.52485268]

>to make the tax system fairer, we'll reduce the one measure that benefits the proles more than the rich
wtf is wrong with bongoids

[Anonymous No.52485269]

>>52485219
NO, you have to be gone for 5 years. Otherwise they can tax you....but doesn't mean they will
Also you have to live outside the country for 6 months to change your tax staus.
I'm 7 months into this so far Ask away

[Anonymous No.52485270]

>>52485219
Yes, if you want to be in jail. Otherwise read OECD documents.

[Anonymous No.52485273]

Wow, three whole thousands pounds, don't get too rich now bongs lmao

[Anonymous No.52485358]

>>52484256
UK is a shithole, it's gone downhill and is still getting worse. I honestly have no hope or future in this country.

[Anonymous No.52485440]

Don't worry, where the UK economy is going you won't ever have to worry about gains.

>>52485268
How exactly does capital gains make anything fairer, the 'proles' in this country don't even have savings.

[Anonymous No.52485567]

>>52485440
high income jobs are gate-kept by the wealthy/connected, anyone can make money spinning slots on stocks/crypto

[Anonymous No.52485681]

>>52484256

fucking what?!
HOW THE FUCK DOES MAKE ANY SENSE?!

Governments raise tax to either: make money or change behaviour.

Since we know this wont really raise that much money or make things "fair" the question becomes:
Why would they want to de-incentivise people from investing or taking out their investment gains ?

[Anonymous No.52485701]

>>52485681

It makes them seem like they're doing something, the UK is a crab bucket and taking money from people earning 3k more than them will bring people joy

[Anonymous No.52485725]

>>52484256
Not in scotland.

[Anonymous No.52485741]

>>52484368
US pays more taxes than they revolted against. Joke is on the people

[Anonymous No.52485763]

>>52485681
You have no clue what they did in Germany.

You have to pay taxes on losses if you pass 20k.

So if you win 100k and lose 100k, 80k will be taxed. (This rule applies to options and CFD).

We don't even have tax allowance for capital gains. Or.. ok, we have but 801 Euro for 1 person. Not several thousands.

[Anonymous No.52485778]

>>52484256
3k?! that wont even pay for my electricity

[Anonymous No.52485781]

>>52484256
When are you idiots going to walk up to the Royal Palace and start slaughtering these German foreigners and Rothschild simping fags?

[Anonymous No.52485803]

>>52485763
>So if you win 100k and lose 100k, 80k will be taxed. (This rule applies to options and CFD).

HOW does that make ANY sense. What is the fucking reasoning behind that ?

[Anonymous No.52485818]

12k->3k

God damn that’s fucked. Britbongs remain the most cucked race in the world

[Anonymous No.52485831]

Play in only the trusted casinos! Like Bspin.

>Casino with BTC main currency.
>Coming giveaway with $15K Prize Pool.
>Up to 20% CashBack bonus and TOP benefits.

[Anonymous No.52485834]

Just when I think I'm getting somewhere they drag me back

Do I really need to leave the country for 5 years to avoid this shit?

I don't want to have to sell my btc at these lows to transfer to an ISA

[Anonymous No.52485840]

Better then germany
>1k tax free but crypto trades are taxed as income

[Anonymous No.52485841]

>>52485763
I take back what I said. Britbongs might be the second most cucked race

[Anonymous No.52485846]

>>52484256
Holy fuck, how can they even use the word "generosity" when talking about taxation. Stealing slightly less isn't the same as being generous. Furthermore, stealing more isn't a reduction in generosity. It is an increase in theft.

Also, how does reducing the minimum taxable amount make anything more fair? I'm sure they sold this to the public as something to stick it to the rich, but it will have a much more noticeable impact on the relatively poor, who will have to pay much more capital gains tax relative to what they did before, while the rich will see roughly no change.

[Anonymous No.52485861]

>>52485681
The tax free ISA allowance is still £20k, which is higher than most places. Working class bongs don't have more than 20k to invest in a year

[Anonymous No.52485865]

im suicidal

[Anonymous No.52485874]

And you will do nothing about it.

[Anonymous No.52485876]

>make it fairer by making it equally as shit
yknow i knew this personal allowance thing was too good to stay

[Anonymous No.52485877]

>>52485865
Over what

[Anonymous No.52485898]

>>52485840
>crypto trades are taxed as income
oof

[Anonymous No.52485920]

>>52485846
>I'm sure they sold this to the public as something to stick it to the rich, but it will have a much more noticeable impact on the relatively poor... while the rich will see roughly no change.
This was the idea between reporting all income of $600 or more in the USA. I have to give all of my legal documentation just to sell used junk online on mediocre apps like Mercari now. They automatically report once your sales (including shipping) reach it. So absolutely poor people have their "income" (used items are not income) taxed even harsher, but billionaires get off Scot free.

[Anonymous No.52485938]

>>52485861
Don't forget the lifetime, IFISA and JISA routes.

>>52485781
We put a white woman and a black man in charge of the country to be progressive and ended up buck broken.

[Anonymous No.52485954]

>>52485898
Not only that but every crypto to crypto trade is a tax event. Theyre taxing unrealized gains with the income tax. Clown world
Only redeeming fact is you can sell tax free after holding a year.
Just imagine you stake 10 kraut coins get 1 kraut coin as a reward, have to pay tax the moment you get the kraut coin and if you sell it a week later and it's worth more you also have to pay tax on the difference

[Anonymous No.52485955]

>>52485861

So you're only allowed to invest if its through government back packages and schemes.

[Anonymous No.52485957]

Jokes on them I’m losing money

[Anonymous No.52485987]

>>52485725
Really?

[Anonymous No.52486037]

>>52485803
To stop you from making money with leverage products. You aren't supposed to get rich ;)

[Anonymous No.52486053]

>>52485955
You can invest in most things barring crypto in your ISA

[Anonymous No.52486075]

>>52485841
>>52485803
I should add, this rule doesn't apply to institutions. Only to private persons who invest/gamble their private money. You are forced to make a business, I guess.
Anyways, it goes against the principle of "net taxation". Paying taxes on money you lost is stupid. They implemented that in 2021. Parlament itself says it's not sure if that is right, might take it back. Let's see how it will hold in front of courts.

[Anonymous No.52486080]

>>52484256
What the actual fuck, I’m getting the fuck outta here by next year - that’s if we haven’t been nuked by then. What an absolutely dead country.

[Anonymous No.52486083]

Hahaha

[Anonymous No.52486106]

>>52485253
over £100k investment tax free here with ISA

[Anonymous No.52486132]

>>52484256
>reduction in generosity
>allowance
it's a fucking tax just say you're raising taxes

[Anonymous No.52486135]

>>52484307
This, but unironically.
Sell all your KYC'd crypto now, get the max cap gains allowance and then buy your stack back all non-KYC.
https://kycnot.me
Then unload the same way if you even still want to use fiat in the future CBDC dystopia.

[Anonymous No.52486162]

Maxed it out for almost three consecutive years and avoided paying ANY tax over five years in crypto. I'm sorry Lord Pajeet, but Ahmed and his 10 kids and five for-rent properties all paid for with taxpayer money will have to go on without me as I'm pulling out of crypto anyway for a few years because it became wall to wall scamming kikes just like all other investment platforms. Long live my new obsession, PMs. Sad to see it go tho.

[Anonymous No.52486180]

>>52485955
>>52486053
>just buy index funds goy
I'm sure we'll see this in the US too as the 401k ponzi begins to unravel

[Anonymous No.52486234]

>>52484256
>Middle class who benefited from this get fucked
>Meanwhile big investment firms don't give two shits because it never applied to them
Fucking lol

[Anonymous No.52486316]

>>52486234
>Meanwhile big investment firms don't give two shits because it never applied to them
hows that

[Anonymous No.52486363]

I don't understane leftist complaining, everything they do caters to welfare leeches.

[Anonymous No.52486403]

>"Capital Gain Tax Rates
In the USA, some or all net capital gain may be taxed at 0% if your taxable income is less than or equal to $40,400 for single or $80,800 for married filing jointly or qualifying widow(er)."
wtf i didn't know that there was a "capital gains allowance." i thought that it was all taxed no matter what

[Anonymous No.52486413]

>>52485763
>So if you win 100k and lose 100k, 80k will be taxed.

Huh, what If you don't have the 80k since you lost 100k?

[Anonymous No.52486415]

>>52486316
Companies are earning more than the current 12k

[Anonymous No.52486432]

>>52486363

Welfare broke democracies. When one side can pay 20% of the population with other people's money and enjoy that vote for perpetuity, the other side is only ever the underdog. """""""""conservatives"""""" are still taxhounds. This system is over.

[Anonymous No.52486454]

How are you supposed to reitre early if capital allowance is 4k per year, the government want you to work till you die and keep paying your taxes

[Anonymous No.52486471]

>>52486413
I don't know. You probably are in debt.

[Anonymous No.52486478]

>>52486415
oh im retarted i thought you meant they are somehow recording no profits

[Anonymous No.52486513]

>>52486454
You use tax free investment vehicles like an ISA, or use a person pension (SIPP)

[Anonymous No.52486553]

>>52485938
>We put a white woman and a black man in charge of the country to be progressive and ended up buck broken.
You were falling apart long before then m8

[Anonymous No.52486586]

>>52486132
If you use word salad it confuses people and you don't have to say you're increasing taxes. Everything the UK gov has done in the past few months has been exactly that.

[Anonymous No.52486614]

>>52485954
>Just imagine you stake 10 kraut coins get 1 kraut coin as a reward, have to pay tax the moment you get the kraut coin and if you sell it a week later and it's worth more you also have to pay tax on the difference
Das heißt auswandern wenn Chainlink staking gut läuft. Kranker Scheiß

[Anonymous No.52486653]

>>52485681
You just don't get it do you.

[Anonymous No.52486707]

That's why I do business in cash. Fuck taxes. I don't pay any of those wankers.

[Anonymous No.52486862]

>>52486653
Everything is all right, the struggle is finished. I have won the victory over myself. I love Big Brother

[Anonymous No.52486900]

>>52485954
>nly redeeming fact is you can sell tax free after holding a year.
nvm i would trade u. burger land is 20%. I hold plenty of shit a year

[Anonymous No.52486967]

>>52485129
>report said one third of taxes are wasted
>one third
>1/3
>33.333333...

[Anonymous No.52487036]

>>52484256
is 12k a lot of money in uk?

[Anonymous No.52487067]

>>52484256
Going to have to fuck around harvesting my CGT allowance for my crypto account investments but muh shares are held in an isa so not the worst news. If they start slashing the ISA allowance I'm going to be mad.

[Anonymous No.52487082]

>>52487036
no, that's like 6 months rent

[Anonymous No.52487094]

>>52487036
It's more than 6k you dumb bellend.

[Anonymous No.52487118]

>>52486967
No retard read it correctly 100%

The report said that one-third of all income taxes are consumed by waste and inefficiency in the federal government, and another one-third escapes collection owing to the underground economy. "With two thirds of everyone's personal income taxes wasted or not collected, 100 percent of what is collected is absorbed solely by interest on the federal debt and by federal government contributions to transfer payments. In other words, all individual income tax revenues are gone before one nickel is spent on the services that taxpayers expect from their government

(((100 percent of what is collected is absorbed solely by interest on the federal debt and by federal government contributions to transfer payments.)))

you can read the whole report if you want, its mainly BS

[Anonymous No.52487139]

>>52484256
>be some small time investor
>barely make something like $300
>literally indian/indonesian levels of poverty
>government asks for their cut
its so fucking weird its a flat 18% instead of a scaling one like america

[Anonymous No.52487684]

>>52484256
This is fucking great. Everyone else is getting taxed to fuck, and there was only a relatively meaningless change in the CGT tax-free allowance- but with NO change in the actual tax rate. Anyone making decent money from investments has made out like a fucking bandit from this compared to everyone else in the country getting bent over and buggered by pajeet sunak. The CGT tax rate going up would have been far worse.

[Anonymous No.52487689]

>>52487139
Not to forget use have to use money on which they already got their cut.

[Anonymous No.52487845]

>>52484256
not like anyone's actually making money anymore

[Anonymous No.52487883]

>>52484256
>To restore public finances and make the tax system fairer, we're going to take more of your rightfully earned money which we've already taxed before you invested. Whoopsies!

We are all cattle and they don't even bother hiding their disdain for us anymore.

[Anonymous No.52488774]

>>52484282
Governments come and go but the ship always travels in the same direction. Left vs Right is irrelevant when the real long-term decisions are made outside the country.

[Anonymous No.52488844]

>>52484256
>regular working class investors get crushed
>big corps won't even feel this
what retarded banker thought of this

[Anonymous No.52488890]

>>52485567
You have to have money to start with though.

[Anonymous No.52488929]

What's the US like for capital gains? I am thinking of moving there since the UK is absolutely irreversibly fucked. I mean honestly, what a shithole country

[Anonymous No.52488950]

>>52488844
you WILL pay reparations to rishi, 44.9999 trillion left to pay, Anglo scum

[Anonymous No.52489036]

>>52485987
Our taxes are devolved.

[Anonymous No.52489087]

>>52488929
If you make any real money (6 figs) and live in a blue state it quickly approaches 50%
Long term gains are ok but if you make more than a few hundred thousand they tack on extra "obamacare" tax
There's just a lot to keep track of in determining how much you owe.
You would do much better elsewhere like portugal or puerto rico

[Anonymous No.52489233]

>>52488929
You are retarded, even with the drop in allowance Capital gains in the UK are taxed at a maximum of 20%, only 10% if your combined Capital gains and income add up to less than £50k

[Anonymous No.52489267]

>>52487118
Honest question but does this include stuff like payroll tax?

[Anonymous No.52489344]

gotta pay for all those Albanian drug dealers hotel fees somehow

[Anonymous No.52489455]

>>52485741
>capital gains allowance
Only a minority fought for independence. The majority either wanted to stay with the Brits or was passive anyway. Thus, the revolutionary spirit was in a minority. The US became more European (again) over time, especially the Hispanic immigration brought the southern European mentality with it and ruined what was left. Game over?

[Anonymous No.52489540]

>>52485681
they could obviously make 100% more than this scheme by changing some of the tax laws surrounding the tax shelter british empire city of london protectorates where trusts and anonymous shell companies hold trillions of dollars instead of clamping down on retail investors but we all know they'd never do that

[Anonymous No.52489572]

>>52485741
weren't they revolting over like a 10% tax lol?
anyway the brits (or rather their city of london owners) took us back over in the war of 1812 for all intense in purposes and since then we've been a zionist golem

[Anonymous No.52489586]

>>52485957
jokes on you, that only offsets your gains. there is no CG rebates.

[Anonymous No.52489687]

>>52489267
I wouldn't know the answer to your question. The commission (set up way back, by Ronald Reagan) was set up to make the whole tax system more efficient, till they realized it was impossible.

To be safe I would say its just about federal income tax. I read the whole 200 something page report about 10 years ago. No way in hell I'm reading again. Boring AF

[Anonymous No.52489689]

>>52485898
Zero tax after holding it for one year tho

[Anonymous No.52489712]

>>52489036
Well it's a good day to be Scottish then.

[Anonymous No.52489778]

>>52485803
To make you hand over your money to professional asset managers, who are exempt from that rule. Only for your protection, of course.

>>52487118
Delicious.

[Anonymous No.52489925]

>>52485262
Yup, this Paki cunt will never see a dime of anything I make.

[Anonymous No.52489985]

>>52489712
For now, we'll see what they do next month when they revise them.

[Anonymous No.52490109]

>>52489925
>>52485262
How are you guys cashing out and living in the UK? Just staying under the 12,000 and keeping silent?

[Anonymous No.52490306]

I actually was a dipshit and filed tax returns to make myself square after I hit 7 figs. Now I'm like 80% down and just got the last set paid off last month paying in installments. I think now I will just add random losses to spreadsheets going forward. Don't want to pay an ethnic alien taxes to hand out to other literal foreign invaders to stay in Novotels. That, and I'll just emigrate, fuck this shithole, it's over. Dead country.

[Anonymous No.52490364]

>>52489036
>>52489712
>>52489985
Lmao you just know Sturgeon the tranny cunt will make it £0

[Anonymous No.52490678]

>>52486162
Basado
Same here. I'm speedrunning taxes avoidance. It's literally my main goal in life to not give these leeches a single penny.
Now i steal as much as i can in the mall so i don't pay VAT, i left my job and went on disability bux so i don't pay income tax all while running an undeclared business so i don't pay a single dime, i cross the channel and buy my PMs in France where it's tax-free and hide it in the trunk when i come back, i ask my friends to buy my cigs in the airport's duty free section, i cancelled my car insurance and i'm still driving everywhere, i grow my pot indoor and sell it to college kids TAX FREE. I don't pay my tickets.
Everything i need i order it second hand from ebay and gumtree TAX FREE.
I drop my FULL pee bottles in the garbage can. I drive to my mom's place so she prepare me some big ass meals i can store in my fridge. I walk the forest twice a week and grab all the chestnuts and shrooms i can FOR FREE.

Don't give a fuck. Simply not paying.

[Anonymous No.52491370]

Good. You should be taxed very little on what you earn and taxed to fuck on money you didn't earn.

[Anonymous No.52491536]

>>52484256
i thought this was fake
how are the tories worse than labour
UK cryptohub - HAH

[Anonymous No.52491835]

>>52484256
I don’t pay taxes.

[Anonymous No.52492733]

>>52485725
>not in Scotland
The poison dwarf doesn't wish to appear like she's parroting england so will leave it a while but in due course will do the same. They like to appear independent. BoE does the same thing with US interest rates.

[Anonymous No.52492843]

>>52484256
Thankfully this will have no effect on /biz/

[Anonymous No.52493125]

>>52484256
>Reduction in generosity
Really, bongs? Winter of discontent my arse, you're becoming just like European Americans, which is even more pathetic and insulting.

[Anonymous No.52493161]

>>52489036
Not capital gains tax.

https://www.bbc.co.uk/news/uk-scotland-63635369

However capital gains tax - a tax on the profit when you sell something that has increased in value - does apply north of the border.

Set at Westminster, it may have to be paid on the profit from the sale of a second home, a valuable painting or jewellery, for example.

[Anonymous No.52493231]

>>52490306
>I'll just emigrate
Where to though? All the other anglosphere countries have the same demographic problems, just to greater or lesser degrees. Isn't the US like 60% hispanic now, and falling every year?

[Anonymous No.52493241]

>>52484256
It's basically the ultimate spitroast of the middle-class. Basically abandon ship tier announcement.

[Anonymous No.52493257]

>>52490678
>mall
>disability bux
>dime
>cigs
>pot
>college kids
>garbage can
>mom
>i cross the channel and buy my PMs in France
0/10 larp

[Anonymous No.52493258]

>>52493241
Bongoids are aksually flush with cash. Need to get excess money out of the system by putting a boot on their neck.

[Anonymous No.52493269]

>>52485834
You can't hold crypto in an ISA

>>52485846
Indeed - just puts me off investing outside of an ISA in general. Need to fill out self assessment return, just for divis over 500 or CGT gains over 3k? Fucking lol. They really don't want the plebs to make money.

>>52486037
We have a CFD product in the UK called Spreadbetting, which is tax free, because the tax man charges the companies gambling levies and 70% of people lose money on it.

>>52486513
>SIPP
Don't forget about the Lifetime pension allowance where if you go over 1.2m they charge you 55% tax.

>>52486707
>Cash
Will be gone within 5 years

[Anonymous No.52493322]

Come chill in Thailand with me. You only pay tax if you're a legal resident of the UK for an X number of days.

[Anonymous No.52493420]

>>52493269
You vil own nothing und be happy

[Anonymous No.52493445]

>>52484256
>let's tax working people even more
>right at the beginning of a recession
>let's also discourage investing for good measure
There's no way this won't backfire badly. I'm in UK's top 5% earners and strongly considering opening an LLC in a tax haven.

[Anonymous No.52493468]

>>52484256
>generosity
As if we aren't already the ones giving them our money.

[Anonymous No.52493533]

>>52484256
Don't forget to send £100 billion of taxpayers money per year in foreign aid to Brownistan. Thanks for playing!

[Anonymous No.52493604]

>>52484307
>we did it here in america and your faggot crown fucked off
How long did that last, though? Now you're paying so many bullshit taxes that you don't even understand the purpose of.

[Anonymous No.52493895]

>>52484256
>raising taxes on lower income citizens
>making taxes fairer
I'm an American and I want to die every day. If I were a Bong, I would have already shot myself.

[Anonymous No.52493935]

>>52493895
>If I were a Bong, I would have already shot myself.
we can't own guns

[Anonymous No.52493947]

>>52493895
Taxes just maintain social hierarchy.

[Anonymous No.52494268]

>>52490306
You may be able to apply your loses from this year to your income in the year you cashed out. Canada has this.

[Anonymous No.52494282]

>>52484256
>(Former) financial center of yurop

[Anonymous No.52494398]

>>52493895
It's not like it's new or surprising though. It's not just in [current year], where we can observe state misbehavior easily, that taxes became evil.

[Anonymous No.52494418]

>>52484282
This is where the Americans got their stupid-ass bipartisan system from...

[Anonymous No.52494530]

>>52493445
>opening an LLC in a tax haven
For what purpose? Are you a contractor?

[Anonymous No.52494550]

>>52490306
You can file any losses to offset future gains.

[Anonymous No.52494637]

>>52490109
not cashing out until I have a make it stack

[Anonymous No.52494874]

>>52484256
Oh let's get more tax from the rich
>adjust minimum allowance downwards to almost zero
It's like a trickle-down, you know

[Anonymous No.52494993]

>>52484256

This is literally good.

It reduces inflation and only impacts those who have enough assets that they make $3000 in Capital gains in a year.

[Anonymous No.52495011]

>>52485865
Do a flip
also don't

[Anonymous No.52495020]

>>52494530
I have the option to become one and keep working on the same project, yes.

[Anonymous No.52495031]

My Dutch gov wants to monitor all transactions above 100e
Oh so they're after my grocery and tank bill now eh.

[Anonymous No.52495083]

>>52495020
Doesn't IR35 screw you over then?

[Anonymous No.52495138]

>>52484256
>$3000
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA tax the rich

[Anonymous No.52495791]

>>52484256
HODLmode mateys

[Anonymous No.52496688]

>>52489233
This. It's fucking amazing that they've dodged raising CGT tax rate whilst throwing a NI raise and income tax band freeze at the working plebs. For anyone making decent money in crypto it's absolutely worth it.

[Anonymous No.52497148]

>>52494993

Way to fucking reveal yourself, Gilbert Shekelstein.

[Anonymous No.52497309]

>>52487036
You can live off of 12k if you live in a rural area, which are generally the only areas worth living in since the cities are filled with pakis.