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/biz/ - Business & Finance

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51629589 No.51629589 [Reply] [Original]

I just want a rural house with a garden and no neighbors bros

>> No.51629618

>>51629589
Hello, me.

>> No.51629662

>>51629589
Then go buy it. You do have money, right?

>> No.51629684

>>51629662
not if he's part of 40% of the USA workforce.

>> No.51629708

>>51629684
Maybe if you cry harder to big daddy government and make more excuses to not get what you want you will get it.

>> No.51629748

>>51629708
20% of Americans are on social security.
That's 1 in 5.

>> No.51629770

>>51629589
that will be 800k

>> No.51629972

>>51629589
I rent one of those to an IT guy. Lovely view, up high on rolling hills, lots of trees and grass and cows. I live in the city. When the time is right I'll sell the 5 acres and buy some land near the sea, then build a house. Hopefully I'll keep the city house to rent out, it's in a good area and appreciates well.

>> No.51629981

>>51629770
came here to post this

>> No.51630490
File: 267 KB, 1204x852, Q1 2022.png [View same] [iqdb] [saucenao] [google]
51630490

>>51629684
This country is full of affordable housing and the government will loan it out to you at 3.5% right now with no money down

But you fucks all want to live in the same 10% of space in this country where you have to depend on everyone else

>> No.51630523
File: 62 KB, 585x593, 94B08625-F3B9-4A5B-AA40-51E67A1EB644.jpg [View same] [iqdb] [saucenao] [google]
51630523

>>51630490
>the spot I want is yellow

>> No.51630577

>>51630490
>make 1600$ a month, half of which goes to rent alone sans utilities.
>utilities cost 100$
now have 700$
>food costs 400$ or more with inflation
now have 300$
>transportation, hygiene, other supplies
now have no money for savings.
40% of workers cannot physically save enough money to get a 3.5% down mortgage.

>> No.51630739

>>51629589
Join the club.

>> No.51630853

>>51630577
>i can't make it on less than 20k net.
>reeee! how can anyone make it?!
40% of workers don't make slightly above federal minimum wage, ya mong

>> No.51630920
File: 96 KB, 840x751, usda loan info.png [View same] [iqdb] [saucenao] [google]
51630920

>>51630577
>can't read that it's no money down

You have no home because you are low IQ

>> No.51630926

>>51630853
>40% of workers don't make slightly above federal minimum wage, ya mong
bait
https://www.bloomberg.com/news/articles/2022-03-22/federal-minimum-wage-1-in-3-us-workers-make-less-than-15-an-hour
15$ an hour after tax comes to 10$ an hour net.

>> No.51631030

>>51630920
You're right, the USDA rural development program is the singular way 60% of the USA population can attain a mortgage for a house.
If you can somehow afford a car, you can potentially find housing out in the boondocks.
The problem is that the areas these houses are located in are usually so remote that the transportation costs of maintaining a vehicle and gas are too expensive to maintain.
But you're right, this is the only chance 60% of americans have at owning a home.

>> No.51631349
File: 1.02 MB, 2461x1295, USDA-Map-US.png [View same] [iqdb] [saucenao] [google]
51631349

>>51631030
>the areas these houses are located in are usually so remote

The fuck they are. My county of 200k people is 100% USDA eligible. I bought in a city of 10k where I can walk/bike to everything.

You continue to make excuses and shift the goalposts when solutions exist. Almost as bad as the single women on the dating apps.

>> No.51631407

>>51631349
no, you're right, the USDA is a way to own a house while being a wagie. I totally forgot about USDA. it's just that most of these wagies are tied to their "service industry" jobs like applebees and target, and they're not always in the rural areas.
but you're right.
I want to point out that there are not
>solutions
to home ownership, there is one singular
>solution
that is USDA.

>> No.51631571

>Work at Walmart, 45k/yr
>live rurally but not bumfuck nowhere so I have plenty of amenities.
>5 other towns including 1 college town within 30 minutes in every direction, each with unique offerings
>average home prices 150k
>buy a 80k 2 bed/1bath fixer upper
>GF moves in, makes 38k/yr at walmart
>both literally have more money than we need. I have 20k savings, she has 10k.

It's not hard.

>> No.51631700
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51631700

>>51631407
FHA is 3% down. There's several down payment assistance programs available through governments. You can put less than 20% down and pay PMI.

Or just don't live in the same 10% of the country that everyone else lives.

>>51631571
Yep. Take the "white trash" pill and buy a fixer in an affordable town with amenities, you will gain tons of skills fixing things up.

>> No.51632264
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51632264

>>51629589
anon you have been spamming threads all weekend. something else is going on in your life to cause this acute response