/biz/ - Business & Finance

[Anonymous No.51381523]

How do you live off 15 dollars an hour?

[Anonymous No.51381558]

>>51381523
tent, planet fitness membership

[Anonymous No.51381565]

>>51381523
you don't, you live with parents.

[Anonymous No.51381586]

tent under a bridge. bitDAO investment. That's pretty much all my life has boiled down to anon.

[Anonymous No.51381763]

>>51381523
I have 20 dollars per day...

[Anonymous No.51381774]

>>51381523
record inflation but niggas still getting paid pennies

[Anonymous No.51381794]

Overtime

At 50 HRS a week it goes to $43k vs $31k

[Anonymous No.51383001]

>>51381794
literal slavery

[Anonymous No.51383077]

>>51383001
It's normal for a lot of people

[Anonymous No.51383088]

living is free

i think you meant how to be a conformist cuck on 15/hr

[Anonymous No.51383101]

>>51381523
In a car or maybe a tent

[Anonymous No.51383136]

i live off 15 dollars per day
>shop once per week for groceries and nothing else
>no addiction (smoke, drug, alcohol, eating out...)
>no subscription (software, streamers, onlyfans...)
>walk everywhere, only drive car when moving heavy stuff is required
>don't run air conditioning / heating
>don't buy anything in general really
it's a pretty comfy life. when you spend your time with the default assumption you have no money, all the consoomer traps fade away

[Anonymous No.51383177]

>>51381565
this. and if you don't have parents just live under an overpass

[Anonymous No.51383317]

>>51383088
i think you mean dying is free

[Anonymous No.51383884]

frugally

[Anonymous No.51384110]

>>51383136
What about rent?

[Anonymous No.51384525]

>>51381523
I make 17/HR here's how I do it. Basically just be a parasite for as long as possible.
I'm 22 & live with parents. Get most of my food from them.
No subscriptions, mooch of my bros Netflix.
I'm also on parents healthcare.
No car either, I just bike or walk everywhere.
Monthly expenses:
$16 - alcohol
$35 - fastfood
When I lived in an apartment 2 years ago I earned even less about $10/HR.
My monthly expenses back then were:
Rent: $450/month
Electric bill: $50
Groceries: $200
Fast food: $30
Alcohol: $12
Back then I'd make about $9-10k. So after expenses I'd usually be saving at least 1-2k. Usually more though because I was insanely frugal.

[Anonymous No.51384584]

>>51381558
Close. Do storage unit + planet fitness membership. Gates, cameras, and locks at the unit provide safety. Even better if you can find a nice climate controlled unit with electrical hookups so you can charge your phone and have a microwave and minifridge.
Its more expensive than the tent but its 100% worth it, especially if you live in the south where units are like $100/Mo for a cozy 10x10. You can prepay the rent for a year with like two weeks of work and then quit your job if you want.

[Anonymous No.51384685]

>>51381565
My parents are dead. I still live in their house rent free and make $15/hr

[Anonymous No.51384720]

>>51381523
by having a frugal woman who cooks and cleans in the background constantly looking for deals and saving by preping food etc but those women don't exist anymore

[Anonymous No.51384968]

>>51383136
This gives me an idea, why don't poorfags take a vow of extreme poverty and move with the seasons like our ancestors did? Find a job down south in the winter, save up for 6-7 months and find transportation up north for the summer so you don't ever need to use hvac services to survive and stay comfy. Rinse and repeat until you save up enough to move on to something better (you will achieve this rather quickly after a few years). This way, you wouldn't own anything to spend money on extra space, save for essentials you carry with you at whatever tent or temporary shelter you sleep at. No pets, no subscriptions, and discounted phone services you can get from some government program. Go to soup kitchens to save on food, and get EBT for the grocery store. Use gyms to shower and work out (the only recurring service you should spend money on).

[Anonymous No.51385086]

>>51383136
I make almost $200k a year but I do most of that anyway.

[Anonymous No.51385095]

>>51384584
do these storage units evict anybody caught living in them or do they make a deal ?

[Anonymous No.51385128]

>>51383001
It’s tough even with a stem degree. America is fucking sick and psychotic. Even if you think you know, you don’t.

[Anonymous No.51385163]

>>51383317
Theres taxes and fees on that

[Anonymous No.51385179]

>>51381523
You live in the midwest, and you don't spend on useless shit. That's pretty much it. I currently make $19 per hour, which isn't much more, and I do fine. I have enough money for a nice 1 bedroom apartment, I have a used car that is paid off, I have enough money to go bars when I want or travel for concerts.

I don't have any debt. I don't have kids. It's pretty easy to be honest. Not ideal. I'm not really saving anything, but I can live just fine

[Anonymous No.51385228]

>>51381523
mm lets see
>15 x 24 x 365 = $131k / yr
id say you're pretty well off

[Anonymous No.51385245]

>>51381523
very carefully

[Anonymous No.51385334]

>>51383317

Even getting incinerated isn't free. You'll just be stuck in some freezer until your relatives take you

[Anonymous No.51385378]

>>51381523
Just live rent free in other people's heads.

[Anonymous No.51385556]

Treat your paycheck like you are squeezing blood from a stone. Save and invest. If you are unable to save then you have to get a second job or find a better one. Don’t waste your time, you only live once and if you live paycheck to paycheck with nothing to show for it you’re gonna have a bad time.
Get on your computer, open excel and start combing over every penny you spend. Learn what you can do to keep your money. Know where it is going.
Learn how/when to shop. A simple coupon that saves you $3 is just as much as a $100 invested for a year with a 3% yield.

[Anonymous No.51386848]

>>51384685
Non of my fucking business

[Anonymous No.51388331]

>>51381523
I wouldn't exactly call it living haha

[Anonymous No.51388359]

Rent a room rather than an apartment. Or share an apartment with people. Don't eat out or buy anything expensive. Don't have kids or a gf, which is pretty easy to do now.

[Anonymous No.51388364]

>>51384968
>move
You need a fixed address you fucking nigger.

[Anonymous No.51388368]

>>51381523
Spend less than 15 dollars an hour

[Anonymous No.51388374]

>>51385228
>>15 x 24 x 365
That's terrible math.
Try 15x8x5.

[Anonymous No.51388382]

>>51384968
I know mexicans who work seasonal jobs in america and then just go back to mexico in the off season

[Anonymous No.51388451]

>>51388374
$600/week is 2,400/month, pretty easily doable given >>51385179 and >>51383136. I am also in the Midwest, single, no kids, and paid off used car, and only go through about $1,100-1,400 per month including all expenses AND discretionary spending. I am the millennial that is killing all those industries you hear about on the news.