Normies bought the top

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Normies bought the top Anonymous Mon Sep 5 05:14:55 2022 No.51267255 [Reply] [Original]

>Like hundreds of thousands of other Australians, Madeline and Jacqueline Darkovska are prisoners to their mortgage.
NO REFUNDS
TOPKEK

>>	Anonymous Mon Sep 5 05:17:20 2022 No.51267276 >10 % down >variable rate what the fuck how is that allowed

>>	Anonymous Mon Sep 5 05:20:43 2022 No.51267299 >>51267276 That's standard for Oz, they only allow variable and traditionally for the last two decades the down payment has been between 15-25%, with new incentivized mortgages for first time buyers going to 10%. Shit's going to be ugly.

>>	Anonymous Mon Sep 5 05:21:09 2022 No.51267302 >>51267255 >Polish/Slavic/Some kind of shithole East Euro country descent, not original Anglo-Scotch-Irish stock >One of them is a dyke so the whole family has recessive homo genes >10% down >zoomers It's like a confluence of fail

>>	Anonymous Mon Sep 5 05:23:03 2022 No.51267321 >>51267255 I'm supposed to sympathize with them on a fucking $360000 loan? There were people who legit paid 7 figures for middle class shitboxes that boomers paid low 6 figures for 10-15 years ago. Those are the people who are really screwed.

>>	Anonymous Mon Sep 5 05:41:06 2022 No.51267479 >>51267255 My mum and sister was just bitching to me the other day to be a "responsible adult" and take out a mortgage on a $2M house. Fucking hell.

>>	Anonymous Mon Sep 5 05:50:46 2022 No.51267549 File: 175 KB, 512x512, 1639045435020.png [View same] [iqdb] [saucenao] [google] >>51267479 wtf this cant be real tell story this sounds funny as fuck

>>	Anonymous Mon Sep 5 05:54:06 2022 No.51267569 >>51267479 you should beat the hell out of them for trying to manipulate you

>>	Anonymous Mon Sep 5 05:56:40 2022 No.51267585 >>51267255 They don't even look human. What the fuck is wrong with them?

>>	Anonymous Mon Sep 5 05:59:15 2022 No.51267599 >>51267302 Bro if they're twins one is a man

>>	Anonymous Mon Sep 5 06:01:10 2022 No.51267606 >>51267479 Women are retarded

>>	Anonymous Mon Sep 5 06:02:03 2022 No.51267617 >>51267255 >>51267302 >one of them is a dyke No, that is a tranny trying to wife his sister. Open your eyes.

>>	Anonymous Mon Sep 5 06:06:24 2022 No.51267649 >>51267617 Meds.

>>	Anonymous Mon Sep 5 06:09:47 2022 No.51267668 >>51267617 Yeah, that's what I thought too. Normal siblings don't try to qualify for the couple's grants.

Anonymous Mon Sep 5 06:18:20 2022 No.51267722
File: 7 KB, 230x219, pepe.png [View same] [iqdb] [saucenao] [google]

>>51267549
>Be 30yo living with family, have my own job (WFH)
>Sister busts her ass at a retail job trying to work her way up the ranks, we earn the same income but huge disparity in effort
>Always pissed off at me for no reason
>Constantly berates me for "shirking responsibility"
>Mum one day finds a house when the entire market was booming
>"We must have this house!"
>It's $2M in an expensive area and a shitshack to boot sitting on a small piece of land
>She wants it simply because it is facing a different direction to the house we're in now, no other reason
>Sister sense opportunity to have me settle down and tries to hook me up with one of her landwhale friends
>She's 2/10 and a gacha addict to boot, keeps talking about her anime crushes
>Sister and mum both try to gaslight me into mortgage and dating
>Calls me an incel and a useless piece of shit when I reject the landwhale
>...
>Later on a family friend's daughter comes to visit
>She's fit and energetic, 7/10
>They've given up on the house after it was sold to some other sucker
>Mum suggests for me to try to go out with her, wants to try getting me to settle down again
>Sister instantly shuts down the idea, says she's too good for me.
>Gives me the most disparaging look, saw absolute disdain in her eyes at the idea
>tfw I'm an incel 2/10 male in my sister's eyes.
>tfw she tried to throw me under the bus and ruin my life
I just don't know anymore

>>	Anonymous Mon Sep 5 06:19:50 2022 No.51267736 >>51267255 So is the housing market going to crash globally or not? fuck i hate this wait so much.

Anonymous Mon Sep 5 06:26:15 2022 No.51267776
File: 150 KB, 512x512, 1652500267567.png [View same] [iqdb] [saucenao] [google]

>>51267722
Of course the human female is a manipulative piece of shit. I recommend getting a doggo wife.
And call yourself a dog husband, that will make them super mad. I do this and females feel like they got replaced by my dog.
Also I'm pretty sure ur not ugly they just trying to beat you down and manipulate you into doing there bidding
It's how females operate.

>>	Anonymous Mon Sep 5 06:26:17 2022 No.51267777 >>51267722 Have you considered moving out? Sounds really fucking toxic.

>>	Anonymous Mon Sep 5 06:26:58 2022 No.51267781 >>51267255 >wearing $60 shirt >can't afford mortgage is it that hard?

>>	Anonymous Mon Sep 5 06:28:15 2022 No.51267787 >>51267736 Probably. Houses are so expensive right now that ANY small increase in mortgage rates will fuck over the average homeloaner. It probably won’t be as bad as 2007, but it will still be fucking up early 2023

>>	Anonymous Mon Sep 5 06:42:20 2022 No.51267884 >>51267549 Cute dog!

>>	Anonymous Mon Sep 5 06:44:47 2022 No.51267911 >>51267722 goddamn it anon, DO SOMETHING

Anonymous Mon Sep 5 06:47:53 2022 No.51267932
File: 1.10 MB, 1564x1564, IMG_20220210_172128.jpg [View same] [iqdb] [saucenao] [google]

>>51267255

I just read that article.. they fucked up real bad.. like a lot of people who seem to have walked into huge mortgages on the premise that rates wouldn't go up because so and so told them so (despite so and so having zero control over the global economy).

Soooooo many people are absolutely fucked.. millions spent on absolute shit heaps with a crumbling economy and slow down.

Pic very very very very much related tells the tale of just how fucked sydney is.

>>	Anonymous Mon Sep 5 06:48:58 2022 No.51267937 >>51267255 >found put after that siblings don't qualify for £25k grant Lmao, why did nobody tell them?

>>	Anonymous Mon Sep 5 06:50:52 2022 No.51267948 >>51267722 Move to a different city. Say its for studies or something

Anonymous Mon Sep 5 06:56:50 2022 No.51267977
File: 903 KB, 1080x2044, Screenshot_20220905-165234_Domain.jpg [View same] [iqdb] [saucenao] [google]

Look at this shit.. Emphasis on greed and running for the door with rising rates.. started with a buyers guide of 1.4-1.5 mil.

Rate rises hit, everyone starts panicking - sells for $1.15 mil lol. Just a casual 400k discount hey.

This is literally the story of Sydney, Australia at the moment. Boomers with their investments are all running for the door because they missed the top this year and now we are probably getting another 50bps rate rise tomorrow hahahahah..

Because of the way our shitty loans here work we don't get full fixed loans.. it's usually a 2-3 year fixed then goes to variable.. So everyone who bought in late 2020 to early 2021 is going to get ground and pounded when the fixed term comes to an end and they go from historic low interest rates to jacked the fuck up rates (2023-2024).

>>	Anonymous Mon Sep 5 06:58:25 2022 No.51267990 >>51267255 >interest goes up >prices come down >walk into lender >slap deed on table >turn 360° and walk away >buy a now cheap house.

>>	Anonymous Mon Sep 5 07:00:07 2022 No.51267997 >>51267255 >brother and sister buying a house together yeah australia is like alabama

>>	Anonymous Mon Sep 5 07:00:13 2022 No.51267998 >>51267977 Speculators get the rope, house is not an investment

>>	Anonymous Mon Sep 5 07:00:30 2022 No.51268002 >>51267276 >NOOO YOU CAN’T RAISE INTEREST RATES >I CHOSE A VARIABLE RATE BECAUSE IT WAS SUPPOSE TO COST LESS wow who could have foreseen such an event

>>	Anonymous Mon Sep 5 07:02:01 2022 No.51268012 >>51268002 (((who))) indeed

>>	Anonymous Mon Sep 5 07:03:31 2022 No.51268017 >>51267722 Your sister is a whore. Anon, why do you care what a whore thinks?

>>	Anonymous Mon Sep 5 07:05:37 2022 No.51268027 >>51267937 > Lmao, why did nobody tell them? I was going to, but I didn’t have their number, didn’t know they existed or that they needed the information, so I forgot.

>>	Anonymous Mon Sep 5 07:07:18 2022 No.51268046 >>51267722 You must rape your sister to establish dominance. I you want less radical solution: only listen to men's advice/opinion and never to women's.

>>	Anonymous Mon Sep 5 07:10:28 2022 No.51268075 >>51267276 you're not going to like the new 2% scheme albo has cooked up then

>>	agri Mon Sep 5 07:12:26 2022 No.51268087 LOL. I can't believe the TOP system in this WORLD! So-called Yopi Network. >Play AND Earn RPG Games >High staking profit, up to 66% >Clear and transparent roadmap >The takeover of yopi.network is eminent in the new age technology

>>	Anonymous Mon Sep 5 07:13:57 2022 No.51268092 >>51267722 everytime the offer you advice you should workout, then meditate then make up your own mind. Although you sound like you've been doing ok by yourself. Don't get discouraged, Just get strong.

>>	Anonymous Mon Sep 5 07:19:17 2022 No.51268127 >>51267722 Maybe you oughta tell her to mind her own fucking business and stop trying to force her shit ideas on you.

Anonymous Mon Sep 5 07:24:10 2022 No.51268172

>>51267479
My family is the same way. I went full bridge burn mode, moved rural as fuck 16 hour away, bought my house outright and told them to take their 500k shit boxes and shove it. I'm not going to be a mortgage slave for a god damn house I don't even want in an area I find disgusting.

Anonymous Mon Sep 5 07:27:36 2022 No.51268200
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>>51267977
exactly.

Get ready to buy cheapies, the only barrier will be the high interest and low borrowing capibility, get a good deposit ready for 24months time.

>>51267255
Its important to remember this """News""" is posted to try and make people feel outraged that poor people are trapped after buying a house (however tone deaf it is). In reality most of the houses sold during this dip will be
>investment properties that no longer are going up in equity and rents aren't covering enough of the repayments
>foreign (read: chinese) investments sold as the chinese need liquidity when their own economy is in the bin

Real people feeling mortgage stress and 'forclosing' (mortgagee in possesion in AUS) won't be a factor in markets for another 4 years or so, and even then they won't have nearly as big an affect as the sale of investment properties.

Anonymous Mon Sep 5 07:34:47 2022 No.51268261

>>51267932
don't fall for the media bullshit. Yes some normal people who just wanted a home got fucked by this, but the majority of the losers in this deal were greedy investors who overleveraged. The spin that the "common aussie" is doing it hard is to pressure the RBA to ease up on rate hikes and give in to inflation. In reality its greasy low iq realestate speculators wanting to cover their arse. Don't believe it.

>>	Anonymous Mon Sep 5 07:42:02 2022 No.51268312 >>51267302 Cope, aussies are the first to eat ze bugs

>>	Anonymous Mon Sep 5 09:17:38 2022 No.51268959 >>51267255 I paid upwards on 800K on a home 80k down these dyking ass hoes ain’t got skin in the game.

>>	Anonymous Mon Sep 5 11:06:25 2022 No.51269790 >>51267255 They may have bought at the top, but they can make for it by selling at the bottom.

Anonymous Mon Sep 5 11:30:41 2022 No.51269969
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>>51267722
I hate how women, literal subhumans, think they know anything when they literally just believe what they are told and then won't shut the fuck up. Never ever listen to a fucking woman.

>>	Anonymous Mon Sep 5 11:34:21 2022 No.51269993 >>51267255 So glad I waited. Buying a house anytime before the market crash was a big mistake.

>>	Anonymous Mon Sep 5 11:36:05 2022 No.51270018 >>51267722 move out dude

Anonymous Mon Sep 5 11:46:14 2022 No.51270105

>>51267722
Don't listen to women, don't take advice from them, they just think with their emotions, all of them have ulterior motives and usually like seeing people suffer, the only way they respect you is by ignoring them and succeeding. Also, how the fuck are you making the same income as your sister who is in retail who you imply isn't even far up the ranks? Jesus Christ dude, even truck drivers make more than you. Snap out of it, take control of your life.

>>	Anonymous Mon Sep 5 11:49:16 2022 No.51270137 File: 1.40 MB, 1755x1091, australian real estate.png [View same] [iqdb] [saucenao] [google] Housing ALWAYS goes up you dingbats

Anonymous Mon Sep 5 11:49:20 2022 No.51270138

>>51270105
i'm helping my gf unfuck her life because she is living with her mom, lost her job, etc. and she still feels qualified to bitch at me for not buying a house back in 2019. i told her (to her face) what makes her feel qualified to comment on these matters, given what a fucking disaster her life is. next time she brings it up i'm going to verbally destroy her until she's crying, or i'm going to cheat on her and throw it in her face at the worst possible time.

>>	Anonymous Mon Sep 5 11:54:53 2022 No.51270182 >>51270138 Based, remain calm

>>	Anonymous Mon Sep 5 11:54:58 2022 No.51270184 >>51267302 >>Polish/Slavic/Some kind of shithole East Euro country descent, not original Anglo-Scotch-Irish stock Yeah, those criminals were top-tier genetics Fuckwith

>>	Anonymous Mon Sep 5 12:07:29 2022 No.51270283 >>51267997 Multi family houses are going to be more and more common just like the good old days were people were too poor to just build a bigger house

>>	Anonymous Mon Sep 5 12:27:57 2022 No.51270440 >>51270137 this but unironically anon. 60iq and 140 iq chads rise up. midwits get priced out and and cope post on r*ddit about it.

>>	Anonymous Mon Sep 5 12:32:24 2022 No.51270478 >>51267276 it says they didn't have a 10% deposit.

>>	Anonymous Mon Sep 5 13:57:52 2022 No.51271340 >>51267276 It says they didn't put 10% down so they 'had to' go with an ARM. How the fuck do people not have 10% down between 2 people?

>>	Anonymous Mon Sep 5 14:01:14 2022 No.51271391 >>51267736 Yes sweatie >>51267722 Some UK anon needs to fuck this guy's sister so she chills the fuck out.

>>	Anonymous Mon Sep 5 14:09:17 2022 No.51271495 >>51267255 >their only option Victimized by their own choices lmao

>>	Anonymous Mon Sep 5 14:11:51 2022 No.51271518 >>51267255 >high variable interest wtf is that real? WTF Australia. Those loans shouldn't even exist but also no sympathy for anybody dumb enough to get one.

>>	Anonymous Mon Sep 5 14:14:05 2022 No.51271535 Didn't you heard a lot of normies telling you about their first real estate buy during the last two years? Me I heard that a lot... IT WAS YOUR TOP SIGNAL.

>>	Anonymous Mon Sep 5 14:20:47 2022 No.51271615 >>51267255 variable rate.... Smart......

>>	Anonymous Mon Sep 5 14:23:55 2022 No.51271656 >>51267479 They're right. House prices always go up

>>	Anonymous Mon Sep 5 14:24:54 2022 No.51271667 >>51267479 Women lmfao

>>	Anonymous Mon Sep 5 14:24:58 2022 No.51271668 >>51267276 >what the fuck how is that allowed the price you pay for not being american

>>	Anonymous Mon Sep 5 14:27:53 2022 No.51271701 >>51268261 This

Anonymous Mon Sep 5 14:29:25 2022 No.51271723

>>51267276
M8 cunts ain't got a dollar for a beer let along a mil for a lot and these cunts debt be packed to the bloody rafters and one dodgy movement will blow the whole fucking shebang. We have fibro shacks going for millions and every normie cobba and his shiela is desperate to hand over their hard earned dosh to those hook noses.

>>	Anonymous Mon Sep 5 14:32:19 2022 No.51271752 >>51271723 natural selection

>>	Anonymous Mon Sep 5 14:35:57 2022 No.51271787 >>51267776 >that will make them super mad. I do this and females feel like they got replaced by my dog. Autism

>>	Anonymous Mon Sep 5 14:45:50 2022 No.51271896 >>51267990 how do I sell my house where the mortgage is now under water and nobody wants to pay me the amount I bought it for so now I owe money to the bank even after I sell the house?

>>	Anonymous Mon Sep 5 16:10:25 2022 No.51273115 >>51267276 That's pretty antisemitic anon

>>	Anonymous Mon Sep 5 18:28:46 2022 No.51275297 >>51267255 >24 years old >female What the fuck they don't look either of those things. Bitch on the left looks at least 50 and the guy on the right looks early 30s.

>>	Anonymous Mon Sep 5 19:37:48 2022 No.51276292 >>51271896 That's the banks problem now

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