/biz/ - Business & Finance

[Anonymous No.51139116]

What happens when the housing market finally collapses?

[Anonymous No.51139162]

yeah true, house market will collapse because no one want to buy a house

[Anonymous No.51139183]

>>51139162
But people always want to buy houses

[Anonymous No.51139225]

>>51139116
a depression and a lot of middle class people get houses while the rich and boomers commit suicide
lot of fun!

[Anonymous No.51139276]

>>51139162
It will collapse because debt ridden paycheck to paycheck normies cannot afford to take out a 8% mortgage, no matter the total cost.

[Anonymous No.51139282]

>>51139225
>my county is not colored in

funny considering we've had hundreds of families of faggots from a nearby major city rolling in and jacking up the prices of all properties to the point that it's been a common talking point among long time residents.

[Anonymous No.51139297]

>>51139116
Correct yes collapse no at least for most of america

[Anonymous No.51139306]

>>51139225
How do they know what the true value is?

[Anonymous No.51139317]

>>51139116
real estate is like 17% of the GDP which would probably drag everything else down. i imagine a lot of people would lose their job and many of the people sitting on cash suddenly wouldn't have the stomach to buy a house.

[Anonymous No.51139322]

>>51139183
not in the absence of the state powers of police, eminent domain, taxation, and escheat. when there isn't rule of law nobody "buys" anything

[Anonymous No.51139330]

>>51139225
>Moody’s knows the state of the housing market in every county across the country
Yeah nah I fuckin doubt it. Housing is very local and there are many nuisances that these kikes don’t know or understand or they simply refuse to acknowledge. For instance suburban housing is super hot because NO ONE wants to live with niggers in the city, not even niggers themselves.

[Anonymous No.51139339]

>>51139322
go take your pills

[Anonymous No.51139360]

>>51139225
That's a bad take.
The poor will remain poor.
The middle class becomes poor, defaulting on credit.
The rich buy the dip, attaining further properties to be managed by their equity companies and portfolios.
The middle class always gets wrecked.

[Anonymous No.51139372]

>>51139306
Apply this question to every asset in the world and you will realize how valuable Chainlink will become.

[Anonymous No.51139412]

>>51139116
everyone is waiting for it to collapse (myself included) which is how i know it will never collapse

[Anonymous No.51139441]

>>51139412
this. and with interest rates set to moon. waiting for a crash or a dip is a dubious strategy.
i mean, it could happen. but i wouldn't rely on it being a sure thing

[Anonymous No.51139455]

>>51139225
>housing prices increase 100% over the last 2 years
>could, in theory, drop up to 20% max, possibly
It's over

[Anonymous No.51139467]

>>51139441
>interest rates set to moon
that will drive price down and cause housing crash though

[Anonymous No.51139515]

>>51139455
the real number is roughly 40% moodys prices in the value but it's the people who freak out trying to sell you want to think about. 40-50% Ina depression is perfectly reasonable
WAGMI

[Anonymous No.51139538]

>>51139467
yes but a person was planning on financing part of it, they would need to buy in at some perfect time before rates were too high to make it worth it

only deep pockets will be able to take free advantage of it. anybody looking to buy using a mortgage could still have a difficult time. especially if still competing with massive investment groups buying everything up

[Anonymous No.51139571]

>>51139538
investment groups are no longer playing and Ossof is introducing legislation to ban investors and foreigners from buying property which will free up inventory, sure you pay 5% on the 240k 1800 Sq ft with pool house you buy with mortgage but you're living in it forever and don't intend to flip it its an excellent deal
a big nice depression is coming for this shit country and itll be the biggest wealth transfer in history. a bust for the history books!

[Anonymous No.51139600]

>>51139467
more of this lass

[Anonymous No.51139639]

>>51139467
How do women go around with underwear and things stuck in their butt? Isn't it annoying having a wedgie all day?

[Anonymous No.51139688]

>>51139467
God imagine getting to smell that. God it’s all I want.

[Anonymous No.51139697]

You likely won’t buy anything anyway just like you didn’t buy pre covid priced homes they were so cheap for what was happening with the 2trillion being printed you fucking mongs

[Anonymous No.51139712]

Big Christian families and rural growth. The collective death of boomers who flip houses.

[Anonymous No.51139722]

>>51139571
You’ll still be sitting in your childhood room browsing biz rather than buying a house anyway so what do you care.
I haven’t made more than 26/hr ever, I have two kids and a wife. And I own two homes and $80k liquid and I’m not even 30 yet. You retards don’t even realize how easy it was

[Anonymous No.51139736]

>>51139183
We're in a perplexing state where boomers who hold multiple proprieties out number the youngest generation who are struggling to own just one. Once the boomer die off happens, there are no economic models to base the future on. Exponential growth is likely a thing of the past and those who own these properties as hedges against inflation will be the losers in this brave new world.

[Anonymous No.51139756]

>>51139697
Fractional reserve banking is honestly worse than printing out more money.

[Anonymous No.51139769]

>>51139736
>there are no economic models to base the future on
this is what i have been thinking. so i wonder what combination of past trends could emulate the current and near-future conditions. hindsight will be 20/200 (outside of distorted history to eventually be written by the kikes)

so there has to be something that should be obvious to someone with the right eyes, the right view on things

[Anonymous No.51139774]

HOUSING crash is going to happen. For god sakes the man who came up the Case–Shiller Home Price index Robert Shiller is saying a housing crash is very possible.

This housing crash unlike the 2008 crash is OBVIOUS.

[Anonymous No.51139804]

>>51139774
old fossils who got something right once 60 years ago when they had realistic fundamentals to base their science on.

we are in clown world. artificial govt and fed reserve manipulations invalidate any fundamentals logic based predications if you don't have their insider playbook

[Anonymous No.51139806]

>>51139722
no you don't lol but weird larp anyways
I bought and sold my house in 2021 for an extrab150k I'm liquid 250k with a real wife and one kid and I was able to move to the mountains to get the fuck away from people like you. I know what I'm talking about but you? psshhhh you're nothing but a thought.

[Anonymous No.51139874]

>>51139276
it will probably drop a little because mortgages are unaffordable for homebuyers
but that won't stop institutions from continuing to buy in all-cash for guaranteed safe yields as they collectively raise rents double digit % for a whole decade

[Anonymous No.51139900]

>>51139306
They don't, clearly. There's a reason why I don't want to live in mississippi and louisiana, its called hurricane

[Anonymous No.51139910]

>>51139804
he predicted the dot com bubble and the 2008 housing crash. He has more credentials than. Where are your credentials you backyard investor???

[Anonymous No.51139935]

>>51139162
Agree. Buying house for the investment isn't attractive anymore. Being overexposed to real estate worked well for the boomers but at current housing prices, real estate is unlikely to beat inflation + interest costs in the long run.

[Anonymous No.51139951]

Look up in the sky, it's a bird? It's a plane?
Nah it's just stacy high off her zestimate
Housing is going down, I'm yelling timber
You better move, you better sale!
You'll be the one, with an upside down house
The bigger your house, the harder the prices will fall
This biggity boy's a diggity dog
Twerking in an underwater house
House Down, Booty Up, timber
I'm slicker than an zestimate price
She said housing won't fall, but I bet she will, timber
Swing your houses right and round
End of the night, it's going down
One more mortgage, another round
Spend your house like a cash cow, it's going down
Swing your houses round and round
End of the year, it's going down
One more missed payment, another round
End of the month, you'll be without a house!

https://www.youtube.com/watch?v=hHUbLv4ThOo

[Anonymous No.51139956]

>>51139116

1929 scenario follow by world war 3.

[Anonymous No.51139980]

>>51139116
>tfw born as an unattractive male
I want to kms

[Anonymous No.51139991]

>>51139116

I will finally be able to get reasonable bids for my remodel work I need.

[Anonymous No.51139994]

>>51139116
I’ll buy a house.

[Anonymous No.51140000]

>>51139980
In Rat Utopia. The rats who cares about their looks and groomed themselves the most were the most unproductive and stupid rats.

[Anonymous No.51140001]

>>51139467

More of her please sirs

[Anonymous No.51140002]

>>51139910
dotcom bubble and the 2008 crash was predicted by more than that old fossil, and as i said before, those things were happening in a time when clown world hadn't been fully installed as it is today.

[Anonymous No.51140010]

>>51139935
Here's what you guys don't get about buying a house (vs staying a rentfag). Your neighbors are now people with skin in the game and people who had the agency to buy a house. They're smarter, classier, they keep the neighborhood nice

[Anonymous No.51140053]

>>51140002
Let me explain this so you can clearly understand what is occurring right now. THE FED is trying to lower inflation. The ONLY way they can do that is by stopping asset price appreciation. The biggest asset in a NORMIE's portfolio is their house. If housing prices do not DROP CONSUMER DEMAND will continue. IT'S CALLED THE WEALTH AFFECT. When nomries feel rich because their house appreciated 10x in a year they will spend. IT'S THE ONLY WAY the fed can lower inflation.

Rich people are not STUPID. They will not continue to buy overpriced homes. People who are buying right now with high interest rate and record high homes are not the REAL RICH people. They are middle class idiots who fell for the FOMO.

Go search redfins own data. It shows house prices peaked in MAY and the MEDIAN price house prices around the country are DROPPING.

Yes we live in a CLOWN MARKET and you thought it was REAL and sustainable.

[Anonymous No.51140156]

>>51140053
thank you for the info.
>Yes we live in a CLOWN MARKET
yes, i know. that's exactly what i said 3 times already
>and you thought it was REAL and sustainable.
the fuck i did. i lived thru the dotcom bubble/ the burst, and the 2000 housing bubble/2008 burst

i know housing prices seem to have peaked and have started going down. i look at listings practically everyday.

i'm not making hard predictions either way, i was mainly just saying, the housing market could still be risky/volatile for buyers (working class, single family home buyers is who i had in mind)

of course well established smart wealthy persons and groups are going to do well no matter what happens in this arena. the only thing being "predicted" is things that are already flat out obvious to anyone with a pulse

[Anonymous No.51140168]

>>51140053
Interest rates are still low af retard
Captcha: R0KKK

[Anonymous No.51140201]

[Anonymous No.51140225]

You retards need to realize housing will never be affordable ever and you just need to make more money. fucking retard doomers

[Anonymous No.51140260]

>>51140201

[Anonymous No.51140391]

Blackrock has infinite dollars so no it will never crash too big to fail.

[Anonymous No.51140436]

>>51139116
Why are girls all so fucking good looking these days? How am i suppose to get a gf?

[Anonymous No.51140478]

What will happen is I will buy a house and/or a lot of land

[Anonymous No.51140483]

>>51139467
HOW CAN WE ENDURE PROHIBITIVELY HIGH RATES

[Anonymous No.51140504]

>>51140483
Hey you dumb nigger. the home price to income ratio back in the last 1970s was a 4. Housing prices back then were affordable. We are now at an 8 higher than the last housing bubble. This shit is not sustainable, stop trying to use charts to fool uneducated backyard real estate investors.

[Anonymous No.51140516]

>>51140000
checked but psychological coping mechanisms no longer work for me

[Anonymous No.51140531]

>>51139412
This. Rents have tripled in vegas over a decade and that changes literally nothing. People will pay quadruple next year and feel relieved it won't be quintuple

[Anonymous No.51140547]

>>51140516
Yikes, Dumb and Ugly. You will never make it.

[Anonymous No.51140570]

>>51139116
does that say morehead with blue and yellow? The same school as that volleyball team everyone kept posting? wow morehead state lore deep fr

[Anonymous No.51140606]

>>51139769
Personally, it seems obvious to me that the housing market will crash, and hard.
>Boomers dying.
>Population growth stagnating everywhere in the world.
>immigrants in the states returning home.
>Tenants are becoming more and more disgruntled towards their land lords.
>Old stable houses are starting to show signs of decay.
>Newer, cheaply made houses are starting to or will decay soon.
From my eyes, home ownership is starting to become a massive money hole if you are not constantly following up with it. Investors are going to see this soon and start unloading their unkempt plywood shakes to unassuming new investors who will then have to foreclose on.

[Anonymous No.51140640]

>>51140606
Wrong. People needs housing. Population is growing. What will happen is that houses will be bought up more and more and very few people under 40 will ever have a chance at anything but renting. Good "starter homes" will cease to exist since rentable medium density homes will sell better to these rental investors.

[Anonymous No.51140667]

>>51140640
Yup investors will buy record price homes on high interest rates so they can rent it to you cucks for a huge LOSS. Man these real estate investors are really really dumb.

You need better copium than that. Maybe BLACKROCK will save the real estate market. AHAHAHAHHAHAHAHA

[Anonymous No.51140696]

>>51139116
We're going back to the old ways, might makes right. Buy guns and ammo

[Anonymous No.51140699]

>>51139116
people buy houses, thus stopping the collapse
crazy

[Anonymous No.51140712]

>>51139116
The everything bubble pops and we stagflation for a decade and you own nothing and you cope and seethe while the alpha ruling class dabs on you bug/soi goyslop eating ass

[Anonymous No.51140745]

>>51140640
get a alod of this euro cuck trying to dab on millennials? what's wrong with you lol?

[Anonymous No.51140794]

>>51140696
In 2 weeks?

[Anonymous No.51140837]

>>51139639
Were talking about party clowns that wear 3 pounds of make up and have to clean cum out of their hair, of course they'll put up with a wedgie

[Anonymous No.51140980]

>>51140640
Population is declining, especially in first and third world countries. And on top of that, houses decay or are damaged by tenants that don't give a fuck because it's not their property.
Housing will flow from establishment investors, to retail investors, to banks after they are foreclosed on, to finally either legit homeowners or flat out demolished for its land.

[Anonymous No.51141157]

>>51140391
>Blackrock will take a massive risk on propping the housing market up and continually buying the top until they have no liquidity left despite the data showing that retail can't afford to play anymore so there's nobody to dump on
They're literally selling right now. You don't get that big by buying high and selling low.

[Anonymous No.51141520]

>>51139639
>How do women go around with underwear and things stuck in their butt? Isn't it annoying having a wedgie all day?
Girls do whatever makes them feel good. If a wedgie makes them feel sexy and admired, they'll do it.
This is real end of days stuff, western civilization is at the beginning of the end.

[Anonymous No.51141649]

>>51141157
>no liquidity left
they can just pick up the phone and ask jerome powell to add more zeroes to their accounts. Or if not just ask IRS to hire more people to get more tax money from peoples vanguard's. Why would they ever run out of liquidity?

[Anonymous No.51141757]

>>51139116
>>51139162
You retards don’t understand that in order for the housing market to crash multiple other things would have to fail to cause it and fail as a result of it.
What would happen is you’d probably be completely fucked sideways

[Anonymous No.51141778]

Sorry, no-homers.
Houses are just keeping up with inflation.

https://fred.stlouisfed.org/series/M2SL
https://fred.stlouisfed.org/series/CSUSHPINSA

[Anonymous No.51141862]

>>51141649
exactly
blackrock is a branch of the wef nwo great reset world government. they have infinity dollars

[Anonymous No.51141870]

>>51141757
You retards think there will be a sucker to buy your overpriced home with high interest rate. Housing will crash. It not a special pillar that can withstand the shitstrom that is coming.

AKA the yield curve. Shit is already accelerating.

[Anonymous No.51141906]

>>51139162
>because no one want to buy a house

[Anonymous No.51142851]

>>51141649
That's a real cool fantasy story you're writing but in reality black rock is profit motivated and can't just demand endless cash, especially not when the government is doing QT.

[Anonymous No.51143716]

>>51141870
My post went over your head

[Anonymous No.51144350]

>>51142851
obviously the limits on their funding or totally self-imposed based on what they think they can get away with without high value workers getting too disgusted to participate in the economy

they could do whatever the fuck they want as long as they have enough to steal from from some one who doesn't matter to bribe the upper middle class not to care

you stupid fucking nigger the fed is literally monetizing blackrocks fucking etfs, there are no rules

[Anonymous No.51144845]

>>51140640
Population is not growing

[Anonymous No.51146525]

>>51139225
>middle class will be rich during a depression
you are moron
>>51139116
it will never collapse. best poorfags like you can hope for is a dip like the last recession.

[Anonymous No.51146545]

>>51139317
>people sitting on cash suddenly wouldn't have the stomach to buy a house.
lmao you are so wrong

[Anonymous No.51146578]

>>51139515
>people with fixed rate mortgages that can afford to pay their bills will freak out and dump their house
no they won't you fucking tard

[Anonymous No.51146598]

>>51139571
>THERE GONNA BE A DEPRESSION
no

[Anonymous No.51146840]

>>51139116
ill buy 7 - 8 houses and wait for the price to rise, when that doesnt happen ill demolish everything and plant crops or smt

[Anonymous No.51147444]

>>51146840
This makes perfect sense only if you buy during the crash, that could be a perfect entry into the housing sector.

[Anonymous No.51147600]

>>51147444
If the much predicted crash go through then this would be a good entry into all financial markets.

[Anonymous No.51147729]

>>51146578
who said anything about people? companies are anon you dumb faggot fuck boomer kill yourself
>>51146598
dumb boomer kill yourself
>>51146525
>middle class hasn't been saving for the right time to jump in
>he thinks everyone is poor in a depression
lol, lmao even

[Anonymous No.51147794]

>>51147729
>he thinks everyone is poor in a depression
Laughs in Rockerfeller!!!

Keep a stable cashflow, don't sit in stables without getting yields and also stay away from CEXes.

[Anonymous No.51147798]

>>51147729
>moving goal posts and implying corporations will panic sell
>seething zoomer outburst
>implying the middle class has savings
Your entire post is cope. None of what you said is true. You are either baiting or a naive child with awareness of reality.

[Anonymous No.51148109]

>>51147794
Every one has an idea of how to stay profitable but guess what? These fags still get rekt cause they are just fucking larpers.

[Anonymous No.51148393]

>>51148109
Not everyone is gonna make it but with the DeFi tools like spool in the industry only a clown won't pay attention to those.

[Anonymous No.51148427]

>>51147798
>with
*without

[Anonymous No.51148456]

>>51139116
It collapses in roach infested areas but all the prime spots stay golden. Just pay attention next time and get in at a good entry point. So you in 10+ years goy.

[Anonymous No.51148503]

>>51139116
How can the housing market ever collapse when there is not enough houses?

We are like 5 million mores houses short than we were in 2008 during the last crash.

[Anonymous No.51148937]

3 possibilities
>house prices go down but due to high interest rates and shit economy with no Jobs the people waiting for the big crash won't be in a position to buy
>everyone gives up on controlling inflation, house prices stagnate or even drop but wages also stagnate meaning the average goys buying power will be fucked and still not able to afford it buy
>high interest rates successful control inflation and the property market has a slight lul but with so many people millennials waiting on the sidelines for the next big crash, demand never actually dries up and investors are still up massively over the last 5 years