Credit

[Anonymous No.50941973]

I am a newbie at everything financial. i have never had a bank account nor have I had ever any idea how to do taxes or ever done them. the only income i have had were odd favours for cash and that is not even stable at all.
>my question
is it even possible to have too much credit? some one was explaining it to me but my memory is very bad. is it possible to have too much? Would you be denied things?

[Anonymous No.50941989]

kys and go back phoneniggerfaggot poster.

[Anonymous No.50942011]

>>50941973
*farts*

I just farted in your thread.

FAQ
>What does this mean?
The amount of jannies (faggots) in this thread and 4chan account has increased by one.

>Why did you do this?
There are several reasons I may deem a comment to be deserving of a stinky fart and therefore a janny infestation. These include, but are not limited to:

Shitting in the street,

Spreading incorrect information,

Shilling lazy scams.

>Am I banned from the /biz/?
No - not yet. But you should refrain from making comments like this in the future. Otherwise I will be forced to issue an additional fart, which may put your commenting and posting privileges in jeopardy.

>I don't believe my thread deserved a fart. Can you un-fart it?
No. I cannot un-fart. My judgement is perfect and clear. Regardless, if you would like to issue an appeal, shoot me a private message explaining what I got wrong. I tend to respond to 4chan PMs within several seconds. Do note, however, that over 99.9% of fart appeals are rejected, and yours is likely no exception.

>How can I prevent this from happening in the future?
Accept the fart and move on. But learn from this mistake: your behavior will not be tolerated on /biz/. I will continue to fart in your threads until you improve your conduct. Remember: 4chan is hell. You can check out whenever you want and for however long you want. But you can never leave.

[Anonymous No.50942042]

>>50942011
Checked, why would you do such a thing?

[Anonymous No.50943493]

anyone?

[Anonymous No.50944953]

u dont have any credit in the first place u absolute sub zero retard

[Anonymous No.50945307]

>>50941973

The person you heard from was conflating outstanding loans (debt) with "available credit" (money available to borrow). It won't harm you to have a whole bunch of credit cards with zero balance on them, but it will have an impact to $50,000 on a car.

It's harder to get more loans (credit) if you already owe someone else money. No such problem exists if people are offering you lots of credit, but you aren't using it.

It's almost entirely irrelevant for most people. Get a credit card, pay off the balance every month, then get another for the bonus points and do the same.