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/biz/ - Business & Finance

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50861210 No.50861210 [Reply] [Original]

I have $320k in private student loans at prime -0.25%.
I have $600k in investments, mostly SPY, a little bit of crypto (30k worth). Should I sell the investments to pay off the loans? I'm in my late 20s, wife and I make 200k/year combined, soon to be 300k/year.

>> No.50861266

>>50861210
Also, technically the student loans are hers, but as we're married we're in it together so I'm trying to figure out what's best for us as a unit. Kinda viewing the family's finances as a business to be grown.

>> No.50863634

>>50861210
Why would you pay off a loan that has an interest rate lower than inflation?

>> No.50863832

>>50861266
>he pays her student loans
If you repay them she will leave you.