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50437841 No.50437841 [Reply] [Original]

The kids are asleep, let's do this again

>vnq
>vti
>bnd
>vnqi
>vxus
>bndx
>tqqq

Rate and post your boomer funds

>> No.50437957

>>50437841
80 VTI 20 BND in my roth, 40k. It was fucking grueling hitting the 6k max for the past 6 years, had to cut so many costs to make it happen.

But Im pretty sure if I throw another 1k in every year that will fund my retirement.

Now I'm really considering opening a trad ira and trying to do the 55/45 TQQQ/TMF quarterly rebalance strategy. Especially with TMF at fucking $12.5.

Bonds might be the real lottery ticket of a lifetime right now and nobody on this board even cares cuz theyre bonds. Everyone knows about tqqq but idk why there isnt the same hype for leveraged bond etfs

>> No.50438023

>>50437957
how old are you anon?
>tfw age 30 and no roth ira

Anyone familiar with Indexed Universal Life (IULs) programs? Seems almost too good to be true

>> No.50438060

>>50437841
80% vti
20% vnq (us reit)
About 10% down from last year.

>> No.50438097

>>50437841
18 year old zoomer. Going to start buying VAS, VNQ and VAP weekly along with crypto weekly for the next 20 years by DCAing weekly. Am I gmi?

>> No.50438161 [DELETED] 

>>50438097
Why the fuck are you buying VAP and not VIP?

>> No.50438178

>>50438097
Why not just buy VDHG and then REIT allocation.

>> No.50438200

>>50437841
heh. vanguard doesn't allow leveraged purchases besides NTSX.
nice larp anon

>> No.50438228

>>50438097
well aussie anon, i wouldn't go all-in your own country given the way things are going there, but you have the right idea. there's probably some ETF representing the rest of the world that you might want to be in.

>>50438200
i said that like a complete retard but i'm referring to the leveraged etf, TQQQ. deal with it.

>> No.50438261

>>50438097
If you're poor the index funds on vanguard have pretty much identical fees with more options and cheaper unit prices if you're holding longterm.

>> No.50438323

>>50438261
Also lower fees for brokerage fees especially for Ausfags.

>> No.50438674

>>50438200
You do know my portfolio is on Fidelity right?

>> No.50439385

Bumping

>> No.50439413

Double bumping

>> No.50439533

>>50438097
brokerage will probably cuck you unless your weekly lots are enormous. Unsure of the exact math, but I'd assume you'd want to invest in $5k lots at a minimum. Avoid VNQ, anything US domiciled will incur tax drag that doesn't make up for potentially lower fees. I personally don't see much upside for VAP/REIT's, besides which that particular one has terrible diversification even by Australian standards. VDHG like other anons mentioned is reasonable especially if you don't want to put much effort in, just contains arguably unneeded bonds and completely unneeded tax drag.

I would just do something like a 50/50 VAS/VGS split to keep it nice and simple desu.

>> No.50440019

>>50439533
Will do. Thanks

>> No.50440029

op thats a really fucking good portfolio great job

but can i ask why not just VT and the bonds?

>> No.50440391

>>50437957
>Everyone knows about tqqq but idk why there isnt the same hype for leveraged bond etfs
The industry as a whole knows a lot about leveraged bond ETFs.
Specifically with regard to how they let you create a leveraged risk parity portfolio.