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/biz/ - Business & Finance

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50060797 No.50060797 [Reply] [Original]

OH NO NO NO

After inflation, you'll be lucky to make 2% a year on your VTI. VXUS, enjoy negative returns for decades to come. You will own nothing (you don't have any ownership in the companies via index funds) and you will be happy (with your 2% + 1.2% dividend) and you VILL eat the index bugs

>> No.50060826

>>50060797
I don't buy that foreign and small cap shit, it's all VOO here fren

>> No.50060991

>>50060826
The correlation between VTI and VOO is almost 1, look it up. Small cap has no concrete effect on VTI, all the gains were from FAANG

>> No.50061746

>>50060797
>this time is different

>> No.50061803

Index funds will have worse returns than they have historically but so will everything else. Indexing will still outperform active management and stock-picking amateurs easily.

>> No.50061830

NONONONO YOU CAN'T JUST GET THE AVERAGE MARKET RETURN NONONONON YOU HAVE TO PAY EXORBITANT FEES TO MANAGED FUND OWNERS OR SPEND TIME RESEARCHING YOUR INVESTMENTS. PLEASE IM GRADUATING WITH A FINANCE/ECON DEGREE DON'T MAKE ME WORK FOR $50K A YEAR AT VANGUARD PLEASE BOGGLEHEADS PLEASE!!!!!