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/biz/ - Business & Finance


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49728793 No.49728793 [Reply] [Original]

>30 years old
>only worth $300k

>> No.49728840

>>49728793
that isn't bad at all

>> No.49728843

>>49728793

nice anon, i got about 400k cash, 1mil apartment and approx 100k assets

29 btw

>> No.49728872

>>49728843
how did you make that much money?

>> No.49728919

>>49728793
21 years old 240k net worth all thanks to fantom (ticker:FTM) I aped all into it in january 2021 with a whole year's wages or working construction like a nigger out in the sun. It paid off. I'm comfy. Waiting for the bottom now to slurp it all up again.

>> No.49728974

>>49728919
*of working construction

Also /biz/ is the whole reason I just so happened to waltz into all of this money, so I am forever grateful for you fags

>> No.49729028

Pathetic, 27yo, $14 million Networth:
>$3 million condo
>$9 million dead cash
>$500k gold
>the rest longing stocks

You guys are so pathetic and I barely even tried ahahhaahha poor people shouldn’t post.

>> No.49729433

>>49728793
28 years old
30k investments
40k student debt

how am id oing lads

>> No.49729473

>>49728793
27 years old
500k apartment (bought) + 900k townhouse (inheritance), all fully paid and rented out
50k in stock + crypto
5k worth of watches
10k cash

For a subhuman living in a 3rd world country, it isn't that bad.

>> No.49729476

>29 years old
>virgin

am i gonna make it

>> No.49729503

>>49728843
How leveraged are you, friend? I have a feeling you'll be one of the first ones to jump out of the window.

>> No.49729536

Crypto is alll about how early you invest…if you didn’t invest before 2021 then your fucked now

>> No.49729543

>>49729503
I didn't read 400k cash, lmao withdrawn
.>>49728843

>> No.49729560

>>49728793
>28
>Only 250k

>> No.49729574

>>49728793
>25yo
>6k in the bank
>900 bucks computer
>150 bucks guitar
>80 bucks in used textbooks

>> No.49729577
File: 2 KB, 340x340, 578.png [View same] [iqdb] [saucenao] [google]
49729577

>>49728793
>38 years old
>worth infinite amount of dollars
>own about $10,000 only in possessions
>about to quit my job of 15 years and spend a year on self improvement, probably backpacking and hitchhiking around the country.

>> No.49729584

>>49728974
no problem retard, pay it forward

>> No.49729597

im a trillionaire and live in ur mums basement

>> No.49729622

>>49728793
>31 years old
>only 260k net worth and 160k of it is in Link BTC ETH and GRT in that order

>> No.49729651

29
30k cash
110k in VTSAX
350k house, paid off, renting out to tenants
no debt

I didn't earn this. My parents died when I was young and I was the sole inheritor of my grandparent's estate. They worked their whole lives for this. I just hope I can make them proud

>> No.49729662

>>49729433
29 years old
25k positive
$0 debt

Pay off the debt my guy. I don’t think I’ll ever take out a loan ever again

>> No.49729684

>>49729028
rope, now!

>> No.49729768

>23
>275k CAD
its over for me

>> No.49729786

>>49728840
first post worst post
if you're not worth $1m by 30, you absolutely failed at life

>> No.49729969

>>49728793

People on this board are such fucking liars. I really do hate you all.

>> No.49730048

>>49729433
Better than most actually.

>> No.49730082

>>49729476
You will be fine anon. Put yourself out there. Get off of 4chins and go bang some sluts.

>> No.49730093

>>49728793
I'm 35 and I'm worth $3k what do you have to say to that froggieboi?

>> No.49730128
File: 240 KB, 355x384, I_OEXOz326WtgkQ7-meiKUmWj2uSaevte4OwdsiqPVuAd7XtCMsP9iDnAwGPgv4oS78ewU_2yI08g8aQ5us3m85I55uWffbUhGN4=w600[1].png [View same] [iqdb] [saucenao] [google]
49730128

>6 inch dick

>> No.49730167

>>49729786
>failed at life
I literally could be homeless and my gf wants me to marry her and knock her up. Pays to be a 6'3 chad faggot.

>> No.49730189

>>49728974
the best course of action now will be
1. don't tell yourself you're a genius
2. don't fuck it all up because you lied to yourself (see 1)

once you get ahead you are never pressured to beat the market, just start compounding safe returns even if they are not impressive ones

>> No.49730212
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49730212

29
46k cash crypto and stocks including retirements
14k car
0 Debts
Just Fuck my shit up

>> No.49730246

Just put 100k in the bank. I am happy

>> No.49730634

32
100k stocks
60k crypto (10k linkike here)
650k cash bank
Own business worth 8m
Own land worth 800k
0 debt

Still feel like I’m fucking poor

>> No.49730755

41
400k in student loan debt
17k credit card debt
make 62,000 a year
absolutely 0 in savings or stocks or 401k - absolutely NOTHING invested or saved.

>> No.49730799
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49730799

>>49730128
Same. About 6.29572910857579291092 though. Dont really care

>> No.49730813

>>49728843
1-post lying faggot

>> No.49730825

>>49729969

I’m being 100% honest. I’m ~60k down right now.

>> No.49730839

>>49730189
How to compound safe returns?

>> No.49730849

>>49728793
When I was 30 my NW was $68,000.
Now I’m 38 and my NW is $475,000.

>> No.49730852

>31
>100k networth

hyuk hyuk hyuk

>> No.49730861

>>49730634
>Still feel like I’m fucking poor

Probably because you could never find exit liquidity for your "business" or your "land"

>> No.49730870

>>49728793
I miss being worth $300K bros

now I'm just a measly $100K

>> No.49730899

>>49730755
...400k of student loans? How?

>> No.49730939
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49730939

>37
>only 5 million networth

>> No.49730962

>>49730899
probably 4 year degree at a private college in a city plus 2 year masters pus law school , or just 4 year undergrad plus law school. all while paying rent and not working.

>> No.49730980

>>49728793
haha y-yeah 300k haha

>> No.49731033

>26
>400k crypto (~1.8mm at ATH)
>350k stocks (~500k at ATH)

Sucks no longer being a "multi-millionaire", but I don't care. I had nothing to do with the money (not spending >1mm on a McMansion) and know I'm incapable of timing the market. If I tried that, I would've sold at like 30k anyway. By my 30s I'll either be fine or inherit what I need to be fine.

>> No.49731059

>>49730755
Are you a doctor? Or a NEET?

>> No.49731110
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49731110

>10k in the bank
>2k in meme stocks
>27k in bitcoin
>make 24k a year
>35 yr virgin

It's over, isn't it?

>> No.49731145

>>49728793
>29
>7k car
>1k crypto down to hundreds
>3k savings acc @ 8%
>1k investments(for retirement)
>1k debt
I just started this year taking my finances seriously. Also, im from a spic cunt so its better than nothing.

>> No.49731196

>>49728793
You are probably more rich than 99% of us in here.

>> No.49731239

38 worth maybe 40k. with 20k in 401 and zero debt, glad to see you lads doing well

>> No.49731258

>>49730128
>7.2
Kys

>> No.49731299
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49731299

>tfw 18 years old and only $3.5m liquid
Its fucking over, everyone else my age is a tik tok influencer with multiple mansions, millions of followers and hella clout

>> No.49731300
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49731300

>>49728793

>56
>Janitor
>$-25k
>Wears diapers
>Lives with mom

>> No.49731321

>>49731033
where'd the initial funds come from?
silicon valley dev?wpwhh

>> No.49731376

>>49729786
Even 1 million is cope, you need to be at least a few million before 30

>> No.49731388

>>49730962
You got it exactly. I paid my rent and living expenses (including groceries) with student loans for 8 years. Of course most of the money went to tuition.

>> No.49731391

>>49729969
I really have 6k in the bank

>> No.49731460

>>49730167
>roastoid wants to tie you down for 18 years
good luck have fun Mr "Chad" lmao

>> No.49731465

mid 30's
25k in covid unemployment monies
3k in foodstamps
1.5k car in dads name
3k in bicycles
1k in tools
phone/insurance/AAA on family plan
>tho i qualify for obama phone and $33/mo liability vehicle insurance
500/mo rent split with my partner, i stopped paying utilities to landlord a while ago and she hasnt said shit
eat from foodbank
student loans paid for by mommy
>told her i think i should take free CC courses and she insisted i go to top tier university
have worked maybe a total of about 40 months in my lifetime, lmao
spent years as a homeless traveler, its great! i only spend about $500/mo vanlifing though most of that goes towards beer :(
gas is free

>> No.49731476
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49731476

>>49729969
Do you think the average american, with less than 500 in savings, comes here? Lotsa larpers here for sure, but the poor do not seek out financial knowledge, thats why they are poor

>> No.49731521

>>49731465
>25k in covid unemployment monies
jfc...I hate you

>> No.49731523

Beat this
>35
>severely mentally ill
>30k net

>> No.49731550

>>49731476
Lmao it’s 4chan everyone comes here

>> No.49731601

>>49731521
>>25k in covid unemployment monies
>jfc...I hate you
unlike almost every other dipshit american, i have been frugally putting that money (and my labor) towards improving my community.

...im also sitting on 30lbs of weed idk what to do with.
In the past i have been able to trade it for labor on some of these 'community service projects"

>> No.49731790
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49731790

>>49728793
Divorced, child payments, 18 year old car, dead end job, balding, over weight
Never picked the correct meme coin, always on the bottom of the Ponzi scheme.

Secretly hoping the Ukraine war blow up into a World War so there is an end to this.

>> No.49731809

>>49731321
Started with 250k in aggregate savings after several years in PE. Quit at end of 2020.

>> No.49731830

>>49731809
what s PE?

>> No.49731855

>>49731830
You must be 18 to post here.

>> No.49731868

I am 30 and this stock market crash is about to take me back into 5 figs from 6 figs and let's just say I'm not coping well.

>> No.49732104

I net around 90-100k a year after expenses (small construction service) but I can't seem to save shit. Doesn't help that I'm the only one working in a family of 4. I don't even buy clothes, eat out, consoom, etc. There's just always some shit that comes up and siphons money. I've managed to save about 60k over the past several years and have a few acres worth around $120k.

>> No.49732219

>>49732104
60k savings isn't bad fren, don't let the demoralization posts get to you. One of bosses makes like $150-200k per year without overtime and he says he's actually broke from a divorce and gambling

>> No.49732228

>>49728793
31 here and worth $275000

>> No.49732363

>>49728793
>23 years old
>130 per month
>still living with my parents
>my only way out of this misery is memecoins, I'm currently with qom.
what to do? should I hang myself once and for all?

>> No.49732616

>>49728793
I'm black so I'm just happy to not have any pending warrants.

>> No.49732851

>>49732616
Hit those licks my nigga. I stay robbing rich crackers

>> No.49732902

>>49731299
holy shit i fucking hate your generation. we as millenials got fucked in 08 with obama depression, then fucked again in 15 and now fucked again under biden. We actually played within the system and got fucked over every step of the way.

>> No.49733156

>36 yo
>unemployed for the last 15 years.
>unwilling to work.
>not getting any gov benefits
>not paying into social security
>$800,000 inheritance
>Lost $200,000 gambling in shitcoins and stocks
>$600,000 to last me for the rest of my life
>If I live for another 50 years, i can only spend $12K a year.
$1,000 a month isn't enough to live a satisfying life. It'd be more hedonic to get a job at this point...

>> No.49733410
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49733410

>>49731550
>Lmao it’s 4chan everyone comes here
I wish that was so. I had a conversation last week with a friend from work who started spouting off about how bad 4chan was, due to the last shooter supposedly posting her, I had to stop myself from laughing in his face. Tried to tell him this was one of the last bastions of free speech available and his response was
>4chan bad
Normies don't come here, if they do they get turned off the first time they see someone say nigger, and good riddance

>> No.49733590

>>49732104
>I've managed to save about 60k over the past several years and have a few acres worth around $120k.
how did you acquire the property and what are some of those random big expenses?

>> No.49733677

>>49732902
All these years later you're still blaming the recession on a guy who wasn't even in office when it started. Holy shit your brain is fucking rotten.

>> No.49733719

>>49733677
i wish so badly we were irl pussy brainlet. not even worth explaining to you

>> No.49733737

>>49728793
> it's-over-pepe.jpg
Which of your life-defining desires can you not afford?

>> No.49733771
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49733771

>>49729584
You don't speak for us faggot.

>> No.49733773

>>49733156
>$1,000 a month isn't enough to live a satisfying life. It'd be more hedonic to get a job at this point...
$1000 a month isnt enough to live a *comfortable* life, but it is def enough to be hobo traveler.

you give up creature comforts like netflix and a cozy bed but you go amazing places and meet very intersting people... idk, i dont have the words for it but i have memories in my head that are so strong and emotional, almost makes me want to cry, by far the best times of my life.

or you can get a get a comfy part time job to stretch out that 1000k/mo
or instead of gambling shitcoins, put money in stable long term stocks

theres a very surprising number of female hobo travelers, though theyre all lefties, hahaha

>> No.49733778
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49733778

>>49728919
>>49728974
I saw FTM at the time, and was active here, but didn't buy any. I made some other good moves, but missing FTM is one of my greatest mistakes

>> No.49733808

>>49733156
>If I live for another 50 years
then you'll have 50 years to turn your 600k into millions by investing in crypto and biotech. You have basically already made it king. just don't be a retard gambler and you win.

>> No.49733854

>>49728919
so you doubled your money?
made $120k in a year? what was this 120k/year construction job you had? how the hell did you get it? also i take it you lived at moms house and had minimal bills, ya?

>> No.49733860

>>49728793
>18 years old
>only worth 500k
Should I just kill myself now fr fr no cap
It’s too late to go to uni or have a gf or learn and instrument bros

>> No.49733863

>>49728793
Either you make it this last cycle or you'll need to find another ponzi because crypto is almost done
>t. same as you

>> No.49733909

>>49728793
200k house
60k Tesla
150k cash
50k crypto

>> No.49733923

>>49733909
26

>> No.49734009

>>49728919
im 21 too, fell into a couple good investments. Bought a house on a lake sitting with still 50k in crypto after this recent crash.

You guys wanna try start some kind of company to fuck around with and make some money?

>> No.49734036

>>49733909
>he thinks a car is an asset

larp or ngmi

>> No.49734083

>>49731601
pickle the weed
>>49732902
you got got
>>49733808
this anon is right, just start DCA on the way back up and live off a reasonable rate for now
>>49731465
how is gas free?
why do you have so many bicycles if you live in a van?
how do you do with women?
how do you store valuables?

>> No.49734094

>>49728793
poorfag

>> No.49734171

>>49728843
Nice, I have $60M in assets, a Ford Ranger, and a deaf cat. 35 Years Old.

>> No.49734177

I have 50% of all my assets in crypto

>> No.49734196

24yo
married
11m net worth down bad from the recent crash

>> No.49734250

>>49729969
I lie in every single thread. I have about 7k, but i larp and call myself a failure for only having 2,000,000 in assets.

I like the idea of someone making 200k and losing it because they believe its not enough when its a ton of money. Every single person on this board also lies, the really successful ones wouldnt come to fucking 4chan. They dont even know this place exists

>> No.49734457

28yo
$34.5M in stock through my employer, vesting over 4 years (I've only vested about 2.5 yrs of it so far though). But it's a private company, so I can't sell it yet, and with how hard tech stocks are being hit right now, I wouldn't want to sell now anyway.

>> No.49734473

>>49734083
>why do you have so many bicycles if you live in a van?
>how do you do with women?
>how do you store valuables?
>>500/mo rent split with my partner

>how is gas free?
hobo magic

>> No.49735118
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49735118

>>49734473
>hobo magic
please elaborate

>> No.49735389

>>49735118
go hobo and find out.

>> No.49735624
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49735624

>>49728793
>37
>live with parents
>$50,000 in bank
>no debt
>will inherit paid off property worth $1.5 million once parents die, one has 3 years max, other might live for another 20

I don't know guys I'm not gonna make it.

>> No.49735971

>>49728793
Turning 31 next month and I'm worth a bit over 500k. Maybe I have low standards, but I'm satisfied with that. I'm even considering retiring early.

>> No.49736115

>>49729476
god has a special reward for virgins after life

>> No.49736160

>>49728843
I got twice of that.
18 btw

>> No.49736699

>>49728793
32 years old only $400k worth, but making a flip with AxlToken on their fixed pool for 55% APR. by eoy it would be a triple figure.

>> No.49736816

>>49728843
6 million cash
jewish btw

>> No.49737398

>>49730167
>Pays to be a faggot
Huh?

>> No.49737897

>>49733156
Unexpected expenses like medical bills are going to make you poor.

>> No.49737941

>>49728793
> 27 years old
> $50k
> owns 2 startups
> raises a lot of funds for one
> all markets crash to oblivion
I mean, I tried.. what the fuck should I do now?

>> No.49738078

>>49730167
based

>> No.49738094

>>49728793
You value your life only at 300k USD? Too bad, sweaty.

>> No.49738152

>>49728793
This is the LARP thread right?
Where we all pretend to either be dead broke or exaggerate how rich we are to farm (You)s?

>> No.49738175

>>49729651
Based humble anon.
I'm sorry about your parents, my Dad has terminal cancer, he's not going to last more than a few more years. I don't like thinking about it too much.

>> No.49738217

>>49735624
>tfw all inheritance from my parents is gonna get split to hell
Assholes having other kids and shit.
Fuck you guys.

>> No.49738367

>>49729969
americans love to lie about there real assets.

>> No.49738425

>>49738217
Kek, they are lucky you aren't their only child judging by your words.

>> No.49738587

>>49728793
>27yo
>1.3m cash
>200k etf's
>50k cryptos, mainly ETH
>unemployed
>still live with mum
>literal tranny

>> No.49738880

>>49728793
>nic
ONLY in USA is this seen as bad.
ffs.

>> No.49739586

>>49728919
No you have 120k you owe 50% to taxes.

>> No.49739656
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49739656

>27
>effectively back at zero since the crash
>no gf

>> No.49739787

>>49728793
>19 years old
>2k networth
I want to kill myself so bad. I am never going to make it. I make 1000 dollars per month while studying. Now that we are entering summer vacation im only going to be able to save like 400 since im going to lose scholarship and social benefits. Wanted a nice stack and spread it with 25% LINK, 10% ICP, 25% ETH AND 40% Bitcorn but with this measly amount of money im never ever going to make any substantial amount of money

>> No.49740444

>>49730839
Park on some no or minimal risk platform e.g. Celsius and sit back.

>> No.49740472

>>49728840
these are demoralization/shitposting threads.
very few have 300k at 30.

>> No.49740621

>>49729786
>>49731376
Thread theme
https://www.youtube.com/watch?v=MtgvoHROnj0

>> No.49740846

>>49728793
that's probably better than 90% of people