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/biz/ - Business & Finance


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49473712 No.49473712 [Reply] [Original]

So I am currently working 40 hours a week and I am barely breaking even with rent and my student loans and shit. I need to pay $5000 to finish my training which will launch my career. I am so close. How the hell do I make that money? Find a second job? I am dense

>> No.49473826
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49473826

>>49473712
Bro. Wtf is your income? Expenses? Spending? You need a budget. Just make a spreadsheet, write down how much money you make a month / week. Then write down your expenses. If your expenses are less than your income. You will never get savings.

How to get le savings done
>make a budget
>list out all your necessary expenses [gas, rent, groceries, utility bills.]
>list out your unnecessary expenses [Starbucks, subscriptions, etc]
>find out how much money you make after taxes.

If you dont have any money for savings; then you will have to do either. a) lower your expenses. b) increase your income. c) both a and b.

You just need to make money and dont spend it on useless stuff. To get more money, get a second job, paid overtime, side hustle. Sell your soul, plasma, etc. Or lower your expenses.

>> No.49473841

>>49473826
If your expenses are MORE than your income. You'll never get savings*