/biz/ - Business & Finance

[Anonymous No.49382669]

What does it even mean to be overly cheap with money? Isnt the whole point of money to spend as little or as much as you want?

[Anonymous No.49382767]

>>49382669
>Smart
I save a high percentage of my income and use that to buy cash flow or speculative assets. I will spend some more if i have to go on a date or out with friends.
>Cheap
no sorry im not going to go out with my friends tonight that's going to cost me $20 that could be used to buy assets and decrease my retirement age from 65 to 64.99*

[Anonymous No.49382771]

women dont understand the value of money or the potential freedom it brings so they just blow it on frivolous nonsense that loses its value instantly and get mad if you try to stop them

[Anonymous No.49382792]

>>49382771
It's so much that women don't know it's value. It's that they know in this high pussy value society they can just hop to another unsuspecting host.

[Anonymous No.49382834]

>>49382771
they seem to be biologically wired to acquire something and use it asap.

[Anonymous No.49382842]

>>49382767
>no sorry im not going to go out with my friends tonight that's going to cost me $20 that could be used to buy assets and decrease my retirement age from 65 to 64.99*

[Anonymous No.49382870]

>>49382842

[Anonymous No.49382878]

>>49382834
like cum

[Anonymous No.49382945]

>>49382834
white men evolved to want delayed gratification when we switched to farming and we always had to prepare for winter and stock up, the ones that didnt died. why do u think blacks are so impulsive and short sighted? they barely farmed, lived on hunter gatherer diets and it was hot all year round in africa, a recipe to evolve into something incompatible with civilization.

[Anonymous No.49382948]

>You must do the thing you do not find entertaining, fulfilling, nor valuable in any way or. . . or you're just a boring, meanie doodoo-head!
>Also, pay my way or you're cheap.

[Anonymous No.49382956]

>>49382669
It means she had to split the bill.

[Anonymous No.49382964]

>>49382842
unfathomably kike mindedly based
i have become shekelman, destroyer of economies

[Anonymous No.49383049]

>>49382834
they want to be provided for. the more you provide the better. while i'm certainly not an expert in this topic i imagine the whole point of dating is to filter women like the one in op.

[Anonymous No.49383144]

>>49382669
WHO IS THIS GOD AMONGS MEN?!

[Anonymous No.49383170]

Omg this person is bitter, shes talking about herself right

[Anonymous No.49383193]

>>49383170
this is why i love arabs

[Anonymous No.49383242]

>>49383170
Imagine thinking maximising tax right offs is a bad thing ngmi.

[Anonymous No.49383301]

>>49383170

[Anonymous No.49383318]

>>49383301
Holy based Becca marry me

[Anonymous No.49383331]

>>49382767
I honestly had to lose all regular friends to be able to live a smart investor lifestyle. I only meet two persons I would consider friends in ~ 6 months. My former friend circle was something similar to jersy shore bums german version. The kind of faggots that would buy a bottle in a club to impress some 7/10 women only to end up in the red zone at the end of the month.

[Anonymous No.49383384]

>>49383301
I kneel

[Anonymous No.49383401]

>>49382945
>they barely farmed, lived on hunter gatherer diets
Based retard

[Anonymous No.49383627]

>>49383301
I love her

[Anonymous No.49383768]

>>49382771
spending unnecessarily large amounts of money on useless vanity items is a lot of fun. you do kinda not have to be an autist though or you will overthink and ruin it for yourself.

[Anonymous No.49383781]

>>49382842
based

[Anonymous No.49383823]

>>49382669
>smart with money
I invite my friends to watch a move or something at home and make some nice food for all of us to eat.
>cheap
I invite my friends to watch a movie or something and give them nothing to save 5 $. I refuse to turn on AC/heating. I also wear the same clothes I bought 8 years ago and bathe once every three days to save water and soap.

Being cheap is refusing to spend money even when it would be reasonable to do so. Being smart with money means spending what is reasonable to spend and not wasting money.

[Anonymous No.49384093]

>>49382669
her twitter handle of _NL suggests she is from the netherlands
and they take personal austerity to a whole new level, its a kind of 'i had fun once its awful now i must stop others from experiencing fun' kind of calvinism
thankfully the newer generations due to internet access are shaking this christcuck indoctrination

>>49382771
no its rational for women, they know even if they deny it in public that all their value is tied to their appearence and fertility so it makes sense to spend all money in your youth to lure in the best catch for money cannot save an old woman
for men its the opposite, problems emerge when you let a young women touch your money, but if you actually made it as opposed to inherited or lotteried it you should know how to handle that
also 100% that sheroccan gets beaten at home and has zero autonomy except to obey with pleasure and if your husband family knew she was posting this it would be a real severe beating

[Anonymous No.49384173]

>>49384093
>christcuck indoctrination

[Anonymous No.49384345]

>>49384173
i knew some retard would come in with a fedora argument
but no really you should see the calvinist in its natural habitat its quite the sight, its not just about praying to jesus its about a total detachment and abandonment of worldy pleasures for a supposed reward in heaven
which is doubly weird cause you arent doing it out of believe but for simply an expected reward

[Anonymous No.49384353]

>>49382767
>no sorry im not going to go out with my friends tonight that's going to cost me $20 that could be used to buy assets and decrease my retirement age from 65 to 64.99*
Extreme cringe

[Anonymous No.49384388]

>>49383170
getting a loan on a car if you're slighly not retarded is a good idea, you'll get a low rate and still keep your liquid cash
having half a mill in a savings account on the other hand..

[Anonymous No.49384499]

>>49383301
goddayum…

[Anonymous No.49384561]

>>49383170
>Wife
>Loan
Implying this somehow isn't him paying for it? Implying low interest on an auto loan is bad? Sounds like she's mad she doesn't have a rich Arab husband

[Anonymous No.49384572]

Cheap to her means not showering her with dinners and gifts like the 80 year old sugar daddy she used to wank for an allowance

[Anonymous No.49384595]

>>49383301
Italian Americans are arabs

[Anonymous No.49384616]

>>49383170
is this bitch completely financially illiterate? What the fuck does she expect the guy earning 8k euroes a month to do? Save all 8k euroes for half a year to buy some shitty car for his wife? Since, remember, cars cost at least twice as much in europe as they do in America. Factor in the supply chain issues, a decent car in europe would realistically cost like 60k to 80k euros at this point if i am not mistaken.

That's retarded and makes no sense. Obviously the person with that much cash flow would have an even bigger incentive to get a loan, with as favorable terms as they can, so that they can funnel the cash they didnt pay as a lump sump, into some sort of investments that will earn them more than the interest on the car. I mean we learned this shit in my high school and college economics courses, its called time value of money. A dollar today is worth several dollars 6 years from now.

God what a retarded bitch.

[Anonymous No.49384645]

>>49382669
ok whatever you say woman whose name directly traslates to VAGINAS OHNONONNONONOONNONO AAAAAAAAAAAAAAAAAAAHAHAHAAHAHAHHAHAHAHAHAHHAHA

[Anonymous No.49384657]

>>49382945
Wow this is so smart and intuitive! I'm so glad I read this piece of profound wisdom

[Anonymous No.49384737]

>>49382669
>>49384093
She is just a seething muzzy. Dutch people are responsible with money not only because of protestantism, but also because of the hardships we endured over the centuries.
Muslim women especially can't stand this trait, because back in the arab shithole their family hails from, they expect suitors to shower them in gold jewelry, pay for €100k+ weddings, lease the latest most expensive BMW/Mercedes etc etc. Dutch guys are not like this, and that's why the is upset. She obviously wants a Dutch husband but can't cope with the perceived "cheapness". Sorry, Madena, you either get to have your 1001 Arabian night wedding which includes beatings by Hassan for the rest of your life, or you put up with Dirk's cheapness and have a good and fiscally responsible husband.

[Anonymous No.49384803]

>>49382669
Did her husband or father approve this message?

[Anonymous No.49384807]

>>49382767

^ This

[Anonymous No.49384910]

>>49382669
Why are ethnic minorities so materialistic?

[Anonymous No.49384969]

>>49382669
I don't want to be friends with people unless I know they're both well off AND cheap

[Anonymous No.49385277]

>>49382669
Self-report that their goal with a bf is to extract as much money from him as possible

[Anonymous No.49385347]

>>49384910

[Anonymous No.49385455]

>>49382669
Was watching some show about mental cases who refuse to spend money
(Can't remember the name of it)
But this black bitch, was cooking a lasagne in the dishwasher, to save money on running the oven.
There's limits to everything.

[Anonymous No.49385572]

>>49385455
>cooking a lasagne in the dishwasher
Based

[Anonymous No.49385719]

>>49384910
This is only a thing for third + generation immigrants IMO.
I think it has something to do with lacking a culture/purpose. Later generation immigrants thoroughly reject the culture of their parents, while also not being accepted into or embracing the culture of wherever they live.
So money/materialism is left as the universal standard they can use to prove themselves and to have some kind of identity.
First generation immigrants are some of the cheapest people around, cooking all their own foods, taking the bus in stead of driving cars, saving money and sending it back home to wherever the fuck.

[Anonymous No.49386224]

>>49384737
>the hardships we endured over the centuries
>dutch
>hardships
that place has been one of the richest and most advanced geographies in world history
and dont go the hunger winter was my peoples shoah, muh 6 million herrings
dutch cheapness is directly attributable to their specific kind of life denying protestantism

[Anonymous No.49386251]

its always the people who either want your money or want iyour money spent on them who calls another cheap, hmm go figure.

[Anonymous No.49386443]

>>49384173
lol i thought that was an ETH miner

[Anonymous No.49387642]

>>49386224
They used to be one of the shortest nations on earth.

[Anonymous No.49387733]

>>49383170
Borrowing money makes you more money. The longer you hold it, the cheaper it is for you.

[Anonymous No.49387764]

>>49383301
Lmao you know she’s a fellow channer. You can tell she wanted to add faggot at the end of it. Absolutely based.

[Anonymous No.49387851]

>>49383301
>italian
well, there you have it. wops got zero chill

[Anonymous No.49387872]

>>49385455
Extreme Cheapskates?

[Anonymous No.49388288]

>>49387851
can confirm
dated two and even learned one family’s dialect from the old country
she was nuts but i miss her from time to time

[Anonymous No.49388315]

>>49382669
>NL
uh, dutchbros?

[Anonymous No.49388393]

>>49383170
>1k a month
What kind of shithole is that?

[Anonymous No.49388425]

>>49382669
Being a non-virgin is hands down the ugliest trait to have.

It’s embarrassing, it’s unattractive, it’s annoying, it’s rude. It’s boring.

It literally says everything about your whole personality.

- Don’t even come near me if you defiled.

[Anonymous No.49389421]

>>49382669
gold digging whores

[Anonymous No.49390436]

>>49382842

[Anonymous No.49390762]

>>49385347
except most immigrants consume gov bennies and are used to increase labor supply and drive down wages.