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/biz/ - Business & Finance

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49338962 No.49338962 [Reply] [Original]

i will pay total ~5.5k on mortgage+property tax every month. how badly did i screw up

>> No.49338974

>>49338962
you havent screwed up until you make a payment, you can always just leave

>> No.49339035

>>49338962
You bought a $1.5 Million house?

>> No.49339053

>>49338962
Sup Mark. How’s the 1,800,000. House treating you? Big enough for YOU AND THE THREE CATS YOU STOLE FROM ME?

>> No.49339067

>>49338962

Sounds like California

>> No.49339071

>>49338962
Also is that Anna?

>> No.49339086 [DELETED] 

>>49339067
800k, texas

>> No.49339124
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49339124

>>49339035
>>49339067
no, texas for 800k new construction

>>49339071
no

>> No.49339156

>>49338962
use your new home to kys pedo

>> No.49339164
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49339164

>>49338962
>land of the free
Good lord Lmao

>> No.49339173

>>49339124
Good lord the top really is in.

>> No.49339193

>>49339124
Damn property tax is a bitch in texas

>> No.49339195

>>49339124
How are you paying 5.5k a month on a $800k house? Is it because you only have a 15 year mortgage and the property taxes being stupid high?

>> No.49339279

>>49339124
This sounds perfectly sustainable. I picture companies coming in and buying up like black rock. Helping inflate prices. Those companies going bankrupt on purpose so the government can bail them out, then take ownership of the homes and let people rent them. You'll own nothing and you'll be happy. The government will never sell them, home owners will be rare as home loan interest rates will spike to unsustainable levels. They might not even kick people out. You'll just lose ownership, pay less than you were on mortgage and you'll justify it as you potentially saving more money in the long run compared to the 30 year loan repayments. You can work on the house as if it was your own. Considering most governments already make you jump through hoops just to renovate or change something on your property. It'll be barely noticeable. Once the new generation is older, the concept of home ownership will be so alien, they won't even know what they're missing. If a cat is born inside, is never allowed to leave the house, would it realise what it's missing outside?

>> No.49339283
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49339283

>>49339195
>>49339193
30 yr, ~$1500 of that is property tax, $180 hoa, rest is insurance and principal+ interest. I also put 20% down 4.9% interest rate

>> No.49339347

I used to pay 1650 per month.
Now I have to pay 2000 because they did an escrow assessment and my escrow payment went up by 350 per month. My total escrow doesn't seem to have changed.

Is there anyway ti can get it back to how it was?

>> No.49339356

>>49339283
1,5k tax EVERY MONTH? LMAO

Burgers have no right to laugh at europoors and their taxes, i dont pay that much per YEAR for a huge house and property

>> No.49339423

>>49339356
where do you live? property tax is 1.80-2% of the assessed home value in Texas unfortunately, but we have no income tax

>> No.49339443

Why do Americans pay so much in tax so Ukraine and Israel can become superpowers but they don't get free healthcare or education in return?
In fact what do Americans get in return for their taxes at all?
Wars in the middle east?

>> No.49339707

>>49339283
hahahahhahahahahahaha!
lol, lmao
dude just stop paying now and live for free for a few months until you get evicted. It'll destroy your credit for a few years but unironically this is the best move for you

Also, you're a fucking retard for thinking that an HOA will protect you from dirty beast niggers and spics. Listen to me and thank me in 2029 when your credit recovers

>> No.49339712

>>49339283
Anna is so fucking cute

>> No.49339718

What actually happens when you buy a home? Is it easy or does it take months what’s the process?

>> No.49339722

>>49339423
holy shit is that yearly? with that rate you might as well have income tax instead and you wouldn't be worse off
or frankly I don't know which is better, but that 1.8-2% sounds huge
in comparison my property tax is yearly 0.05% of the property value and lots of towns don't even have a property tax
we have income tax tough, flat 15% with tax discount if you raise kids

>> No.49339725

>Buys a house at the peak of the housing bubble
Are you serious, or has the market already crashed in America?

>> No.49339841

>>49338962
sherbacute