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/biz/ - Business & Finance

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4094622 No.4094622 [Reply] [Original]

Be honest with me fellas, what is the best starter credit card for a 20 year old with no credit history?

>> No.4094641

Get a college card. It's easier to get just lower limits.

>> No.4094646

>>4094622
Which country, my low iq /biz/ friend?

>> No.4094650

The one you get approved for.

Make your payments on time, don't use it like a debit card, and build your credit in order to get a better card.

>> No.4094655

>>4094622
The only ones you can get then.

Get a secured card if you have to. Build credit then look into churning.

>> No.4094663

>>4094646
U.S.

>> No.4094711

None.
Maybe it's because I'm Australian, but why the fuck do you want a credit card? Why do you want to put yourself in debt? Use the money you have.

>> No.4094730

>>4094711
1) builds credit history which is important in north america
2) protects against fraud
3) you literally get free money for using a credit card

No reason not to use one if you pay your bill.

>> No.4094746

>>4094711
I want to use it just to build credit score and I want to stop using my debit card for everything.

>> No.4094800

discover

>> No.4094804

>>4094730
>>4094746
credit was the greatest jew trick ever right after the holocaust

>> No.4094843

>>4094800
why tho
>>4094804
this tells me nothing

>> No.4094850

>>4094804
What is your ideal economic system then?

>> No.4094874

>>4094843
the secured card is the only secured card with rewards afaik, and their customer service isnt pajeets