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406430 No.406430 [Reply] [Original]

Next year I have a choice between taking an intermediate Chinese class, or an investments class.

Chinese is my only skill. But I will never use it and have no motivation to continue. I can imagine how great it would be to work and live abroad in Hong Kong or Singapore, but that will never happen. I am trapped. I really don't care to know how to make doctor's appointments in Chinese...

I already make my own investments in the stock market, so that class would be pointless too.

Which should I take? I realize what a joke I am to end up in this position.

>> No.406441

>>406430
(your age)% bonds index
[100-(your age)]% S&P 500 index fund

Increase S&P if you have a high risk tolerance, decrease it if you have a low risk tolerance.

You no longer need to take an investments class

>> No.406443

>>406441
yes, and now is the time to get into that S&P 500 fund. before it's too late! nothing but smooth sailing from here!

>> No.406446

So all investment classes teach you is to invest into stable shit as you get older?