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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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29959423 No.29959423 [Reply] [Original]

Morning lads time for the daily /britbiz/ thread.
What are we buying today?

>> No.29959598

Nothing. I did all my buying last year. I am, however, selling in exchange for her majesty's good boy points.

>> No.29959629

>>29959598
You reckon Sunak is gonna tax R gains 45% lad? Gotta pay all them bennies somehow

>> No.29959640

>>29959598
>not getting a cheeky sovereign before curry sunaks budget announcement
mate, hope you like getting taxed up the arse

>> No.29959645

Are you excited as I am about the incoming tax hikes?

>> No.29959711

>>29959645
I don't think taxes will rise too much yet, HMRC anon on the other thread says the word on the street is Sunak doesn't want to fuck his chances at PM by taxing us out the arse

>> No.29959806
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29959806

>>29959711
Hey. Bojo decided to follow the political science.
You reap what you sow. Pay the banks fucking debts and toxic mortgages.

>> No.29959826
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29959826

>>29959423
Monero.

>> No.29959833

>>29959423
Cellular Goods

>> No.29959847

>>29959423
As much gold as I can as soon as possible

>> No.29959910

>>29959423
Just buy Ethereum, Polkadot and GRT. You will be wealthy in a few years and wont need to wagecuck with ahmed

>> No.29959992

>>29959806
Hi mate wtf are you on about?

>> No.29960003

>>29959423
Still holding my asko. Shit's been going up for 2 days now.
Think I'll sell at $2 and get a cheeky new car.
Left hand drive is the price I have to pay for an 80s digidash.

>> No.29960079

>>29959640
I prefer apartid era krugerand. As well has being tainted with black tears, they are easier to sell.

>> No.29960093

>>29959645
>>29959711
Agreed. Boris and Rishi are Keynsian economists so they love high public spending, low taxes and high public debt.

Obviously Corona has bought spending to stupid levels with our debt now nearly as high as France, Spain and Italy so taxes arent out the picture but still i would be suprised coming from these guys

>> No.29960097

>>29959711
He'll just spout some absolute trite like "I fought against this tooth and nail but in the end I was forced to raise the taxes:(" as he taxes more than 50% of your paycheque.
I'm of half a mind to start an two llcs soon and sell art back and forth between them so I don't have to pay any tax on my gains.

>> No.29960226

>>29960097
Do it mate you'll end up in HMP getting bummed by purple Aki

>> No.29960280

Should I buy some BP stock, yeah or nah?

>> No.29960304

>>29960280
I wouldn't.

>> No.29960398

>>29960280
Yes but only long term. As they are shifting more from becoming an oil company towards an energy company, a lot of focus on green energy which will be heavily subsidized by governments.

>> No.29960424

Sota finance. It is a nft. Have a look at MUSE and see how it has ballooned in the past month (like x100). It's a nft also but is just used in one game (which is called muse) and it's value derives from its sheer rarity (500 million coins). Sota has 24 times more coins in circulation, but is still low at 12 million. But if muse can go to $75, Sota can easily go to $3 and it's only like 30 cents now.

>> No.29960437

I dropped half my paycheck yesterday affternoon on link. already up 8%. Doesn't matter cause I'm never selling

>> No.29960465

>>29960424
Sorry that should read 500,000 coins not 500 million

>> No.29960662

Best thing to buy from coinbase? I have £150 to spare.

>> No.29960731

>>29960226
What am I gonna do in prison? That's right: not have to pay any taxes.
Checkmate Rishi. HMRC fears the unapolagetic public tax evader.

>> No.29960778

>>29959423
if i made it in minecraft, would changing biome then and renouncing my previous biomes access pass mean i would avoid diamond mining fees?

>> No.29960825

>>29960662
withdraw your money from coinbase and move to binance

>> No.29960835

>>29959629
If he does I'm fucking off. I don't want to pay 20% so 45% is right fucking out. Not a chance. I would unironically go to prison before I gave nearly half of my gains to pakis and nonces.

>> No.29960893
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29960893

How long until it comes tumbling down lads?

>> No.29960895

>>29960825
what's the reason for it?
also does anyone have a referral ID for binance?

>> No.29960979

>>29960895
coinbase fees are criminal
binance is 0.1% and 1% on withdrawals

>> No.29961007

>>29960979
oh, for some reason I thought it was the opposite. Thanks for the heads up!

>> No.29961055

Is there a more boomer show than Escape to the country? They are completely out of tune. I swear, every time i see these pensioned oldfags casually buying 800k+ property and going, "that's quite the bargain innit" i want to shoot them in the knee. It's almost like they're trolling you.

>> No.29961160

>>29960893
Wouldn't hold your breath. As long as billionaire foreigners keep buying in London the cascade effect will see prices remain high.

>> No.29961227

Gambling on LTC to pump due to the PayPal situation this month. Put 3 grand on it, time will tell. Considering 3x long rolls Royce too, however this Brazilian rona news is not what we need.

>> No.29961610

What's unironically a decent side hustle I can do from my laptop while I Work From Home / in the weekends. Lockdown has me with too much spare time and my thumbs are feeling idle

>> No.29961646

>>29960895
>also does anyone have a referral ID for binance?
70185949

Moving from coinbase to binance is a no-brainer imo

>> No.29961661

>>29960893
It never ends. The house my parents bought 25 years ago for 300k is now worth 3.5 million. I will literally never move out, it's pointless.

>> No.29961697

>>29961055
Boomers are the luckiest generation ever but their defining trait is that they will never admit it to younger people. They call us snowflakes while they got to buy their houses cheap and see them inflate without any risk. Remember the Blair years? It felt like we were all at the end of history and that the economy fucking up wasn't a thing anymore. It was the least politically conscious period in memory, turnout for elections were low, all classes of society were basically content with their lot and not interested in boring grey shit like politics and the economy which seemed like would always stay roughly the same for the future. That all changed in 2007,8 of course when everyone was forced to stop and accept that the enormous gains enjoyed by boomers would mean the locking out of the next generation from being able to move on in life like boomers could.

>> No.29961706

it pains me that when i see a video of some lads chanting on a night out or some kids getting smashed in a park half of the comments are something along the lines of "this is what makes me proud to be british"

a national identity tied to the chasing of fleeting pleasures and recklessness
anyone else with this feel

>> No.29961749

>>29961610
onlyfans

>> No.29961768

>>29959423
I'm trying to buy Freedom Reserve (FR) it has many use case too

>> No.29961848

>>29960979
just use coinbase pro

>> No.29961937
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29961937

>>29961610
>side hustle

Have you considered buying my course on Amazon drop shipping?

>> No.29961946

>>29961848
coinbase pro
>fees are still many times that of binance
>worse in every way

>> No.29961967

Is being a landlord still a viable option at this point? Heard talk of further taxing but not really looked into it

>> No.29962102

>>29960731
Oi m8 av yew paid yor cell tax this month? Wassat? Didn't ya read the chancellor's budget announcin the new tax? Well well well my sunshine yew are nicked. Double nicked.

>> No.29962125

>>29961697
This. What's worse it they cannot acknowledge their progeny as working harder and making less then they did.

>> No.29962157

Seriously lads is there an easy way to evade taxes in this country? Up to and including leaving the country.

>> No.29962236

Guys I think I am hyper aware of stuff, of people’s behavior like how they go around the same circles. But I can’t seem to use this knowledge to change myself in order to take advantage of it. Anyone felt that way? In a meme-ish way to say it, is like I have Jew knowledge of human patterns but I can’t take advantage of it because I hate human interaction in general.

Sorry if I sound like an edge lord but I honestly don’t have anyone to talk to about this since my 3 friends are Noemies (but good people).

>> No.29962267

>>29961227
>LTC to pump due to the PayPal situation this month
what's that about? I also have a LTC bag now, is there some flare airdrop soon aswell?

>> No.29962313
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29962313

>>29961967
Property prices at all time highs. Mass unemployment imminent.

Is be looking very much at the scummy housing benefit end of the market.

>> No.29962318

>>29959629
Doesn't matter to me, I'll just keep my crypto tethered and use my blockchain debit card.

My stocks are in my investment ISA. Not paying a fucking thing to paki nonces or stabby wogs.

>> No.29962365

>>29962236
You have autism anon

>> No.29962429

mum just got back with a maccies breakfast lads

>> No.29962532

>>29962365
Hahaha that’s what I thought but aren’t autistic people unaware of unwritten social rules and stuff? I mean I have had normal friends, I played sports (tennis and rugby) and I go to the gym everyday. Like everything I do is healthy I am even married. Is just that I feel like I can predict people’s behavior and it helped me out a lot in investing. But I can’t even though I understand how, use knowledge to climb up the corporate ladder, I know what to tell people but I just dislike them so much , that I always tried to minimize my interaction with them. Heck maybe I need to move out to a different country.

>> No.29962684

On a sidenote any software engineers ITT looking to team up on a blockchain project?

Have a very good designer and i'm a tech lead a insurtech firm. Anglos only, no foreigners.

>> No.29962721

>>29962532
You write like an autist.

>> No.29962752

>>29959629
no, it's just an extreme rumour intentionally circulated to make you think the real but lesser rise coming isn't so bad.

>> No.29962784

>>29962721
Probably because English isn’t my first language?

>> No.29962839
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29962839

Just bought 500 XRP and 50 XTZ

>> No.29962894

>>29962532
I think spergs lack the social intuition but the more intelligent and observant ones can build a logical understanding which can let them manipulate normies of they're so inclined. They might not be that good because they'll probably still seem a little weird to most people but they can do it.

>> No.29962897

>>29960003
How many you holding

>> No.29962928

>>29962429
Slip a finger up her for me shagger

>> No.29962935

>>29962784
It's not that, it's that you think like an autist. You are seeking patterns and predictability in human behaviour. People without autism do not do that.

>> No.29962953

>>29962125
Completely. As kids and teens they got to enjoy the benefits of socialist policies in the 70s which eventually bankrupted the country, then as working adults they got to reap the benefits of the thatcher era in the late 80s and by the late 90s they were set up for good. They had some hard times like the early 90s but overall they didn't suffer the same structural impediments our generation does. Also, fewer people had degrees so if you had one back then you were on easy street. Nowadays thr norm is the be super educated and hard working, the bar is higher and the costs of failure ever greater, financially, socially and psychologically.

>> No.29962961
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29962961

>>29962157
Imagine still thinking you will ever be allowed to leave.

It's the Brazil coof or something now.

>> No.29962967

>>29962684
Just to have your own crypto or is there a point to it?

>> No.29962975

Just another day making sweet gains staking my $wault

>> No.29963019

>>29962967
Not looking to launch a token, no.

>> No.29963144

Converted some XRP to ADA. Rekon it's going to keep going up

>> No.29963186

You're all dead gay in this thread like. What's the point in whinging about how easy your parents and grandparents had it? You get what you get, maybe it's harder for you than it was for them but so fuck. You have to forge your own path and make your own way in life.
T. Born in a council house to a family that is still living on the government teet, managed to work my way from prole to middle-class and you can do it too.

>> No.29963263

>>29962532
>>29962236
Chances are you don't have any special knowledge or insight anon, most people are aware of these behaviours at least intuitively. What would make you "special" would be to know how to apply this knowledge effectively to advance your career or social standing or whatever, which you self-admittedly don't have.

>> No.29963291

>>29962953
Add to that the fact that you're basically competing on a global scale nowadays. As opposed to just your own nation or even continent.

>> No.29963295

>>29962897
44,000.
Grandad heard I was "getting into stocks and the like" and gave me a hundred quid to put on shit so I've also put it into asko.
Made him £15 so far.

>> No.29963340

>>29960893

When pakis stop having 20 children and contributing to this.

>> No.29963394

>>29962532
why would you like to "climb the corporate ladder" if you dislike people so much

just earn money by investing, fuck everyone else

>> No.29963433

>>29961768
You can buy it on pancakeswap and honeyswap if you don’t want to pay the uni fees.

Copy and paste bFR contract into pancakeswap: 0xbea7086c99a85d4b5e6a0494c18b037fdd8ee932

Or

https://app.honeyswap.org/#/swap?inputCurrency=0x270de58f54649608d316faa795a9941b355a2bd0&outputCurrency=0xe91d153e0b41518a2ce8dd3d7944fa863463a97d

>> No.29963579

>>29962267
PayPal are going live with crypto payments this month. Btc, btc cash, eth and ltc. Ltc has the fastest transaction speed out of the bunch so could see wide adoption.

>> No.29963599

>>29963186
Hello Deano

>> No.29963654
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29963654

Cornish chad reporting in, always see british people on here and just in general kicking off about immigration and such, its easy to forget these issues because we don't encounter such things down In Cornwall, like mass amounts of immigrants / Muslims

>> No.29963689

Any coporate wagies here? Anyone just think the entire work culture in the UK is a stagnant class system?

Barely any work gets done, 99% bureacracy and project managers that want everything broken down to the entire minute. Surviving on decades old technology and products.

The middle class just want to achieve the tacky turnkey deano box and BMW lifestyle in their 20s. It's very obvious the prep/grammar/private school kids and their trajectories into middle management.

It's one big pantomime to keep people with money for their rents and mortages but nothing really ever changes.

>> No.29963700

Any /his/ lads?

Who is the greatest monarch? For me it's Henry V, shame he died when he did, all of France might be speaking English by now otherwise.

>> No.29963722

>>29959423
>britbiz
Observing the movements of US, EU and Uk dividend aristrocrat funds, I'd say the UK is more of a 'emerging marker' kind of third world deal these days rather than part of western finance. Its like investing in russia or brazil. Its a basketcase run by morons elected by morons

>> No.29963856

>>29963654
go back to your hobbit hole mate

>> No.29963907

>>29963599
Yes my friend I guess you could call me a Deano in a sense. I did an apprenticeship in engineering and that was my leverage to escape the underclass. I absolutely fucking refuse to purchase a deanobox though, I am looking to buy a cottage in the countryside.

>> No.29963988

>>29963700
good ol richie the 3rd - last monarch to die in battle

>> No.29964045

>>29962318
You know that using you crypto card trigger tax events right?

>> No.29964145

>>29960280
It's a good long-term hold. I went 33% airliners 33% retail and 33% BP about a month ago and whilst it's had the least amount of growth out of each (obviously it's been a very short timeframe for stocks) it's likely going to be the stock i'm going to hold the longest.

>> No.29964336

>>29959423
Thinking of COTI but idk if its a good or will i get FUDded to death

>> No.29964395

>>29959423
Been doing the LTO/riddler math over the last few days, im all in LTO now. Do the same and you will see why stansberry research describes LTO as the ethereum of the business world. Definitely gonna make it so how do i cash out without rishi robbing me blind?

>> No.29964461

>>29959910
I unironically wouldn't mind wagecucking it if I could work in a place where everyone was white. You would actually be able to make friends at the workplace.

>> No.29964497

>>29964045
Who cares

>> No.29964509

I'm currently living with my parents, so no rent/cost of living, while working a £36k remote job. There's nothing I really have to spend on as I'm quite content with the things I have, and it's not like I can go outside given the time now anyway.

Should I just blow most of my monthly paychecks into crypto?

>> No.29964683

Anyone here who has actually made it or close to making it from crypto?

I am such a fucking fool for not getting in earlier. I have been browsing /biz/ on and off since it was created and still barely invested until recently.

I know we are still early in the grand scheme of things but it’s still a horrible thought that I was aware of Bitcoin almost 10 years ago.

Any tips that you guys have followed to be successful in the market, not really looking to trade just looking to make some good investments that I can hold on to. Maybe one or two potential moonshots too.

>> No.29964710

>>29964509
I'm currently splitting my paycheck 20-80 between crypto and my SISA

>> No.29964758

>>29963689
How do grammar schools fit with the others? It's literally just a state school that you pass a test to get into instead of living within a radius of it. Mine was full of pikeys.

>> No.29964795

>>29959423
buy gold whilst its in its pullback phase and the pound is incredibly strong

>> No.29964825

>>29963988
>born and raised in the lap of luxury
>your duty: to run the country
>spend most of your time overseas pursuing vainglory instead
>die
No thanks.

>> No.29964908

>>29964509
why dont you save for a mortgage. You can also go outside whenever you want

>> No.29964965

>>29963654
All those new builds you see everywhere are about to be filled with hong kong.
UK tech boom but natives will lose space

>> No.29964998

>>29964908
I meant going outside for expensive activities, like the cinema, theatre, cafe, bar, etc.

>> No.29965064

>>29963907
Well done! Stay away from the lower classes and try not to turn into a MAMIL.

>> No.29965139

>>29965064
mamil?

>> No.29965161

does anyone know of a crypto exchange with zero withdrawal fees that moves large volumes of LTC?

coinjar has no withdrawal fees but the LTC exchange has like 2 transactions per hour

binance has a lot of transactions but has withdrawal fees.

>> No.29965510

>>29959629
Unlikely. Can't scare off the rich foreigners, even if they manage to dodge most of it anyway.

>> No.29965653

>>29964683
I'll tell you what you don't want to hear - the bitcoin boat has sailed. But the big ships and cruise liners haven't yet..

>> No.29965749

Why there is so much hate against London? I have been living there for 6 years and I love it.

>> No.29965805

>>29963340
The hard-working Pakistani only has children he can afford. It is the white Angloid benefits scrounger who is bankrupting the country.

>> No.29966233

>>29965139
Middle aged man in lycra aka old cunt on a bike

>> No.29966319

Is it possible to buy pre-paid visas/MasterCard's with crypto without KYC involved?

>> No.29966361

>>29959423
RUBIC

>> No.29967268
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29967268

>>29964336
smart move, comfy gains

>> No.29967309

>>29965161
Bro just send to coinbase pro, pay 0.5% on a market order then a €0.15 SEPA fee to withdraw. Sure it's not ideal but it's a bit cringe to seethe over paying £20 to cash out your 30 ltc.

>> No.29967795

>>29967309
I know it's peanuts, but if I'm paying £20 might as well use a regular bank for international transfers. I'm trying to make something useful with crypto here.

>> No.29968172

https://freedomreserv.eth.link

>> No.29968975

>>29963654
>man in top floor of tower block thinks the fire will never reach him

>> No.29969715

Currently have:
>£30k for house deposit all in easy-access premium bonds
>£45k salary as software engineer in London

I just want a fucking starter house, I'm hoping Q1 2022 to have £60k in cash but even that won't be enough. Inflation eating everything

>> No.29969860

>>29965749
assalamu alaikum brother. yes i don't understand the hate either. it's a very nice city

>> No.29970101

>>29963700
henners 8th

>> No.29970104

>>29969715
buying on your own?

>> No.29970195

>>29970104
Yep

>> No.29970224

>>29965653
Bitcoin has a 10x in it, altcoins might be able to do a 15-20x, but that's it. Gambling on some shitcoin isn't going to help when Bitcoin starts to stall at 10x.

>> No.29970230

>>29969715
Assume you're buying in commute distance of London. Repayments will eat your salary if you're not putting down 33% deposit.

>> No.29970264

>>29970195
Move to rural scandinavia, cheap houses bro

>> No.29970274
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29970274

>>29959423
Easy money

>> No.29970327

>>29970230
You need 33% deposit now, always thought it was 10%

>> No.29970466

>>29970230
>33% deposit
most retarded post of the day, congratulations

>> No.29970534

>>29970195
invest in gfs

>> No.29970557

>>29967795
Unless you have identified a specific niche country/language where you think you can corner the international transfer market... you aren't making money on this. You can also be held hostage by an exchange at any time from fee increases or account freezes.

>> No.29970623

>>29970466
How would you afford anywhere around London on 45k single income without a big deposit?

>> No.29970975

>>29970623
by taking a longer mortgage

since he's posting in a business board I'm assuming he knows how to invest, and can make something useful with that money rather than just handing it over to a bank

you should be able to easily beat the bank interest by investing in crypto right now, and I don't think the crypto market will be the same in 20 years. money now is better later.

>> No.29971075

>>29970975
Your money is going in to home equity which is one of the best places for it, not spending it on fucking dogecoin.

>> No.29971207

>>29971075
agree to disagree then.

yeah, if wagecucking exclusively might as well buy the house with cash.

>> No.29971406

>>29969715
Are you a recent graduate?

I earn less than you as a graduate but I keep seeing people on Reddit flex their £40k to £50k software engineer salaries as graduates with no years of experience. It's kind of demotivating.

>> No.29972186

>>29971406
I have 2 years experience and work in London and I think I'm being underpaid, know friends who are on 60k+ in Canary Wharf.

>> No.29972259

I don't know why but the fact that bongs feel the need to make a general on every board is hilarious.

>> No.29972264

https://www.dailymail.co.uk/news/article-9311487/The-beginning-END-Canary-Wharf-chief-says-gradual-return-desks-start-March-29.html

The DM is shilling hard to get people commuting to their shite offices again.

>> No.29972274

>>29971406

That's media income unless you are in some shit tier company. Get some experience and jump a couple times and you'll be on better salary.

These companies live off dilberts stick in the first job they get out of university. I've earning twice what I was on garduation after 4 years whilst the people I started grad with are still in that job likely only earning 10% more than what they started on.

>> No.29972359

>>29969715
>35k in North west

Am I being underpaid?

>> No.29972453

>>29963654

Aren't the yuppies from London moving in as I type this?
You're living on borrowed time mate, nowhere will be allowed to be free of the plans that our masters have in store for us.

>> No.29972529

I'm a med student and when I will graduate I'm going to have about 50k of debt. The junior doctor salary is like fucking 30k at best. How will I ever get a house? This country is shit and I'm moving somewhere where doctors are fairly paid

>> No.29972600

>>29972359
Depends on a lot of factors

>> No.29973033

just finished work to see some big poomps after such a red week, shame ADA isn't following suit after a good run. I'm missing out on these cheap alts though.
I'm still holding out that we will see a few more red days this week and maybe BTC nearing closer to 40k, before I can think it's only up from here

>> No.29973088

>>29972359
How many years of experience?

>> No.29973137

>>29972359
Nah, I'm the one who is being underpaid

>> No.29973397

>>29965805
haha yeah ok mate i'll have a kebab with chips and a can of coke please ta

>> No.29973474

>>29970224
what are you basing this on?

>> No.29973514

>>29959423
>What are we buying today?
Fertiliser and fuse string

>> No.29973602

>>29973088
5

>> No.29973655

>>29961706
brutal m8

>> No.29973721

Why are Brits such a threat to the world that we need to be segregated on 4chan? Is it because we are too independent and risk waking the rest of them up? We are definitely being distracted from influencing the board... I make over 5000 posts a day unless I get distracted by a comfy /brit/ thread

>> No.29973811

>>29965805
Ha porkie. I bet you have a nice big house back home don't ya? :D

>> No.29973974

>>29973397
>pakis are poor wagies
>pakis are responsible for driving housing prices to 300k
which one is it

>> No.29974049

>>29973397
So edgy and cool.

>> No.29974104

>>29973974
They aren't in porkistan is the problem. Simple as.

>> No.29974170

>>29974049
It is very amusing yes :)

>> No.29974271

>>29959423
Frens I've heard that UK stocks are volatile is that true?

>> No.29974340

Now that BTC is over 35k again I'm in profit since I bought at that like a tard a couple weeks ago.

>> No.29974418

>>29974271
I don't think they exist anymore? They have some at a few castles but I have never seen a nonce in them before so I don't think they count.

>> No.29974610

>>29974271
No more than any other market. They seem to take forever to recover after a big downward move though, still bagholding some pandemic dumps while my US holds are higher than ever.

>> No.29974628

Bros how does my plan sound:

>start £55k (+ bonus) london grad job in september this year
>use £80k crypto savings for deposit
>buy a £300/400k studio apartment in central london using help-to-buy mortgage

Thoughts?

>> No.29975151

>>29974628
Went down a rabbit hole of wondering what could be had for under 300k in London, found this. Who wants to live like this?
>https://www.rightmove.co.uk/properties/91851440#/

>> No.29975195

>>29973721
it sorta just happens when you're the protagonist of the world

>> No.29975232

>>29962318
Which debit card is best to get for this?

>> No.29975365

>>29973474
Crypto being 1.5T, meaning mid-term it topping out at around 25-35T. World wealth is something like 400T, I cant see crypto being more than 10% of that without large inflation helping.

>> No.29976574

>>29963654
Hi fellow cornish chad, it's a blessed life for sure.

>> No.29977778

>>29974628
Help to buy is only for new builds though right so I can't imagine there are many in central london for less than the £600k maximum. You are going to net like £3k a month just rent somewhere decent instead of having to live in a 350sqft hole that you are paying off for the next 25 yrs.

>> No.29978068

>>29977778
>Help to buy is only for new builds though right
you wish mr. wimpey

>> No.29978496

>>29973602
I'm getting paid more than you but I work in London. It probably evens out cost of living wise.

But I know THG pays its graduates £40k to work in Manchester, though the hours and workload are tough apparently.

>> No.29978581

>>29974628
>£55k
What's your job?

>> No.29978884

>>29977778
Yep, although Rishi might extend it to all houses and all buyers, not just FTB

>> No.29979294

>>29978068
The h2b equity loan is for new builds only as far as I can tell. If you mean the 4k a year 25% bonus help to buy isa then sure but I'm not going to support locking up your money for a fixed 25% gain on a crypto board.
>>29978884
The boomer wet dream. I wouldn't even be that mad as long as rishi also lets me buy over the h2b limit with his money. Salary limited atm but would pump the boomer bags if we don't have to hand over 6 figs EACH to secure a non-shitbox (600k) in sowf.

>> No.29979530

>>29979294
I just don't get why homeowners care if house prices crash? If they want to upgrade then the houses above them in the ladder will also crash?

>> No.29979862

Lads I'm stick of my shitty charity job and commute, are there any easy work from home jobs that would take a schizo?

>> No.29980873

>>29979530
Average person only has house equity and a private pension if you're lucky as their assets. To capitalise on a crash they would first take the equity hit, then they might choose to draw down from their pension to pay for the house upgrade (and this counts for income tax which is 40% over 50k to remind you) or do a one-off tax free pension release for 25% of the fund value. Maybe in the latter case they would see an upgrade (if they have at least 500k in private pension) but most won't have a big enough fund for that.

>> No.29980911

>>29962961
Not being allowed to leave is fake news. Flights are still running to many countries with no restrictions. I left from luton airport weeks ago and have been having a great time and at no point did anyone stop me. You're not allowed to 'go on holiday' but you're allowed to leave the country for other reasons like 'I'm leaving the UK indefinitely'. And no one ever asks you anyway so do whatever you like basically.

>> No.29981624

>>29961055
it's all relative. there's probs homeless who'd shoot you in the knee for having a better tent. being salty your whole life will only make you unhappy. the grass is always greener on the other side.

>> No.29981938

>>29980911
This. People just soak up whatever they hear on TV. Just look up valid reasons for travel and spout one if asked. it's all on the .gov website. same with maskwearing. i never wear one and if anyone asks you say your're exempt and that's it. i've never been questioned beyond that but if i were to be i'd say "wearing a face covering makes me severely distressed". This is on the government list of excuses. It's a matter of principle, also. They lie to us so I lie back.

>> No.29982314

>>29980873
I might just bite the bullet and get an HTB equity loan on a new build leasehold 1 bedroom flat just to get on the ladder. Who knows how long this bubble will last for

>> No.29982530

>>29982314
where you looking to buy anon? I'm in a similar boat.

Combined salary of 80k, currently have 25k deposit, looking for a 600k htb flat in london, ideally with a garden but every single developer is exactly the same I don't know what's shit and what's good

>> No.29982683
File: 2.90 MB, 480x480, 1612813921446.webm [View same] [iqdb] [saucenao] [google]
29982683

Any general advice for a 21 year old student in Scotland as to not be fucked in 5-10 years? Got about 2.5k LINK and some ETH/BTC. Otherwise thats about it, not particularly asset rich atm.

>> No.29982731

LASTNIGGERCOINFINANCE.COM

It's a defi coin that will have anti corruption features, so it has a use case besides farming

>> No.29982850

>>29982530
Similar to you, 30k deposit but only 45k salary, looking at London. I might keep a lookout for discounts but looking at a 300k flat. I feel the same about the developers but don't really have a choice.

>> No.29983030

>>29963654
Love Cornwall. Best times for me are when we go to our holiday home on the coast which has appreciated by 1500% since we bought it.

>> No.29983604

>>29978581
Different ID but same person, will be working in Sales and Trading at a bank

>> No.29983947

>>29981938
>wearing a face covering makes me severely distressed
what would happen if you wore a mask?
>it would be extremely painful
you're a big guy
>for you

>> No.29984241

>>29983947
based

>> No.29984885

>>29982683
>21
>Student
>Scottish
Kys

>> No.29985208

>>29982683
Rubic

>> No.29985223
File: 50 KB, 615x621, Derek-Avery.jpg [View same] [iqdb] [saucenao] [google]
29985223

>>29984885
Very helpful post, thank you