/biz/ - Business & Finance

[Anonymous No.29172868]

>he thinks he can cash out internet funny money
>he doesn't eat rice and beans every day
>he doesn't have 6 months' gross income (minimum) in an emergency fund
>he doesn't pay off debt using the snowball method
>he doesn't think slow and steady wins the race
Who here is Ramseypilled, and who here is ngmi?

[Anonymous No.29173304]

>>29172868
>>29172868
30 years ago being ramsey pilled would've been a viable option
modern economics have changed and the shit that used to work for the last 100 years no longer work and can make shit worse instead.
>wages dont keep up with inflation
>expected to save all this money in various ways that also dont keep up with inflation
>not supposed to self invest and supposed to pay a CPA or other advisor to invest for you
>not supposed to look anywhere near crypto
unless i live in a flyover state making $80k+/yr, saving for the sake of saving no longer works.

[Anonymous No.29173596]

>>29173304
I live in a flyover state making that kind of money and I still feel poor. I use less than 30% of my income for debts/living expenses, too. AR my expectations just too high? I want a newer Audi.

[Anonymous No.29173758]

>>29173304
Sad but true. This is good and prudent financial advice but times are changing

[Anonymous No.29173883]

>just cash out dude, LMAO

[Anonymous No.29173885]

>>29173596
>I want a newer Audi.
do you even watch Dave Ramsey? a new car is the biggest waste of money on earth.

[Anonymous No.29174003]

>>29172868
>he doesn't pay off debt using the snowball method
Imagine having (((debt))) in the first place

[Anonymous No.29174139]

>>29174003
Imagine not debtmaxxing. Debt doesn't matter retard.

[Anonymous No.29174240]

>>29174003
imagine not borrowing as much hyperinflating currency and spending it on hard assets as fast as humanly possible

[Anonymous No.29174303]

>hi dave thanks for having me on the show

>I took out a $250000 loan for a fake LLC and got it all liquidated shorting a chinese scam coin. Now my question is do you think it's a good idea to buy my childhood dream car at this time?

[Anonymous No.29174932]

>>29173885
You would literally have to pay me to buy an off-the-lot German car. I'll buy a couple years used after if halves in value. Excellent cars, terrible investments tbqh

[Anonymous No.29175187]

>>29172868
I've got a snowball method for you
*unzips dick*
Now open your mouth

[Anonymous No.29175450]

>>29175187

Wouldn't that mean you already have cum in your mouth though

[Anonymous No.29175527]

>>29172868
>>he doesn't eat rice and beans every da
Correct. (((Grains))) are poison

[Anonymous No.29175634]

>>29175527
What's your diet consist of

[Anonymous No.29175777]

>>29175450
Enough questions

[Anonymous No.29175796]

>>29172868
>Boomer providing bommer-tier advice that doesn't work anymore.
I'll admit that he's right about some things, like living frugally and avoiding high debt chasing dumb shit like a college degree that will not pay off the loans, but a broken clock being right twice a day doesn't make it a useful clock.

[Anonymous No.29175984]

>>29175796
A broken clock that works twice a day isn't useful.
A broken cock that works twice a day is.

[Anonymous No.29176133]

>>29172868
>he doesn't have 6 months' gross income (minimum) in an emergency fund
>6x0=0
oh anon, but I do have 6 months gross income in an emergency fund

[Anonymous No.29177226]

>>29175984
what

[Anonymous No.29177384]

>>29174932
>I'll buy a couple years used after if halves in value
Good choice anon. This is the best way to buy a 'new' car. 2 years after it's initial release should be enough to halve the prices of most cars and still remain under the warranty for another 1-3 years depending on the manufacturers.

[Anonymous No.29177387]

>>29174303
lol underrated

[Anonymous No.29178170]

>>29174303
kek