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/biz/ - Business & Finance


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29098358 No.29098358 [Reply] [Original]

How many good goy points do you have?

>> No.29098394

>>29098358
i dont have a credit card

>> No.29098504

no credit cards, no debt, bought a phone and contract, suddenly credit score's 800

>> No.29098657

Haven't checked but probably around 300. Has not affected me much because I refuse to go into debt again.

>> No.29098675

I spent $30k on hookers and drugs in a depression spiral. Declared bankruptcy.
Wont be allowed credit for a very long time.

>> No.29098725

I am 30 years old and have no credit card.

100k in stocks
90k in crypto
11k in cash

>> No.29098779

>483 credit score
>$8k in debt
>$182k in crypto

>> No.29098785

>>29098358
~550 now.
was just getting to mid 700s again but then i quit my job and stopped paying it off. dont really care.

>> No.29098791

No clue. Never looked. No debt and no interest in borrowing money from anyone.

I'm perfectly capable of losing every dollar I make by myself.

>> No.29098817
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29098817

I use my credit card like a debit card and just accumulate the cash back. I will never pay a single cent of interest to the credit jew.
I think my score is pretty good for someone still in college

>> No.29098820

>>29098358
She's so perfect bros hold me

>> No.29098848

797

>> No.29098872

>>29098394
>>29098725
>>29098779
>>29098791
How do you anons even rent an apartment with no credit? Redpill me

>> No.29098895

>>29098358
You still have picture of this cunt on your PC? Really? You are aware she is 80% filter app right?

>> No.29098905

Mine is stuck at 780s. Has been for years. 0 debt

>> No.29098935

>>29098872
I live with my parents, but when I did rent my, older brother cosigned for me. But that was before all the debt and stuff

>> No.29098942

>>29098817
it is man. keep it up

>> No.29098963

>>29098872

Parents co-sign and I pay everything

Fuck credit cards. Won't get one untl a million

>> No.29098983

>>29098358
I've been doing literally everything you shouldn't do like taking out loans and buying crypto, yet I keep getting these 'exciting' emails about my credit score rising. Fuck them. I'm never borrowing SHIT for the economy.

>> No.29098987

>>29098905
Same, been in the 780s all thru my 20s. I'm 31 now. I don't think it can get into the 800s without a (((mortgage))) or (((car loan)))

>> No.29098993

It was around 700 last I checked, but I never really check it aside from yearly credit reports to make sure my identity hasn't been stolen.

>> No.29099005

>>29098394
NOT based. build some credit moron

>> No.29099042

>>29098358
They can take their 'women and minorities only' scholarships and shove it up their ass. I'm going to let 'women and minorities' carry the fucking economy. Fuck them I'm never going back to dollars until the day I die. they will never see even one cent of my labor.

>> No.29099090

>>29098987
My thoughts exactly. Gotta get more debt goy!

>> No.29099132

820. Was 830 but early COVID hit the finances. Should be back there in a few more months

>> No.29099169

>>29098872
I rent from a family member. I also work at a business owned by the same family.

It's basically slavery with extra steps and a trust fund.

>> No.29099243

(((>>29099005)))

>> No.29099253

>>29098358
400 and an ex wife. The two are related.

>> No.29099290

>>29098817
I knew of a guy who kept a negative credit card balance and used it as his checking account with the credit card owing him 5 to 10 grand at any given time. Showed me proof one time. Never did understand why he did it, pretty sure just retardation. I've always wondered though.

>t. 780bro

>> No.29099753

I was bankrupt a few years ago and my credit score is at 866 just from paying rent on time. How the fuck do I have a better score than you retards?

>> No.29100271
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29100271

Any bros wanna help me figure out how to get right score go to 800?

Why aren't they the same?

>> No.29100323

>>29099753
I'm about to start renting in a month, does it shoot up even more if you do pay rent?

>> No.29100490

>>29100323
I'm an Ausfag so YMMV
But I'm sharehousing paying $100 a week. Went up in two years. Literally only checked today cos of this thread. Thought it would be like 200 or something

>> No.29100727

>>29098358
Does this girl have lupus? She has lupus right?

>> No.29100736

>>29098358
595 and I like to party

>> No.29100794

>>29098358
Someone post her actual pics where she is a troll

>> No.29100838
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29100838

I’m a good goy

>> No.29100970
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29100970

>>29100727
>s-she have lupus, and cancer, and she's-she's STINKY and and a doodoo head

>> No.29101045

>>29100970
I legitimately don’t understand. Every pic I see of her she has a huge malar rash. She either has lupus or is purposely using makeup to imitate the most obvious outward symptom of lupus.

>> No.29101144

750ish last I checked. Never had a credit card but whoever is in charge of this shit confused me for someone with a similar name that owned a bunch of cars and houses I've never heard of but they make their car payments and mortgage payments on time so my credit went up. Was pretty cool.

>> No.29101219

808 mafia

>> No.29101283

>>29098358
I don't know and I am too afraid to check. I'm pretty sure it's bad.

>> No.29101311

>>29098358
It's threads like these that are why my credit score is fucked up. Do you know how much debt I'm in?

Twenty-five THOUSAND United States Dollars.

And... why do you think that is? It's women. It's these God-damned women you keep posting.

>> No.29101324

i owe 2k and i havent payed in 4 months how do i get out of this. im serious

>> No.29101388

814

>> No.29101401

>>29101311
You are enslaving your self to the banking jew and vaginal jew at the same time. Free yourself anon.

>> No.29101429

>>29098358
794reee

>> No.29101504

>>29099005
no

>> No.29101565
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29101565

>>29098358
No idea what the individual scores are since I don't feel like checking.

>> No.29101832

>>29101401
I can't help it. I am addicted to the dopamine release I get from cumming to a cute cute CUTE girl, and you FUCKING guys keep posting them. Don't you dare insult me, take that back this instant. You posted this shit, you destroyed my portfolio, do you know what it looks like. Do you have any idea?
Red.
It looks fucking RED. You know how much red I'm seeing, bro? Do you know the percentage of red on my screen now? You don't.
My mistakes are bearing down on me right now, this market is stampeding over my fucking stocks and my coins.

My only refuge is my $500 US Government bonds...


Just stop posting these women.

>> No.29102103

None

>> No.29102217
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29102217

>>29098358

>> No.29102266
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29102266

>>29098394
>>29101504
based

>> No.29102327

>>29101832
You're an idiot. Invest into a -20M MPO with low-risk audronalins.

>> No.29102395

698

got "economically dismissed" from the army by obama right after financing a tv, washer/dryer, mattress

>> No.29102508

>>29102327
You don't know what addiction is like. If I see a woman my hands automatically reach to unbutton my pants - I went through EXTENSIVE CBT to stop jerking off.
But then I found this fucking board. I worked a six figure job. And you kept posting SEX anyway. You know I can't help myself. I fucking told you time, after time, after time, but you reeled me in with women.
$30,000. That's what my debt stands at now. Could you please explain why you did this?

>> No.29102670

814 (Canada)
19 Years old. Went full autist, 3 cards using 40% of limit monthly paying off in two installments.
The only reason I care is I plan on taking out a mortgage a start renting out a cheap duplex in my area. Real cheap houses here and lots of retarded leftie-alt girls that rent out appts at whatever fucking price for the "moving out young" experience. I figure having two people paying a really aggressive (and essentially free) mortgage for me is the closest thing to free money as possible.

>> No.29102896

>>29102508
Go through an extensive IPO, retard, and try making some money for once. Instead of blaming every john for you're misgivings.

>> No.29102999

>>29098358
825, and I am proud of that.Was in the high 300's low 400's at one point. Took years of not being a fuck up.

>> No.29103094

>>29102896
'John' is right. You've used me up like a cheap fucking whore, churned through my coins and stocks. How am I SUPPOSED to control myself, champ, if you keep posting these women. Do you know how big their milkers are? You know what you're doing. You're profiting off of this. I can't invest in an God-damned-IPO without any money, it's all tied up in the DEAD COINS and DEAD STOCKS you forced me to invest in. And THAT'S WITHOUT TALKING ABOUT THE DEBT.
I have nothing left. Because of you. You fucks.

>> No.29103112
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29103112

>>29102508
Cum Cum Cum Cum Cum

>> No.29103141

>>29103094
Try to fuck off with your savings and just invest in the latest big stock. Or go fuck off and jerk off to some slut with BTC tattoo'd on her tits, and go ahead and spend all your $10k on that shit

>> No.29103265

>>29099753
Kek. 866

>> No.29103275
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29103275

>>29102999
>Was in the high 300's low 400's at one point

How does one’s credit even get that low anon? Kek

>> No.29103336

>>29102999
wells it's good to know at least that it can be fixed.

>> No.29103348

>>29103112
Fuck you. Fuck you. Fuck you. My portfolio was diversified once, now I buy anything you idiots say. You degenerate fuck. Why do you have something like this saved. The ONLY reason is to make me buy your God-damned-stock. Who do you work for? Vanguard? Buffet? The Rothschilds? Reddit?

>> No.29103367

>>29098358
I think I'm at like 840? Idk it's not worth looking at the soft checks anyways

>>29098791
based and retardpilled

>> No.29103389

>>29098358
709 but once my Self account ages i'll be hitting the big times

>> No.29103403

>>29098394
I have one I never use.

>> No.29103404

850 credit score
i am the goodest goy
except i'm actually jewish tho

>> No.29103465

>>29098725
This guy is the most honest man on /biz/, tired of seeing "19 years old and 750,000 in crypto" memeposts.

>> No.29103732

>>29098725
You think you've got a problem but I massively overextended my portfolio into Nokia and Litecoin because I saw women on this board telling me to do it and I lost it all.

>> No.29103823

>>29103348
you're going soft fucking off with your money. takei t seirously.

>> No.29103868

200 because when I was like 19 I took out a phone contract cancelled the direct debit and left the country hasn’t made a shed of difference to my life though other than having to pay like 6 months rent up front if I move places which is nothing

>> No.29103951

>>29103732
simp

>> No.29104094

>>29103868
>200
bruh

>> No.29104144

>>29103951
I don't respect these women. I don't like them. I hate them. My mother broke every bone in my body by the time I was 4. She ruined my father - he has had erectile dysfunction since I was born.
Don't get me wrong here.
But I can't stop jerking off to them. Until I could. But then I came back, and you fucking idiots, you fucking deceivers, tempted my portfolio away from reasonable investments into these shitcoins and meme stocks and destroyed me financially because of my penis.
I just want an answer, bros. Why?

>> No.29104294

>>29104144
bottom, in both definitions

>> No.29104329
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29104329

>>29098358
I just let my credit card get to high, that's why -20pts. I had cash in the bank, whatever.

>> No.29104868

>>29098872
rent in an area filled with niggers

>> No.29104891

>>29098358
A face only amerimutts can love

>> No.29105377

>>29098358
I want to blow my load all over that pretty face and tits then lean over and whisper into her ear
>Make America Great Again

>> No.29105669

>>29098358
Credit score is a stupid scam, they took 60 points because I have a high balance... Wait for it, on one of the cards that has a low limit that I pay off every month. That's when I know the system is run by monkeys.

>> No.29105787
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29105787

I just financed a car, otherwise it would be nicer.

>> No.29105915

>>29098987
I dont get it. I cant get passed 789

>> No.29105950

>>29099290
American express owes me like $50

>> No.29105951

I make $5,000 a month and have never had a credit card, debit only. fuck homes, fuck cars, fuck good goy points.

>> No.29105969

>>29099753
Because your a liar.

>> No.29106063

Around 740 last I checked. Who cares? Credit score is fucking stupid and only works in the country you got it in. You literally have to build a new score each time you move countries which makes the whole system goddamn pointless imo.

>> No.29106079

>>29098987
why'd you add the parentheses?

>> No.29106152

>>29103265
>Kek. 866
You've lost me

>> No.29106363
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29106363

Usually at 830, been using my CC less so it dropped?

>> No.29106422

>>29098358
300. I cheated in video games.

>> No.29106627

>>29098358
21 years old, 762 credit score

>> No.29106696

im not american, what faggy website are you guys using where it shows that meter?
>>29098817
>>29102217
>>29104329

>> No.29107387

>>29106696
Well i see a lot of these apps
Mint
Discover
Creditkarma

>> No.29108066

>>29099290
well almost all credit cards have cash back/points/etc, so why not do all spending on the card instead from debit.

That's hilarious though, never heard of that. Like he overpaid his balance basically?

>> No.29108115
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29108115

>>29106079
kek, enjoy your journey

>> No.29108686

>>29101144
Yea... you’re identity was stolen

>> No.29108852
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29108852

My social credit score dropped below 0 because I said the holocaust never happened too many times.
fuck kikes and FUCK jannies

>> No.29108905

>>29098358
under 600
but i have >$1m net
guess how

>> No.29110094

>>29099253
lol man no kidding. Sometimes when I see younger people talking about their shiny credit scores, I just think “nothing bad has ever happened to this person”.

>> No.29110229

>>29103275
Mine got around that level when I made a strategic decision to stop paying all debt. Paid it all off six years later by living in a car. It really blows the debt collectors mind when you call them and say “Yeah i’m calling to pay you the $5000
that I owe”.

>> No.29110353

>>29098817
I've been doing the same thing for the past 8 years, still only scored 798. I think after a certain point your score only goes up when you start taking out loans and shit, because I've paid a cent in interest in my life.

>> No.29110607

>>29103465
>21
>470k net worth
>is it over?
Surely you’re not tired of those threads anon

>> No.29110613

>>29098675
>>29098725
>>29098779
>>29098791
>>29098820
>>29098963
>>29098983
>>29099253
>>29101311
>>29101324
>>29103112
>>29106422
>>29108852
>>29108905
Based.