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28883564 No.28883564 [Reply] [Original]

brehs Im 35 years old, I got my "dream job" two years ago and Im sick and tired of it. I make six figures which used to be a dream but I feel poorer than ever. real estate is exploding, cost of living is exploding, what the fuck is an aging boomer like me supposed to do? I got five figures in crypto and thats notgonna be enough to set me free either. should I an hero or is there an alternative plan? I just want to buy a house and chill and tend to my hobbies.

>> No.28883623

Ungrateful fag

>> No.28883820

DCA into crypto every month, enjoy your hobbies in the free time you have. Wagmi, if not I Kms as well.

>> No.28884012

Go part time and live more frugally. Invest if you can afford it.

>> No.28884087

>>28883564
go fuck yourself

>> No.28884243

>>28883564
I'm buying a van. Fuck the kikes and boomers I'm not buying their housing bags

>> No.28884284
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28884284

>>28883564
Live as cheaply as you can and swing your entire paycheck into crypto. Do this for several years until you make it. Cash out and retire

>> No.28884382

>>28883564
as the other anon said, DCA in crypto as much as you can until the altseason starts

I'm a 29 years old cryptofag and I quit my job last august once I reached low six figures cuz of some small alts that pumped a lot, I've never been happier since then. Now I'm mid six figures and once I reach 2mill I'll move to another country, cash out tax free and invest in some stable boomer shit like real estate plus some stablecoin farming

>> No.28884472
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28884472

>>28883564
> Making six figures
> Not retired yet
NGMI

>> No.28884550

>make 6 figures
>blows it all on CONSUUUUUUUMERIST shit
>can't afford a 20% downpayment on a house
>probably lives in a shithole city where he does "adulting" all day

You only have yourself to blame.

>> No.28884588

Not everyone is made for corporate grind. If you can handle then stay in and rape those bastards for all the cash you can. They aren't people so don't feel bad if you steal some along the way. If you can't hack it. Then decide on what the least you can live on is and get out.

>> No.28884611

>>28883564
>I got five figures in crypto and thats notgonna be enough to set me free
sorry but you amerimutts are insane
i can retire with 100k in a neighbouring country (from W-EU), working maybe 5 hours a week

it's nice to earn money but you people ... it's all in your weird head

>> No.28884622

>>28883564
>earn six figures
>only has 5 figures crypto
are you a normie?

>> No.28884699

>>28884382
Im 26 and hit 6 figs too and I honestly don’t think I’d quit my job until I was sure I’d made it/cashed out, in the event of a crash. Maybe when I get to mid 6 figs I’ll feel more comfortable

Also assuming you’re merican like me you still owe taxes after cashing out in another country, unless you plan on forfeiting your citizenship (pretty sure you still owe in this case too)

>> No.28884774

>>28884611
You don't live in america moron.
You have no idea what goes on here.
Assuming because you can live like a degenerate in a flat for 100k by living in a neighboring country. Just basically proves that you have very low expectations of your living conditions. It also shows just how incompatible your thoughts are with americans. Next time think before opening your mouth.

>> No.28884844

>>28884472
This.
OP you are a fucking retard, it's the only explanation.

>> No.28884967

>>28883564
how well is your business doing outside of your "dream job", or do you waste all your time on videogames?
you do have a business, right anon?

>> No.28885034

>>28884611
>>28884622
>>28884844
im a yuropoor
and this is the first year where Im hitting six figures in income. I made peanuts for years.
ironically I feel poorer now than ever even though I make more money than ever before
btw RE here is insanely expensive starts at 500k for a house. and Im not gonnna go in debt for the next 30 years to pay off a mortgage its way too sketchy and Im too worried to lose my job sometime along the way.

>> No.28885092

>>28883623
This. Six figs for what probably amounts to sitting at home all day.
I graduated last year, can brogram pretty well but there isn't shit for jobs.

>> No.28885246

>>28885034
I'm also eurofag. Don't buy a fucking house unless you already made it. Consider moving after making it. Stop buying consumer shit, learn a few trading techniques, HOLD THE FUCKING coins, and maybe you will make it in a few years. Good luck

>> No.28885756

>>28884382
how did you decide to pull the trigger on quitting? I'm mid/upper 6 figs on my portfolio and it would take me 5 years of wagecucking to match my portfolio's growth in the last 2 months. I'm just saving as much of my paychecks as I can so that I can quit in 6 months and manage my portfolio full time. I still get the feeling that it's a horrible idea but I can't stand waking up everyday and hearing the pings of my company's messenger app with literal pajeets telling me to do things

>> No.28885945

5 digits into monero. YouTube Dr. Kim Monero videos. It will change your life.
If you can hold for 5 years, it’s a solid bet. Don’t trade.

>> No.28886177

>>28884699
Moment I hit mid six figures I'm quitting.

>> No.28886421
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28886421

>>28885756
I'm used to it desu. Back in 2017 I quit my job in december at the top of the bullmarket after I made 30k, lmao. Those 30k eventually turned into 9k cuz of the bear market, but since I live in a cheap eastern european country I didn't need more than 500-600$ per month to pay food, bills, rent and also to travel a bit, do some hiking, etc.

Then in november 2018 I started looking for a job again, found one in december, and until august last year I kept puttin 30% of my salary in crypto each month, and on top of that I made a YOLO move by taking a 8k bank loan after the 12 march crash. That loan coupled with a few lucky defi investments eventually made me reach those low 6 figs, so I quit cuz I knew the bullmarket will come and I'll be able to reach 7 figs in less than a year.

>> No.28886737

>>28885756
Some advices would be to focus on living frugally in the beginning, we don't actually need all that consoomerism, and once you quit work you will see that the bad consoomer influences from your colleagues will disappear.

Focus more on your portfolio and less on new clothes, expensive phones, cars, dinners at restaurants and all that. After you get used to it you will realise you didn't actually need all those, and they're just artificially induced things.

>> No.28887061

>>28884699
I see, it's a different situation for burgers. I live in eastern europe and things are cheaper here, I can easily live on 600$ a month.

Here we have Portugal that has zero taxes on crypto, and after spending 6 months there europoors can become a fiscal resident so they pay their taxes there instead of the home country. So I'll move there to cashout, kek

>> No.28887113
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28887113

Is it too late to buy $CLF calls

>> No.28887232

>>28884243
>buying a depreciating asset instead of an appreciating asset
Top kek m80

>> No.28887266

>>28883564
>brehs Im 35 years old, I got my "dream job" two years ago and Im sick and tired of it. I make six figures which used to be a dream but I feel poorer than ever. real estate is exploding, cost of living is exploding, what the fuck is an aging boomer like me supposed to do? I got five figures in crypto and thats notgonna be enough to set me free either. should I an hero or is there an alternative plan? I just want to buy a house and chill and tend to my hobbies.
I'm 35 and very very close to hitting 7 figure portfolio. I make 6 figure salary. Honestly I am not planning on quitting my job till I'm $10M net worth at minimum. Cost of living is only going to go up and I live in one of the most expensive areas of the country.

>> No.28887474

>>28887266
dude you do realize that holding a 9-5 at that point is holding you back? take that wasted 8hours a day and start doing more stuff for yourself. You literally got a 7fig portfolio. you are talented, work more on yourself and stop being a damn wagie.

>> No.28887641

>>28884774

You can get a 3 bedroom as low as 200k in the US. Generous public assistance covers food, medical, telecom, and utilities.

We are practically balkanizing in the same way here.

>> No.28887663

>>28885034
anon do a list with your monthly spending habits, like how much you pay on rent, clothes, phone, bills, transportation, car, hobbies, vices (drugs, drinking, cigarettes, hookers), food (and what kind of food, homemade, restaurant, fastfood). Maybe we can give you some ideas about what you can cut from there so you can invest more and quit work earlier.

>> No.28887868

>>28883564
Then cut your expenses, faggot

>> No.28887907

>>28887232
Buying a van is like buying a call option on life. Theta decay on the asset itself, but personal freedom gains are yugely asymmetric to the upside.

Buying a house with a mortgage right now is like buying GME on margin at 10x your net worth. Being blind to unseen risks like losing your income or a housing crash leaves you with catastrophic losses.

>> No.28888054

>>28887663
ive been tracking all my expenses for years
I spend about 2 grand a month and save about 38% of my net income which goes into stocks and bitcoin. my main expenses are rent/transportation/food. apart from that Im a cheap bastard and my only vice is I smoke a bit of weed but its not more than maybe a grand a year. I could shave off a couple of hunnid bucks every month but it wouldnt really change much. Ive ran the numbers and I need 5 million to retire in comfiness. dont see how a couple hundred bucks a month would get me there much quicker.

>> No.28888191

>>28883564
Yes. You'd have been better off leaving high school to learn plumbing than borrowing into your first house when your mentor explained this shit to you. Instead you are on the wrong side of 20% year on year gains across 12 of the 15 years later you were. You'd have been able to retire before your back gave out.

>> No.28888764

>>28887474
>dude you do realize that holding a 9-5 at that point is holding you back? take that wasted 8hours a day and start doing more stuff for yourself. You literally got a 7fig portfolio. you are talented, work more on yourself and stop being a damn wagie.
I hear you, fren. I've fiddled with starting stuff on the side like ecomm and affiliate marketing in the hopes I could quit the wagie cagie but I never managed to make enough headwind. My hope is that my crypto portfolio will catapult me. within the next few years so I can finally quit. I am a buy and hold type investor at this stage, and it's working well thus far.

>> No.28888819

>>28883564

I might be just the guy who can help you. So its very simple, you deposit a very minor symbolic amount of virtual currency on my wallet and i give you proper top tier life coaching advices.

>> No.28889254

>>28887907
>housing crash
Lol housings never going to crash again.
HOIs and REITs are choking the supply.
Oil money and china is buying up everything they can.
>losing your income
What an absolute faggot.
Only a bitch let's someone else cancel your income.
>Call option on life
You're gonna get fucked.
Living in a van takes so much fucking time, for the marginal gains.
Even doing laundry is a fucking in hours long mission.

>> No.28889315

>>28888054
Invest some money into smaller alts too. Bitcoin is not made for big gains, unless you're a boomer that invest 7 figures so you're happy with a 3-5x.

Most of the money I made (around 400k) is made from investing less than 2k into a few small coins that no one even heard about until they mooned, kek. I'm not saying to go all in into smallcaps, but diversify your portfolio a bit to include some, cuz in the next altseason we will have many small alts making 10-100x gains.

>> No.28889385

>>28888191
>when your mentor explained this shit to you.
unfortunately I never had anyone explain shit to me, my boomer parents are completely detached from reality and just told me to go to university. I graduated with a meme degree at 27 and spent the last 8 years grinding out as self employed freelanefag and eventually got hired by a huge company. Ive literally been slaving jobs since I was 13 and according to a FIRE calculator I will have to do another 20 years before I can retire. I just dont know how Im supposed to do that Im tired.

>> No.28889603

>>28885756
>literal pajeets telling me to do things

holy shit I can't even fucking imagine the pain

>> No.28889755

>>28889315
what are your top picks for alt coins for the coming season?

>> No.28890379

>>28885034
frenchie?

>> No.28890647

>>28884774
Lmao dilate you cityfaggot.

>> No.28890805

made $330k last year and feel poorer than when I started wage cucking for $62k 8 years ago. just hit my goal of $1mil net worth last month but feels like it's not enough now. got to send it out til March at lest for some more stock to vest.