UK HOUSING THREAD:

[Anonymous No.28807410]

Guy's I'm about to jump off the stairs with rope. How do we get housing in the UK?

27
32k a year
100k saved but only want to use 50k as a deposit. It will be a cold day in hell before I use all of my life savings.

Is this not the most nihilistic thing of our lives? It's like 350k for an absolute shithole where I live in the south east. This will need atleast 50k to rennovate. I've literally given up on the idea of living in a "Nice" home for the foreseeable future. Rent is out the equation as its 70% of my salary after bills.

WHAT DO ?

Seriously, what is the right way to navigate through this absolute bullshit situation ?

[Anonymous No.28807550]

>>28807410
move country's mate

[Anonymous No.28807612]

>>28807410
move north

[Anonymous No.28807613]

stop living in the south

[Anonymous No.28807651]

>>28807410
unironically stop being poor lmao

[Anonymous No.28807662]

>>28807410
Start small. Get a new build to take advantage of the 20% help to buy


Also, up your deposit on this pump, fellow Brit
dis cord gg WU6p47g 8b4

[Anonymous No.28807831]

>>28807410

what do you mean "Rent is out the equation as its 70% of my salary after bills."? that's an odd way to state your expense situation. you could have a ton of bills, and then rent taking up 70% of the remainder would be expected, especially with 32k salary (post tax?).

[Anonymous No.28807842]

if you'd put that 50k in crypto you could buy a house cash. you still could really, it's still early, we can go up 10x from here on most alts.

[Anonymous No.28807847]

>>28807410
Don't worry, hopefully everyone else is in the same position as you (I most certainly am), especially with the lockdowns. Hopefully the housing market will crash and me and you can buy our dream homes from bankrupt boomers for next to nothing.

[Anonymous No.28807924]

>>28807831
aren't bills usually payed by landlords?

[Anonymous No.28807928]

>>28807662
help to buy is bullshit. it's just a 5 year loan and gathers interest sharply after that.

[Anonymous No.28807956]

>>28807842

find someone else to be your bag holder J(s)ew

[Anonymous No.28807989]

>>28807924
nah senpai

[Anonymous No.28808038]

>>28807612
>>28807613
Most places in the UK are cultureless and gay as fuck, Just emigrate OP

[Anonymous No.28808037]

>>28807410
Not buying a a 350k bungalow at southend,

not gonna make it

[Anonymous No.28808059]

Move to the Norf.

[Anonymous No.28808168]

I moved abroad and own a 50k house in eastern europe.

There's a lot of complications involved with that of course, it's not for everyone.

[Anonymous No.28808180]

>>28807928
Scotland has a version called first home fund where the gov just take an equity stake in value of property - e.g. 15% towards the mortgage and the they take 15% of whatever it sells for, no interest.

Also the property up here much cheaper. I had like fuck all saved and now buying a place after couple years of employment

[Anonymous No.28808224]

Invest literally eveything you can into crypto or stocks. If you had put that 50k into BTC or ETH last March you'd have 500k.

[Anonymous No.28808246]

Do what I’m doing

>100k deposit (all me)
>40k a year
>Buying with girlfriend meaning I can borrow up to 350k
>Deed of trust meaning I get 99% of the house should we break up

My first house is going to be peng lads I’m waiting for stamp duty and furlough to end

[Anonymous No.28808258]

>>28807550
>country's
why the apostrophe?

[Anonymous No.28808487]

>>28808258
im retarded's

[Anonymous No.28808506]

>>28807410
Why is this country so cucked?

>save for years to have enough for a deposit
>spend money to hire a broker
>somehow manage to get a mortgage
>get gazumped and lose money
>try again
>finally buy, but the property is leasehold, so you don't even own it

[Anonymous No.28808561]

Put 50k of it into ADA as soon as you can.
Stake your wallet for that 5% interest.
Wait a few years.
Buy a castle.

I know this is biz so you would be sensible to assume I'm full of shit. At least research it though, you won't be disappointed fren!

[Anonymous No.28808652]

>>28808059
This

[Anonymous No.28808773]

>>28807410

https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=REGION%5E933&minBedrooms=2&sortType=1&propertyTypes=&includeSSTC=false&mustHave=&dontShow=&furnishTypes=&keywords=

[Anonymous No.28809003]

>>28807410
Just be an arab

[Anonymous No.28809053]

>>28808246
Buying with my gf but we are both putting half in. Things are all good now and we will be contributing pretty even anyways but kinda gel of that arrangement should anything ever go tits up.

If she is contributing to the mortgage though how whipped do you have her lol

[Anonymous No.28809149]

>>28807651
retard

[Anonymous No.28809161]

>>28808773
Thats too far north. never go that far north

[Anonymous No.28809242]

>>28808506
>Why am I so cucked?
Fixed that for you

[Anonymous No.28809292]

>>28808773
>>28809161
this country is already shit as it is. Why live in the shittest part of a shit country?

[Anonymous No.28809314]

>>28807410
>Rent is 70% of my salary
Then find a cheaper place to rent moron

[Anonymous No.28809400]

>>28808773
Suicide is better than living like that

[Anonymous No.28809415]

>>28807410
buy inland you tard

[Anonymous No.28809445]

>>28807410
go back to the shithole your brown family came from

[Anonymous No.28809455]

>>28807410
we live in a free world. If you're not happy with the quality of life in London/UK, why stay there?

[Anonymous No.28809456]

>>28809400
It looks pretty nice.

[Anonymous No.28809478]

>>28809053
Nah she isn’t contributing to the mortgage coz then the deed of trust could get thrown out

She is just paying for half the bills and her own food etc

If anything goes wrong in our relationship that bitch is homeless lmao

Be careful with co owning especially if house prices continue to rise like this half the value of your house probably isn’t going to get you anywhere decent should you breakup

[Anonymous No.28809498]

>>28808487
its 'im's retarded' you stupid cunt

[Anonymous No.28809514]

>>28809161
Very true.
Sickening how cheap the housing is though. I moved dahhn Saahf from Norf and the houses are 2x the price easily, and like 4x norf norf prices.

[Anonymous No.28809515]

I'm unironically considering moving to China once I learn the language, I could afford a house right now in a tier 2 city as a low 6 figure hell ascended poorfag

[Anonymous No.28809569]

>>28809456
Oh god no.
These are bad places.

[Anonymous No.28809632]

200k for a deanobox 2 bed starter home round here in the midlands.
Going it alone so can only mortgage like 120k, need 80k deposit.
Never mind all the costs and fees when buying.
Never mind that you have to buy furniture, appliances, etc
No sane person would do that so I am living with parents until market collapse or parents die.
Fuck rent, you are stuck renting for life once you are in.

[Anonymous No.28809663]

>>28809242
>t. boomer landlord

[Anonymous No.28809783]

>>28807662
Will I have to post cock if I join this discord?

[Anonymous No.28809837]

>>28807410
I’d say just move into the north east but we don’t want you here

[Anonymous No.28809848]

>>28807410
All I know is I’ll be getting a countryside house in a small village near Oxford with my gains in the next 5 years and getting the fuck out of America for good. Raise my family in a comfy and safe environment. Take trips to Sardinia when the grey weather gets unbearable.

[Anonymous No.28809895]

>>28809663
I actually do rent out 3 properties in London, so you got me. I'm 26 though, so not quite a boomer.

[Anonymous No.28810029]

>>28809632
I pissed away all my money giving it to landlords from the age of 23-30 before I moved back in with my parents, I was desperate for independence but it's impossible to live alone and save anything in this day & age in this country
Truly shocking state of affairs

[Anonymous No.28810123]

>>28809478
Yeah my gf is trainee lawyer so pretty clued up on the legal stuff, her pal is doing out conveyancing for buttons which is good.

But yeah thanks anon, desu at moment I make like 39k and stay up in Glasgow so it goes a long way here compared to down South. I'm on good deal more than her at moment and would hope if tings were to go awry they wouldn't do so immediately In which case I'd hopefully be able to buy out her half of property if needs be, but fingers crossed this does come to fruition lol

Enjoy your gaff anon

[Anonymous No.28810182]

>>28808506
fren you shouldn't be paying for a broker

[Anonymous No.28810207]

>>28807662
New builds are absolute dogshit. Will disintegrate in 10 years.

[Anonymous No.28810231]

>>28809848
Youre an idiot. Your family will be ruined by the caustic culture of england. Children here only have 6 weeks summer vacation. You are committing them to total indoctrination. I would be surprised if your family didnt look like the fucking kardashians after 10 years here. Complete with trannies and coal burners

[Anonymous No.28810426]

my rent is only £400 a month aha
can get a decent house for around 200k

[Anonymous No.28810467]

>>28810231
You’re mental if you think bongs are more culturally at risk than Americans. Where do you think all of that degeneracy comes from

[Anonymous No.28810473]

Same shit here OP

[Anonymous No.28810510]

>>28807410
If you post a picture of your hand, I might be able to make some arrangements.

[Anonymous No.28810572]

>>28807550
Move somewhere cheap.

[Anonymous No.28810575]

Can't you just live in council housing and play Xbox all day with your best m8s? that's what all my UK buds do

[Anonymous No.28810643]

>top decile income
>top decile savings
can only afford shithole flats

this country is fucked. the housing market is a ponzi scheme run to the benefit of boomers. extremely fucking grim.

[Anonymous No.28810768]

>>28807651
>unironically stop being poor lmao
This, unironically

[Anonymous No.28810832]

>>28810467
UK is much worse, especially London. If you have a daughter you might as well rope, because she will get drunk, OD on coke, fuck hundreds of niggers and arabs, then become a single mom.

[Anonymous No.28810833]

Buy the house for 350k that needs 50k renovations. Let out the other bedrooms is you’re living on your own. Do that for a year or two. You’ll be 29, you’ll have enough to renovate and you’ll have loads of spare cash. That’s a great situation to be in.

[Anonymous No.28810873]

>>28810643
When they said you won't own anything by 2030, they meant it. That's how they'll keep you on a tight leash, missing a few months of work will make you homeless.

When the food prices start to rise, you WILL eat the bugs.

[Anonymous No.28810935]

>>28810832
100%. Only girls ive ever dated in the UK have been from abroad. English women are trash par excellence

[Anonymous No.28810955]

>>28808246
What’s your solicitor charging for the deed of trust?

[Anonymous No.28811036]

>>28810643
That's what I'm saying man. I don't want to rent with a fucking girl. I want my own space for my OWN head space.

Help to buy is a scam which basically puts debt chains on you after 5 years.

What do ?

[Anonymous No.28811075]

>>28808506
I’d I got gazumped I’d be smashing the windows in that night my g

[Anonymous No.28811429]

>>28810832
>>28810935
Top kek, you lads are clueless. Everything you’re saying is orders of magnitude worse here. Come to America and visit Baltimore, NYC, Chicago, Atlanta, LA, etc before you cry about race mixing and degeneracy. Not to mention your kids can get fucking glassed here.

Just look at the arts ffs. The British bands getting big are white bands like Black Country New Road and the only thing people say about them is that they’re spoiled Cambridge rich kids. Do you realize how long it’s been since I gave a fuck whether some white artist was a rich kid? The absolute luxury of complaining about something like that. Meanwhile we have Jamal the trapstar gangbanger iq80 murderer and your daughters will have posters of him on the walls of your house. Ignorant cunts

[Anonymous No.28811445]

>>28810575
I've got my gf's sister living with us and she brings in just a little under my post tax income a month from various benefits. Just found out she can even get a car with insurance, tax and servicing paid for under some disability scheme too.

I don't mind too much as her housing benefit pays for 90% of our rent and I'm living the relatively comfy life working from home. But if I had the cost of commuting then I would be better off financially on the dole (assuming I would be eligible). The kicker is that I'm in a job that required a master's in engineering to apply, which makes me feels as though any educational achievement I have is completely fucking wasted

[Anonymous No.28811576]

>>28809053
Honestly that's kinda shitty bro. You guys are asking for trouble. Not being married means no legal protection when she brings home another guy, etc. Good luck

[Anonymous No.28811647]

You have to leave.
The UK isn't for you, it never was. The UK's philosophy has always been to treat working men as farm animals. Before this we were sent off to get torn to pieces in the world wars. Before that we were sent off to get cholera in order to maintain the empire. Before that we were shanghaied into working sailing boats for the navy. These men never got anything out of it. If you're old enough to have spoken to any WW2 vets they all regretted it after seeing how they were treated and what their country became.
Look for opportunities in other countries where you can get in and make the most money, save a bunch, then go move somewhere livable and raise a family.

[Anonymous No.28811701]

>>28807410
You can either move up north (although I wouldn't bother due to social problems, lack of investment, and general decay - and I say this as a northerner), or you can move to a different country. Assuming you have a bachelor's, get a job teaching ESL in an Asian country you think you might like to settle in an live like a king.

[Anonymous No.28811773]

>>28808180
how is that different from Low-cost Initiative for First Time Buyers (LIFT) ?

[Anonymous No.28811853]

>>28811647
I'll never forget the night I delivered pizza to a group of expat Brits living outside my semi developed area. I have never seen people more happy they were all literally talking about how fucking happy they were living in America. I swear to God I am not making this up.

[Anonymous No.28811856]

>>28811445
It is true the regarding the car disability scheme. How hard is it for me (post-uni graduate) to get council housing? This is taking the fucking piss now. I do everything right and all I get is pushed to the back of the queue for everything.

[Anonymous No.28811935]

>>28807410
>>28810873
>When the food prices start to rise, you WILL eat the bugs.
This is why veganism is being pushed, within 3 years it’ll be “veganism is the default we’re not supposed to eat meat” you'll actually struggle to find meat options on the menus

Next meat will skyrocket in price
Bugs introduced to normal meat, first in the chicken shop “chicken”, then the tesco meats eventually it’ll be mostly flavored bug, elites will continue to eat as you do today, but lecture you constantly on how important it is for you to each bug-vitamin enriched meat. Same deal as how they all fly private jets and lecture you on the environment today.

Only then, with your belly full of bugs and fridge full of oat milk will they say “hand over the kids, bigot”

Your kids brains will be broken and puberty suppression becomes mandatory, then are your lowest moment tear rolling down your cheek as you see what they did to your “theyby” as they/them swipes away at fat positivity twerking videos on TikTok do they say “accept the chip, bigot”

Your brain hooked into the right-think stream, your opinions and attitudes mellowed and in line with what the journalists deem correct they’ll then pull out the brain kill switch gun and say “get in the fucking Amazon Prime Pod, cattle”

[Anonymous No.28812023]

>>28811647
Can't disagree with that analysis.

The problem is I have a business selling products here (my supplier is based here) that I cannot take with me overseas. The items are massive and bulky. Brexit also means exporting is impossible as the tax basically eats away at my margins. What do you think, what is the right step to take as the current housing situation really is nihilistic. I think I need rope.

[Anonymous No.28812131]

>>28810029
>I pissed away all my money giving it to landlords from the age of 23-30 before I moved back in with my parents

I did the exact same thing. Fucking sucks.

[Anonymous No.28812216]

>>28811853
America is finished. Its turning into a socialist state with high taxes. The exit tax they newly imposed has completely written it off as a choice of country to move into.

[Anonymous No.28812229]

>>28807410
>>28807612
This

Find yourself a based Norf town where the property is cheap but actually good quality. I'm buying this year, everyone I know down south is stuck renting shitboxes for double the price

[Anonymous No.28812286]

The worst areas in the UK are definitely not as bad as the worst areas in the USA.

[Anonymous No.28812326]

>>28812216
yeah this was like 15 years ago

[Anonymous No.28812328]

How do you guys feel about emigrating to Singapore

[Anonymous No.28812542]

I'm born and raised in Glasgow and the moment this country is stupid enough to vote for independence I'm going to get the fuck out.

Looking at property prices in England look hellish though. Anyone got any opinions on what Durham is like? Seems comfy.

Either that or go abroad once my parents die.

[Anonymous No.28812626]

>>28811647
Elaborate more mate, give us more insight. Most importantly, give us some option strategies.

You watched Adam Curtis' new doco ?

[Anonymous No.28812652]

>>28807410

move to the north

[Anonymous No.28812690]

>>28812286
This. Miner's houses built 140 years ago are more solid than you'll find on a new build site and shit shacks in the US will fall over if you even look at them the wrong way.

[Anonymous No.28812692]

>>28810873
>more and more browns being imported
>areas being more rundown and overgrown
>stray animal numbers booming, especially pitbulls and cats
>not eating the stray animals
I would rather eat some stir fried cat than eat bugs

[Anonymous No.28812879]

MOVE TO IRELAND.
They literally accept anyone into their country now. If they can accept niggers they can accept English dogs too.
Stay out of Wales though. There are legit ex stately homes which cost only £800,000 here.
https://www.westwalesproperties.co.uk/property-for-sale/Haverfordwest/15399226/

[Anonymous No.28812888]

>>28807410
Buy a house in the Slovenian mountains with your savings and live like a boss forever more. You're a retard if you buy in the UK, demographics mean this entire island is doomed to be one giant Detroit.

[Anonymous No.28813004]

>>28807410
I keep hoping the market is gonna crash but it hasn't happened yet.

Maybe I'll just end up emigrating.

[Anonymous No.28813028]

>>28810029
honestly, it sounds bad, but how much were you making? if its under £50k, you wouldn't have saved that much in that timeframe anyway, atleast not compared to the total cost of houses today. atleast i think so.

[Anonymous No.28813039]

>>28812328
Did actually consider this, until I actually visited
Difficult place to live, the worst aspect being that all these different languages spoken on top of one makes it very confusing just ordering food and shit, everyone speaks broken english (I know some very basic mandarin too which helped) so it's manageable but frustrating. Housing is also expensive, at least decent housing, much more so than most of east asia outside of Japan (another place that's amazing to visit but awful to reside permanently)
People are a little unfriendly too, which is surprising because I'm used to being given a certain level of respect just for being white and male that Singapore failed to provide

Still stupidly easy to get laid, but I'm not a degenerate and I don't do hook ups, but if that's your thing you can have the same experience in Thailand/ Vietnam/Taiwan, anyway

[Anonymous No.28813148]

>>28807410
>living in the southeast
haha nigger

[Anonymous No.28813317]

Cardiff here looking to buy my first house with the gf, something like this

https://www.rightmove.co.uk/properties/71712975#/

It’s doable here desu, you have to save but I’m 25 and it’s in a decent school district too. Just get out of the south east mate

[Anonymous No.28813360]

You Boomers destroyed England. Now reap what you've sown.

[Anonymous No.28813400]

>>28813317
>https://www.rightmove.co.uk/properties/71712975#/
>Semi
lol no thanks

[Anonymous No.28813434]

>>28807410
Don't be so retarded. You don't need a £50 deposit.

t. Leeds anon, just bought a second house to rent. Both house together cost less than £300k

[Anonymous No.28813507]

>>28811647
Every person I meet that has this mindset consistently votes for the party that did all these things.

[Anonymous No.28813513]

>>28813434
£300K buys you a one bedroom flat in London.

[Anonymous No.28813574]

>>28813507
inb4 communist i don’t give a fuck i just hate the government. suck your mum

[Anonymous No.28813668]

>>28812879
Yes, come to Ireland, the country with 1 (one) relevant city for anyone with a decent career which also happens to have both one of the top 5 worldwide highest rent and property prices AND a higher cost of living than London. Great idea you cretin, you moron, you utter bean bag

[Anonymous No.28813730]

>>28813513
£300k doesn't even get you a 1 bed flat now in and around Central. Mrs' sister has nearly £100k for a deposit and can't get anything

[Anonymous No.28813802]

>>28811647
>Look for opportunities in other countries where you can get in and make the most money,
USA, very difficult to get into. I guess the answer here is Switzerland/NL if you're a techbro though.

>save a bunch, then go move somewhere livable and raise a family.
Where? Not that I don't share your sentiment, and everything else you've said is what my Father said to me pretty much word for word since I was a child, but the problem is that everywhere I can think of has similar/other issues:
Eastern Europe=not the developed paradise that 4chan thinks it is
Aus/NZ=cultureless, same problems as UK in terms of housing costs etc
USA=soulless cities/small towns, very difficult to emigrate to as a Brit.
Canada=USA-lite
Western Europe=just learn the language bro
based Japan=extreme difficulty fitting into their society, just learn the language bro
rest of Asia=the most developed places are completely cultureless, just go to the mall bro

I think the truth is that most of these places including the UK are fine if you have money to shield yourself from the worst of what society offers.

[Anonymous No.28813848]

>>28812542
Don't worry, Nicola getting exposed by Salmond will stop indyref2

[Anonymous No.28813870]

>>28813317
why do all the houses share walls?

only niggers live in houses like that here

[Anonymous No.28813891]

>>28813513
>>28813730

Then why buy in London? I'm the Leeds anon, but originally from Croydon. Prices were shit so moved North.

Now I live like a king on £40k. Hence the second house for passive income.

[Anonymous No.28813907]

>>28813507
Yeah the people who bought this Marxist dogma in the 70s and 80s all went to work for Blair or his new QUANGOS.
In reality, Britain had the highest industrial wages of any european nation for most of the period mentioned, although the industrial revolution did increase working hours massively.
There's a reason why Britain has flirted less with communism than even america and all of our communists have been either jews or children of aristocrats. (look at the Cambridge 5 for example) Our people are content, perhaps too much.

[Anonymous No.28813946]

>>28807410
Looking at moving to Lithuania when I've made it/ financially independent
>Cheap cost of living
>Low crime
>No globhomo woke bs
>No mass immigration
>Beautiful culture, landscape and architecture

Reference: https://www.youtube.com/watch?v=KdPCxj1Yd2U& . Seems good at a first glance.

Thoughts, fellow Britbongs?

[Anonymous No.28814009]

>>28813668
>didn't get the satire in my post
>was prasing wales whilst telling this southern ponce to go to Ireland

[Anonymous No.28814017]

>>28811853
it is a shock to Brits when they first arrive because
>Americans are happy/positive all the time compared to what we're used to
>sunshine
>omg your accent!

[Anonymous No.28814021]

>>28813891
>Leeds
It doesn't matter how rich you are, place is so bleak it's literally impossible to "live like a king"

[Anonymous No.28814098]

>>28813668
Also imagine wanting to live in a "relevant" city.
>EXPOSED RED BRICK WALLS
and all that.
The only relevant cities in the west are New York and Tel Aviv.

[Anonymous No.28814145]

If you are a rootless narcissistic sociopath, have no family or friends and your life depends solely on financial stability, take your hundred thousand and move to the third world

[Anonymous No.28814149]

>>28813400
If you’re looking for a detached house in a nice area in the UK you’re severely limiting your options. Semis are fine for a first time buy, 90% of housing in the UK is not detached retard

[Anonymous No.28814201]

You're not welcome in America. Die like men defending your country, instead of fleeing like rats from a sinking ship.

[Anonymous No.28814207]

>>28813028
Yeah I was making buttons at 30, I had a good job at 23 but not somuch towards the end. It's extremely hard to survive on avg. pay

[Anonymous No.28814339]

>>28813907
That famously Marxist dogma under thatcher? Maggie thatcher? The famous Marxist? Unless you meant under Harold Wilson. Blair and Maggie were two sides of the same fucking shit-eating, country selling coin and I hope I go to hell when I die so I can make them fuck eachother with scalding irons.
No government in the last hundred years at least, easily linger, has given one solitary fuck about anyone who wasn’t a rich cunt in this country, save for maybe when they created the NHS.

[Anonymous No.28814340]

>>28813946
This but Estonia.

[Anonymous No.28814382]

>>28813891
>why buy in London?

You shouldn't. If you're not a Russian oligarch you shouldn't be wasting your money in that fiscal black hole. I could never live there in good conscience

[Anonymous No.28814399]

>>28814017
>>28811853
I don't wish to countersignal as I don't have experience in this. Perhaps they were fresh off the boat and the cheesy American veneer will show itself for what it really is.

Brits are a depressive race of people in general. They are never happy and don't realise the good position they are in until it's too late.
A blessing and a curse really, our Island creates so many great people but people are too cynical to recognize that.

[Anonymous No.28814415]

>>28813891
You got discord bro?

How was the change moving to Leeds? What industry are you in?

[Anonymous No.28814480]

>>28807410
You think you got it bad? Imagine being in your 20's and not being able to move out because a shit shack is almost 3 milly.

welcome to vancouver

[Anonymous No.28814482]

>>28813668
It is currently my nightmare anon. And god the houses are expensive AND build like shit.

[Anonymous No.28814503]

>>28813870
The UK doesn’t have many outside London, so usually you’re living next to a white family. If you’re in an expensive area and school district this is almost always a good neighbourhood

[Anonymous No.28814529]

>>28814201

[Anonymous No.28814541]

>>28814201
Funny you'd say that considering every single person who founded your country was doing the exact same thing, we're all running from something, burger.

[Anonymous No.28814579]

>>28807410
Take the rent pill. Impossible to remove emotion from the investment of buying a house if you are living in it.

[Anonymous No.28814585]

>>28814340
Haha funny you mention it I have been considering Estonia too. They seem good, say perhaps less friendly to people immigrating there, at least that's the impression I got. Certainly still worth trying to immigrate there though

[Anonymous No.28814672]

>Be me
>Work like a donkey, nonstop for 4 years
>Save 80k and put it for a deposit
>Buy a house for 320k
>Keep working like a donkey for more 2 years and DCA in crypto during bear market.
>I could liquidated my mortgage right now if I wanted.
>Comfy relaxing at home.

[Anonymous No.28814673]

>>28814503
>The UK doesn’t have many outside London
confirmed never actually been to the UK ever

[Anonymous No.28814723]

>>28814503
everything about this is wrong lol

[Anonymous No.28814724]

>>28813946
It's not bad. Tiny country and one of the first to be occupied when Russia makes its move. You'll live well if you can maintain your UK salary.

[Anonymous No.28814800]

>>28813513
Maybe 15 years ago lol

[Anonymous No.28814824]

>>28814339
No maggie was too busy selling us out to jewish banks to notice the neo marxist infiltration. If you read Peter Hitchens, he explained that all of this oxbridge freinds (including himself at the time) were trots but ended up working for major banks, the guardian or the top of the civil service.

Essentially replace "bourgeois" with "white" and "capitalism" with "white supremacy" then you have these people's ideology. A weird mix of capitalist apologia and marxist critical race theory. And all we have institutionally is the ziocuck cuntservatives and sell out "poles out pakis in" farage maybe doing something.

[Anonymous No.28814911]

fuck that i want out of this country as soon as i make enough gains
the UK has to be the most cursed place on Earth, I can only think of some places in the US or Canada that could be worse
have no idea where i'd go, maybe eastern europe but god knows if vaccine passports are going to be a real thing now

[Anonymous No.28814961]

>>28813870
If you'd believe it being an American (with your continent country and free land), those houses were a massive improvement on the industrial slums that came before.

[Anonymous No.28815031]

>>28814673
>>28814723
https://www.ethnicity-facts-figures.service.gov.uk/uk-population-by-ethnicity/national-and-regional-populations/regional-ethnic-diversity/latest
>outside London, the area with the highest percentage of black people is the midlands with a whopping 3% black people
Step outside London or curryham for a while boys

[Anonymous No.28815053]

I moved to Ontario and bought a bungalow for like £120k 4 years ago. Winters are a bit shit but it's worth not getting completely cucked financially

[Anonymous No.28815062]

>>28813946
I know some Lithuanians quite well and they're great people. They much prefer Lithuania to the UK, and are only here for work/money.

[Anonymous No.28815260]

>>28813507
Both the parties do it. You can't fucking win

[Anonymous No.28815264]

>>28814911
Grass is always greener, fren. I drive through France to go skiing and they live in commie blocks in the cities and small modern houses in the country side.
You could probably afford a McMansion in Texas, but you won't be able to deal with the McTwister than knocks your plywood mansion down.
Plus, listening to American podcasters say how culturally dead their country is, they wouldn't be much better.

[Anonymous No.28815336]

>>28815264
which podcast can I listen to for their take?

[Anonymous No.28815373]

brits don't know how bad they actually have it, living in grey drudgery day-to-day for shit pay and a sky-high cost of living
any brit telling you otherwise is suffering from stockholm syndrome

if i had my choice of any location with a good job it would be texas, ghana, or romania

[Anonymous No.28815571]

>>28814503
Please go to Birmingham then report back to me

[Anonymous No.28815644]

>>28813946
>Lithuania
Lithuania is just discount Poland

[Anonymous No.28815655]

>>28813946
You will be surprised how relatively deprived Eastern Europe is (lots of commie block living still). Granted no crime or niggers, but the CIA is actively trying to change that.
But the population is a lot older than western Europe as all their young people went away for work.

I also massively disapprove of your american approach to culture, as if it is something to be consumed, or it's just a life style you can change with your hair style. It's better to live with or try to improve your own, knowing that Estonia exists and is happy.

[Anonymous No.28815683]

>>28815264
>listening to American podcasters say how culturally dead their country is
What does this even mean?

[Anonymous No.28815733]

>>28815336
therightstuff.biz

[Anonymous No.28815819]

>>28815683
That Americans are saying that their country is culturally dead. Opioid epidemic is the most obvious factor.

[Anonymous No.28815911]

Just get out if this shithole mate its for the better

[Anonymous No.28815920]

>>28814824

[Anonymous No.28816016]

Just a reminder that with the potential of global warming, the UK is one of the most water secure places on earth.

[Anonymous No.28816102]

>>28815264
>Plus, listening to American podcasters say how culturally dead their country is, they wouldn't be much better.

America isn't a monolith like England. Someone living in a McMansion in Texas is completely disconnected from and has no say about the culture in New England, California or the Pacific North West. Also the british are a sad and sickly people, keep your miserable cuntiness back there please.

[Anonymous No.28816111]

>>28815920
brit/pol/'s finest

[Anonymous No.28816127]

>>28810207
Can confirm. Do not buy a new build house with the intention to live there. I cannot stress enough the disgracefully low standards that these glorified sheds are built to. Materials and workmanship are truly the worst in pretty much all aspects with very few exceptions.
t. Plumber who has worked on many building sites.

[Anonymous No.28816166]

>>28815373
Agree on everything you say about the UK.
Have you been to Texas, or know any Texans? Some of the uni educated guys from there that I know get 5 days off work per year from their office jobs. I don't think you get just how soulless the small town/strip mall culture is in 90% of the US. If you want to live in Dallas/Houston/Austin house prices are going through the roof to live in nice areas. 4 months of weather so hot that no one goes outside. Can't walk anywhere. It's a weird place and I do actually like it, but there's so many negatives that most Brits don't consider.
The soulless/cultureless thing really gets to you after a while.

[Anonymous No.28816279]

>>28816102
My point is that all dissent right wingers from every white nation are saying that their nations are culturally dead or in decline.
I was trying to say to my compatriot that running away to America or eastern Europe isn't going to solve your problems in the long run.

[Anonymous No.28816300]

Buy a small plot of land. Some fencing. And a caravan. Keep it hidden as possible. No rent no mortgage, no worries.

[Anonymous No.28816434]

>>28816127
I work in corporate property and can confirm deanoboxes are a national scandal waiting to happen. I have seen and heard so many horror stories, save yourself money and get a traditional build house

[Anonymous No.28816437]

>>28809149
this but not in a non-unironically way

[Anonymous No.28816475]

>>28816300
Fuck buying land, just go full pikey, park up in a primary school playground and attack any baliffs the council sends

[Anonymous No.28816487]

>>28815373
>spics
>niggers
>gypsies
Are you fucking saying that the UK is a worse place to live than fucking Ghana because you can pay "Lucky" Johnson niggerrigged bootleg petrol for the car that you can't afford to ship parts in for?

[Anonymous No.28816514]

>>28815571
Yes, those few shithole towns here and there are bad, but even the midlands is 3% black. Like I said, very few outside London

[Anonymous No.28816531]

>>28815655
I feel you anon. Trying to save England feels like a lost cause rn though. Im only 20 but feels like England has lost it's culture over the last several years and is just becoming something like a blue state in the US.

[Anonymous No.28816536]

>>28811576
what's wrong with sharing your gf?

especially with a black guy

[Anonymous No.28816586]

>>28815031
Went back to England for Christmas 2 years ago (thanks covid) and literally 85% of school kids were black or brown. I live in a small town in the south east with a reputation as a retirement town and enormous house prices. The statistics are garbage because if the truth came out boomers would riot

[Anonymous No.28816602]

>>28807410
Where in the SE do you live, Kensington? You can get a decent 2 bed garden flat for about £350k in Brighton & Hove. Get out of London and you'll get more bang for your buck, and probably be happier to boot.

[Anonymous No.28816627]

>>28816127
Is this true for houses, flats or both?

[Anonymous No.28816678]

>>28816475
Or this.

[Anonymous No.28816685]

>>28816102
where's the best place to go in your opinion? To live, not to visit.

[Anonymous No.28816739]

>>28816531
I understand anon. Things look pretty bleak, but if you move to Estonia, you are only offloading the problems to your children or grandchildren when they eventually come for you. You'll be like the pagan in the swamps fighint against the Teutonic Knight (expect that the Knight is now a mulatto tranny operating an amazon drone swarm)

[Anonymous No.28816792]

>>28816531
>anglo
>culture
shut the fuck up

[Anonymous No.28816904]

>>28807410
Rent to buy, rent to lodgers get a loan as collateral backed on your cash in bank

[Anonymous No.28816938]

>>28816792
Grass is always greener...

[Anonymous No.28816944]

>>28814541
They fought and won. You run and hide.

[Anonymous No.28816970]

>>28807410
Rent to buy, rent to lodgers get a loan as collateral backed on your cash in bank and use your cash to invest anon

[Anonymous No.28816993]

>>28816279
Fair enough, although the shit weather alone in UK (I have in-laws/extended family in St. Albans and Glasgow) seems to determine that most Brits have absolutely nothing to do for 6 months of the year but binge drink and go full fucking retard on drugs. FFS at least Americans in teenage years will play drinking games and whatnot, Brits literally sit in the dark and drink and then get into fist fights with their family and rinse and repeat, fucking depressing.

[Anonymous No.28817039]

>>28809515

[Anonymous No.28817073]

>>28816166
honestly i don't really see staying in one place for more than 5 years without getting sick of wherever i am, grew up moving between countries at about that pace. Been in uk 7 years now so probably just want to pick up and fuck off to somewhere new.

[Anonymous No.28817086]

>>28813802
>Aus/NZ=cultureless
This is such a shame too. I had NZ at the top of my list and I started watching YouTube 4K walking tours through Auckland and Wellington. Some of the most soulless boring shit I have ever seen. I couldn’t believe it. There’s fuck all to do there.

[Anonymous No.28817160]

>>28816739
True. An amusing mental image as well lmao. What would you do? It all feels like a lost cause

[Anonymous No.28817167]

>>28817039
Any lads up for a game of jenga?

[Anonymous No.28817248]

>>28807410

Do not get into housing until you have at least 50% of your target houses net worth.

Do not get a shitty terrace house, it will be impossible to sell, jus trent and be happy with that.

Do no purchase a house with a large deposit, (10-15% at most). The total you will be paying on your mortgage will be 50% more than total house cost, make sure you keep enough back to invest in other things.

Other investments will increase in value at a rate higher than housing, so long as you are gaining in networth faster than your rent costs + the increase in housing costs you are golden.

[Anonymous No.28817259]

>>28808506
The UK is just the last population of paypig cucks still holding the bag after literally every other people on Earth told the House of Windsor to go fuck itself, retard.

[Anonymous No.28817271]

>>28814480
Sorry Chang

[Anonymous No.28817300]

>>28807410
>Learn some basic carpentry/joinery skills
>Go to the country side
>Buy some land
>Go to Avrame
>Buy a kit
>Build
>Create freedom garden
>Find trad wife
>???
>Make it
150 square meter frame is about €40,000

[Anonymous No.28817351]

>>28817073
Been thinking about this a lot recently and I think I agree that this might be the best option.

[Anonymous No.28817365]

>>28817248
Yes, put off buying a house until you're 60 years old and still renting.

[Anonymous No.28817424]

>>28816685
Come to New Orleans! It may be a third world tier shitheap located below sea level and infested with violent feral negroes but it’s still kinda fun. I’ll buy you a beer and we can drink on the sidewalk because there are no laws here.

[Anonymous No.28817425]

>>28807410
> what is the right way to navigate through this absolute bullshit situation
Oppose immigration.

[Anonymous No.28817497]

>>28817365
Rentboy like you would feel right at home

[Anonymous No.28817568]

>>28817160
I'm a student of economics and part time degenerate penny stock gambler lmao. No but I invest in stocks and tend to stay away from crypto.

[Anonymous No.28817608]

>>28816685
It depends on what you're looking for. I like to ride my motorcycle year round on twisty roads, go to music festivals and raves frequently and have a good variety of food (Mexican/Thai/Japanese/Korean) so I'm staying in California for now. I've lived on the east coast NY/PA but I much prefer it here. I'm sorry but British food is an atrocious array of beige crap. I've never been to Texas but I can already say fuck that weather (extreme humidity/heat), completely flat roads, and fat fucks everywhere.

[Anonymous No.28817634]

>>28817086
Yep...all it takes is to travel to these countries during your 20s and imagine your life there/your children's lives there and the dream usually starts to fall apart rapidly.

[Anonymous No.28817654]

>>28816102
>Also the british are a sad and sickly people
This. Lack of sunlight. Went to Portland and the people looked the same, pale as ghosts and sickly and somewhat ugly like genetically inferior. I was the best looking person everywhere I went by far. Londoners are at least more attractive but that’s the absolute pinnacle of looks over there and it’s still not close to what we have here. Scotland is even worse everyone looks like shit.

[Anonymous No.28817698]

>>28817424
If I were ever to move to America it would be to the sleepy south.

[Anonymous No.28817727]

>>28810935
The only 'girls' you've ever dated are mail-order blow-up dolls from China you regressive shit stain

[Anonymous No.28817791]

>>28807410
anon find the cheapest 1 bed you can find up north to change your status to homeowner. This will be your temporary residential property. Any 10-20k property will do. Then get a buy-to-let mortgage on the house you're actually looking to live in, granted its a 25% deposit but your salary needn't be higher than 26k. Then you can switch the status of both and get guaranteed rent to pay the house up north while getting some more on top to help with your other mortgage. Seems like you have the startup cash to pull this off nicely. Good luck

[Anonymous No.28817810]

I've got my settled status confirmed.
I've been here for 7 years.
Let me go.

[Anonymous No.28817820]

get a mortgage.

[Anonymous No.28817857]

>>28816685
Colorado is hands down the best state to live in.

[Anonymous No.28817881]

Covid happening was the best thing for me financially, stopped me from getting a mortgage at RBS. I was literally in the bank manager's office seeing how much they'd lend me a week before lockdown.

Fuck ever buying property in this shithole country. People here are deluded and think it's still an achievable/noble goal to have because it's seen as a rite of passage through all the generations.

I'll tell you what I'm going to do instead. Rent. and invest the difference into crypto and stocks. I am going to become financially free and no longer be a WFH wagie or a slave to these jew banks.

[Anonymous No.28817990]

>>28816627
Sadly it's true of both in my experience. Also you will find with a lot of these contractors that when you have a problem that may be causing damage to your property after purchase you have to engage in a mentally draining battle between you and said contractor in order to get somebody to come and repair the issue. The majority of people seem buy new build houses because they think everything will be perfect and they won't have problems which is just not the case unfortunately.

[Anonymous No.28818421]

>>28817300
This actually sounds pretty based

[Anonymous No.28818582]

>>28817990
What's the ground rent on new builds like, it looks like a stranglehold to me, doubt they will be saleable in 5 years

[Anonymous No.28818585]

I wish seasteading was a thing. It would be nice to have a comfy floating town with starlink, solar, and no taxes.

[Anonymous No.28818684]

>>28817857
Can you elaborate?
I haven't been, but it's on my list to visit. Is there 'culture'? Like interesting things and events and atmosphere? I've been told it's a good mix of red/blue politics, fit and healthy people, good weather, but a bit dead? Even Denver apparently is just a bit boring unless you're really into hiking/outdoors stuff.

[Anonymous No.28818700]

>>28818582
I’ve heard it’s 1000s to pay for upkeep of the communal areas that the developer still owns (all the streets, pavements etc)

The worst part is, apparently the legislation is practically nil for his, so they can ramp up the cost as much as they like. It really is a developer cartel they have in this country

[Anonymous No.28818868]

>>28807410
>south east
There's your problem. Only solutions:
>earn more
>move somewhere else

[Anonymous No.28819004]

It's adorable watching Brits discuss America.

[Anonymous No.28819024]

>>28818700
I paid 96k for my terrace house in a pretty rundown northern town but at least it's freehold and I don't have to deal with shit like that

[Anonymous No.28819042]

>>28817424
I've been there and it made me sad. Once went from New Orleans to Mobile, stopping off in a few locations and was generally just sad at the state of the South. It felt like scenes from the poor areas of Friday Night Lights but without the attractive characters/charm.

[Anonymous No.28819113]

Is NI a good place to live? Anyone know the cost of housing there?

[Anonymous No.28819123]

>>28818421
That's the plan for myself and my girlfriend here in Ireland. Just renovating a property can cost more than their biggest A frame kit. The company motto is "You can afford it" They have a bas in Estonia and one in Washington.
Lowers the barrier to "Make it"

[Anonymous No.28819174]

>>28816792
Shakespear, elgar, the beatles, Turner, the industrial revolution, Newton, all the most important inventions, english law, literiture, art, music, fashion, science etc etc. I know, not as cool as hair weaves and bongos, but we get by somehow

[Anonymous No.28819183]

How much does the Dursley's place cost?
I always thought it looked comfy.

[Anonymous No.28819305]

>>28819183
Three bed semi, midlands, probably 250k-300k

[Anonymous No.28819557]

>>28818684

What are you looking for exactly? Certain music/art scenes? Architecture? Museums?

American cities don't have the benefit of centuries of development like UK cities. NYC I think is the only 'european' style city where you can get by with just public transportation and you can walk places, etc. Most other cities in America are spread out and designed for driving from place to place.

[Anonymous No.28819558]

>>28816944
The vast majority of people only arrived in the 20th century so unless you can trace your family to the 1700's you don't get to say shit

[Anonymous No.28819580]

>>28819305
it was in Surrey. Anything like this in the home counties, on a road like Privet Drive, is more like 350+ nowadays.

[Anonymous No.28819587]

>>28819174
>anglo
>culture

[Anonymous No.28819603]

>>28816792
>tfw England, a fraction of a tiny little island, has given the world more than any country on Earth
>tfw England, a fraction of a tiny little island, invented and popularised almost all of the world's major sports
>tfw England, a fraction of a tiny little island, has won a football world cup, a rugby world cup and is #1 at cricket, as well as being the GOAT at Formula 1, has the most famous Tennis tournament in the world, is great at Golf and one of the best all time nations in the Olympics
>tfw England, a fraction of a tiny little island, has produced more great literary works, more great bands and more great people than any other nation on Earth
>tfw England, a fraction of a tiny little island, has done more for science than any other country on Earth
>tfw England, a fraction of a tiny little island, is the reason the rest of the world isn't still living in mud huts
>tfw we are all right now speaking English
>tfw almost every single person on Earth has to learn English

[Anonymous No.28819741]

>>28817698
Southern cities are underrated imo, but you have to choose location wisely.
>>28819042
The coast road is pretty, if you went through the interior then I understand. I only meant the city of New Orleans proper, communities built along a highway look the same anywhere in America. John Steinbeck was complaining about this 60 years ago and it hasn’t improved.

[Anonymous No.28819784]

>>28817990
Im in a new build with many Indians and they fight the managing agents tooth and nail. They complain about everything. At first that made me look down on them but now I realise that's how you should be with the developers and managers. It will put them off trying to fuck with you.

[Anonymous No.28819871]

>>28807410
https://www.youtube.com/watch?v=Y1GTzx1-vJg

THE STR’S AT THE HOUSE PRICE CRASH PUB MEETING ARE BACK-SLAPPING EACH OTHER AND CONGRATULATING THEMSELVES ON HAVING MADE SO MUCH MONEY BY SELLING THEIR PROPERTY AT A HIGH PRICE TO SOME POOR GULLIBLE AND NAIVE BUYER WHO GOT RIPPED OFF.

JUST AS THE PUB MEETING GET STARTED LITTLE DO THE STR’S KNOW THAT A MANIAC WITH A AK47 SEMI-AUTOMATIC RIFLE TURNS UP AND STARTS TO GIVE THE STR’S WHAT THEY RICHLY DESERVE.

[Anonymous No.28819898]

>>28818700
Genuinely sounds cheaper to live in a static caravan park, fuck me.

[Anonymous No.28820373]

>A thread apparently about housing
>Its just broke Americans typing out their fantasies of moving to the UK
Fuck off, we're full

[Anonymous No.28820475]

Just bought a house using a 50k deposit I got from selling some of my LINK. You could just get a Buy To Rent mortgage with an interest only payment scheme and just live it in yourself. Assuming you get it over 15-20 years by the time it's up you can sell the house from probably double what you payed for it or just remortgage. In the South East the mortgage payment will probably not be much more than your rent with the main difference being that if you can get fix monthly amounts in five years it'll probably be cheaper than rent. Alternatively if you're short on cash you can rent out the extra room for £7000 per year tax free.

[Anonymous No.28820518]

>>28819557
>Certain music/art scenes? Architecture? Museums?
All of these. I've heard Boston is an easy transition for Brits/Europeans?

>Most other cities in America are spread out and designed for driving from place to place.
I understand this, I think it creates a feeling of isolation. To add to the above, I would like a safe, walkable downtown with interesting things going on at weekends, probably a city with a reputable university (usually implies a population with mostly fit/healthy/somewhat intelligent people). Lots of green space would be good too + safe public transport. I do not want my weekend day out to be a drive to the local strip mall supermarket.
I'm not sure the above exists in the USA.

[Anonymous No.28820624]

>>28819183
350-400k minimum

[Anonymous No.28820775]

>>28814415
FinTech. Can't give more away than that as there aren't many places in Leeds so it'll be a dead giveaway

[Anonymous No.28820836]

>>28820518
You're right Nigel, America is a dystopian hellhole. Stay where you are.