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/biz/ - Business & Finance


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28488184 No.28488184 [Reply] [Original]

How do you guys even get the money you need to invest?

I have literally no money on my account, and my family has pretty much just as much as me. I'm 23 and I have a bachelor's degree in business administration but I haven't been able to even find a job anywhere, not even ones that require zero knowledge or skills. I live in Italy and I want to leave but I don't even have enough money to move somewhere else.

How do all these other 20somethings I see here have al this money to invest? Is this just daddy money? Or do they all work great jobs with big salaries? How am I supposed to change my life if I don't get hired for even the shittiest jobs?

>> No.28488333

>>28488184
Go hustle some pizza and deliver it

>> No.28488352

>>28488184
>How do all these other 20somethings I see here have al this money to invest?

They're basically either

i) middle class
ii) get NEETbux for being literal retards

>> No.28488395

>>28488333
trips after dubs, listen to him

>> No.28488497

>>28488184
If you want it bad enough you'll find a way.

Started with $800 and with the right flips have turned it into $20,000.

Where there's a will, there's a way

>> No.28488514

1. Firm handshake.
2. Look him straight in the eye.
3. Go in and hand them your resume.
4. Work hard and pull yourself up by your bootstraps.

Everything else will follow from there, if you remember to always be yourself.

>> No.28488587

>don't be a yuropoor
It's that easy. Yall bitch about the US, but we actually have jobs for people with business degrees.

>> No.28488592
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28488592

I got a free $8,000 from uniswap
I'm up to $11,000

>> No.28488695

>>28488184
>I have a bachelor's degree in business administration
There is your problem. You should have picked something else like being an electrician, plumber or engineer. I literally got job offers without sending out any resumes, but I need to finish my master's first.

>> No.28488702

>>28488184
Coronabux.
>I live in Italy
No coronabux in Italy? Even the US has coronabux.

>> No.28488769

>>28488184
I live with my parents and have an income. You don't need a big income to start some savings.

>> No.28488791

>>28488184
why dont you get a fucking job? when I was your age I worked my ass off and put as much money into investments as I could. God damn you zoomers are dumb as fuck. Its ok though, most people are.

>> No.28488845

>>28488184
Unless you were born a kike. Work for money then make money work for you.

>> No.28488850

>>28488184
Didn't expect to see an Adult Chad here. To answer your question, you need to wagecuck. But it's worth it in the end even if it's soul draining.

>> No.28488911

>>28488184
I managed to save 12k in my first year of working after getting my degree by investing 50% of my salary every month. Not much by american standards but I'm in scandinavia and that gave me enough to start anyway

>> No.28488983

>>28488184
I got 8k for free from uni swap :)

>> No.28489378
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28489378

>>28488333
I would but you don't get hired for that kind of stuff here if you already have a degree, since there's plenty of other young people without one and those are less likely to find a better job opportunity, so they'd rather hire them.

>>28488791
How do you get a job when there are no jobs? Did you even read my post?

>>28488769
Yeah, I live with them too and that's what I'm planning for, once I get an actual job which pays.
Basically every piece of advice up until now tells me to just get a job and then save some money. Ok, I get that, that's what I'm trying to do.

Do you guys think it be worth it to get a master's degree in something related to business? If so, what? Education in Italy is cheap if you're poor.

>> No.28489979

>>28489378
You're an idiot, dont tell the pizza place about your education and you can get a job there like anyone else.

>> No.28490102

>>28489378
there are always jobs you stupid greasy pizza boy

>> No.28490133
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28490133

>>28488184

>> No.28490194

Went on a deployment and saved my money instead of buying a Camaro

>> No.28490205

I borrowed a couple thousand from family.

>> No.28490261

>>28490205
I already made it back many times. But I only have to pay it back in 3 years.

>> No.28490295

>>28488184
i love this album. brokeboys always have good taste in music

>> No.28490441

Maybe you shouldve become a millwright instead of getting a university degree.

>> No.28490917
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28490917

>>28489979
Then they'll just go for someone who already has experience in delivering pizza.

>>28490441
Yeah cause every 19 year old wants/has the wisdom to go for a trade instead of a degree.


Are there any economic fields that are particularly in demand right now? If you had to choose a master's degree today, which one would you choose?

>> No.28490939
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28490939

>>28488352
Bruh, I'm living out of a dilapidated building because I can't afford anything liveable and I STILL invest

OP, just do some side jobs or find a way to create work for yourself

Be a tutor, do some gigs hustling pizza or something freelance, etc

I work three days a week and still managed to invest

Though don't ask me about investing itself because I know Jack Shit and just fly by the skin of my ass

>> No.28491039

Start drawing furries and sell commissions to 12 year olds

>> No.28491090

work for a while, then stop working

>> No.28491127
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28491127

>>28490939
what if you're literally autistic and can't hold a job?
t. autistic and can't hold a job

>> No.28491143

>>28488184
Been working since I was 14

.checkout chick
.night fill
.apprentiship
.machinist
.Maintenance
.back to machining
.Now an onsite machinist.

If you have a lawnmower literally just go nock on people doors and offer to do thier lawn for $10.
Made mad cash as a kid doing that on the weekend.

>> No.28491190

>>28488184
I started with 300. Made it to by luck and a bit of swinging 3000. Now i got more money from my job and just added 3000 more. I am highly diversified by i have 40% in a single (long term) coin.

>> No.28491194

>>28491127
autismbux

>> No.28491548

>>28488184
many options for the super poor fag!
>shitty job (something day time is ideal, like a cafe)
>selling drugs (weed is the easiest to into, a day job is handy here because night time is drug time - all the others require more work, ie crack is good because its so addictive but youll be going nuts from dealing with crack heads all the time and probably get robbed, stabbed or shot at some point if you actually make decent money)
>flipping furniture (free furniture is easy to come by, renovate and sell for profit, or not even renovate and sell for profit)
bonus round!
>help your 'influencer'-wanabe girlfriend pimp herself out on social media (she poses in clothes and looks sexy with brands and split commission from sales)
>get in touch with mental health services, get free money after 6 months of grueling bullshit and larping as a nutter
>get in touch with local council to try and get discount on your rent, bills and tax due to hardship
>get in touch with bursary groups about how you want to do x but cant because of money
>always get on public transport as they close the door, hoping to get stuck, feign injury and sue
>mug/ burgle old people - they often have cash in their house, often the more senile the more random cash at hand around the house (a good way into this is doing door to door charity fund raising, which is often a easy commission based job in shitty poor fag places)

>> No.28491574
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28491574

>>28491127
Did you not read? If you can't get a job, make yourself a job

Learn a marketable skill, become a freelancer, do short jobs and make some cash, if you choose a skill you like and become good enough at you could turn that into a business

If you have any other questions ask the all-knowing cow-snake

>> No.28491865
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28491865

>>28490939
I already do some freelance work by making and editing videos for musicians, but I don't have enough clients yet.
Also I feel guilty hiding the very little cash I make from my family since they already struggle with money, but that's another issue which I hope to resolve by finding a job.

>>28491548
>>28491143
I don't live in America.


Is there anyone on here who has enough knowledge of the world to tell me if there are any profitable fields which are connected to economics, which I could study as a master's degree or just on my own? I have a lot of time on my hands, and I'm computer-savvy enough to learn coding.

>> No.28491885

>>28488184
you can literally start with $500 man

>> No.28491925

>>28488184
idk i just got degree in marine engineering and went to sea, if you live in a poor country like me (poland) with 1,5years of sea experience im already in top 3% of earnings for my age group

>> No.28491994

>>28491548
This started off shit and just turned into pure niggery fuck you

>> No.28492019

>>28491574
>the autistic businessman
i don't see it happening sorry

>> No.28492069

>>28488184
Bro, I'm an achololic and a drop out and I have 3k

>> No.28492140

>>28488184
Dude, at your age I was closing my master's in physics and getting a job at the same time. I'm italian too btw. Now 4 years later, my salary has doubled, and I have 50k from working and trading crypto.
Sucks to be you lol

>> No.28492142

>>28488184
I'm 24, been working since I was 17 and currently still living with my dad for the moment so I've saved up over £10k over the years. I still go out with mates often etc, but I don't spend my money on too many useless materialistic things. Never having had a gf helps too.

>> No.28492303

seasonal part time jobs. there's always demand for seasonal helpers. doesnt matter who you are just say you need additional income

>> No.28492384

>>28488184
i make 130k a year at my job and my wife works as well. We come together for bills but keep our funds separate, because both of us like to buy stupid shit without the need to consult somebody else over it. Monthly bills end up about 1.2k which we split. So as you can see i have way more money than i know what to do with.
Lately i've gotten into prepping what with new peaks of clown world discovered every day. So I make my own stacks out of my own paycheck and my goal is to use crypto gains to buy up property over time so that my family will have a comfy place to escape to should SHTF.

>> No.28492400

>>28492142
>Never having had a gf helps too
at least you have mates

>> No.28492528

>>28490917
>go for a trade
easier said than done. I tried becoming an electrician at 18 and couldn't get in to any colleges for free because you have to be under 18 to be eligible for funding. other options were paying upwards of a few thousand £s for a course, or to get an apprenticeship, which were all hundreds of miles away from where I live and 3 years below the minimum wage. even If I moved hundreds of miles away to some shithole town in north west england and scraped by on £5-6 an hour for 3 years I'd only end up installing electrics on construction sites for the rest of my life.

>> No.28492548

Canadian here. I have had good credit my whole life, so I went to the bank and asked for a line of credit. They gave me $50,000 with an interest rate of 3.5%. I invested it all into crypto in November and am up to about $200,000 so far and I literally suck at investing.

>> No.28492571

>>28492528
should have just been a plumber

>> No.28492590
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28492590

>>28492019
I know a former autistic business man, it's possible.

That said, if you successfully take that route you're at risk of a full mental breakdown and self-destructing, so prepare yourself for that

>> No.28492623

>>28492548
>Canadian here. I have had good credit my whole life, so I went to the bank and asked for a line of credit. They gave me $50,000 with an interest rate of 3.5%. I invested it all into crypto in November and am up to about $200,000 so far and I literally suck at investing.
you had good timing and were willing to lose it all to make it. that's what it takes.

>> No.28492642

>>28492528
UK has very low pay in general, dont compare yourself to americans

>> No.28492665

Was lucky enough for my uncle to own a business and hire me to work weekends for double time

no ones making money at regular hours

>> No.28492674

>>28492548
What did you tell them it was for?

>> No.28492685

>>28488184
We have/had jobs. I worked for roughly 5 years no lifing it. No drinking, no unnecessary spending, no social life. Saving all my money and studying in the mean time.

>>28489378
There are lots of jobs. Seems to me you’re not willing to do them.

>>28491865
> tell me if there are any profitable fields which are connected to economics, which I could study as a master's degree or just on my own
You want to make the same mistake twice? Anything you learn in college you can now learn online. Credentials don’t matter as much as substance. You’re like every other idiot right out of college who thinks they’re gonna have the world handed to them.

>> No.28492724

>>28488184
I have a job where I get to work from home (still living with parents). I have no expenses.

>> No.28492796

>>28492674
You literally don’t have to have a reason, I actually applied online lol. I never even spoke to anyone

>> No.28492905

>>28488184
Draw fetish porn on deviantart for 200 a pic
thats how I started

>> No.28492919

>>28492796
Also, to get into the details. I did this twice. One for $20000 at one bank, and got $30000 from another. All applications were online. I just realized one day that even if I were to lose all the money, it doesn’t matter. This is clown world, you don’t go to jail for things like this or anything, you just declare bankruptcy and are back at the same position you were before

>> No.28492996
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28492996

>>28491865
That's a good start, even if it's not immediately being used that savings could save your ass financially if you ever get injured or see surprise mandatory expenses like medical bills or home repairs

>> No.28493032

>>28488514
>look him straight in the eye
all of my interviews were with women lol
>>28488184
get a job and live with your parents if possible, or a low cost place, save 75% of income and invest it all, over a year with good gains you'll have a 5 fig stack at the very least

>> No.28493226

heres how i did it anon
>all in trump to win florida in 2016 about 3k, paid 15k
>buy crypto summer 2017
>run it to 1.1 million in 2018
>spend 150k on living expenses and hookers, lose 97% of the rest holding
>still a true believer
>hold till 2021
>now have 6 figures again
the trick now is not to fuck up again

>> No.28493251

>>28492919
You are one based motherfucker. I wish you the best of luck with your investments

>> No.28493331
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28493331

>>28492685
I did say "on my own".
Do you have anything constructive to say, or do you just enjoy making assumptions about people and situations you don't know anything about?

I'm not going to go into minute detail about what my situation and living circumstances are, since you guys won't be able to give me any proper advice from what I've seen so far. All I want to know now is which economic fields are in demand today, but no one seems to be able to answer me. Life isn't just about money, I want a career and to have that I need to study and specialize in something useful today. I just want some opinions from you guys, since you all seem to know a lot about finance.

>> No.28494456

>>28488184
Stop buying stupidity like video games, alcohol, phones etc. Live like a rat person. Work at the absolute bottom of the ladder until your skills are recognized. It's a fantasy (for most) that you will fall into a good job related to your degree right after school if you don't eat shit first.

I worked for minimum wage (7.25/hr) for a year after getting a STEM degree to make $40,000 in a promoted position. I live in the middle of nowhere, USA so that's a decent wage. This wage combined with living like a war refugee begets investment money and gains. It's all about systematically achieving little goals to obtain the big goal of "making it". Make sure you continue to set goals though and don't stagnate

>> No.28494565

>>28488184
Get a job you fucking loser

>> No.28494626
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28494626

>>28494565
not trying to be mean but this is the correct answer^

>> No.28494636

>>28488184
You are allowed to work at a job you are overqualified for. Go work in a kitchen for 6 months and save up, join a work abroad program, or learn to code.

>> No.28494646
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28494646

Nigger how do you think? I put fucking stickers on fucking boxes all god damn day long at FedEx bro, get a god damn fucking job fucking fuck dude holy shit

>> No.28494700

Also, dont give me this bullshit about you not being able to get hired, that is HORSESHIT, go apply at FedEx, Amazon or UPS and you will get hired 100%

>> No.28494775

>>28494636
Kitchens are unironically easy money if you aren't retarded. They're a great way to fund your schooling or portfolio.

>> No.28495424
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28495424

>>28494565
>>28494626
>>28494636
>>28494700
>>28494775


I'll take all this as motivation to continue applying for the shittiest jobs. Thank you.

>> No.28495771
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28495771

>>28495424
Best of luck, fren.

>> No.28495984

>>28493331
Everything I said was constructive
You just aren’t listening
There’s plenty of jobs, you’re just not willing to work them
That’s how most of us have saved money. You asked the question, I gave you the answer. It’s not my fault it’s not the answer you wanted.

>> No.28496025

>>28488184
I've literally never had any money outside of crypto, and the way things are going, it looks like I never will have to either.