$100,000 isn’t a lot of money

[Anonymous No.28242385]

Is it? At what point should we feel proud of ourselves? Is having 100k at 25 years of age poorfag tier?

[Anonymous No.28242455]

>>28242385
You need to have a mili. You need to. Keep working hard until you get there then the real fun can begin.

[Anonymous No.28242518]

>>28242455
I only have 53k and I’m 25. At what age should I have a million by to be considered not a loser?

[Anonymous No.28242525]

>>28242385
>Is having 100k at 25 years of age poorfag tier?
I'm 23yo and I have 125k. It's good irl but for /biz/ is shit tier

[Anonymous No.28242661]

>>28242385
in my 24 years, I've only met one person in my age group with more than 10k. i think i need new friends
>t. 15k

[Anonymous No.28242691]

>>28242385
20 years old with 238k (thank you Sergey) but I still feel like a total loser.

[Anonymous No.28242726]

>>28242525
How’d you do it?

>>28242661
Are you guys college educated? What background do you come from? Are you from the US?

[Anonymous No.28242811]

>>28242518
I just turned 25 and I have about 50k cash, but net worth probably around $250k when I count my businesses and assets

As long as your not in debt, you’re fine bro. I know people our age that are negative.

[Anonymous No.28242813]

>>28242455
>7 figure hell
>real fun
kek, I'm a third worlder with 2.77mm$ in link and I feel poor

[Anonymous No.28242826]

>>28242385
that's at least 50,000 mcchickens

[Anonymous No.28242937]

>>28242525
>for /biz/ is shit tier
Says who? Most people on this board are 4 to 5 figure poorfags.

[Anonymous No.28243011]

>>28242385
if you have 100k in crypto now you can come out with a couple mill by the end of the bull
not a bad start if you are smart with your money

[Anonymous No.28243284]

>>28242385
Feel proud of every achievement, celebrate the milestones.
Set yourself goals and rewards.
Don't forget to pay your taxes.

[Anonymous No.28243356]

>>28242726
Chainlink, kek

>>28242937
Most of the people on net worth and portofolio threads have high 6 figures

[Anonymous No.28243693]

>>28242811
This, I hit 30 debt free having spent my 20s in a job that pays 100k+.
I didn't save and I got a car loan I didn't need. Then got a mortgage and lost my job.
If you have no debt your gonna make it.
Don't do what I did.

[Anonymous No.28243734]

$100,000 isn't a lot of money

Try telling that to starving kids in Ethiopia. Jesus Fucking Christ Almighty the greediness of Westerners knows no bounds.

[Anonymous No.28243749]

Absolutely everyone I know is just swimming in debt and getting in even more debt. Even the ones that have more than decent salaries.

If you have 100K and no debt, you are better than 99.99% of people

[Anonymous No.28243834]

>>28242385
Yep there’s plenty of wagies your age making over 100k a year

[Anonymous No.28243848]

>>28243734
Cost of living is so much higher here. 100k is enough to live comfortably for 1 year.

[Anonymous No.28243849]

>>28243734
>dude le think of the africans xD

[Anonymous No.28243915]

>>28242726
I'm 25 w 145k. Chainlink just like everyone else. I'm from a poor working class background

[Anonymous No.28243925]

>>28242385
25
100k/yr
150k net worth

[Anonymous No.28243997]

How do I reach 100k with 50k (can only invest 10k tho)?

How do I escape wageslavery?

[Anonymous No.28244004]

>>28242518
Dude I'm not telling you to get complacent but most peeps your age are hundreds of thousands in debt with no skills or plan

[Anonymous No.28244040]

>>28242661
24 is arguably too young to be a good measurement. Most people are barely out of school at that age and are at least partially in debt for student loans/first cars/etc.

[Anonymous No.28244054]

>>28242385
$600K in my opinion.

[Anonymous No.28244058]

>>28242385
It isn't due to the incoming hyperinflation you need 9% apr to compete with inflation. There will be loads of millionaires very soon but will spend it all on bullshit and then we will crash. Do not ever think you made it until their is legitimate fear and you have no worries, then you will have generational wealth if you time the bottom properly.

[Anonymous No.28244115]

>>28242385
I honestly can't tell if it's poorfag tier. I'm 25 too with 100k most of it in crypto. I can't imagine that most of the people in our age bracket have this but at the same time i feel like a loser.

[Anonymous No.28244451]

It's pretty simply dude.

100,000 net worth isn't rich.

100,000 annual return is rich (well not really, but by normal people standards it is).

[Anonymous No.28245070]

21 and have 15k. How to make it? Long blue chip holds or a bunch of 2-3x in shit coins?

[Anonymous No.28245896]

>>28244115
>but at the same time i feel like a loser.
thats what being on biz 24/7 does to you

[Anonymous No.28245993]

>>28242385
holy shit nearly broke my monitor trying to get that fly

[Anonymous No.28246488]

100k is nothing if you don't own a house, car, or hold a job making you at least 40k a year.

Not trying to be a debby downer but your 100k means nothing if you're just a /biz/ NEET.

[Anonymous No.28246527]

>>28243848
Nah don't be a dumbass American we don't all have $1000 car payments every month. Most normal westerners 1st worlds have sub $30k USD salaries. That's 3+ years of the same standard of living then.

[Anonymous No.28246693]

>>28242518
Sorry, bro. If you didn't hit your first million by 16, you're basically retarded.

[Anonymous No.28246746]

If you're more powerful than Jacob Rothschild you have the right to feel pride, otherwise shut the fuck up goy. If you can't dial a number and within SECONDS the president of a major country falls over dead from a heart attack, you're nothing.

[Anonymous No.28246872]

>>28243734
Ethiopia isn't that bad, pretty sure they have Doordash over there. Now Mali, that's somewhere people struggle. Can't grow okra in sand

[Anonymous No.28246940]

>>28246693
This. Have fun working at McDs into old age OP.

[Anonymous No.28247023]

>>28242811
I'm 35 and only finally positive. All of my 20s wasted in debt, paying for an ex-fianceé who didn't appreciate shit. Never get into debt. It's terrible.

[Anonymous No.28247041]

>>28242385
Whenever you feel comfortable. My immediate goal is to wipe out my immediate families debts. About 80k.
Then I want to buy a nice car, a property, some cool toys and just invest whatever else I make in life.
I’ve got about 60k in assets and about 10k in the cash. I’ve got a ways to go but I just put most of my money in investments now. Cryptos are going to be worth everything soon. Doesn’t matter if it’s a shit coin. Eventually it’ll hit a big number.

[Anonymous No.28247178]

>>28243356
Because those people HAVE something to brag about lmao.

[Anonymous No.28247638]

Most people are hundreds of thousand of dollars deep in student loan debt. Don’t forget the credit card debt, paying off car loans along with renting shitty apartments living paycheck to paycheck. 100k to 99% of people in the U.S would be a literal dream to them. Most celebrate when they get away with $100 after a paycheck.

I’m 19 with 67K in eth after that Shiba pump and I feel rich af cuz I don’t have anything I want to buy, nor do I owe anyone anything. Just dropped out of college and I’m debt free. I’m also gonna live with my mom till I’m 30 just accoomulating crypto cash. gonna hit 10 million by 25 and I’ll just be a NEET after that bro.

[Anonymous No.28247798]

>>28242385
Ye

[Anonymous No.28248010]

>>28247638
good luck young friend, wish you the best
t 27 yrs old w/ 300k in crypto

[Anonymous No.28248151]

Something like 50% of Americans 30 and under have $500 or less in their bank account and most probably have debt. You spend too much time around us Biz Chads.

[Anonymous No.28248464]

>>28242385
You're doing fine.

[Anonymous No.28248651]

>>28248010
Thanks bro. I’ve gotten pretty good at timing all these shitcoins honestly. They usually come out, do a pump, crash, then they slowly get you atleast a 2x. It’s like a money printer bro. I’m glad I got into crypto before the govt comes in and rapes it.

Once I hit 100K which should take maybe a month. I’ll dump all of that into legitimately stable coins like link, Bitcoin, and eth. By 25 I should be at atleast 1 million.

[Anonymous No.28249293]

>>28243284
How do amerisharts even pay taxes on crypto these days? Only when we cash out or what the fuck

[Anonymous No.28249721]

>>28246488
this is true

[Anonymous No.28249802]

>>28242385
Pretty solid for a 25yr old that didn't inherit it. You're on the right path.

[Anonymous No.28249837]

>>28247638
>Just dropped out of college
why? get a fucking education you retard.

[Anonymous No.28249944]

>>28249837
>college
>education
>not developing a marketable skill

[Anonymous No.28250132]

>>28249944
>developing a marketable skill
being a useless tendy eating NEET isn't a marketable skill

[Anonymous No.28250190]

>>28242385
>$100,000 isn’t a lot of money

It’s all relative. If anyone truly believes $100,000 is shit tier, than they’d give me $100 worth of BTC...

bc1q5a465ycd5e8s0955xzgsjgjq8yc9h8qv3cjm8f

I don’t need a crystal ball to tell you absolutely no one will do it.
People don’t appreciate just how much money they have until it’s not theirs anymore

[Anonymous No.28250284]

I just got out of school and paid off 27k in student loans and now have 15k in crypto and 8k in the bank. i'm 25. i feel like i've made good progress and i am not in debt anymore. i hope that by eoy i have at least 100k in crypto

[Anonymous No.28250371]

>>28250132
i'm talking about skilled trades you projecting faggot

[Anonymous No.28250454]

>>28242385
You guys are fags. I just want $200-300k so I can move into the Romanian country side and grow my own food and play videogames all day in my tiny house.

[Anonymous No.28250472]

>>28250190
lol good one

[Anonymous No.28250575]

>>28242385
shut the fuck up, i have 517$ at 19yo

[Anonymous No.28250621]

>>28242385
Anon, by making 50K a year at 30+ I am making more money then 80% of people my age. I imagine its even worse for younger people. You are not rich with 100k, but you have already beat out like 90% of people around you. reinvest the money, or if your investments are already solid for long term, keep holding. Do not blow this money on stupid fucking shit like a car.

[Anonymous No.28250649]

>>28242385
I thinked there was a fly on my screen

[Anonymous No.28250734]

>>28242813
Hey you can emigrate to the US now and actually live ok here. Come party with us bro.

[Anonymous No.28250742]

>>28250371
kek, one day ill be hiring your retarded dropout ass to do my handywork for me. only a retard drops out of university either because they got bamboozled into some shitty useless woman tiered program or they are too retarded to do well in a good program

[Anonymous No.28250806]

>>28243749
No debt gang

[Anonymous No.28250808]

>>28244004
seriously underrated take. Whenever I start to feel like a loser I think of the debt nearly all of my friends are in and I feel better.

[Anonymous No.28250824]

>>28250742
wtf. i'm graduated and working.

[Anonymous No.28250846]

>>28250742
I love hearing you faggots cry about your 800 dollar bill for 3 hours of service

[Anonymous No.28250891]

>>28242518
>At what age should I have a million by to be considered not a loser?
if you wonder this, you'll be a loser as a millionaire at any age. money doesn't dictate whether you're a loser or not. only betas, jews, pajeets, and retards think otherwise.

[Anonymous No.28250996]

>>28244004
>most peeps your age are hundreds of thousands in debt
Kek, no. What, you think most 25 year olds have $100k+ of student loan debt or something?

[Anonymous No.28251009]

>>28250824
are you just a screeching attention seeking faggot then?
>>28249944
>calls me out for saying stay in school
>>28250284
>i just got out of school
with the above context implying you dropped out. wtf was even your original point faggot?

[Anonymous No.28251103]

>>28247638
>Most people are hundreds of thousand of dollars deep in student loan debt.
wut

[Anonymous No.28251104]

17 with 6 million. Get GUUD

[Anonymous No.28251175]

>like $100
>25
It's over for me isn't it?

[Anonymous No.28251298]

>>28251009
go to trade school not college

[Anonymous No.28251599]

>>28250996
>college in the US
>housing in the US
yes

[Anonymous No.28251668]

>>28242385
Depends. Are you looking to make it or be drinking dom in a jet with $100k hookers?

100k in bank or liquid is very good at 25. Most adults in the US don’t even have $10k of liquid cash and are one paycheck away from homelessness.

[Anonymous No.28251755]

>>28251104
No one cares about pesos, jose

[Anonymous No.28251868]

>>28251599
mMost Americans who have student loan debt have a lot less than $100k of it. And most 25 year old Americans probably wouldn't be able to take out tens of thousands of dollars in loans for housing expenses even if they wanted to.

[Anonymous No.28251880]

>>28242385
I could buy a fucking house with 100k where I live, instead I'm 30 and only have 20k after years of saving. I want to die.

[Anonymous No.28251892]

>>28251755
Don't be Jelly. That's pounds pleb

[Anonymous No.28251948]

>>28247041
>wipe out my immediate families debts
Do not do this. It will ruin your life

[Anonymous No.28252098]

That's 100kx more than I had at that age. Don't spend it all in one place anon.

[Anonymous No.28252146]

>>28251948
Why anon?

[Anonymous No.28252268]

>>28250734
are you serious? I'm from a shithole, but I have 12.7mm fixed and about 1.4 in crypto, you won't hate me because I'm a foreigner from a shithole country?

[Anonymous No.28252338]

Most Americans aged 25-30 are worth negative dollars.

[Anonymous No.28252462]

>>28242385
4fig SCUMFUCK POORFAG
5fig POORFAG
6fig WELL OFF FAG
7fig MADE IT

[Anonymous No.28252759]

>>28243849
this unironically

[Anonymous No.28252776]

>>28252146
Not him, but it will often have unintended consequences. To you, you are allieviating uneeded debt which isnt terrible, but your family may respond to it in a variety of ways; most of them negatively. Either they become dependent on your new riches and will ask you for money to bail them out of save them again if they go down the hole. Both strip you of your ability to accrue capital and will slow you down even more. If your folks are headstrong , they can also see it as shameful to rely on a family member to pay off their dues. The feeling of obligation/servitude will make them feel guilty and more frustrated over time and will cause unneccesary strains in your relationship

[Anonymous No.28252790]

>>28251868
You underestimate how poorly educated on money most Americans are. Really, poorly educated is an upgrade, most know NOTHING about money, as schools intentionally don’t teach about it to get people in debt traps the moment they graduate. Sure John might only have $40k in school debt at 22, but when will he pay that off making the minimum payment every month? Oh wait, he never will. But he doesn’t know better

[Anonymous No.28252859]

100k with no debt is actually more than most people will ever see. That doesn't mean get complacent though.

[Anonymous No.28252873]

>>28242385
bro having 6 figures in your 20s at the start of the golden bull run is just straight up ngmi tier

[Anonymous No.28252923]

>>28252790
sure, my point is that the two posts in this thread claiming that most 25 year old Americans have >100k$ in debt are total bullshit

[Anonymous No.28252941]

>>28250996
anon, i...

[Anonymous No.28253007]

My right eyelid twitches a bit when I read Threads like these. You absolute greedy motherfuckers. I hope you all lose all your money and start over with 1k€

[Anonymous No.28253024]

>>28250996
commonly known as normies
also niggers have a lot of debt, even niggers that go to college and are out of it for some years

[Anonymous No.28253311]

>>28252146
Letting your family know you have money is a huge mistake. It’s weird how this works, you could roll up to family dinner in a Lambo and there won’t be an issue. But once you start actually letting them have some money, it’s going to start causing you problems. Next time they get in debt (and they will), guess who will be expected to make that all better?

If it’s your mom and dad, that’s fair. Do ask them first though. I wouldn’t branch out any further

[Anonymous No.28253484]

100000 is life changing amount to a good chunk of the population. thats enough to move anywhere you want, start fresh, pay off car payments and put a down payment on a home. not many people get that kind of chance all at once.

[Anonymous No.28253515]

>>28242385
$100k at 25 is better than 99% of 25 year Olds. Good job you should.be proud. I didn't make my first $100k till I was 30. I wasted the majority of my 20s smoking weed and being lazy.

[Anonymous No.28253544]

OP here, I did a little digging. I’m college educated and under 35 so I’m actually far, far behind people my age with a net worth of 53k.

[Anonymous No.28253606]

>>28252923
“Most” is a little misleading, but don’t sell short how many Americans at age 25 have already reached 6 figures in debt. Those with 5 figures is absolutely at “most” tier. It affects people of all backgrounds
>college kids with their student loans
>anyone with a credit card
>military kids who dump their sign up bonus into a sports car for 27% APR
Debt builds up fast, and a lot of people don’t realize that till they swim in it

[Anonymous No.28253607]

>>28242661
Youre falling for obvious larps dude

[Anonymous No.28253667]

>>28253007
And they'll make it all over again in a couple of years

[Anonymous No.28253772]

>>28253544
Wtf is this

[Anonymous No.28253776]

>>28253544
>that huge 55-64 dip
What went wrong there?

[Anonymous No.28253880]

>>28253776
Divorce

[Anonymous No.28253928]

>>28253007
I wish I had 1k euros to invest.

[Anonymous No.28254333]

being born into a poor family your a fucking idiot op. your insanely lucky and smart to be at that age and any worth over 10k.

[Anonymous No.28254386]

I'm 25 and have €80k in crypto so in USD I'd be in 6 figure hell.
Funny how when I was younger if I seen someone win that amount of money on a gameshow I'd think it's a mindblowing amount of money.
I don't feel much different now than I did a year ago when my net worth was €20k other than having the comfort of knowing that I wont need to worry about working for the forseeable future since my living expenses would not exceed €10k per year.
I just base my life around my fitness goals now and making some youtube videos for fun

[Anonymous No.28254474]

>>28243734
>Try telling that to starving kids in Ethiopia
I don't think that niglets can comprehend human speech

[Anonymous No.28254517]

>>28242661
Late 20's. Most my early 20's I did not have much to my name. Generally keep doing what you are doing, make sure you money is keeping up with the rising costs.

[Anonymous No.28254566]

>>28242385
Just to let everyone know that everyone starts off differently.

If you're 25 with $100k and you came from a wealthy family you aren't trying.
If you're 25 with $100k and you came from a middle class family then you got a good life ahead of you
If you're 25 with $100k and you came from a poor family, you're based.
This also implies no debt

[Anonymous No.28254972]

>>28254566
>24 yrs
>raised and still living in government housing
>100k in crypto
>thank u kind sir

[Anonymous No.28255032]

The richest man is he who is happiest with the least. All those people you know drowning in debt aren't happy even eth the material prosperity a good income can afford.

The purpose of money is security, not possessions. Continue to pursue maximizing your net worth because that security matters to you.

[Anonymous No.28255080]

>>28242385
21 with 500k and still feel like a failure

[Anonymous No.28255126]

>>28242385
It is and it isn't. If you save it and invest wisely even that much will be worth a lot in a few years. If you blow it all on stupid shit it will be gone in a minute.

[Anonymous No.28255139]

>>28245070
Algorand, all in. Enjoy steady 7.25% APY and if you forget you bought in, In 5 years you will never have to work a day in your life again.

[Anonymous No.28255450]

>>28242455
>tfw 850k net worth

god this is so true, so close i can taste it

[Anonymous No.28255464]

>>28253544
considering I don't have rich parents and got no inheritance from my dead grandparents I feel decent about being worth >100k at 27. it's obvious the mean is dragged up by spoiled rich kids

[Anonymous No.28255961]

>>28242385
2.5 million than you can be proud

[Anonymous No.28256037]

>>28247638
>college dropout living with his mother
>not a NEET

[Anonymous No.28256182]

>>28252268
He's a faggot. We will ABSOLUTELY hate you. Never come here.

[Anonymous No.28256279]

>>28256182
ok im packing bags and going to texas

[Anonymous No.28256415]

>will be 20 in one month
>quarter milli net worth
>family poor as fuck, couldn't even afford to pay our own rent for several years
feels good to be soon to make it brehs. thirsty for that milli.

[Anonymous No.28256475]

>>28242385
Its nice seed money to srat investing.

[Anonymous No.28256574]

Well our grandparents were supporting kids and had what are now million dollar homes paid off mid to late 20s so... Literally millionaire before 30 maybbee

[Anonymous No.28256587]

>>28242518
Probably 30 or 35. By that point you should be finished with school and well established in your career.

[Anonymous No.28256717]

>>28256574
anon you know things were not the same then

[Anonymous No.28256718]

You realize that there exist multiple areas between "poorfag" and "set for life" right

[Anonymous No.28256882]

>>28243693
Based wisdom

[Anonymous No.28257086]

>>28251868
>student loans
>new iphones
>crazy car payments
>shitty liberal arts degree
>making 40k in a big city.
>someone goes out every week to bars

just described your average 25 year old.

[Anonymous No.28257098]

25

>80k crypto
>35k cash
>25k roth 401k
>20k in records/shoes/collectibles
>0 debt

ive never typed this out before. maybe i am doing okay. maybe i am going to make it. thank you friends

[Anonymous No.28257357]

Stop comparing. Like how many of these rich guys come from rich families? Like 95 procent or something. Just earn enough to get as comfortable as possible.

[Anonymous No.28257470]

>>28243848
I could live at my current lifestyle which is lower mid level cozy for three years on 100k. Not overextending yourself makes all the difference.

[Anonymous No.28258195]

>>28257357
Seriously, if there's anything i've learned on my 30+ years on this planet it's this. 99% of rich people have just had things handed to them or been lucky enough to be in a very specific set of circumstances that most people never had the chance of being in.

[Anonymous No.28258300]

>>28257098
>shoes
Gross brown found.

[Anonymous No.28258381]

>>28242385
it isn't alot of money. life is pain. when steaking

[Anonymous No.28258450]

>>28257357
Over 95% of “generational wealth” is gone by the third generation. The muhhh rich parents is a meme. People go in and out of upper class all the time. There are VERY few select families that have maintained generational wealth longer than 5 generations.

[Anonymous No.28258467]

>>28242385
If you are a survivalist, 100K is fine.

You just have to learn to grow food, buy some solar panle and stuff, being autonomous as much as possible

[Anonymous No.28258576]

>>28258195
I never understood why poor people don’t just inherit money

[Anonymous No.28258760]

>>28250190
Lol they wont give you it cause no one likes a fucking beggar.

[Anonymous No.28259084]

>>28253484
tfw when living in sydney and median house price is 1m+

[Anonymous No.28259241]

>>28253007
poors aren't welcome on biz. go drink your malt liquor somewhere else.

[Anonymous No.28259301]

>>28258450
why is this? Does inheritance dilute family wealth?

[Anonymous No.28259418]

>35
>Blew my 20s on videogames and eating out
>All these multi-hundred-K and millionaires in their 20s
Please be lies

[Anonymous No.28259520]

26 nearing 600k worth with ~120k income and little to no debt or expenses.

I don't know a single person under 30 with even 100k. do NOT tell anyone you have that money

[Anonymous No.28259751]

>>28242518
Who cares? Just make bank and be happy.

[Anonymous No.28259920]

>>28259520
>do NOT tell anyone you have that money
This is good advice. Even family can turn against you if they know you have money. What they don't know can't hurt them. Unless your family is also well off, in that case it should be safe to tell them.

[Anonymous No.28260085]

>>28259301
your children grow up differently and may be financial morons.

For instance: my gf is one of 3 siblings, and their family owns multiple properties and a large chunk of change. instead of growing the wealth, it has been lived off of. the grandmother is a miser, the mother is a merchant, and the 3 siblings are financial illiterates. Training has not been passed down to manage the estate that will exist, and without proper financial guidance, they will divide the properties and likely sell them all off. None of the relatives that married into the family are "money-men" except for potentially me. Without guidance, that money disappears with my gf's generation.

It takes strong traditions and a strong family unit to manage a large estate and keep the assets within the family. That's what I mean to do.

[Anonymous No.28260627]

>>28259920
Exactly. If anyone asks, you're living paycheck to paycheck

[Anonymous No.28260892]

>>28257098
>>20k in records/shoes/collectibles
let's be real here. You're not going to sell those things, you love them too much.

[Anonymous No.28260895]

>>28251668
>Most adults in the US don’t even have $10k of liquid cash and are one paycheck away from homelessness.
This is why a diesel truck and tow behind camper are the first things you should buy with your crypto as soon as you have the gains to do so

[Anonymous No.28260970]

>>28259520
How do you know everyone else isn’t lying like you?

[Anonymous No.28261074]

>>28253515
>I wasted the majority of my 20s smoking weed and being lazy.
i did this too, but im a millionaire from this current run :) crypto is magic

[Anonymous No.28261201]

>>28257098
>20k in records/shoes/collectibles
You mean $20k in BLM looting proceeds D'quarviante

[Anonymous No.28261265]

>>28254386
What country can you live on 10k euros a year anon?

[Anonymous No.28261316]

>>28242385
I have $3,000 cash, 10oz of silver, $100 I. Stocks... I'm 29, you'll be okay

[Anonymous No.28261340]

>>28259920
yeah my family ate me alive for being the executor to my dad's trust

[Anonymous No.28261365]

>>28247178
Or larp about

[Anonymous No.28261503]

i just crossed $2m and still depressed. maybe a 5000w electric bike can save me. just ordered one

[Anonymous No.28261846]

>>28261265
Not him but I live in Finland and could live off of 10k eur a year pretty easily. I'd just have to cook more of my own meals instead of buying premade shit. The reason I could do it is because I have cheap hobbies (mostly video games) and don't buy a lot of expensive stuff.

[Anonymous No.28261928]

>>28261846
> but I live in Finland and could live off of 10k eur a year pretty easily
bullshit

[Anonymous No.28261971]

>>28242385
I'm 25 and nearing that. It feels like nothing. Can't buy a house, can't buy a car without wiping out a chunk of your life's savings. 100k is nothing, it's fucking chump change. People piss $100k. The grind is just beginning for men like us OP

[Anonymous No.28262120]

>>28261928
Like I said I'm not a normalfag and have no reason to spend a lot. I live in a commieblock in a not too expensive area.

[Anonymous No.28262157]

>>28242691
20's young man. You have the keys to a great future with that cash and age. Keep stacking it and don't lose it. When the time comes you will understand what that money can become and be used for.

T. 22 - 65k with a plan.

[Anonymous No.28262223]

>>28251868
>40k tuition
>40k dorm/housing
>80k debt + interest
that's how normies get 100k in debt

[Anonymous No.28262264]

>>28262120
what do you even eat? less than 1k a month on groceries? i aint buying it pekka

[Anonymous No.28262774]

>>28260085
This is why I dislike when people hate on people like Trump or Musk or even Bezos as much as I hate him, because they came from wealthy backgrounds. First of all you don't just turn a million into a billion by being born. There's a reason their parents are wealthy and they became even wealthier, they weren't retards with their money like most of the population is. My parents were low middle class. If I do well for myself in life, my son could have a pretty good start, better than I had. If I raise him correctly, he may end up much better off than me, and maybe a few generations from now my progeny will become a billionaire. That's how life works. It's a multigenerational effort

[Anonymous No.28262995]

>>28262264
Well groceries are a big expense right now because I don't make my own stuff enough.
If I made all my meals myself, I'd spend less than 200 eur a month on groceries. Not even kidding, it's way cheaper to cook for yourself than spending 4-6 euros on a single microwave meal, or 10 euros on fast food.

[Anonymous No.28263695]

>>28262774
you dont turn a million into a billion by being born but you have a much better chance at doing so than if you're born with $0.

fuck justifying these pricks

[Anonymous No.28263877]

>>28262223
>dropped out after one semester
>rent free with parents
>threw all my student loan money into crypto in 2017
BOOM

[Anonymous No.28264060]

>>28246527
Dumbfuck

[Anonymous No.28264125]

>>28250996
Many 25 year olds have $30k+ in loans AND pay rent out the ass. I could never live like that. I will never, ever pay rent.

[Anonymous No.28264198]

>>28263695
just because you grew up with nothing doesn't mean your children have to. if you somehow make it by force of sheer dumb luck, are you going to hate on your son for having a leg up? life isn't fair. grow up.

[Anonymous No.28264209]

>>28264125
What do you do then? If you buy a home you'll still be paying the loan every month

[Anonymous No.28264422]

Gonna tell you what making it is. Have a seat sonny. Making it has no single monetary number attached to it. Making it is the lack of concern. Not having to look at a bank statement when you want something. Not caring if whatever you do for employment cans you. Now whether making it is a billion or 100k is up to you.

[Anonymous No.28264602]

>>28252776
Based
>>28253311
Checked

Offer to help your parents in other ways, like going on a holiday with them.
DO NOT GIVE YOUR FAMILY MONEY

[Anonymous No.28264768]

>>28259084
20% deposit in Melbourne you are looking at a 170k+ cost for a 750k house in the outer suburbs.

[Anonymous No.28264803]

>>28263695
>>28264198
That's my point. What are you doing to set your decendants on that path? Instead these people just complain they didn't get a good start. My point was no, you realistically can't go from dirt poor to billionaire, but you can set your bloodline on that path. If your son starts with $50k, and his $500k, and his with $1,000,000+ then you'd already reached Trump and Bezos status

[Anonymous No.28265012]

>>28242385
I calculated it
at the current prices it's 10.000.000$
at this point anything you spend is meaningless unless your a giant faggot

[Anonymous No.28265073]

>>28246693
kinda hard to break it down to him like this

[Anonymous No.28265200]

>>28261503
Congrats, anon. As someone nearly there I hope your recent humble, fitness-related purchase is as enjoyable as mine was.

[Anonymous No.28265258]

>>28264422
>Not caring if whatever you do for employment cans you.
this right here is what it means to me. i just wanna work odd jobs here and there and not worry about my financial safety. being obligated to work potential shitty jobs to reach that goal is terrifying

[Anonymous No.28265445]

>>28242385
At 25 I was paycheck to paycheck. At 40 after a divorce I'm at 20k savings, 5k stocks, and back up to 12k retirement fund after I had to cash that out to get through said divorce. You're doing pretty good, anon.

[Anonymous No.28265455]

>>28264209
I’d much rather make a healthy downpayment and build equity with a 15-year mortgage. Rent will always go up.

[Anonymous No.28265861]

>>28243734
t. Eritrean dog. Ethiopia is the most POWERFUL nation in AFRICA and we will be knocking down the gates of Cairo once the Grand Renaissance Dam opens up. Btw this is the LARGEST and the most TECHNOLOGICALLY ADVANCEAD dam in the WORLD. By the year 2040, Ethiopia will become a SUPERPOWER in Africa. Starving? I think not.

[Anonymous No.28266148]

>>28242385
i hit a million and I felt nothing for the first 48 hours. after that I shed a legit tear. Started think about how far I have come. Suffering through the bear market, the relentless fud, sometimes doubting my iron hands. But now I am a millionaire and 80% of my folio is staked in different projects generating $17k a month.

Standing on first base, not quite home yet.

[Anonymous No.28266322]

>>28243925
incredible stuff

[Anonymous No.28266362]

/biz/ talks a lot of shit but when you look at the portfolio threads they're all 4/5 figure plebs. You're doing great anon

t. 21 year old millionaire

[Anonymous No.28266391]

>>28243997
$GRT

[Anonymous No.28266508]

>>28252776
incredibly based take

[Anonymous No.28266563]

>>28242385
Refer to this Credit Suisse report to see what's your standing by age group and country.

https://www.credit-suisse.com/media/assets/corporate/docs/about-us/research/publications/global-wealth-databook-2019.pdf

[Anonymous No.28266581]

>>28255464
yeah, getting college paid for by your parents is an absurd leg up if you're an american

[Anonymous No.28266739]

I notice most people on 4chan grew up poor as shit and then just googled how to make tons of money to get away from subhumans.
Since they all lived as neets and had no friends they were really good at saving money.

4chan will be unironically next ruling class at this rate.

[Anonymous No.28266782]

>>28253311
>>28252776
jesus christ fucking anglos. You have no sense of family. You kick your sons and daughters at 18 and in return they tuck their old fathers and mothers to nursing homes and don't give a fuck.

[Anonymous No.28266847]

I have 500K of good debt (mortage of investment propertes). 100k cash between me and my wife and about 1M in assets. 32 year old.

[Anonymous No.28266957]

>>28242518
holy fuck this board really is just full of sheltered trust fund kids

[Anonymous No.28266991]

>>28243997
God damn that hits close to home.

[Anonymous No.28267098]

>>28242385
As long as rent is paid, you’re not starving and you have enough left to save/invest you’re doing ok.

[Anonymous No.28267226]

The real 'make it' amount is $10 million. At $1 million you can live indefinitely off of just the dividends/interest/appreciations but doing so prevents it from compounding into even more money. At $10 million you can live it up while your money also keeps growing and compounding.

[Anonymous No.28267667]

I'm 25 and only have ~$12k I'm poor but really don't want to be

[Anonymous No.28267771]

I had like no money at that age. You're doing fine.

[Anonymous No.28267906]

>>28243356
>Most of the people on net worth and portofolio threads have high 6 figures

There's always going to be a bias in terms of who actually posts in those. It's like dick size threads where everyone is 8"+. Even if nobody is lying, that's obviously not the average. It's just that nobody with 4" is going to be bragging about it. For every six-figure portfolio you see, there's probably dozens of four-figure lurkers.

[Anonymous No.28268005]

>>28266739
Pretty accurate but I think a lot of us just want to make it in order to be free from waging. I don't care about ruling.

[Anonymous No.28268133]

>talking to old school friend
>she just moved out of her parents' house at 27
>paid no rent, bills or bought food for her entire life
>still took her 6 months to save up for a deposit on a flat because he has never saved a penny in her life
>£40,000 of student debt only to work in a supermarket
>unexpectedly gets a tax rebate of several thousand and spends it all on a holiday to Portugal
>"It was money I never expected to have so it's basically a free holiday, anon"

Normies are unironically pants on head retarded with money and will forever be poor.

[Anonymous No.28268374]

>>28264060
Not in the slightest. He's right, you're wrong. Leave california retard

[Anonymous No.28268498]

>>28268374
I don't live in commiefornia. I'm just laughing at how poor dumbfuck europoors are.

[Anonymous No.28268609]

>>28268498
Even in a flyover state you can live quite comfy on 30k a year, especially if you already own a house

[Anonymous No.28268742]

>>28242385
lol when I was that age I already accumulated 7 figures and was finished with law school

[Anonymous No.28268845]

>>28242385
lmaoing at your hyperinflation. Venezuelan tier holy shit

[Anonymous No.28268931]

>>28268609
My point is its not hard to make more than 30k a year

[Anonymous No.28270074]

>>28259084
Gold Coast my boy, the best place in the country

[Anonymous No.28270135]

>>28242385
Yes it's still poorfag tier, but you're on track to be comfy by 40

[Anonymous No.28270345]

>>28242385
>>28242455
>>28242518
Having a lot of money under the age of 30 in /biz/ is the same as having 2/3/4/5@12%bf in /fit/. Really, really fucking impressive by normie standards and it puts you miles ahead of 95% population, but this is 4chan so its meh.

T: 1/2/3/4@20%bf and made +744% in crypto during the last 12 months

[Anonymous No.28270540]

Not sure if it's because I have 75k of student debt but I have a 160k folio as of today and feel nothing.

[Anonymous No.28270567]

[Anonymous No.28270578]

>>28266957
salty faggot, I earned every penny I had and learned to put them to work. while you were jacking off about the holiness of being piss poor, I was learning about money, investing, and crypto. I made $100k+ in the past 12 months. investing my tiny nest egg, and that's starting from unemployed and broke a few years ago. you have no idea what the fuck you're talking about.

[Anonymous No.28270825]

>>28242385
100k is a lot of money in terms of what our governments deem our hourly minimum rate to survive, many people will never be able to put hands near that amount at one given time.

[Anonymous No.28271919]

>>28242385
If I end up with 100k by the end of this run this is what I would be able to start by dream business of buying a couple of acres of land and having a hydroponic farm. I live in a third world country so 100k is more than enough to make it work. I'm sure that in the US or Europe 100k does not get you half of what I can do with it here