/biz/ - Business & Finance

[Anonymous No.28054875]

someone redpill me on purchasing a car. right now i drive a 20 year old shitbox and im getting tired or working on it. i want to get a toyota for muh reliability. where do i find one for a decent price? do i buy new?

[Anonymous No.28055043]

If you're buying a 4runner or taco it is most likely better to buy new as the 1-2 year old CPO arent much of a discount.

[Anonymous No.28055124]

>>28055043
yeah i look at used priced and its barely cheaper

[Anonymous No.28055381]

>>28055124
just buy one that's 8 years old and under 200,000 KM. They have been making the same fucking truck for 11 years. Parts are pleny and cheap. Lots of overland bling if you are into that bullshit.

t. owns a 2004 4runner and just made it to 7 figure hell

[Anonymous No.28055450]

>>28054875
just buy new if you want a toyota. used 2016+ go for 75% the price of new

[Anonymous No.28055516]

>>28054875
Smart Choice https://www.youtube.com/watch?v=9BZXMomCS6g&ab_channel=YourAutoAdvocate

Im also looking to new Toyo and yes the other Anon is correct. Right now esp toyo are in top demand and production has been limited. So used vehicles are selling for like new prices. Better off ordering what you want and waiting.

https://www.youtube.com/watch?v=K88j5u9TWzA&ab_channel=TundraDude34

[Anonymous No.28055584]

>>28054875
If you have some money and want something reliable without breaking the bank, you have two options: One, look for a car with roughly 30k miles on it. Usually they've depreciated some but still come with some warranty. You can find single-owners pretty easily. The second, if you want something even nicer, you look for cars with weird options or overinflated for a specific year so that last years models are still fucking around on lots. A good example of the former off the top of my head would be an automatic transmission for a typically manual car like a Miata. You'd be amazed at how you can get a basically new car (sub 1k miles) for 20% off of MSRP if you shop around. Oh, also for cars that are basically new but not-- consider buying from somewhere else and just paying for the shipping. Some markets are significantly cheaper than others.

[Anonymous No.28055592]

>>28055381
Probably depends on area, when I was looking for an older clean one with mileage like that, they would sell instantly.

[Anonymous No.28055713]

>>28054875
you know we have a board called /o/ right ?

[Anonymous No.28055818]

Used cars are a meme unless you have mechanic skills get a new one with a warranty and enjoy your life and not breaking down

[Anonymous No.28055877]

>>28054875
don't
>buy a boat
>sail to Antarctica
>find Hitler

[Anonymous No.28055894]

I unironically have 40k linkies and drive in a $2k reliable japanese car from the early 2000s. This is the way.

[Anonymous No.28055994]

>>28055818
There's a balance and the dude obviously knows how to work on his own vehicles. New cars depreciate crazy fast. I'd say it's only worth it if the manufacturer is offering some kind of deal for the interest rate that makes it that good. Otherwise, save several grand and just get something with reasonably low miles, still a bit of warranty. Also, do your fucking research about what models actually have reliability.

[Anonymous No.28056159]

>>28054875
Be realistic with your budget. Are you going to pay straight cash or are you getting a loan? If you go with a loan, make sure you don't over extend yourself with a car payment like some new money nigger. Car Guru is a pretty good site to see what's available in your area. Also look into independent dealers by the typical flagship ones. You can occasionally find a good deal. And always have a mechanic you trust give it an inspection before buying. It's not expensive and avoid an expensive auto bill shortly after buying the car

[Anonymous No.28056272]

>>28054875
due your diligence and make sure the year for your model isn't more fucked than the others

[Anonymous No.28056312]

>>28054875
Honestly, if you need the Utility keep the car you have, if not buy a motorbike.

Cheaper, way more badass, tank of fuel will last you longer.

Cars are honestly the biggest waste of cash and such a terrible investment, unless it’s some old school car that retains its value.

[Anonymous No.28056414]

Buying a car is a nightmare process. e-mail dealers telling them what price you want OTD.

Good taste, 4runners are my favorite looking cars on the road.

[Anonymous No.28056464]

>>28054875
4runners are one of the few vehicles where new is the best choice, used ones go for WAY too much. Like a 5 year old one with 100k will only be 25% cheaper than new

also this is absolutely not a business post

[Anonymous No.28056667]

>>28056312
There is still a blood smear on a major highway near me from a biker sliding under a semi last year. I think he was 24.

[Anonymous No.28056684]

>>28054875
Lease

[Anonymous No.28056695]

>/biz/ doesn't know the first thing about vehicles
>they expect me to take crypto advice from them
This board has no men.

[Anonymous No.28056742]

>>28056312
>terrible investment,
They're not an investment at all
holy shit /biz/ why are you so retarded

[Anonymous No.28056846]

>>28055713
As devils advocate, asking hobbyists what to buy is almost always a mistake. They're gonna end up trying to get him to buy a 20 year old Miata. /biz/raelis have more value oriented minds.

[Anonymous No.28056853]

>>28056742
They are quite literally an investment.

[Anonymous No.28056940]

>>28056312
Toyotas (4runner, Taco, Tundra) probably keep the most value of any car. You can easily sell it in 5 years with 100k miles at 25-30k

[Anonymous No.28056967]

>>28056853
Are you retarded.

https://www.thebalance.com/is-buying-a-car-an-investment-2386148#:~:text=Your%20car%20may%20be%20considered,car%20is%20not%20an%20investment.&text=It%20is%20important%20to%20realize,that%20they%20are%20not%20investments.

[Anonymous No.28057102]

>>28054875
buy an FJ80 landcruiser and put some money into the mechanics as far as maintenance goes. that straight axle straight 6 will outlast every fucking toyota on the road.

Bonus, it's appreciating.

[Anonymous No.28057171]

>>28054875
>i want to get a toyota for muh reliability

You are already on the right path. Those things are tanks.

[Anonymous No.28057288]

>>28057102
An anon with sense.
Alternatively the Lexus GX 460/470 are good picks too.
However be away of the timing belt. It -N E E D S- to be replaced every 100k miles for it to be the legendary land cruiser it's known to be and last 800k+ miles. This is a 1-2k job.

[Anonymous No.28057374]

>>28056967
Cars can and do appreciate in value.

[Anonymous No.28057532]

>>28055381
This. picking up a 1st gen taco off a friend soon and plan on running it into the ground and then selling it to syrians

[Anonymous No.28057568]

>>28057374
Vehicles are a depreciating asset.

[Anonymous No.28057717]

>>28057568
Depends on the rarity of the vehicle.

[Anonymous No.28057810]

>>28054875
I bought a 2007 mitsubishi endeavor like 4 years ago. It had 155k miles, its ran like a champ and unironically my favorite car thus far in life.
Best cheap 2700$ car ive bought in my life. I got it off craigslist.

[Anonymous No.28057837]

toyotas trucks are getting new turbo engines in the next couple years. check out the new land cruiser's twin turbo v6. this will make them much better vehicles as their engines have not been upgraded since 2005.

[Anonymous No.28057858]

>>28055124
I bought my 2016 4runner for 42k. Doctor owned it and put over 10k worth of stuff on it. Also only had like 5k miles. Paid cash and never looked back.

[Anonymous No.28057918]

>>28055043
If you’re buying a 4Runner just buy a Tundra. Wait until the 2022 is revealed soon. V6 twin turbo and completely redesigned

[Anonymous No.28057934]

>>28057837
>this will make them much better vehicles as their engines have not been upgraded since 2005.

A first issue 'new turbo engine' is not an upgrade from tried and true platform engines. Turbos are fun, but if you're the one buying into a brand new model, expect reliability hiccups.

[Anonymous No.28057949]

>>28054875
get a toyota corolla or a honda civic. thank me later.

avoid 7th gen civics since they have the least aftermarket support

go to /o/

[Anonymous No.28057957]

>>28055043
>not buying a solid axle truck
ngmi

[Anonymous No.28058002]

>>28057810
oh nice buy anon. Usually mitsibishi's only problems is they have oddball parts that are sometimes hard or expensive to find

[Anonymous No.28058023]

i got an FJ used for under 18 and it has gained value. same as 4 runner etc. more capable off road and very fun.

https://www.forbes.com/pictures/ehmk45eflmi/1-toyota-fj-cruiser/?sh=3025278748c4

[Anonymous No.28058037]

>>28057568
>some cars depreciate so all cars must depreciate!
Fucking idiot

[Anonymous No.28058075]

>>28057717
You buy a vehicle.
It is a purchase. You pay tax on it when you purchase it.

[Anonymous No.28058114]

test

[Anonymous No.28058122]

Used to sale cars . Don’t waste ur money in warranty on a certified vehicle. The manufacturer warranty will cover u . The chances of it breaking down before 5 years , 100,000 miles is slim. If u really want my advice buy 97-2000 Camry will about 100k if u can find one. Change the radiator, water pump and all the belts. It will last you forever at least for another 250,000 miles

[Anonymous No.28058130]

>>28058037
>I can sell it for more than I bought it for if I have rare or exotic ones and the OVERWHELMINGLY VAST MAJORITY depreciate in invalue
Kid if you don't list it in your investments for taxes, it's not an investment.

[Anonymous No.28058175]

>>28058075
Have you never heard of collector cars?

[Anonymous No.28058204]

>>28058175
not an investment
it's still a purchase

[Anonymous No.28058230]

>>28054875
Just buy a ~2008 4runner

[Anonymous No.28058253]

>>28058075
You come to Oregon, buy a vehicle don't pay sales tax because there is none, profit.

[Anonymous No.28058275]

>>28058204
>not an investment
>it's still a purchase

You can purchase investments, retard.

[Anonymous No.28058305]

>>28055516

>used cars selling for the same as new

We really are in hyperinflation aren’t we

[Anonymous No.28058332]

>>28057374
>sorry, I can't go up to the mountains this weekend. My electric scooter isn't able to go on the highway. But I save so much on gas! Wait... don't go

[Anonymous No.28058334]

>>28058275
vehicles are not investments.

[Anonymous No.28058352]

>>28058305
>We really are in hyperinflation aren’t we

Eh, Toyotas are like the Mac of the car world as far as resale value goes. They just hold their value extremely well due to cult hype.

[Anonymous No.28058416]

>>28057934
toyota gas mileage sucks and horsepower ratings suck. otherwise great cars. i dont think the leader in reliability would come out with an unreliable engine. turbos are pretty common these days. i leased a 2020 taco because im waiting to buy the new shit.

[Anonymous No.28058441]

>>28058334
If you spend money on something with the (reasonable) belief that it will appreciate in value, it's an investment.

[Anonymous No.28058525]

>>28056695

[Anonymous No.28058547]

>>28058334
You're a retard.

[Anonymous No.28058586]

>>28058305
No, Toyota Truck's just hold their value really fucking well, when I worked as a car buyer I bought a TRD PRO 4runner that was a year old at sticker price and sold it at a for 50k at auction because any dealer that has one has a massive mark up on them because they are rare.

[Anonymous No.28058642]

>>28058253

Unless you live in Oregon or are ok with breaking the law most states will force you to pay the sales tax difference when you go to register it.

[Anonymous No.28058655]

>>28058334
some can be, but most aren't

[Anonymous No.28058698]

>>28054875
Just walk bro

[Anonymous No.28058718]

>>28054875
1st gen 2door rav4, beams swap, and get a donor 4door L model to get the locking diff 4wd

[Anonymous No.28058764]

>>28055043
this, sadly the koreans don't make trucks because toyotas are overpriced as fuck used. Better off going new.

[Anonymous No.28058825]

>>28054875
If you are poor, buy used.
If you are financially stable, buy new to build credit.
All in all, just make sure it has adaptive cruise control.

[Anonymous No.28058869]

>>28054875
>not buying a lambo and wrecking it for insurance before 1st payment is due
ngmi

[Anonymous No.28058876]

>>28055713
/o/ is my homeboard but its literally just for enthusiasts. We would shill him some 90s japbox

[Anonymous No.28058942]

>>28054875
Does Toyota run 12v batteries for their hybrids? If so get that, put some solar panels on top, swap out the batteries for Dakota lithium-iron phosphate ones, and then enjoy having a somewhat future-proof set of wheels.

[Anonymous No.28059030]

>>28058037
Unless its something extremely rare like a 250 GTO or a BMW 1M they are indeed, all depreciating assets.

[Anonymous No.28059035]

>>28058642
Register it to an LLC somewhere cheaper

[Anonymous No.28059136]

get a older 4runner with a little over 100k miles, and drive it for another 10years while saving a ton vs. new toyota.

[Anonymous No.28059196]

>>28055381
I have a 2001 4runner
fucking love the thing
260,000 miles on ir
just recently had to replace tranny

[Anonymous No.28059390]

>>28059035
Montana. That's where everyone tends to register their supercars apparently. Massive savings on tax.

[Anonymous No.28059398]

>>28059196
We don't need anymore new trannies, we must execute them all.

[Anonymous No.28059583]

6 figure fag here still driving my 2nd gen pickup. Going on 400k odometer. Never selling.

[Anonymous No.28059797]

This was my 99 Runner. Took it all over the country, including up to Alaska. Had 260k on it when I bought it. Ended up blowing a head gasket/driving with a knock for like 20k+ lol. Then I bought a JDM motor, swapped it out, and drove the piss out of it again until my ex took off with it.

Make sure you replace the ball joints, and don't cheap out. Get OEM replacements. I'd love to find another 3rd gen in good shape for a reasonable price around here.

[Anonymous No.28060049]

>>28058037
>some cars go up in value over time, so they all must
Imagine being this fucking stupid. Good luck trying to sell your piece of shit car and acting like its a rarity

[Anonymous No.28060096]

>>28055124
I was in the same predicament recently. Bought a new hyundai for 20k otd.
>10 year powertrain warranty
>5 year bumper to bumper
>3 year maintenance
vs taking a gamble on a used vehicle at 15k

[Anonymous No.28060139]

>>28060049
>>some cars go up in value over time, so they all must

Except that's not what anyone here was implying, retard. That other faggot was saying NO cars are an investment.

[Anonymous No.28060410]

>>28060139
The reality is, most faggots on this board, and in real life, can not and will not buy a car that gains value you fucking autist

[Anonymous No.28060529]

>>28060410
>deflecting

[Anonymous No.28060675]

>>28060410
This. You really think you'll buy a car like this any day? This is the shit that appreciates in value. Your basic bitchbox isn't ever going to be worth over MSRP ever again

[Anonymous No.28060881]

>>28054875

4runners are based OP. I own a 2020 TRD Pro and love it. I don’t see myself parting with it. Toyota imho reached the perfect sweet spot in what you actually/realistically need when it comes to reliability, comfort and ruggedness.

No, it doesn’t have a powerful V8 like a Landcruiser, or a front solid axle like a Jeep Wrangler, or some fancy ecoboost system like a Ford Raptor, but on a day to day real use basis it will crawl over any obstacle, reliably, while being very comfortable and providing like 90 cubic square feet of interior space.

Also the seats fold down 100% flat on the trim with the slide out tray which is a feature that every fucking truck should have.

Thank you for reading the transcript of my ted talk.

[Anonymous No.28060979]

>>28060410
Japanese 90's sport cars are appreciating in value. Japanese 90's which are close to the 25-year US import rule are mooning.
These cars are accessible (starting at 15k in 2021 for something like a EK Civic Type R in rough condition).

You don't know what you're talking about, shut the fuck up.

[Anonymous No.28060996]

>>28060675

I was seeing these sell for $11k when I was in High School in 2006. Now even clapped examples will sell for $50k

It doesn't matter if anyone here will or will not buy a car as a solid investment. The point is that >>28058334 and other associated retards are wrong. Vehicles can be a solid investment if you are aware of what you're doing.

There are plenty of dudes who have made entire careers off of buying smashed shitboxes from insurance auctions, rebuilding them, and selling for a massive profit. It takes capital, but you can start with small shit like dirt bikes and work up to supercars if you're doing quality work.

[Anonymous No.28061109]

>>28060979
But then if you buy a car like that you really shouldn't be actually using it as your only vehicle. Every mile you put on it it loses value. Do you see why that doesn't line up with what the OP is asking for?

[Anonymous No.28061120]

>>28060881

*90 cubic feet

[Anonymous No.28061214]

>>28061109

The conversation shifted from what OP is asking for specifically. We were addressing the idiots who were saying cars are NEVER an investment. One idiot said cars aren't an investment "because you purchase them."

[Anonymous No.28061249]

>>28060996
Yes, I agree. E30 M3s are sick af but its a horrible idea to tell a non-car person to get something like that. You really think someone who doesn't give a fuck about cars is gonna go through the effort to rebuild cars when there are so many other, easier things they could do with that money?

[Anonymous No.28061374]

>>28061249
I never suggested a non car person should make a speculative investment in a car. My point is that a car can absolutely be an investment.

[Anonymous No.28061377]

>>28060881
Based. I own a 2021 RAV4 PRD. TRD line is legit

[GRTsux No.28061397]

>>28060881
are you a woman or a faggot?

[Anonymous No.28061607]

>>28061397
>woman or faggot?

He didn't say he drives a subaru

[Anonymous No.28061649]

easy flow chart
>does it work
>if yes, drive it
>if no, get another one

[Anonymous No.28061735]

this entire thread has been completely useless

[Anonymous No.28061879]

>>28061397

Women drive SR5’s which not real 4Runners and homosexuals drive Subarus like >>28061607 said, also Jeeps.

Also aren’t you the actual, real tranny who everyone hates here?

[Anonymous No.28062487]

>>28054875
shitboxes aren't that bad. learn how to fix them yourself, save some money, put it towards the markets

[Anonymous No.28062528]

>>28057918
never buy first gen anything

[果物 No.28062959]

>>28055877

no dont do this goyim buy a fully optioned brand new car on credit

[Anonymous No.28063078]

>>28062528
Unless it's at a massive discount. I got a first gen Lincoln and it's fucking great.

[Anonymous No.28063146]

>>28054875
I bought a civic with 2000 miles on it fleet, so it was a rental, and now its at 100k miles. No work.

[Anonymous No.28063280]

>>28056312
how old are you?

[Anonymous No.28063665]

>>28054875
Most of the depreciation happens in the first 4 years, just get a 4 year old toyota or older, good luck anon

[Anonymous No.28064000]

>>28063280
why does it matter? the logic is sound. Vehicles are depreciating assets, worthless. Get a job that gives you this benefit or be a wagie forever

[Anonymous No.28064020]

I have been told that I am the best negotiator around. I wore out the entire Toyota Dealership when buying a used IS350 on there lot (it was a trade in). It took approx 8-9 hours of constant negotiation before we reached an agreement on price. I burned through 2 salesmen and finished with their manager. Negotiating is an art, you need to learn every trick in the book. The dealership is there to fuck you in the ass , especially on used vehicles. They make more on used sales than new. Learn to negotiate, it can save you a lot of money. One trick is to not say anything when they counter. Just sit there silently, the silence drives them crazy. Also walk away and tell them you need some time to think and walk around the lot on you phone while they watch you from the office.Complain about the condition of the used vehicle, paint, smell, tires, brakes, etc. What ever they ask for cut them down at least 30-40 % if it's a used car and start from there. They are going to look at you like you raped their wives but fuck them. They will come back with the original price and you tell them no fucking way. Remember they payed half of what they are asking for that used vehicle. Fuck I wish I could negotiate for people for a living, I could save them so much money. They don't call me Ebeneezer for nothing.

[Anonymous No.28064531]

>>28063146
Btw the car is a 2013 so 6 years and paid under $15k. Even if it shits the bed now i consider that a good deal.

[Anonymous No.28065003]

>>28058718
all it needs are eyelashes and a barbie decal

[Anonymous No.28066321]

>>28054875
I drove a shitty car for like 4 years all the time when going to college. Finally get a new car (civic) and never was able to find job and just sits in garage for almost year now