Next step, frens?

[Anonymous No.27595951]

Hey /biz/, can you rate my portfolio and offer suggestions on what you'd do next?

>29 y/o burger boomer
>finishing bachelors degree in business administration (I know, I know, but too much of a brainlet for STEM. I have a job lined up with a mate that starts at 60k/year, which beats my previous 45k/year. Currently owe 23k, will likely owe 40k-50k once complete. Owe 14k on car. Currently 37k in debt)
>45k in 401k, 3k in ROTH IRA (deposited 1k in November 2020)
>72.5k in stock accounts for trading
>1 BTC, 7 ETH, 1350 LINK, 12 LTC
>140 oz. silver
>10k USD cash

Currently took a break from my current job to focus on school and investing until new job starts.

How am I doing, /biz/? What moves should I make next? Any investments you want to shill? I feel way behind my peers, especially when I browse this board, because it feels like everybody is rich and I will be doomed to waging forever. I did not start taking saving and speculating seriously until May 2018 and before then my holdings were about 30k in 401k, a few thousand in cash. I do not want to be super rich with yachts and private jets, I just don't want to wage for others and enjoy some land where I can garden, read, relax, and continue to invest

[Anonymous No.27596363]

>>27595951
>owe 13k on car

I make 120k and I bought my car for 13k

[Anonymous No.27596448]

>>27595951
I would go all in on the next hot dog meme token

[Anonymous No.27596530]

>>27596363
Interest rate is 2% and I didn't have the cash to buy then. Even when I got more money, the money seemed better used elsewhere since interest rate is low