/biz/ - Business & Finance

[Anonymous No.26386404]

>your age
>your goyim score
21

[Anonymous No.26387313]

26
500

[Anonymous No.26387413]

>>26386404
id expect 99% of you to be over 750 unless some random reason

im perfect credit my entire life, and consider anyone below 700 to be a chimp or ape

[Anonymous No.26387441]

25
626

thanks to a goddamn banana republic credit card i forgot i had and didn’t pay on for years

[Anonymous No.26387497]

29
803

It's fucking pointless unless you want a loan of some kind.

[Anonymous No.26387513]

815

19 years old

[Anonymous No.26387563]

>>26386404
23
771

[Anonymous No.26387575]

>>26387497
I collect credit/credit cards. Already have a $125,000 line of credit. Its pretty comfy knowing I can blow all of it in a grand finale if I ever off myself. It's not just about qualifying for loans

[Anonymous No.26387590]

>>26386404
32

last time i was at 700? i missed a bill tho im probably 650s or something

[Anonymous No.26387601]

>>26386404
32
560

[Anonymous No.26387604]

>>26386404
18
and I refuse to have a credit score

[Anonymous No.26387623]

>>26387604
based. credit scores are overrated. i hear that if you're rich, they dont give a fuck about credit scores.

[Anonymous No.26387638]

29

[Anonymous No.26387662]

>>26387413
I've never missed a payment or had debt other than my mortgage but at least some of my scores (plural because you have like twenty different scores between the three major credit bureaus alone nowadays) are below 750 around the 720 range with listed negatived of oldest line of credit being not very old and a large number of hard credit checks that won't fall off until another two years because I didn't realize every major non-secured credit card rejects you if you apply before having six months of credit history and I applied to like six of them all at once when I was trying to "build credit" to get out of my "no credit" status in preparation for when I bought my home.

[Anonymous No.26387700]

>>26387575
So you're 19 years old with an 815 credit score and 125k in credit. Guessing all those hard inquiries just fell off in record time. Did you start building credit out the womb as well?

[Anonymous No.26387780]

>>26387441
yeah fuck that, i would never get those store credit cards because the same thing would probably happen to me

[Anonymous No.26387787]

>>26387575
Imagine blowing it all on lottery tickets

$120,000 worth of mega millions

Just kill yourself if you lose. Too bad my state only let's you put $1200 a day in.

[Anonymous No.26387866]

>>26386404
31. it's been like this for years. my equifax/transunion score is like 755 which is amusing. i don't care either way. check it once a year or so to make sure criminal jews aren't ruining my life.

[Anonymous No.26387923]

32, was in collections and like 550 5 years a go.

[Anonymous No.26387950]

>>26386404
32
806

[Anonymous No.26388190]

>>26387313
loser, simple as.

[Anonymous No.26388452]

33

[Anonymous No.26388664]

>>26387413

Anyone who simply pays bills and is not up their eyeballs in debt is 750+.

Plus, anything above 740 is treated the same and qualifies for zero points on a mortgage. So if you have a 740 or 850 it literally makes 0 difference.

Its more like a non-retarded score. Anyone who is not retarded has 750+. Congratulations, you're not retarded.

[Anonymous No.26388684]

25

814 unironically

First hard pull I ever got for a mortgage and found that out a few months back. The key to it?

>added as a user to moms kohls card at 16
>got my own card at 18 and treated it like a debit card

[Anonymous No.26388738]

23
470
spent it all on heroin and it felt good
fuck jews i aint never payin it back

[Anonymous No.26388745]

>>26386404
23, 683.
I took a 20k PPP loan and used it on crypto. Still haven't bothered to pay it back.

[Anonymous No.26388823]

>>26386404
>20
>655
I fucked up and accidentally disputed one of my cards bc I’m a retard and it removed my good credit

[Anonymous No.26388834]

>>26386404
>24
>Idk, never used a credit card
I’ve never been in a position where I felt like I needed one, but this thread encouraged me to apply for one. Worst case scenario, I have a line of credit that’ll never be used.

[Anonymous No.26388845]

32
700~
How can I borrow the most money possible, to doomp into crypto/