/biz/ - Business & Finance

[Anonymous No.26031834]

>Images that make your poorfag blood boil

[Anonymous No.26032092]

>now the haymaker

[Anonymous No.26032231]

Buy a fucking house then. You should only be renting for convenience if you plan to move. That being said maybe rent wouldn't be as high as it is if the renting class didn't trash at least every other house they occupied.

[Anonymous No.26032805]

>>26031834
These are best-case section-8 tenant rents. I only rent to quality tenants and my 3BR units for for $900 in a mediocre area in a HCOL state. It's cheaper in the long run and currently my tenants are fixing up the unit.

[Anonymous No.26032923]

>>26031834
Don't forget this

[Anonymous No.26032964]

>>26032923
God we’re so poor

[Anonymous No.26033018]

>>26031834
live in a houseshare if you think it's too much, can probably get away with paying at least 50% of these figures that way

[Anonymous No.26033051]

>>26033018
or alternatively, live in your car or in a tent, 1 year of that and make a downpayment

[Anonymous No.26033139]

>>26032923
what the fuck? aren't millennials 23-45??

[Anonymous No.26033171]

>>26033139
>read the date

[Anonymous No.26033247]

>>26033139
we dont get big payraises every year anymore bro. working has become for idiots.

[Anonymous No.26033368]

>>26032923
Is that monthly? Wtf

[Anonymous No.26033489]

>>26033139
Yeah when you're exporting industry, importing illegals, and outsourcing everything else it makes it very difficult to get a good paying job even with a degree.

[Anonymous No.26033525]

>>26033139
>45
You really think people born in 1975 are millennial? That's solid Gen X territory, m8.

[Anonymous No.26033540]

>>26031834
Working is pointless in a inflationary environment. Either go full NEET or be rich, simple as

[Anonymous No.26033563]

>>26032923
CNBC says something else

[Anonymous No.26033581]

>>26033368
that's annual

[Anonymous No.26033652]

>>26033563
i hate gen x
in 17 years there's been a good bit of inflation too, so that $700 is fucking nothing

[Anonymous No.26033760]

>>26033171
It's probably still pretty ugly. Just from my life, I'm close to one guy who makes over 50-60k a year, the rest of my friends are stuck in ~40k world with 1k rents and loans to pay. Many cases of people playing by all the rules and doing mostly everything the way parents said and getting stuck in 40k jobs with student loans and 700-1k rents. We're all 30. I think slightly younger people who had extra plasticity days in new internet world might actually fare better on average if internet coins keep flowing and they're more investment literate and get more stimulus checks.

[Anonymous No.26033767]

>>26033581
Lmao no wonder so many people are mad

[Anonymous No.26033833]

>>26033139
>>26033525
>First millennials born in 1980
>2014 survey
So 34 at the oldest. Still though. That said I'm 35 and only make £24k these days. Used to make over £40k in my 20's though.

[Anonymous No.26033865]

>>26032231
>cant pay rent
>buy a house

[Anonymous No.26033921]

>>26032923
this cant be real. im top tier - and im poor as fuck

[Anonymous No.26033923]

>>26031834

[Anonymous No.26033925]

>>26032923
Lmao, I make 30k in central Europe doing manual job. I've always dreamed about going to states to earn some money but it seems you burgerfags are about to crash

[Anonymous No.26033974]

>>26032092
TAKE ME HOME COUNTRY ROADS TO THE PLACE I BELONG WEST VIRIGNA

[Anonymous No.26033994]

>>26032923
>Minnesota population center 2014
>>26033563
seems more likely

[Anonymous No.26034020]

>$600/mo for 2 bdrm with garage and fenced in yard
>non-diverse area with low crime (neighbors all leave garages open and nothing ever gets stolen)
>no student loans
>pretty much already made it from crypto

take the rural midwestern pill, frens

[Anonymous No.26034043]

>>26033865
You can, you just need to make sacrifices and eat cheap.

[Anonymous No.26034074]

>>26032923
>these are the fags calling us yuropoors
HAHAHAHAHA I MAKE MORE MOST OF THOSE AND IM A ZOOMER HAHAHAHAHHAHAHAHAHHAHA FUCKING AMERIPOORS

[Anonymous No.26034085]

>>26033865
just find a cheap house in a state with cheap houses, take time off work to check it out, get your job to transfer you near your new house, and move
it's really that simple

[Anonymous No.26034090]

>>26031834
>>26032092
this is a stupid infographic. Rent is almost always going to increase YoY because of inflation. You guys should be complaining about minimum wage not increasing along with inflation (coming from a guy who wouldnt even benefit from that, it fucking should), because thats way more likely to be changed than landlords having their margins chewed away by inflation.

[Anonymous No.26034134]

>>26031834
Kinda surprising how cheap it is to live in the Carolinas

[Anonymous No.26034137]

>>26032923
>>26032092
>1k rent post tax
>1600 pre tax is
>20k a year
>earn 24k gross
Jesus, how do people feed themselves?

[Anonymous No.26034151]

>>26034020
I wanna move to the michigan upper peninsula, seems comfy and cut off from the rest of the states. I see shit like 3-5BR 1-2 Bath selling for like 140k or less in locations that look pretty nice not far from town. I am stuck in some shitty retail job anyway so if I just relocate and get a shitty retail job up there instead of down here I will probably have my own house. I have a savings of around 70k right now too

[Anonymous No.26034211]

>>26031834
Keep in mind people have smaller families at the same time. American housing is retarded

[Anonymous No.26034230]

>>26033760
The guy who makes the most also didn't go to college or graduate high school. I think those of us who did go to college missed out on grinding years and lost out due to expecting better jobs. I do know one guy who makes a lot of money now but I haven't seen him for a long time and also he's ethnically Indian.

[Anonymous No.26034357]

>>26032923
Kek this has to be fake. Don’t most millennials have degrees? How are the majority of them working wagie retail cuck jobs?

[Anonymous No.26034412]

>>26031834
>Alabama $711
If you want to live in niggerville. A good apartment costs at least $900 here

[Anonymous No.26034425]

Where is rent?

[Anonymous No.26034465]

>>26034412
>the cheaper rental units are worse than the more expensive ones
wow thats really shocking

[Anonymous No.26034485]

>>26033833
what happened anon? started working less or in a different field?

[Anonymous No.26034493]

>>26032923
I would say this is bullshit but I worked in a sandwich shop in college and there was a 30 year old dude in there whose main ambition was snagging a job at Walmart

[Anonymous No.26034563]

Why are you posting 3 year old images you fucking retard

[Anonymous No.26034575]

>>26033833
£24k is a lot better than $22k

[Anonymous No.26034597]

>>26034151
Upper peninsula looks nice. I'm in a rural part of southern IL, $100k will get you a pretty sweet house

[Anonymous No.26034617]

Haha, get fucked millennials

Have fun waging 60 hours a week to pay for one bedroom in the house I paid $15000 in 1970

I might let you pay rent late if your girlfriend sucks me off, but until then, pay up wagie

[Anonymous No.26034628]

>>26034597
That shit needs to be renovated man. It’s a nice exterior but you need at least 50k to make it worthwhile

[Anonymous No.26034674]

>>26034137
They don't

[Anonymous No.26034736]

>>26034485
Oil industry went tits up.

[Anonymous No.26034884]

I live in Liverpool, and work with working class people in a small family run business, and 5 of my colleagues (aged 55-60) either just received lump sums from private pensions in the region of 30-60k, and/or also received inheritance from 40k-80k

That is what ~55-60 year olds are currently experiencing, it's going to be a long time until we see that money passed on

[Anonymous No.26034943]

>>26034357
imo lots of us have stayed in part time and on paper unattractive positions because they're easy and you can be poor and still have a comfy apartment life. So you prefer to only work 20-30 hours so you have more time to play computer and watch serial dramas and smoke marijuana. Assuming work in general and career building used to be more attractive as a pastime to get away from wives and kids too.>>26034357

[Anonymous No.26034965]

>>26034884
Just to reinforce my point, we're talking about low income working class people who have recently paid off their mortgage, and THEN receive 80k inheritance

[Anonymous No.26035149]

>>26034357
Because there are a lot of them and they're all highly educated and every well paying job is held by a boomer who can't retire because they failed to plan for aging.

[Anonymous No.26035167]

>>26034357
Because they all have degrees in fancy jobs and are all fighting each other just to get an entry level position based on the same credentials. If everyone has a degree and no experience, the degree becomes the cost of entry while the experience becomes the deciding factor. Not to mention all these people getting degrees for jobs that are high in potential applicants but severely limited in supply. I took the exact route I was instructed not to take: got a job right out of high school working production and now make $60k net per year doing industrial maintenance, which is low for my area but I keep the job for the insurance ($25 copay for visits, $100 for hospital stays, 1k out of pocket max) and 10hrs pto per pay period. My only debt is a $300/mo car payment for a $10k vehicle and my credit score is close to 800 last time I checked. Bought a townhome in 2013 for $150k and just sold it for $260k. Banked $120k all said and done. Awaiting the impending bubble burst when big brother stops paying everyone’s rent and foreclosures start popping up in droves to snatch up a nice house if I don’t end up building instead.

[Anonymous No.26035206]

>>26034628
That still seems worth it

[Anonymous No.26035210]

>>26034674
>highest obesity rate

[Anonymous No.26035236]

NOOOOOOOOOO NOT THE HECKIN RENTERINO

[Anonymous No.26035239]

>>26032092
>rent increased in NY in 2020
absolutely not

[Anonymous No.26035392]

>>26034628
150k for 3 bedrooms 2 bathrooms is still pretty damn good. Plenty of space too

[Anonymous No.26035436]

Heh you think you have it bad, that's cute kid.
South euro represent, ya feel me?

[Anonymous No.26035463]

>>26032923

HOW.

LITERALLY ANYONE CAN BECOME A SCHOOLTEACHER AND EARN 50K+ EASY.

[Anonymous No.26035505]

>>26032092
> NY 2020 increased rent 1574
> 2018 NY was 1633
Am I dumb or something? Didn't the rent decrease lol?

[Anonymous No.26035690]

>>26034085
>cheap state
>jobs
>get job to transfer you

[Anonymous No.26035721]

>>26034134

They're a prime landing spot. Won't be that way forever, people are catching on. NC has a big tech hub which means it's going to get California'd inevitably.

[Anonymous No.26035737]

>>26035436
that's a good thing
>>26035463
Bro... schoolteachers make nowhere near that

[Anonymous No.26035778]

>>26031834
Is rent really this cheap in burgerland??

[Anonymous No.26035807]

>>26035436
Me on 51.6%/

[Anonymous No.26035871]

>>26035737

I started teaching 10 years ago in a cowtown in Texas and made 41k starting.

I am now earning 56k a year, and with the new rural incentives that will probably be at 90k+ in a few years if the economy doesn't explode.

[Anonymous No.26035883]

>>26035778

Everything is. And we get paid better than 99% of the planet. People here are pathetic whiners who are going to make shit worse with their lack of perspective.

[Anonymous No.26035907]

>>26032923
What if you don't count the losers still living with their parents?

[Anonymous No.26035909]

>>26035871
>if the economy doesn't explode.

[Anonymous No.26035943]

>>26035436
Bulgarian here (the 52.8% country). Can confirm it's like this. Country is fucked beyond repair and will take 600 years to fix. If you're a westerner, you can't even imagine the level of corruption this country has, seriously, you can't.
The people are poor, envious and angry (who wouldn't be in that piece of shit country?). If you're making serious money or posses serious money, your best option is leaving the country otherwise the government would do their best to fuck you over and take your shit.

t. Bulgarian with mid 6 figures net worth, immigrated 3 years ago after the Bulgarian feds tried to pin false money laundering charges on me for cashing out crypto money

Fuck piece of shit Boyko, fuck Radev, fuck commies, fuck gypsies, fuck selqnins.

[Anonymous No.26035958]

why is the rent so high in Maine?

[Anonymous No.26035968]

>>26035883
Ridiculous. You are so well paid and life is so cheap. Try fucking Europe. I am a doctor in Poland and I make around $25000 a year and everyone thinks Im fucking rich. I could be earning 10x that if I moved to America its a fucking joke.

[Anonymous No.26035989]

>>26032231
>just buy a house dude

[Anonymous No.26035997]

>>26033865
People these days expect that they can be successful without making any sacrifices.
Unless you were born into wealth, real life doesn't work that way boyo.

[Anonymous No.26036002]

>>26035436
No way northern Europe only has 4%.

[Anonymous No.26036023]

>>26031834
>tfw live at home paying $200/mo for utilities and dont have to deal with smelly, annoying, shitskin roomates
i might just stay at mommies house until im 30 after all

[Anonymous No.26036040]

>>26035737

Pic related. Imagine wanting to become a corporate codemonkey drone when you could do a job that lets you eye up teenage tits and ass all day, automatically gains you the respect of your community, and is actually really rewarding.

It doesn't exactly pay great and the benefits are shit but at least jobs are available.

[Anonymous No.26036049]

>>26035968

Yeah I frequent /int/ and other spots and that seems to be the general case. We don't know how good we have it here. There's a lot of demoralization propaganda that creates this impression that things are bad just because they're imperfect, we could do much worse.

[Anonymous No.26036110]

>>26035871
>90k for being a school teacher
Do you work at some fancy private school? I've never heard of school teachers making that much.

[Anonymous No.26036185]

>>26036110

Texas is phasing in teacher incentive bonus pay for those teachers who can meet additional certicicational requirements, from 5 to 10k per year.

And get this. It is MULTIPLIED by the poverty/ruralness of your district. Up to 4 times.

[Anonymous No.26036218]

>>26036040
>$52,575
That's $21,012 per year after taxes. Damn, burgers are truly fucked. Not as fucked as Eastern Euros tho.

[Anonymous No.26036223]

>>26035167
Based, which state?

[Anonymous No.26036237]

>>26036023
Buying a home is an investment, your home might be worth double after a few years.

[Anonymous No.26036254]

>>26033563
adjusted for inflation?

[Anonymous No.26036274]

>>26036218

It's a bit more than 35K Euros after taxes where I live. Texas doesn't have a state income tax, and if you live rural, property taxes are still high compared to other states, but still virtually nil.

[Anonymous No.26036279]

[Anonymous No.26036293]

>>26032231
>>26035436

[Anonymous No.26036337]

>>26036237

Right now home values are hyperinflated, we are in a bubble, and it is going to be propped up over the long term, so it is inadvisable.

No dip, holding until a dip will probably cause your money to explode first, home values in many markets are high and will probably climb for a while yet, but you also have to factor in that stuff like closing costs, down payments, dpa assistance will bite you.

[Anonymous No.26036347]

>When you're still employed and poorfags want all your tax money for themselves

[Anonymous No.26036360]

>>26036274
Yeah my math might have been wrong or I looked at the wrong thing, my bad. Living rural in Texas seems like goals tho, looks nice.

>>26036279
Bongs are absolutely fucked when it comes to housing and rents. Pic related would cost 3x the price in Central London for no other reason than "muh central london".

[Anonymous No.26036367]

>>26036237
my crypto 20xed this last year

[Anonymous No.26036440]

>>26032923
Is this including high school students/people not working full time in school? Our situation is dire, but this infographic seems misleading

[Anonymous No.26036468]

[Anonymous No.26036509]

>>26035505
>Am I dumb or something? Didn't the rent decrease lol?
2019 not shown

[Anonymous No.26037039]

>>26036279
fancy living in garage anon? ive also seen loads of "shared ownership" things where u buy like £100k of 20% of a house that's worth like £300k
>muh get on the housing ladder